billisonboard
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Post by billisonboard on May 3, 2021 8:52:54 GMT -5
The cards didn't fall that way. People lost jobs they hated. People lost jobs they loved. Unemployment pays both because it is not based on prior job satisfaction.
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minnesotapaintlady
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Post by minnesotapaintlady on May 3, 2021 8:56:17 GMT -5
Starving to death? Even without unemployment snap benefits for a family of 3 are $535/month. My budget for a family of 3 is $450.
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billisonboard
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Post by billisonboard on May 3, 2021 9:02:36 GMT -5
Starving to death? Even without unemployment snap benefits for a family of 3 are $535/month. My budget for a family of 3 is $450. SNAP is part of a "base pay for all" system.
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minnesotapaintlady
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Post by minnesotapaintlady on May 3, 2021 9:07:34 GMT -5
Starving to death? Even without unemployment snap benefits for a family of 3 are $535/month. My budget for a family of 3 is $450. SNAP is part of a "base pay for all" system. SNAP is separate from unemployment. You can cut someone off of unemployment for not accepting jobs they don't "love" and they will still keep getting SNAP so they're not starving.
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raeoflyte
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Post by raeoflyte on May 3, 2021 9:10:34 GMT -5
Sooooooo.....I'm getting my 2nd shot this morning. I wasn't thinking about how terrible a monday morning appointment would be, but when I tried to reschedule they didn't have any others available so I'm keeping it. I'm hoping that means plenty of people are still signing up.
I know lots of industries have been negatily affected, but my industry saw more growth than ever before. Dh's is also drowning in demand, and there are plenty of non-college degree positions to be had in both. Plenty of retail workers could have transitioned to safer environments and not be looking to go back to working face to face with the unwashed masses.
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movingforward
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Post by movingforward on May 3, 2021 9:29:49 GMT -5
Either way, we will find out when the extra unemployment stops... Anyway, in regards to vaccinations (sort of), I received a notice from NCL that cruises will start back in the fall and they will be requiring vaccinations. I am not a huge fan of cruises but I did really enjoy the ones to Alaska and Hawaii. They have some great deals right now...not sure I am ready to book anything just yet but I'm seriously thinking about it. Cruising around the Greek Isles sounds kind of nice. There are only certain places that I would consider doing a cruise instead of just traveling around on land, and the Greek Isles in one of them...
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resolution
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Post by resolution on May 3, 2021 9:35:27 GMT -5
DH got his first vaccine on Saturday. I came along because the vaccination clinic was at the nearest shopping mall, and I have never been there. He had no side effects and was back working on repairing our window sills later that day.
I am a bit bummed about the state of the shopping mall, it is falling apart and there were only three stores open inside, the rest was vacant. I don't think you could pay me enough to work at one of the jobs inside the mall. The deterioration was too depressing and would mess with my psyche.
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resolution
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Post by resolution on May 3, 2021 9:38:06 GMT -5
Either way, we will find out when the extra unemployment stops... Anyway, in regards to vaccinations (sort of), I received a notice from NCL that cruises will start back in the fall and they will be requiring vaccinations. I am not a huge fan of cruises but I did really enjoy the ones to Alaska and Hawaii. They have some great deals right now...not sure I am ready to book anything just yet but I'm seriously thinking about it. Cruising around the Greek Isles sounds kind of nice. There are only certain places that I would consider doing a cruise instead of just traveling around on land, and the Greek Isles in one of them...
Ephesus is really spectacular, one of my favorite places that I have visited.
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Ryan
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Post by Ryan on May 3, 2021 9:52:32 GMT -5
No, I'm saying it sounds good for someone that has a HS degree and no training. I don't fit into either of those buckets, so I have other options. Like I said, I don't know what is common for that type of work. If jobs aren't being filled, they don't "sound good" to those who do fit into those buckets. As the other buckets get filled more and more, what is "common" wages need to adjust to fit supply and demand. Something can be a good wage, but doesn't compel people to switch jobs...at least right now. Maybe they don't want to deal with the uncertainty during a time when there is already a lot of uncertainty. People aren't robots, they don't just automatically optimize and leave their company as soon as there is a better wage available.
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billisonboard
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Post by billisonboard on May 3, 2021 10:32:44 GMT -5
I see the current situation highlighting and giving the opportunity to address issues in the area of employment and wages. Givens for me:
People should never "game" the unemployment benefit system. It is there as pre-payed insurance for temporary money when a person loses their job. The current enhanced federal benefit does make it more attractive to remain on it but that is not an acceptable excuse to do so.
Job shopping at this point is not something I would recommend if you are in a solid employment situation. It might be a great time if not.
What we are seeing is fewer people willing to drag themselves out their front door to go to what are seen as no/low skill required anyone could do jobs. Low wages and crappy conditions can increase that unwillingness but so can low status or mind-numbing work. It is my contention that we are going to need to see and compensate people for the "skill" of coping with issues that type of work creates in the same way we do with responsibility in white collar jobs.
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raeoflyte
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Post by raeoflyte on May 3, 2021 12:24:45 GMT -5
They said to only wait 5 minutes since I didn't have a reaction to the first. Worked out well since I had to bring both kids with me.
On the way home I panicked that I wasn't masked. I couldn't remember , dd thought I was at walgreens, ds thought I wasn't and I just kept wondering if I was that asshole. When we got home and I cleared the passenger seat I found both masks, and remembered taking out the clips from mask 2 when we got back in the car. So mystery solved, I was masked but had switched which one I wore inside and apparently my brain is just broken.
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TheOtherMe
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Post by TheOtherMe on May 3, 2021 12:26:29 GMT -5
The one person I know who is on unemployment is a journalist. There are no jobs in his line of work. He applies for jobs and never gets called.
He was let go from the newspaper in one of their many rounds of layoffs. So he switched to writing for a television station. He and the station agreed it was not a good fit and let him go.
He is going back to college to become a teacher.
His unemployment got held up because someone had used his SSN to apply and receive benefits.
At present, unemployment is his only income. He is over 40 years old. He does not want to move back home with his parents.
In this neck of Iowa, you can't find an apartment I would live in for less than $1000 per month. The newest apartments in the town where dad used to live were built in the middle of the flood plain. That area floods every year with any heavy rain. Will be interesting to see what happens.
I am impressed with the senior apartments they built in that town. Cost is $1250. No buy in like dad had to do. However, I am not interested in moving.
If I had a kid or two and made $17 or $18 an hour, it would be tough here, especially if I had to pay day care.
Nephew and his wife get vaccine #2 this evening. That means they are closing to taking baby back to Toronto.
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Lizard Queen
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Post by Lizard Queen on May 3, 2021 12:36:58 GMT -5
I used to do just fine making $17/hr, and DH making $15/hr, but rent has gone way up, even in my town with few decent jobs. Houses have gone way up as well, and many other things we can't avoid paying for.
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Ryan
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Post by Ryan on May 3, 2021 13:49:00 GMT -5
I used to do just fine making $17/hr, and DH making $15/hr, but rent has gone way up, even in my town with few decent jobs. Houses have gone way up as well, and many other things we can't avoid paying for. My grandpa had 6 kids, worked as a saleserspon in a dept store, bought a house in a nice area of town, and sent all of his kids to catholic schools. You'd need $60K per year to send 6 kids to catholic school today, forget about the other stuff. Things seem much more expensive now, I'm not sure why. At the same time, people spend way more money across the board now. My grandparents did not have netflix, cable, a big TV, a new car, they didn't fly on vacations, they didn't have a cellphone, game system, new clothes, and they didn't eat out, etc. So while $19/hour isn't ideal and hopefully is just a stepping stone, I think you could make a go of it if you were as frugal as our grandparents probably were.
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NomoreDramaQ1015
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Post by NomoreDramaQ1015 on May 3, 2021 13:53:58 GMT -5
Huh. Never knew every job I've ever had is apparently a shit job by these boards standards. I have kids, afford all my needs and a decent amount of my wants.
So what IS the acceptable wage to turn down unemployment for?
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minnesotapaintlady
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Post by minnesotapaintlady on May 3, 2021 14:02:54 GMT -5
Huh. Never knew every job I've ever had is apparently a shit job by these boards standards. I have kids, afford all my needs and a decent amount of my wants. Right? I think I've done pretty well for myself with just a shit job. I can't buy brand new cars or take annual trips to Europe, but never have to worry about food or gas money either.
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wvugurl26
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Post by wvugurl26 on May 3, 2021 14:04:30 GMT -5
I would agree you can live without cable. I think internet and a cell phone have become necessary. Now you don't need the latest iPhone every time a new one comes out but it's become necessary.
During the pandemic if you had multiple kids, you might have needed multiple computers or tablets. Depending on how many were at home, you might have needed a more expensive internet plan. I took a class last week online using Adobe Connect. There was one lady who we could not hear a full statement from. The connection kept going in and out. She stated 2 other people in her home were using the internet. It was a distraction.
I think there are some things we spend money on now that are not necessary. I also think society has changed forever and there are different expenses now that are necessary that weren't years ago. I mean how much did your grandparents spend on prescriptions, health insurance, etc. Things have changed and I don't think all wages have kept up with the minimum costs of our current society.
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wvugurl26
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Post by wvugurl26 on May 3, 2021 14:10:42 GMT -5
I think it's also very area dependent. DH and I would be quite cash strapped if we made $75k and had kids. Mortgage on a $200,000 entry level townhouse is $1500. Infant to two daycare is pushing hard on $2000/month these days. The premium for my health insurance at the family rate is $891/month.
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billisonboard
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Post by billisonboard on May 3, 2021 14:31:09 GMT -5
Huh. Never knew every job I've ever had is apparently a shit job by these boards standards. I have kids, afford all my needs and a decent amount of my wants. So what IS the acceptable wage to turn down unemployment for? I don't see that it is possible to state a number that works for every individual in every state. I live in a state with more generous unemployment payments. With the extra $300, I am making about 70% of my salary I had worked myself into after almost 20 years with the organization. It was work not easy to transfer to another employer. I will not be able to get close to that as a starting salary in a new position with a new employer (and at 64 I won't likely progress to much if any beyond that start). A better paying job will likely require a major commute from the rural location I moved to for the last job and gas isn't getting cheaper. If I were in my twenties, I would be looking at the long-term and could bail quicker on unemployment into a job with a good future even if it was less starting. And I am still a week and a half away from being immune to a deadly disease that is not being taken seriously in the area in which I live. The price for buying my labor will come down after I won't be risking my life to be back out with others.
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billisonboard
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Post by billisonboard on May 3, 2021 14:47:00 GMT -5
It is easy to establish how another person should be able to get by on "X" amount of money. What I am hearing is that businesses are unable to fill positions when that "X" amount of money is being offered as the rate of pay. Seems that there aren't enough people buying that get by lifestyle.
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Ryan
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Post by Ryan on May 3, 2021 15:02:46 GMT -5
It is easy to establish how another person should be able to get by on "X" amount of money. What I am hearing is that businesses are unable to fill positions when that "X" amount of money is being offered as the rate of pay. Seems that there aren't enough people buying that get by lifestyle. It's not as simplistic as you make it out to be. Let's say that they employ a warehouse of 500 people and pay them at a rate of $18-$21/hour depending on experience. If they are unable to get people to people to work for $19 for a given period of time, I don't know if it makes sense to just say we must not be paying enough and then bump the amount up to $25. Clearly there are 500 people that work for them that are content with what they're making. Even if they bump it up to $25, what are they supposed to do with all of those people that are making between $18-21/hour, give them a bump too? They probably can't go just up to $25, since that's what new people are starting at, they probably need to raise it to $25-$28. Not only that, raising pay sometimes does not really result in better or more candidates.
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Lizard Queen
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Post by Lizard Queen on May 3, 2021 15:30:32 GMT -5
I used to do just fine making $17/hr, and DH making $15/hr, but rent has gone way up, even in my town with few decent jobs. Houses have gone way up as well, and many other things we can't avoid paying for. My grandpa had 6 kids, worked as a saleserspon in a dept store, bought a house in a nice area of town, and sent all of his kids to catholic schools. You'd need $60K per year to send 6 kids to catholic school today, forget about the other stuff. Things seem much more expensive now, I'm not sure why. At the same time, people spend way more money across the board now. My grandparents did not have netflix, cable, a big TV, a new car, they didn't fly on vacations, they didn't have a cellphone, game system, new clothes, and they didn't eat out, etc. So while $19/hour isn't ideal and hopefully is just a stepping stone, I think you could make a go of it if you were as frugal as our grandparents probably were. Um, we are frugal, but that only goes so far. We don't have cable, or new cars. We use tracphones, which cost about $10/month. A lot of clothes are cheaper now than they were in the 80's, or around the same price. We were horribly paid for college grads with years of experience. Later on, when my DH was making a little over $50k at a different job, and I was helping my mom(not working), it was not fun. But, we were helped out by the cheaper house payment/paid off cars/big emergency fund. We are doing just fine now that I'm back to working full-time, but I am shocked at the high rents (for just a couple bedrooms) that are significantly more than the 15 yr mortgage payment we have. I can see how folks would struggle making $15/hr.
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billisonboard
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Post by billisonboard on May 3, 2021 15:42:15 GMT -5
It is easy to establish how another person should be able to get by on "X" amount of money. What I am hearing is that businesses are unable to fill positions when that "X" amount of money is being offered as the rate of pay. Seems that there aren't enough people buying that get by lifestyle. It's not as simplistic as you make it out to be. Let's say that they employ a warehouse of 500 people and pay them at a rate of $18-$21/hour depending on experience. If they are unable to get people to people to work for $19 for a given period of time, I don't know if it makes sense to just say we must not be paying enough and then bump the amount up to $25. Clearly there are 500 people that work for them that are content with what they're making. Even if they bump it up to $25, what are they supposed to do with all of those people that are making between $18-21/hour, give them a bump too? They probably can't go just up to $25, since that's what new people are starting at, they probably need to raise it to $25-$28. Not only that, raising pay sometimes does not really result in better or more candidates. Fully accept it is not simplistic at all. We are talking about a major restructuring of the compensation system in the larger economic system. Not just a major increase for those doing more menial jobs but a decrease in pay for those doing management tasks to refocus people's idea of desirable jobs. After all, managers can be frugal and get by on $19 an hour. That would help increase getting better and more people motivated for moving into those $25-$28 warehouse jobs.
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Opti
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Post by Opti on May 3, 2021 16:50:27 GMT -5
Yes, not having an accept any job or starve on the street system messes with supply and demand. You don't starve at $15-$18 dollars here. $30k a year for a single person does not have you homeless. You can own a two bedroom house in several locations around here on that an no it's not a hovel in.a crime ridden hellscape. DH and I only made $75k combined for years. We had two kids during that and bought the house. If $17-19 isn't good enough then what is? I really wish benefits from the federal government were normalized on cost of living. Its hard to find a one bedroom apt that is affordable on $30K here. I'd say you'd need to make at least $50K/yr or more for housing to take less than 50% of your income. My rent will go up 8% this year because rents have increased because of the NY commuter crowd. New apartments being built are $2000-$3000/mo. or more for one bedroom apartments.
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Miss Tequila
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Post by Miss Tequila on May 3, 2021 16:58:52 GMT -5
It is easy to establish how another person should be able to get by on "X" amount of money. What I am hearing is that businesses are unable to fill positions when that "X" amount of money is being offered as the rate of pay. Seems that there aren't enough people buying that get by lifestyle. But that’s only because there is an artificial bump in unemployment. If I can make as much not working as I do working, I’m not working. And I don’t think I’m lazier than most. There is zero need for that extra unemployment now. We have opened back up and there are tons of jobs.
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Miss Tequila
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Post by Miss Tequila on May 3, 2021 16:59:28 GMT -5
You don't starve at $15-$18 dollars here. $30k a year for a single person does not have you homeless. You can own a two bedroom house in several locations around here on that an no it's not a hovel in.a crime ridden hellscape. DH and I only made $75k combined for years. We had two kids during that and bought the house. If $17-19 isn't good enough then what is? I really wish benefits from the federal government were normalized on cost of living. Its hard to find a one bedroom apt that is affordable on $30K here. I'd say you'd need to make at least $50K/yr or more for housing to take less than 50% of your income. My rent will go up 8% this year because rents have increased because of the NY commuter crowd. New apartments being built are $2000-$3000/mo. or more for one bedroom apartments. Why do you stay in such an expensive area?
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TheOtherMe
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Post by TheOtherMe on May 3, 2021 18:01:39 GMT -5
It isn't always easy to move. Moving costs money and she has a job.
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Opti
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Post by Opti on May 3, 2021 18:24:46 GMT -5
I really wish benefits from the federal government were normalized on cost of living. Its hard to find a one bedroom apt that is affordable on $30K here. I'd say you'd need to make at least $50K/yr or more for housing to take less than 50% of your income. My rent will go up 8% this year because rents have increased because of the NY commuter crowd. New apartments being built are $2000-$3000/mo. or more for one bedroom apartments. Why do you stay in such an expensive area? Because I like the area. And I have no idea where I would go that's cheaper that I'd be happy & fit in.
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Opti
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Post by Opti on May 3, 2021 18:31:15 GMT -5
It isn't always easy to move. Moving costs money and she has a job. If you make decent money and have a professional job I think its much easier to relocate. And my desire to start up somewhere entirely new all by myself is low.
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anciana
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Post by anciana on May 3, 2021 18:41:13 GMT -5
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