Pink Cashmere
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Post by Pink Cashmere on Sept 20, 2023 13:22:51 GMT -5
I would take him in. But I take mine in for everything. And usually regret it. Hope he feels better. Still swollen and sore this morning…there is a broken bone in there as per urgent care. Boot for now, appt with orthopedist tomorrow. I am absolutely furious with the school that didn’t offer to send him to the nurse but sent him home crying and limping. I would be furious too.
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azucena
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Post by azucena on Sept 20, 2023 13:30:32 GMT -5
Adulting fail - been getting notices from my Flexible Spending Account for healthcare that they need more documentation on the $4.10 that DH charged on FSA debit card at the kids' dentist. Pretty sure we've received 3 notices that I put on to do pile. Well this week the mail brought an account suspended notice. Rather than chase down the documentation, I sent them a check for $4.10 to reimburse my own account. Gotta clear that up because there's $1k+ left that I can reimburse from orthodontist bill. Paperwork can be so tedious. Realized that I've been taking care of our FSA my whole 22 yr marriage. Blech! Likely saves us $400ish/yr in taxes so I'll keep doing it like a good lil YMer. I HATED having an FSA and playing that annual guessing game. I don't know what sadistic person in the government thought the "use it or lose it" clause was a good idea. Much happier with an HSA. Some plans allow a certain amount of carryover now, so that helps. We always hit the family deductible so I know to put in at least that much. Add in Rx, eye exams, contacts, and this year braces, and I generally do a great job estimating. We would pay so much more if I switched to high deductible plan and HSA, so this works for us. Just wish it were truly us and not just me year after year after year. I know better than to charge small dental stuff on FSA debit because it's not linked to healthcare so they don't have direct access to bills and EOBs.
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countrygirl2
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Post by countrygirl2 on Sept 20, 2023 13:40:58 GMT -5
My husband is wanting me to get rid of all my too big clothes. He has been after me for a year. I did do a bunch of XL stuff of mine and the huge stuff of DD's. But again I'm scared I will regain weight and the clothes are such good quality. But he is right, I have tons of them even after giving so many away.
Right now I am wearing L(11-13) and M in juniors. I am down 49 to 50 pounds now. DD is down 70. Can we keep it off? They are continuing her ozempic because of her prediabetes diagnosis and it is totally controlled at this point. This is my second week for no shots, and a month and a half of minimum doses and I'm still ok. But I'm sure it stays in your body for some time. I am hoping that I've changed my eating habits enough to maintain this. My feet are so much better and I just have to keep them that way.
Even my husband has managed to lose over 30 pounds, which I think is wonderful. He looks so much better. He did it while I was gone without me cooking for him.
I guess I will do that. Right now I'm wearing a lot of stuff from Walmart. But I do like the Time and Tru styles they have. They fit myself and DD well and are reasonably priced.
We just got back from the luncheon, it was good, I had a chef salad, hubs had half an order of lasagna and didn't eat all of it with a salad. So both of us did well. Now we have each had a couple of glazed donuts, not our normal.
Going to sit down for awhile, than go over to the house to mop and clean a bit.
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daisylu
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Post by daisylu on Sept 20, 2023 13:46:05 GMT -5
Meeting done, logged off - though I will likely monitor email for another hour or so, which I can do from my phone. Trying to get a better work life balance, at least on days DH is not working.
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Pink Cashmere
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Post by Pink Cashmere on Sept 20, 2023 13:50:02 GMT -5
The funeral home called Mister this morning and told him they have the death certificates for his Dad. That was fast. It took almost 2 months for his Mom, and that time the funeral home made some calls and found out it was because the Doctor hadn’t signed whatever paperwork he was supposed to. This time, when we went to the hospital the morning his Dad died, the nurse said his Doctor had already been there and signed the paperwork.
Mister had changed his Dad’s Doctor after his Mom died, and was very impressed with the new Doctor. He still hates the old Doctor’s guts and starts cussing when he hears his name. I agree he wasn’t a good doctor, but sheesh, I hope Mister never runs into him in public. For real.
Mister has been trying to get his brother to meet him at a restaurant so they can sit down and talk business. Brother has been avoiding that. Now that the death certificates are in, I guess Mister will start handling business. I liked the advice some of you gave, for Mister to just walk away from it and let his brother deal with whatever happens. Mister doesn’t talk like he’s going to do that though. I think the house is a sticking point for him. He seems to want to keep it. I foresee many problems with that, because even if brother was willing to move, he’s NOT going to want to give up access to his business space in the back yard. And nobody is going to live there and let him still have access to that part of the property, to come and go as he pleases. Idk if Mister has even considered that part yet. Plus, I doubt Brother will pay the mortgage and utilities. He was supposed to have been getting the window fixed that their Dad broke some months ago, and it still hasn’t been done. Then there’s Dad’s car that he’s been driving. That’s his only means of transportation. He’s not going to want to give that up either. I’m pretty sure it’s upside down, Dad just bought it last summer.
I feel like Mister should just figure out how much of the insurance money he is willing to share with his brother, based on what’s left after Mister accounts for the money he’s spent, give that to his brother, and be done with all of it. Let his brother figure it all out. Otherwise, I believe it is 99% likely they are going to get into it and there’s at least going to be some hard feelings, if it doesn’t ruin their relationship completely. I hate to say that, but I honestly don’t see this playing out in any other way, besides very badly. I would be very happy to be very wrong about that.
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minnesotapaintlady
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Post by minnesotapaintlady on Sept 20, 2023 13:56:14 GMT -5
I HATED having an FSA and playing that annual guessing game. I don't know what sadistic person in the government thought the "use it or lose it" clause was a good idea. Much happier with an HSA. Some plans allow a certain amount of carryover now, so that helps. We always hit the family deductible so I know to put in at least that much. Add in Rx, eye exams, contacts, and this year braces, and I generally do a great job estimating. We would pay so much more if I switched to high deductible plan and HSA, so this works for us. Just wish it were truly us and not just me year after year after year. I know better than to charge small dental stuff on FSA debit because it's not linked to healthcare so they don't have direct access to bills and EOBs. If you have predictable expenses, it's probably easier. I would go back and forth, one year with a few hundred in expenses, then the next year with a few thousand. I'd be super conservative usually only putting about $500 or so in, and still a lot of years I would end up at the FSA store buying a bunch of crap I didn't really need, then the years expenses were high I missed out on the tax break. It was very frustrating to me.
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NastyWoman
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Post by NastyWoman on Sept 20, 2023 13:59:19 GMT -5
Still swollen and sore this morning…there is a broken bone in there as per urgent care. Boot for now, appt with orthopedist tomorrow. I am absolutely furious with the school that didn’t offer to send him to the nurse but sent him home crying and limping. I would be furious too. And then there was the time that I got a call from school that I needed to go to the hospital because they were taking 6-grade DS1 there for a broken leg. This was in Bangkok during monsoon season. I was in the other side of town, it was pouring, there was flooding and it took 1.5 hour to get there. Since they had problems to get to the hospital for the same reason DS1 was just about to be seen by the doctor. Well, I knew that the nurse's aide who had called did not speak English very well but to this day I don't know how she managed to turn a torn tendon of the right middle finger into a broken leg. They did have a full time RN on duty at the school so I knew where error came from. Anyway DS1 had his middle finger splinted (and like a true sixth grade boy used that to maximum advantage) and at least a year or two were taken of my lifespan that day. It was a good thing the company xH worked for provided us not just with a car but with a driver as well or I might not have survived that little "adventure"
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NomoreDramaQ1015
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Post by NomoreDramaQ1015 on Sept 20, 2023 13:59:35 GMT -5
The funeral home called Mister this morning and told him they have the death certificates for his Dad. That was fast. It took almost 2 months for his Mom, and that time the funeral home made some calls and found out it was because the Doctor hadn’t signed whatever paperwork he was supposed to. This time, when we went to the hospital the morning his Dad died, the nurse said his Doctor had already been there and signed the paperwork. Mister had changed his Dad’s Doctor after his Mom died, and was very impressed with the new Doctor. He still hates the old Doctor’s guts and starts cussing when he hears his name. I agree he wasn’t a good doctor, but sheesh, I hope Mister never runs into him in public. For real. Mister has been trying to get his brother to meet him at a restaurant so they can sit down and talk business. Brother has been avoiding that. Now that the death certificates are in, I guess Mister will start handling business. I liked the advice some of you gave, for Mister to just walk away from it and let his brother deal with whatever happens. Mister doesn’t talk like he’s going to do that though. I think the house is a sticking point for him. He seems to want to keep it. I foresee many problems with that, because even if brother was willing to move, he’s NOT going to want to give up access to his business space in the back yard. And nobody is going to live there and let him still have access to that part of the property, to come and go as he pleases. Idk if Mister has even considered that part yet. Plus, I doubt Brother will pay the mortgage and utilities. He was supposed to have been getting the window fixed that their Dad broke some months ago, and it still hasn’t been done. Then there’s Dad’s car that he’s been driving. That’s his only means of transportation. He’s not going to want to give that up either. I’m pretty sure it’s upside down, Dad just bought it last summer. I feel like Mister should just figure out how much of the insurance money he is willing to share with his brother, based on what’s left after Mister accounts for the money he’s spent, give that to his brother, and be done with all of it. Let his brother figure it all out. Otherwise, I believe it is 99% likely they are going to get into it and there’s at least going to be some hard feelings, if it doesn’t ruin their relationship completely. I hate to say that, but I honestly don’t see this playing out in any other way, besides very badly. I would be very happy to be very wrong about that. Not that Mister will probably listen but he should talk to someone, in particular someone who has experience with grief. And yet again he should talk with an estate lawyer. Right now he's running on emotions and grief which is understandable. BUT like it or not the house needs to be approached objectively and as a business decision. DH and I had a long talk about his parents' house. At first he informed me he was willing to give up his entire inheritance and then some to buy them out. I threw a fit and told him absolutely not he needs to be thinking about this as a business transaction not an emotional affair. I said based on what he's roughly said his dad's estate is worth we get more if he kept his share of the inheritance and would be better off letting the house be sold and split. Then we invest the money for our/the kids future. The house is just a house. The memories he made in it are never going to go away. Holding onto a piece of property come hell or high water is not a wise decision. Because everything you said is true. Who is going to pay the underwater mortgage? Is Mister going to give the life insurance away to brother in exchange for the house? If he does how is he going to get Brother out? If they draw up a contract is Mister ready to potentially have to formally evict his brother if brother refuses to uphold his end of the deal? Brother has WAY more to lose than Mister does. He has a pretty sweet deal I don't see him walking off into the night in exchange for whatever life insurance there is. He needs to stop for a moment and breathe. They say don't make any major life decisions for at least a year. I know the estate has to be dealt with but you could find out it's all out of Mister's hands any the creditors are going to collect it all. No need to be making decisions yet until he sees who else comes knocking for their fair share. There may be nothing left by that point. You know about the car, you know about the house but who knows what other skeletons there might be. My grandma had credit cards going back to 1992 with balances! Fortunately credit card companies have to eat it they are the last on the list and if there is no estate there is no estate. But still my parents were PISSED. Dad said if she wasn't already dead he would have killed her. It was such a mess to sort out.
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finnime
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Post by finnime on Sept 20, 2023 14:13:32 GMT -5
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daisylu
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Post by daisylu on Sept 20, 2023 14:14:22 GMT -5
The funeral home called Mister this morning and told him they have the death certificates for his Dad. That was fast. It took almost 2 months for his Mom, and that time the funeral home made some calls and found out it was because the Doctor hadn’t signed whatever paperwork he was supposed to. This time, when we went to the hospital the morning his Dad died, the nurse said his Doctor had already been there and signed the paperwork. Mister had changed his Dad’s Doctor after his Mom died, and was very impressed with the new Doctor. He still hates the old Doctor’s guts and starts cussing when he hears his name. I agree he wasn’t a good doctor, but sheesh, I hope Mister never runs into him in public. For real. Mister has been trying to get his brother to meet him at a restaurant so they can sit down and talk business. Brother has been avoiding that. Now that the death certificates are in, I guess Mister will start handling business. I liked the advice some of you gave, for Mister to just walk away from it and let his brother deal with whatever happens. Mister doesn’t talk like he’s going to do that though. I think the house is a sticking point for him. He seems to want to keep it. I foresee many problems with that, because even if brother was willing to move, he’s NOT going to want to give up access to his business space in the back yard. And nobody is going to live there and let him still have access to that part of the property, to come and go as he pleases. Idk if Mister has even considered that part yet. Plus, I doubt Brother will pay the mortgage and utilities. He was supposed to have been getting the window fixed that their Dad broke some months ago, and it still hasn’t been done. Then there’s Dad’s car that he’s been driving. That’s his only means of transportation. He’s not going to want to give that up either. I’m pretty sure it’s upside down, Dad just bought it last summer. I feel like Mister should just figure out how much of the insurance money he is willing to share with his brother, based on what’s left after Mister accounts for the money he’s spent, give that to his brother, and be done with all of it. Let his brother figure it all out. Otherwise, I believe it is 99% likely they are going to get into it and there’s at least going to be some hard feelings, if it doesn’t ruin their relationship completely. I hate to say that, but I honestly don’t see this playing out in any other way, besides very badly. I would be very happy to be very wrong about that. IA with things ending badly between Mister and brother. Will continue prayers you and Mister, IDGFAK about brother. I get Mister wanting to keep the house, but it is a seriously bad idea based on emotion right now. Sister and I are fortunate that our parents have enough insurance and savings that the little that they owe on their house will be easily paid off. Taxes are minimal in their area, either of us can and will take care of it, and although sister and I disagree on a lot of things we both agree that when that time comes their home will be off limits to EVERYONE but she and I for at least 6 months. But, my parents have wills and and I will be executor when the last of them dies. In Mister's situation, I would walk away. But he won't, and I understand that too. I hate that ya'll are in this situation.
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weltz
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Post by weltz on Sept 20, 2023 14:25:42 GMT -5
I think the house is a sticking point for him. He seems to want to keep it. I foresee many problems with that, because even if brother was willing to move, he’s NOT going to want to give up access to his business space in the back yard.
I thought his business flopped and that's why he's broke. What kind of business is it? Can he set up his business space in an apartment?
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weltz
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Post by weltz on Sept 20, 2023 14:27:35 GMT -5
I harvested all my basil and rosemary, tied it up, and hung it upside down in my kitchen, which now smells amazing!
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jerseygirl
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Post by jerseygirl on Sept 20, 2023 14:41:27 GMT -5
I harvested all my basil and rosemary, tied it up, and hung it upside down in my kitchen, which now smells amazing! Does the basil dry that way? I haven’t had luck drying basil
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Pink Cashmere
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Post by Pink Cashmere on Sept 20, 2023 14:42:58 GMT -5
The funeral home called Mister this morning and told him they have the death certificates for his Dad. That was fast. It took almost 2 months for his Mom, and that time the funeral home made some calls and found out it was because the Doctor hadn’t signed whatever paperwork he was supposed to. This time, when we went to the hospital the morning his Dad died, the nurse said his Doctor had already been there and signed the paperwork. Mister had changed his Dad’s Doctor after his Mom died, and was very impressed with the new Doctor. He still hates the old Doctor’s guts and starts cussing when he hears his name. I agree he wasn’t a good doctor, but sheesh, I hope Mister never runs into him in public. For real. Mister has been trying to get his brother to meet him at a restaurant so they can sit down and talk business. Brother has been avoiding that. Now that the death certificates are in, I guess Mister will start handling business. I liked the advice some of you gave, for Mister to just walk away from it and let his brother deal with whatever happens. Mister doesn’t talk like he’s going to do that though. I think the house is a sticking point for him. He seems to want to keep it. I foresee many problems with that, because even if brother was willing to move, he’s NOT going to want to give up access to his business space in the back yard. And nobody is going to live there and let him still have access to that part of the property, to come and go as he pleases. Idk if Mister has even considered that part yet. Plus, I doubt Brother will pay the mortgage and utilities. He was supposed to have been getting the window fixed that their Dad broke some months ago, and it still hasn’t been done. Then there’s Dad’s car that he’s been driving. That’s his only means of transportation. He’s not going to want to give that up either. I’m pretty sure it’s upside down, Dad just bought it last summer. I feel like Mister should just figure out how much of the insurance money he is willing to share with his brother, based on what’s left after Mister accounts for the money he’s spent, give that to his brother, and be done with all of it. Let his brother figure it all out. Otherwise, I believe it is 99% likely they are going to get into it and there’s at least going to be some hard feelings, if it doesn’t ruin their relationship completely. I hate to say that, but I honestly don’t see this playing out in any other way, besides very badly. I would be very happy to be very wrong about that. Not that Mister will probably listen but he should talk to someone, in particular someone who has experience with grief. And yet again he should talk with an estate lawyer. Right now he's running on emotions and grief which is understandable. BUT like it or not the house needs to be approached objectively and as a business decision. DH and I had a long talk about his parents' house. At first he informed me he was willing to give up his entire inheritance and then some to buy them out. I threw a fit and told him absolutely not he needs to be thinking about this as a business transaction not an emotional affair. I said based on what he's roughly said his dad's estate is worth we get more if he kept his share of the inheritance and would be better off letting the house be sold and split. Then we invest the money for our/the kids future. The house is just a house. The memories he made in it are never going to go away. Holding onto a piece of property come hell or high water is not a wise decision. Because everything you said is true. Who is going to pay the underwater mortgage? Is Mister going to give the life insurance away to brother in exchange for the house? If he does how is he going to get Brother out? If they draw up a contract is Mister ready to potentially have to formally evict his brother if brother refuses to uphold his end of the deal? Brother has WAY more to lose than Mister does. He has a pretty sweet deal I don't see him walking off into the night in exchange for whatever life insurance there is. He needs to stop for a moment and breathe. They say don't make any major life decisions for at least a year. I know the estate has to be dealt with but you could find out it's all out of Mister's hands any the creditors are going to collect it all. No need to be making decisions yet until he sees who else comes knocking for their fair share. There may be nothing left by that point. You know about the car, you know about the house but who knows what other skeletons there might be. My grandma had credit cards going back to 1992 with balances! Fortunately credit card companies have to eat it they are the last on the list and if there is no estate there is no estate. But still my parents were PISSED. Dad said if she wasn't already dead he would have killed her. It was such a mess to sort out. I agree with all of your advice. But, Mister has not really listened to me IRT to anything to do with his parents since all of this first started last year. Just like y’all kept telling me he needed an attorney for this and that, I’ve been telling him the same because I felt like he needed one, and I would’ve felt like that, even if y’all didn’t keep advising it. Nor has brother done anything Mister has asked him to do as far as handling business. I don’t see either of those things changing all of a sudden. The insurance money is not enough to try to convince his brother to go away. It is “only” $40k, and Imma be mad if Mister doesn’t reimburse himself for money he’s spent out of his own pockets, before even getting to sharing it with his brother. That’s a chunk of the $40k, by itself. Unless he is willing to just walk away from it all, some decisions have to be made now about the house and the car. Because they both have payments that need to be made, and there is the issue of insurance on the car. And imo, those decisions and the payments need to be considered IRT to what he does with the insurance money as far as sharing it with his brother. Because if it were me, the costs of retaining an attorney would be subtracted from the insurance money too, before I gave Brother anything. I think his Dad has a couple months of payments in one of his bank accounts, but even though Mister has access to those accounts, his name is not on them, so idk if that money can be used to make those payments, or if the accounts are “frozen” due to his death. I mean, does he pay the mortgage on October 1st, and if he does, does he pay it out of his own pocket, or what? I don’t see brother having the money to pay it. I don’t know when the car payment and utility bill are due, and whether they’ve been paid for September or not. He might have set those up for automatic payments when he started managing his Dad’s bank account that paid his Dad’s bills. But I know the mortgage isn’t on auto pay. Anyway, I will suggest to him that he take a minute to breathe, before he starts making moves. He probably won’t listen to that either though.
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Pink Cashmere
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Post by Pink Cashmere on Sept 20, 2023 14:45:52 GMT -5
The funeral home called Mister this morning and told him they have the death certificates for his Dad. That was fast. It took almost 2 months for his Mom, and that time the funeral home made some calls and found out it was because the Doctor hadn’t signed whatever paperwork he was supposed to. This time, when we went to the hospital the morning his Dad died, the nurse said his Doctor had already been there and signed the paperwork. Mister had changed his Dad’s Doctor after his Mom died, and was very impressed with the new Doctor. He still hates the old Doctor’s guts and starts cussing when he hears his name. I agree he wasn’t a good doctor, but sheesh, I hope Mister never runs into him in public. For real. Mister has been trying to get his brother to meet him at a restaurant so they can sit down and talk business. Brother has been avoiding that. Now that the death certificates are in, I guess Mister will start handling business. I liked the advice some of you gave, for Mister to just walk away from it and let his brother deal with whatever happens. Mister doesn’t talk like he’s going to do that though. I think the house is a sticking point for him. He seems to want to keep it. I foresee many problems with that, because even if brother was willing to move, he’s NOT going to want to give up access to his business space in the back yard. And nobody is going to live there and let him still have access to that part of the property, to come and go as he pleases. Idk if Mister has even considered that part yet. Plus, I doubt Brother will pay the mortgage and utilities. He was supposed to have been getting the window fixed that their Dad broke some months ago, and it still hasn’t been done. Then there’s Dad’s car that he’s been driving. That’s his only means of transportation. He’s not going to want to give that up either. I’m pretty sure it’s upside down, Dad just bought it last summer. I feel like Mister should just figure out how much of the insurance money he is willing to share with his brother, based on what’s left after Mister accounts for the money he’s spent, give that to his brother, and be done with all of it. Let his brother figure it all out. Otherwise, I believe it is 99% likely they are going to get into it and there’s at least going to be some hard feelings, if it doesn’t ruin their relationship completely. I hate to say that, but I honestly don’t see this playing out in any other way, besides very badly. I would be very happy to be very wrong about that. IA with things ending badly between Mister and brother. Will continue prayers you and Mister, IDGFAK about brother. I get Mister wanting to keep the house, but it is a seriously bad idea based on emotion right now. Sister and I are fortunate that our parents have enough insurance and savings that the little that they owe on their house will be easily paid off. Taxes are minimal in their area, either of us can and will take care of it, and although sister and I disagree on a lot of things we both agree that when that time comes their home will be off limits to EVERYONE but she and I for at least 6 months. But, my parents have wills and and I will be executor when the last of them dies. In Mister's situation, I would walk away. But he won't, and I understand that too. I hate that ya'll are in this situation. I think it’s a very bad idea too. I am glad for you that your parents have things in order and you and your sister agree on the important stuff. That makes a world of difference. Thank you for your kind words.
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NomoreDramaQ1015
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Post by NomoreDramaQ1015 on Sept 20, 2023 14:50:04 GMT -5
Not that Mister will probably listen but he should talk to someone, in particular someone who has experience with grief. And yet again he should talk with an estate lawyer. Right now he's running on emotions and grief which is understandable. BUT like it or not the house needs to be approached objectively and as a business decision. DH and I had a long talk about his parents' house. At first he informed me he was willing to give up his entire inheritance and then some to buy them out. I threw a fit and told him absolutely not he needs to be thinking about this as a business transaction not an emotional affair. I said based on what he's roughly said his dad's estate is worth we get more if he kept his share of the inheritance and would be better off letting the house be sold and split. Then we invest the money for our/the kids future. The house is just a house. The memories he made in it are never going to go away. Holding onto a piece of property come hell or high water is not a wise decision. Because everything you said is true. Who is going to pay the underwater mortgage? Is Mister going to give the life insurance away to brother in exchange for the house? If he does how is he going to get Brother out? If they draw up a contract is Mister ready to potentially have to formally evict his brother if brother refuses to uphold his end of the deal? Brother has WAY more to lose than Mister does. He has a pretty sweet deal I don't see him walking off into the night in exchange for whatever life insurance there is. He needs to stop for a moment and breathe. They say don't make any major life decisions for at least a year. I know the estate has to be dealt with but you could find out it's all out of Mister's hands any the creditors are going to collect it all. No need to be making decisions yet until he sees who else comes knocking for their fair share. There may be nothing left by that point. You know about the car, you know about the house but who knows what other skeletons there might be. My grandma had credit cards going back to 1992 with balances! Fortunately credit card companies have to eat it they are the last on the list and if there is no estate there is no estate. But still my parents were PISSED. Dad said if she wasn't already dead he would have killed her. It was such a mess to sort out. I agree with all of your advice. But, Mister has not really listened to me IRT to anything to do with his parents since all of this first started last year. Just like y’all kept telling me he needed an attorney for this and that, I’ve been telling him the same because I felt like he needed one, and I would’ve felt like that, even if y’all didn’t keep advising it. Nor has brother done anything Mister has asked him to do as far as handling business. I don’t see either of those things changing all of a sudden. The insurance money is not enough to try to convince his brother to go away. It is “only” $40k, and Imma be mad if Mister doesn’t reimburse himself for money he’s spent out of his own pockets, before even getting to sharing it with his brother. That’s a chunk of the $40k, by itself. Unless he is willing to just walk away from it all, some decisions have to be made now about the house and the car. Because they both have payments that need to be made, and there is the issue of insurance on the car. And imo, those decisions and the payments need to be considered IRT to what he does with the insurance money as far as sharing it with his brother. Because if it were me, the costs of retaining an attorney would be subtracted from the insurance money too, before I gave Brother anything. I think his Dad has a couple months of payments in one of his bank accounts, but even though Mister has access to those accounts, his name is not on them, so idk if that money can be used to make those payments, or if the accounts are “frozen” due to his death. I mean, does he pay the mortgage on October 1st, and if he does, does he pay it out of his own pocket, or what? I don’t see brother having the money to pay it. I don’t know when the car payment and utility bill are due, and whether they’ve been paid for September or not. He might have set those up for automatic payments when he started managing his Dad’s bank account that paid his Dad’s bills. But I know the mortgage isn’t on auto pay. Anyway, I will suggest to him that he take a minute to breathe, before he starts making moves. He probably won’t listen to that either though. I am fairly sure but not 100% sure if Mister's name is on the account it won't be frozen. My mom's wasn't frozen because my dad was on it. My grandma's wasn't because my mom was on it. As long as one person is living the account remains open. They had to get death certificates to remove the deceased party though. If Mister was not on the account he would be in for a world of hurt. He should be able to if Mr. Messy has the funds in the account pay the car and house from that for October and at least kick the can down the road till the next payment. That'd give him 30 days of breathing room.
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daisylu
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Post by daisylu on Sept 20, 2023 14:53:39 GMT -5
I harvested all my basil and rosemary, tied it up, and hung it upside down in my kitchen, which now smells amazing! Does the basil dry that way? I haven’t had luck drying basil No basil will mold like that. I dry it in the oven or dehydrator.
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swamp
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THEY’RE EATING THE DOGS!!!!!!!
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Post by swamp on Sept 20, 2023 14:55:49 GMT -5
The funeral home called Mister this morning and told him they have the death certificates for his Dad. That was fast. It took almost 2 months for his Mom, and that time the funeral home made some calls and found out it was because the Doctor hadn’t signed whatever paperwork he was supposed to. This time, when we went to the hospital the morning his Dad died, the nurse said his Doctor had already been there and signed the paperwork. Mister had changed his Dad’s Doctor after his Mom died, and was very impressed with the new Doctor. He still hates the old Doctor’s guts and starts cussing when he hears his name. I agree he wasn’t a good doctor, but sheesh, I hope Mister never runs into him in public. For real. Mister has been trying to get his brother to meet him at a restaurant so they can sit down and talk business. Brother has been avoiding that. Now that the death certificates are in, I guess Mister will start handling business. I liked the advice some of you gave, for Mister to just walk away from it and let his brother deal with whatever happens. Mister doesn’t talk like he’s going to do that though. I think the house is a sticking point for him. He seems to want to keep it. I foresee many problems with that, because even if brother was willing to move, he’s NOT going to want to give up access to his business space in the back yard. And nobody is going to live there and let him still have access to that part of the property, to come and go as he pleases. Idk if Mister has even considered that part yet. Plus, I doubt Brother will pay the mortgage and utilities. He was supposed to have been getting the window fixed that their Dad broke some months ago, and it still hasn’t been done. Then there’s Dad’s car that he’s been driving. That’s his only means of transportation. He’s not going to want to give that up either. I’m pretty sure it’s upside down, Dad just bought it last summer. I feel like Mister should just figure out how much of the insurance money he is willing to share with his brother, based on what’s left after Mister accounts for the money he’s spent, give that to his brother, and be done with all of it. Let his brother figure it all out. Otherwise, I believe it is 99% likely they are going to get into it and there’s at least going to be some hard feelings, if it doesn’t ruin their relationship completely. I hate to say that, but I honestly don’t see this playing out in any other way, besides very badly. I would be very happy to be very wrong about that. Brother has no reason to do anything. he's living in a house and driving a car he doesn't need to pay for. Seriously, Mister needs to walk away and let brother deal with it because brother is the one that needs the house, the transportation, and the business space. The house is just a house. The memories are with mister, and a house isn't his parents. Let it go!!!
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swamp
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Post by swamp on Sept 20, 2023 14:57:23 GMT -5
My husband is wanting me to get rid of all my too big clothes. He has been after me for a year. I did do a bunch of XL stuff of mine and the huge stuff of DD's. But again I'm scared I will regain weight and the clothes are such good quality. But he is right, I have tons of them even after giving so many away. Right now I am wearing L(11-13) and M in juniors. I am down 49 to 50 pounds now. DD is down 70. Can we keep it off? They are continuing her ozempic because of her prediabetes diagnosis and it is totally controlled at this point. This is my second week for no shots, and a month and a half of minimum doses and I'm still ok. But I'm sure it stays in your body for some time. I am hoping that I've changed my eating habits enough to maintain this. My feet are so much better and I just have to keep them that way. Even my husband has managed to lose over 30 pounds, which I think is wonderful. He looks so much better. He did it while I was gone without me cooking for him. I guess I will do that. Right now I'm wearing a lot of stuff from Walmart. But I do like the Time and Tru styles they have. They fit myself and DD well and are reasonably priced. We just got back from the luncheon, it was good, I had a chef salad, hubs had half an order of lasagna and didn't eat all of it with a salad. So both of us did well. Now we have each had a couple of glazed donuts, not our normal. Going to sit down for awhile, than go over to the house to mop and clean a bit. Let someone else who needs the clothes wear them. I'm sure there are some programs for people just starting out in the workforce who could use them. Seriously, you have enough. If you regain the weight, get some new clothes. you can afford it.
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NomoreDramaQ1015
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Post by NomoreDramaQ1015 on Sept 20, 2023 15:05:44 GMT -5
The funeral home called Mister this morning and told him they have the death certificates for his Dad. That was fast. It took almost 2 months for his Mom, and that time the funeral home made some calls and found out it was because the Doctor hadn’t signed whatever paperwork he was supposed to. This time, when we went to the hospital the morning his Dad died, the nurse said his Doctor had already been there and signed the paperwork. Mister had changed his Dad’s Doctor after his Mom died, and was very impressed with the new Doctor. He still hates the old Doctor’s guts and starts cussing when he hears his name. I agree he wasn’t a good doctor, but sheesh, I hope Mister never runs into him in public. For real. Mister has been trying to get his brother to meet him at a restaurant so they can sit down and talk business. Brother has been avoiding that. Now that the death certificates are in, I guess Mister will start handling business. I liked the advice some of you gave, for Mister to just walk away from it and let his brother deal with whatever happens. Mister doesn’t talk like he’s going to do that though. I think the house is a sticking point for him. He seems to want to keep it. I foresee many problems with that, because even if brother was willing to move, he’s NOT going to want to give up access to his business space in the back yard. And nobody is going to live there and let him still have access to that part of the property, to come and go as he pleases. Idk if Mister has even considered that part yet. Plus, I doubt Brother will pay the mortgage and utilities. He was supposed to have been getting the window fixed that their Dad broke some months ago, and it still hasn’t been done. Then there’s Dad’s car that he’s been driving. That’s his only means of transportation. He’s not going to want to give that up either. I’m pretty sure it’s upside down, Dad just bought it last summer. I feel like Mister should just figure out how much of the insurance money he is willing to share with his brother, based on what’s left after Mister accounts for the money he’s spent, give that to his brother, and be done with all of it. Let his brother figure it all out. Otherwise, I believe it is 99% likely they are going to get into it and there’s at least going to be some hard feelings, if it doesn’t ruin their relationship completely. I hate to say that, but I honestly don’t see this playing out in any other way, besides very badly. I would be very happy to be very wrong about that. IA with things ending badly between Mister and brother. Will continue prayers you and Mister, IDGFAK about brother. I get Mister wanting to keep the house, but it is a seriously bad idea based on emotion right now. Sister and I are fortunate that our parents have enough insurance and savings that the little that they owe on their house will be easily paid off. Taxes are minimal in their area, either of us can and will take care of it, and although sister and I disagree on a lot of things we both agree that when that time comes their home will be off limits to EVERYONE but she and I for at least 6 months. But, my parents have wills and and I will be executor when the last of them dies. In Mister's situation, I would walk away. But he won't, and I understand that too. I hate that ya'll are in this situation. Bob and I are in agreement about my parents' house as well. We were only half joking about burning it down when the time comes rather than deal with it. Neither of us want it and are fine splitting whatever we can get 50/50. I am also open if at the time he wants it he can have it. It's not worth enough to make a stink about paying me out 50% and I already own my own house. IF the restaurant was still operating we have already discussed that neither one us wants to take it over. We would sell it and split the proceeds there 50/50. If one of us changes our mind we expect the other to buy us out but it isn't a hill either one of us would die on.
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TheOtherMe
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Post by TheOtherMe on Sept 20, 2023 15:15:20 GMT -5
As those of us with uncooperative elderly parents have learned, if they won't cooperate, they can't be forced in to a nursing home without spending money on a guardianship.
A friend of mine has been at her wit's end with her father who has dementia. Like my dad, he also won't wear his hearing aids. He was calling her 40 or 50 times a day and the conversation was "I can't hear you". I remember those calls but dad never called like that.
Last week, her dad's doctor told her and her father he needed to be in a nursing home. Father refused. Doctor told them it will take a crisis and you will have no choice.
Monday night, he had a stroke. The left side of his body is paralyzed. That night, she was asked if she was willing to take her father in and she said absolutely no. Social workers are working on nursing home arrangements.
She said she feels like the weight of the world has been lifted from her shoulders. She was able to sleep because he wasn't calling her all night. Now he's mad at the medical staff and not her. She said getting fed has helped, too. Like my dad, he wasn't eating much.
It's too bad that we can't all do the paperwork to get us proper care when we need it--even if we don't think we need it.
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bookkeeper
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Post by bookkeeper on Sept 20, 2023 15:15:51 GMT -5
My husband is wanting me to get rid of all my too big clothes. He has been after me for a year. I did do a bunch of XL stuff of mine and the huge stuff of DD's. But again I'm scared I will regain weight and the clothes are such good quality. But he is right, I have tons of them even after giving so many away. Right now I am wearing L(11-13) and M in juniors. I am down 49 to 50 pounds now. DD is down 70. Can we keep it off? They are continuing her ozempic because of her prediabetes diagnosis and it is totally controlled at this point. This is my second week for no shots, and a month and a half of minimum doses and I'm still ok. But I'm sure it stays in your body for some time. I am hoping that I've changed my eating habits enough to maintain this. My feet are so much better and I just have to keep them that way. Even my husband has managed to lose over 30 pounds, which I think is wonderful. He looks so much better. He did it while I was gone without me cooking for him. I guess I will do that. Right now I'm wearing a lot of stuff from Walmart. But I do like the Time and Tru styles they have. They fit myself and DD well and are reasonably priced. We just got back from the luncheon, it was good, I had a chef salad, hubs had half an order of lasagna and didn't eat all of it with a salad. So both of us did well. Now we have each had a couple of glazed donuts, not our normal. Going to sit down for awhile, than go over to the house to mop and clean a bit. You post about going into the city fairly regularly. I would look into a consignment store for your high quality, name brand clothing. They will keep half of what they sell it for and you get the other half of the cash. When DH and I retired, I took all the "work clothes" and suits to the consignment store. Somebody else got some use out of it and we got a little cash back out of it. What didn't sell was donated to a charity.
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giramomma
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Post by giramomma on Sept 20, 2023 15:21:29 GMT -5
I think that was quite possibly the longest post ever. I love that post! I feel like trying violin after reading that. I wish I knew you in 4th grade, lol. You are never to old to start! Do it. And happy anniversary.
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Pink Cashmere
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Post by Pink Cashmere on Sept 20, 2023 15:30:51 GMT -5
I think the house is a sticking point for him. He seems to want to keep it. I foresee many problems with that, because even if brother was willing to move, he’s NOT going to want to give up access to his business space in the back yard.
I thought his business flopped and that's why he's broke. What kind of business is it? Can he set up his business space in an apartment? I don’t want to get into what kind of business it is, because he is well known in a certain industry. The size of the building he built in his parents’ backyard, is about the same size as a small apartment. It’s not really just about the building itself, even though it was built to have certain specifications that he needed, it’s also about the equipment in it, that he uses for his business, and he can’t set it all up to work effectively in just any random place. He really needs a dedicated space, that has certain things. I know that might be as clear as mud, but that’s about all I’m willing to say. He still has some clients, I ASSume, and I believe that if he got his shit together for real, he could make a comeback, based on the reputation he built before his life went sideways.
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Pink Cashmere
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Post by Pink Cashmere on Sept 20, 2023 15:38:57 GMT -5
The funeral home called Mister this morning and told him they have the death certificates for his Dad. That was fast. It took almost 2 months for his Mom, and that time the funeral home made some calls and found out it was because the Doctor hadn’t signed whatever paperwork he was supposed to. This time, when we went to the hospital the morning his Dad died, the nurse said his Doctor had already been there and signed the paperwork. Mister had changed his Dad’s Doctor after his Mom died, and was very impressed with the new Doctor. He still hates the old Doctor’s guts and starts cussing when he hears his name. I agree he wasn’t a good doctor, but sheesh, I hope Mister never runs into him in public. For real. Mister has been trying to get his brother to meet him at a restaurant so they can sit down and talk business. Brother has been avoiding that. Now that the death certificates are in, I guess Mister will start handling business. I liked the advice some of you gave, for Mister to just walk away from it and let his brother deal with whatever happens. Mister doesn’t talk like he’s going to do that though. I think the house is a sticking point for him. He seems to want to keep it. I foresee many problems with that, because even if brother was willing to move, he’s NOT going to want to give up access to his business space in the back yard. And nobody is going to live there and let him still have access to that part of the property, to come and go as he pleases. Idk if Mister has even considered that part yet. Plus, I doubt Brother will pay the mortgage and utilities. He was supposed to have been getting the window fixed that their Dad broke some months ago, and it still hasn’t been done. Then there’s Dad’s car that he’s been driving. That’s his only means of transportation. He’s not going to want to give that up either. I’m pretty sure it’s upside down, Dad just bought it last summer. I feel like Mister should just figure out how much of the insurance money he is willing to share with his brother, based on what’s left after Mister accounts for the money he’s spent, give that to his brother, and be done with all of it. Let his brother figure it all out. Otherwise, I believe it is 99% likely they are going to get into it and there’s at least going to be some hard feelings, if it doesn’t ruin their relationship completely. I hate to say that, but I honestly don’t see this playing out in any other way, besides very badly. I would be very happy to be very wrong about that. Brother has no reason to do anything. he's living in a house and driving a car he doesn't need to pay for. Seriously, Mister needs to walk away and let brother deal with it because brother is the one that needs the house, the transportation, and the business space. The house is just a house. The memories are with mister, and a house isn't his parents. Let it go!!! I would think that since Brother is the one that needs the house and the car, he would be motivated to figure out how to keep it if Mister refuses to deal with it. But he won’t, if Mister involves himself in it. Which I agree with you that he shouldn’t involve himself in it and just let the chips fall where they may with the whole mess and whatever happens with his brother. They didn’t even grow up in that house their whole lives. I think their parents bought it when Mister was either a teenager or young adult.
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Pink Cashmere
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Post by Pink Cashmere on Sept 20, 2023 15:44:29 GMT -5
I agree with all of your advice. But, Mister has not really listened to me IRT to anything to do with his parents since all of this first started last year. Just like y’all kept telling me he needed an attorney for this and that, I’ve been telling him the same because I felt like he needed one, and I would’ve felt like that, even if y’all didn’t keep advising it. Nor has brother done anything Mister has asked him to do as far as handling business. I don’t see either of those things changing all of a sudden. The insurance money is not enough to try to convince his brother to go away. It is “only” $40k, and Imma be mad if Mister doesn’t reimburse himself for money he’s spent out of his own pockets, before even getting to sharing it with his brother. That’s a chunk of the $40k, by itself. Unless he is willing to just walk away from it all, some decisions have to be made now about the house and the car. Because they both have payments that need to be made, and there is the issue of insurance on the car. And imo, those decisions and the payments need to be considered IRT to what he does with the insurance money as far as sharing it with his brother. Because if it were me, the costs of retaining an attorney would be subtracted from the insurance money too, before I gave Brother anything. I think his Dad has a couple months of payments in one of his bank accounts, but even though Mister has access to those accounts, his name is not on them, so idk if that money can be used to make those payments, or if the accounts are “frozen” due to his death. I mean, does he pay the mortgage on October 1st, and if he does, does he pay it out of his own pocket, or what? I don’t see brother having the money to pay it. I don’t know when the car payment and utility bill are due, and whether they’ve been paid for September or not. He might have set those up for automatic payments when he started managing his Dad’s bank account that paid his Dad’s bills. But I know the mortgage isn’t on auto pay. Anyway, I will suggest to him that he take a minute to breathe, before he starts making moves. He probably won’t listen to that either though. I am fairly sure but not 100% sure if Mister's name is on the account it won't be frozen. My mom's wasn't frozen because my dad was on it. My grandma's wasn't because my mom was on it. As long as one person is living the account remains open. They had to get death certificates to remove the deceased party though. If Mister was not on the account he would be in for a world of hurt. He should be able to if Mr. Messy has the funds in the account pay the car and house from that for October and at least kick the can down the road till the next payment. That'd give him 30 days of breathing room. Mister’s name is not on the account. His Dad just gave him his username and password so Mister could go online and pay Dad’s bills for him. That’s what I meant when I said he has “access” to his Dad’s accounts. It’s just online access that his Dad gave him the necessary info for, for Mister to manage the accounts for him and pay his bills.
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lurkyloo
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Post by lurkyloo on Sept 20, 2023 15:52:15 GMT -5
giramomma - how much do you think additional private music lessons help? Ds is taking piano and cello right now. He asked tonight if he can add a 2nd weekly cello lesson. He's only been playing for a year and moving up to the high school has been a little rough on his ego. He practices some, but not a ton. I really want to encourage him, but it's not cheap and I'm hyper aware of adding expenses right now. I told him I needed to think about it and that if I agreed I think it would come with required practice time for both cello and piano. But I'd hate for him to quit 1 of them because of those kinds of rules. I think it depends. What kind of music is your kiddo playing in HS? Like, is he doing doing a full movement from Beethoven 5 or is he doing a transcribed version of a movement that's easier?
Does he have posture issues? If your kiddo has posture issues, then I might suggest lessons twice a week for a while. Meaning, he's not holding his bow correctly, and/or his left hand needs corrections. When I do meet and greets with my students, I set very few ground rules. One of them is related to practice. In HS, I would expect 20 minutes of practicing 4-5 times a week, minimum. I'm good. And if my kiddos don't put the work in, at some point, we need to re-evaluate if lessons are appropriate. No one likes doing the same thing for 6 weeks.
How often does orchestra meet? Here are some other random thoughts, for now. 1) Some kids don't like practicing alone. Can your DS find someone in orchestra to have a practice play date with? It doesn't even have to be cello. One of my best friends was a violist. We had a great time practicing together. 2) Along that same theme, can you find a College kid that would be willing to practice with your son? I haven't raised my rates in forever. If they are what they should be, a college kid would run less than half of what I do. 3) I would try to remove as many barriers as possible. Can they read their music well enough? Do they know how to find the notes on their instrument? Do they have pulse issues (can they keep a steady beat)? Do they understand rhythm (two different skills, btw). These things affect playing, but aren't directly learning the music on the page. What other skills does your DS need to be successful (shifting, comes to mind at that stage). Does your kiddo understand theory and how music is put together? Life is easier when playing through Beethoven if we can look at a measure and say "oh, thats a scale" and then just play it.
Do they have some understanding of styles related to musical era. How we play bach is different from Mozart, which is different from Beethoven, etc.
4) Has your teacher taught your child how to practice efficiently? In my neck of the woods, music is still very much an upper middle class/wealthy activity. Which also means the kids in HS are in sports, taking all advanced courses, doing music, and also doing other things like volunteering. You might imagine the kids have roughly 4 minutes a day to practice.
So, I have to teach them how to practice efficiently, in the same way one teaches a kid to study efficiently. At a minimum: 1- starting at the top and playing through the whole piece only is good when you first get a piece of music and when you are polishing. It's wasteful when you need to address the parts that you can't play.
2-DS should be marking the parts that are giving him grief. And he should practice those places. You can get a lot of repetition done in 10 minutes...which is all that could be needed for mastery. And to prove my point, during a lesson, we'll practice a spot. And I will time it. And the conversation goes like this "OK. It took you 45 seconds to work on that one spot. You've already done it 3 times for me, and it's improved. I think it would take you 5-6 reps to get this part. And literally, it will take you 5 minutes to work on. I know you can find 5 minutes in a day. I tell my kids, when you are hard core studying for a test, do you study the stuff you know, or the stuff you don't know/stuff that is giving you grief. They usually say "I study the stuff don't know." Why would you do anything different for music? In HS, the kids are old enough to understand the nuances between reviewing and studying something they don't know. 3- We practice with a purpose. Just running through something to run through it doesn't help. What do we need to pay attention to? Pitch? Bowing? Rhythm? Style? That's what i have the kids focus on, when they are ironing out their spots. Music requires you to use like 157 skills at once. Sometimes, we can't do that, and have to go to basics. Practicing with a purpose also means that also your DS can troubleshoot. I can work with a kid who can tell they are playing out of tune. I can give them tips on how to check pitch for a couple different fingers. That's usually enough to ensure their hand is set up. There's also other tricks I have for playing in tune/awareness of that. Can a kid use a metronome? That's a whole other thing that can help. Also a skill.
I also teach my kids to stop immediately when they do something incorrect. Reinforcing the wrong thing just makes life harder. Once we've learned something the wrong way, we have to un learn it and learn it the right way. Which takes more time. (A point, they get, by how long it takes me to explain the difference of learning it correctly vs incorrectly)
I structure my lessons so that part of the lesson is spent going through exactly how and what I want my kids to practice. For newer kids, I remind them. I just spent a half hour going through how I want you to practice over the course of the week. Not only do I make notes, but we also take a minute to verbalize what we accomplished.
That was alot. I apologize if it is too much/overwhelming.
This was super helpful, even if it wasn’t directly aimed at me My kid has allll the issues…posture, bowing, keeping to the beat. It’s been helpful to have the private teacher going over these things…I know some of them like sticking to the beat and reading rhythms but can’t teach them efficiently and I really need help with the posture issues. I also wanted to say thanks for the starter book you recommended. It breaks things down so each page is either changing notes or changing rhythm but not both and that’s been super helpful.
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giramomma
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Post by giramomma on Sept 20, 2023 16:01:50 GMT -5
This was super helpful, even if it wasn’t directly aimed at me My kid has allll the issues…posture, bowing, keeping to the beat. It’s been helpful to have the private teacher going over these things…I know some of them like sticking to the beat and reading rhythms but can’t teach them efficiently and I really need help with the posture issues. I also wanted to say thanks for the starter book you recommended. It breaks things down so each page is either changing notes or changing rhythm but not both and that’s been super helpful. Thanks. I have a few thoughts, and I'd be happy to PM you when I have more time. Plus, I don't want to give away all my teaching secrets in a public forum Sorry about your kiddo's foot. I would be upset at the school too.
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giramomma
Distinguished Associate
Joined: Feb 3, 2011 11:25:27 GMT -5
Posts: 22,247
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Post by giramomma on Sept 20, 2023 16:11:29 GMT -5
And, I told DH again, to that I want to be a reading specialist. It looks like I might be able to take advantage of WGU (I know, and it's accredited and it's competency based, which means I can get credit for knowledge I have). In 3 academic years, we are down to paying one for one kid in private school and two kids at home.
Which means, there could be enough financial pressure off of me for me to take a lower paying job in a few years. You need 2 years teaching experience before you can apply for the reading specialty.
If I learn I hate it, what does it matter? I can still retire in less than a decade. And I could tutor with a degree.
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weltz
Community Leader
Joined: Sept 15, 2023 13:18:48 GMT -5
Posts: 39,870
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Post by weltz on Sept 20, 2023 16:23:53 GMT -5
I harvested all my basil and rosemary, tied it up, and hung it upside down in my kitchen, which now smells amazing! Does the basil dry that way? I haven’t had luck drying basil I pop the basil into the toaster oven on a pie plate after I've toasted something. Still warm enough to dry it, but not warm enough to burn it. Basil burns easily.
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