taz157
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Post by taz157 on Sept 7, 2013 14:34:28 GMT -5
Kara - I have no budget advice, but I'm glad to hear that SS apologized for his behavior. I hope he "gets" it soon before he does something really stupid that could cost him in the future. With their younger brother, is his father in the picture? You sound like a great stepmom and I wish you well in the future with your kiddos. Good luck with the Ex.
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Post by Deleted on Sept 7, 2013 19:24:40 GMT -5
This thread confirms my thoughts that most Americans have over- extended themselves.
On most Sundays, my husband and I like to get in our car and drive around with no destination is mind. We live out in the country, and all the towns run into each other. There is always a new road to explore. One thing we have noticed, is that everyone has their " toys " out in their yard. We always wonder how people can afford all the toys.
Karaboo is the perfect example of the American dream.........Buy what you want now, and then deal with the consequences later.
My husband loves to fish, too. He fishes from the shore because we can't afford a boat. He still gets his "fix", and he catches a lot of fish.
Karaboo.....maybe, you need to put your foot down and let him know he can have fun from the shore.
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Deleted
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Post by Deleted on Sept 8, 2013 10:15:23 GMT -5
This thread confirms my thoughts that most Americans have over- extended themselves.
On most Sundays, my husband and I like to get in our car and drive around with no destination is mind. We live out in the country, and all the towns run into each other. There is always a new road to explore. One thing we have noticed, is that everyone has their " toys " out in their yard. We always wonder how people can afford all the toys.
Karaboo is the perfect example of the American dream.........Buy what you want now, and then deal with the consequences later.
My husband loves to fish, too. He fishes from the shore because we can't afford a boat. He still gets his "fix", and he catches a lot of fish.
Karaboo.....maybe, you need to put your foot down and let him know he can have fun from the shore. she has stated multiple times in this thread that the boat is listed for sale and she has stopped making the payments. sorry, getting in the car and driving around would bore me to tears. Why do you assume nobody can afford their toys? there are plenty of people on this board that have toys and are perfectly able to afford them. just because you have decided that driving around on a sunday is fun, don't assume everyone wants to live like you do.
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KaraBoo
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Post by KaraBoo on Sept 8, 2013 12:27:25 GMT -5
Kara - I have no budget advice, but I'm glad to hear that SS apologized for his behavior. I hope he "gets" it soon before he does something really stupid that could cost him in the future. With their younger brother, is his father in the picture? You sound like a great stepmom and I wish you well in the future with your kiddos. Good luck with the Ex. Thanks Taz! I hope he gets it soon too. He's a bright kid, but just does dumb things (like most kids do at some point or another). The younger brother's father is not in the picture at all. If I'm remembering correctly, about a month after the Ex found out she was pregnant, the guy bolted. I remember meeting DH while he was separated and the divorce wasn't finalized yet, but about 2 weeks after we started talking is when he found out she was 3 months pregnant. The father of her youngest was already gone at that point. The guy showed up briefly for about 3 months about 3 years ago. He caused all sorts of drama while he was here, both with her and with us (we had to call the cops on him at one point for threatening to kick DH's ass) and then disappeared again. Ex refuses to file for CS for the youngest because she mistakenly believes that if she files, he'll get visitation/custody of her son. We've tried to explain to her that it is unlikely, and why (the guy's been in his son's life for a total of 3 months out of 11 years), but she's convinced we don't know what we're talking about. Based on the fact that she's already lost custody of her oldest 3, I do understand her irrational fear.
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KaraBoo
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Post by KaraBoo on Sept 8, 2013 12:48:55 GMT -5
This thread confirms my thoughts that most Americans have over- extended themselves.
On most Sundays, my husband and I like to get in our car and drive around with no destination is mind. We live out in the country, and all the towns run into each other. There is always a new road to explore. One thing we have noticed, is that everyone has their " toys " out in their yard. We always wonder how people can afford all the toys.
Karaboo is the perfect example of the American dream.........Buy what you want now, and then deal with the consequences later.
My husband loves to fish, too. He fishes from the shore because we can't afford a boat. He still gets his "fix", and he catches a lot of fish.
Karaboo.....maybe, you need to put your foot down and let him know he can have fun from the shore. Welcome to the boards W&C! What you say is true - we just didn't do what we needed to do. We all make mistakes - some bigger than others. We're learning from our mistake of overextending ourselves. Hopefully our struggles will also help someone else with the great ideas that others have presented to us on this thread. One of the biggest mistakes we made was how we tracked our budget. I always had a debt list, not a budget list. That's made a HUGE difference in realizing where we went wrong. I'd always read about people saying, never buy more than you can afford, but I just didn't connect the statement with reality. The reality for us (at the time), was we could afford the payment, so why not? We now know why not. As for putting my foot down with my DH - I'd prefer not to do that because we're both adults. We should be partners, not in a parent/child relationship. That's why we're in this spot as well because I needed DH to see that we couldn't afford it and he just wasn't getting it with showing him our budget (see above, our budget was wrong to begin with!). Reality is teaching us both lessons. Anyway - I hope you stick around - there are great people on this board and I'm sure you have valuable ideas to contribute as well - I can't wait to hear more from you!
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zibazinski
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Post by zibazinski on Sept 8, 2013 16:53:23 GMT -5
Wow, Karaboo, way to take the high road! I know what you mean about both being adults but I remember people telling me I gave my EX way too much leeway and if I didn't start putting my foot down, exactly what happened is what would happen, they were wiser than me.
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KaraBoo
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Post by KaraBoo on Sept 8, 2013 17:52:30 GMT -5
Zib - I can't be upset at people on a message board for telling me their opinions - I asked for help, plain and simple. None of you know me and other than what I read about what you've written, I don't know you. I believe most people are trying to help - those that aren't....well....I've been on this board long enough to know who to avoid if necessary. The fact of the matter is - I cannot give you the entire back story of DH's and my relationship. I know where we were at when we first met relationship wise. I know where we are now and the progress both of us have made in how we relate to each other. I know what I've thought about in my own mind (including divorce and if we were at that point when I was thinking it). I know that everyone saying DH won't change and won't get it doesn't know my DH like I do. I've witnessed him changing. Most of the time, those changes are in direct correlation to things I have pointed out to him. Usually, the changes are from me saying some pretty harsh things to him (in my mind). Things I haven't wanted to say, but there was no other choice in my mind. Some of the things I've said to him, I really wondered if he would want to divorce me over my words. I wouldn't have blamed him at all, those were pretty harsh conversations - and we have had multiple like that. The fact that he loves me enough to think about what I'm saying to him, even the horrible things, works towards the changes and still loves me anyway makes him a pretty great guy for me. I'm not innocent in all of this either. DH and I both have a lot to learn and I'm willing to look at my actions just as harshly as I look at others. I can be judge, jury and executioner and no one feels that wrath more harshly than myself at times. Anyway - I still appreciate and continue to appreciate all of the ideas, support encouragement everyone has given me on this thread. Thank you!
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mmhmm
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Post by mmhmm on Sept 8, 2013 18:15:31 GMT -5
I'm not one who subscribes to the "leopards don't change their spots" credo, necessarily. I've known such animals to change markedly when confronted with a solid reason for doing so. Your DH may be one of those critters, too, KaraBoo. He might be the type who needs to be hit between the eyes with a brick in order to see the light, if you get my drift. I've never been one to give up on someone just because they don't jump to command; especially, if they seem to be listening and evaluating. I've known too many losers who became winners with the right circumstances and the right help.
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NancysSummerSip
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Post by NancysSummerSip on Sept 8, 2013 19:29:32 GMT -5
I'm not one who subscribes to the "leopards don't change their spots" credo, necessarily. I've known such animals to change markedly when confronted with a solid reason for doing so. Your DH may be one of those critters, too, KaraBoo. He might be the type who needs to be hit between the eyes with a brick in order to see the light, if you get my drift. I've never been one to give up on someone just because they don't jump to command; especially, if they seem to be listening and evaluating. I've known too many losers who became winners with the right circumstances and the right help. True and possible. I was one of those spot-changers in terms of finances. I was the spender of the two of us. I'm proof you can change, but you cannot do it for anyone else. You cannot do it under threat, promise, bribe or for any other outside reason. You have to find the inner resolve to leave the outside influences and emotions out of everything. I'll be the first one to tell you it sucks to be a financial flop. It's great to turn it around, but going from one to the other is really painful.
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zibazinski
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Post by zibazinski on Sept 8, 2013 19:40:27 GMT -5
Change only happens when it's forced on you. Why change if you don't have to?
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mmhmm
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Post by mmhmm on Sept 8, 2013 19:40:56 GMT -5
I'm not one who subscribes to the "leopards don't change their spots" credo, necessarily. I've known such animals to change markedly when confronted with a solid reason for doing so. Your DH may be one of those critters, too, KaraBoo. He might be the type who needs to be hit between the eyes with a brick in order to see the light, if you get my drift. I've never been one to give up on someone just because they don't jump to command; especially, if they seem to be listening and evaluating. I've known too many losers who became winners with the right circumstances and the right help. True and possible. I was one of those spot-changers in terms of finances. I was the spender of the two of us. I'm proof you can change, but you cannot do it for anyone else. You cannot do it under threat, promise, bribe or for any other outside reason. You have to find the inner resolve to leave the outside influences and emotions out of everything. I'll be the first one to tell you it sucks to be a financial flop. It's great to turn it around, but going from one to the other is really painful. Nobody can force anyone else to do anything. The best anyone can do, when trying to help, is to give the struggling person some incentive - some impetus he/she understands. Even then, as you say, it's an uphill battle one has to want to win and be willing to work for. At this point, it sounds like KaraBoo's DH might just be one of those who can, and will, make that turn around. KaraBoo, in trying to help DH, is learning about co-dependence and enabling. While their situation is a difficult one, it's also a great learning tool, if used properly.
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raeoflyte
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Post by raeoflyte on Sept 8, 2013 21:04:08 GMT -5
As for putting my foot down with my DH - I'd prefer not to do that because we're both adults. We should be partners, not in a parent/child relationship. That's why we're in this spot as well because I needed DH to see that we couldn't afford it and he just wasn't getting it with showing him our budget (see above, our budget was wrong to begin with!). Reality is teaching us both
This is exactly how I feel. I've unknowingly enabled Dh in a lot of things over the years which I'm working on. I'm figuring out my own boundaries and changes that *I* need to stay in a healthy relationship. But I will not dictate to Dh that he has to live on my terms. I've changed and made sacrifices for him because I felt it was in our best interest and I hope Dh chooses to do the same for me. I guess its semantics really, but my focus is on our partnership, not on making him realize/accept that I'm right.
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zibazinski
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Post by zibazinski on Sept 9, 2013 7:20:38 GMT -5
Unfortunately, I waited for the person to grow up and do the right things just because they were right and he was also an adult. Because I let him "get away" with crap, he only continued to do so. I'm glad your DH is on board.
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Post by Deleted on Sept 9, 2013 14:01:23 GMT -5
Karaboo, I really admire your ability to hang in there and work on stuff constructively One thought on the partnership thing though, I handle the vast bulk of our finances, from grocery lists to retirement portfolios. I generally make the "affordable" or "not affordable yet" assessment. I don't think of it as parent/child relationship, but I do think of it as navigator/pilot, if that makes sense. I track all of our money data, I know the lay of the land and have a lot of maps, so to speak. I am deeply against shortcuts through bogs; they look faster, but actually aren't at all. I guess... DF has his specialties like electronics. I trust his judgement on what headsets and graphics cards are the best for a price. But he also trusts that I'm pulling for us both, and navigating us through the clearest and best paths I can find financially. He tells me where he wants to go, and I work to find us routes. I feel that there are a lot of roads to Rome. A navigator helps find the best ones that can be honestly handled. If we can't do something immediately, we can start saving specifically for something, cut back a bit, find a work around, etc., but I have to always give my honest assessments to the partnership, because I'm trusted to provide useful information. Just wanted to toss this out there for consideration, because life and finances are constantly evolving discussions. To me, it's a sign of a good partnership when the specialist in a matter can be trusted and not overridden illogically. Like CFOs and CEOs, if there's a clear division of work, things need to be done in collaboration and the specialists listened to. I'm really happy that your guy is on board and working with you, who has the financial maps of where you are and were you need to go. Holding firm for the good of a partnership is fine though IMO, as long as it's done respectfully and logically. From what I can tell, it's the basis for a lot of high stakes partnerships.
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KaraBoo
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Post by KaraBoo on Sept 11, 2013 21:42:34 GMT -5
I have a small update for everyone.
Talked to the bank yesterday regarding the boat loan. It was a respectful conversation on both sides with both me and the bank representative acknowledging that there are few options left in our situation.
I reminded them that we had talked to them in July, but there wasn't anything they could do at that point to help us, so we decided to put the boat up for sale to minimize the damage as much as possible. At this point, we've had no interest from any of the ads other than scams.
She asked what our plan was now.
We're going to voluntarily return the boat and then deal with the difference when it is finally sold by the bank. She stated, "there's no use dragging this out if we both know what the end result is going to be." I agreed and asked what the next step would be - she said there would be a formal letter and once we received it, we needed to respond immediately if we wanted to schedule the return ourselves.
I informed DH of the conversation.
He's spent last night and tonight cleaning it out of everything (he already had most things out, but not everything). He's cleaning everything and wants to return it in as nice of condition as possible. He has apologized to me repeatedly over the last 36 hours for putting us in this position by insisting on having the boat.
He's going to sell the extras and put the money on our bills. He's let his job know that he's available for any overtime that may come along. He's taking his lunch to work on a regular basis (unheard of before).
Progress may be slow for us, but we are making some progress - on all fronts.
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taz157
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Post by taz157 on Sept 11, 2013 22:03:20 GMT -5
kara - I'm glad to hear of the progress going with the bank and with DH. I hope the boat eventually gets top dollar to lessen the amount that you will owe to make up the difference.
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mollyanna58
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Post by mollyanna58 on Sept 11, 2013 22:13:12 GMT -5
Progress is good I'm a little late in reading the last few days of this thread, but I saw your question about your Homeowners insurance and the damage caused by SS. If covered at all, it would be under your liability, which does not have a deductible. Accidental damage is covered. Your child accidentally throws a ball through a neighbor's windshield; your policy will cover it. Intentional damage is not covered. Sometimes the age of the child comes into play. If a 5 year old purposely throws a ball at your neighbor's car, he might not understand that this can cause damage, and insurance may pay for it. A 15 YO is old enough to understand; but maybe he didn't intend to cause damage. Ask your insurance company.
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ՏՇԾԵԵʅՏɧ_LԹՏՏʅҼ
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Post by ՏՇԾԵԵʅՏɧ_LԹՏՏʅҼ on Sept 11, 2013 22:32:37 GMT -5
Glad to see things starting to look up and turn around (even if it is slowly). I'm relieved also to see that your DH has finally seen the light and realized the boat was a huge albatross on your back that was dragging you under.
The boat accessories *should* be fairly easy to re-sell - if he has things like an electronic fish-finder, etc. Those can be advertised and although you wont get back what he paid for them, they should sell easily enough as separate items or listed as a "package deal".
Now that the bank is in charge of selling the boat they will try to get the highest price possible - since they want to recoup as much as what's owed on the loan as they can from the sale.
Wishing you the best.
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zibazinski
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Post by zibazinski on Sept 12, 2013 5:03:33 GMT -5
I hope they do. Cars that are repoed are simply just sold because you are on the hook for the rest. Be wary of any super low price received for the boat. The buyer should be arms length from the seller, which in this case will be the bank or whomever they turn it over to. They have zero incentive to get top dollar.
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Peace77
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Post by Peace77 on Sept 12, 2013 6:25:43 GMT -5
Do you have anything else that you can sell? There are stores that buy/sell used sporting goods, music CD's, movies, books, furniture and clothes.
Could the boat be brought to a busy location such as a Costco parking lot early on a Saturday morning so people can see it?
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zibazinski
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Post by zibazinski on Sept 12, 2013 6:50:00 GMT -5
Great idea!
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zibazinski
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Post by zibazinski on Sept 12, 2013 6:50:19 GMT -5
Or posted at marinas
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NomoreDramaQ1015
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Post by NomoreDramaQ1015 on Sept 12, 2013 9:41:26 GMT -5
He has apologized to me repeatedly over the last 36 hours for putting us in this position by insisting on having the boat.
Good. Having the bank take your stuff can be pretty humiliating. Hopefully it's the kick in the butt he needs to never be in this position again.
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greeniis10
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Post by greeniis10 on Sept 12, 2013 14:09:41 GMT -5
Copperboxes, I completely get your point about being the "leader" re: family finances and yet NOT as in a parental role, and I agree with you. In Kara's case, however, she has SO much overwhelming her right now: blended family, disgruntled step-kids, health issues, etc. that getting her DH involved as an equal partner is a good idea. The less she has the sole (or majority of) burden for, the better.
Keep it up Kara! We're all rooting for you! (And always remember your deep breathing: kids eventually grow out of the teenager stage become normal humans again!)
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Post by Deleted on Sept 12, 2013 16:23:48 GMT -5
Copperboxes, I completely get your point about being the "leader" re: family finances and yet NOT as in a parental role, and I agree with you. In Kara's case, however, she has SO much overwhelming her right now: blended family, disgruntled step-kids, health issues, etc. that getting her DH involved as an equal partner is a good idea. The less she has the sole (or majority of) burden for, the better. Keep it up Kara! We're all rooting for you! (And always remember your deep breathing: kids eventually grow out of the teenager stage become normal humans again!) Definitely, anything that works for Kara and her husband Every partnership and situation is different. I just resonated with the current set up, so wanted to offer a different view if Kara does retain the more grounded, big picture sense of money for planning. I find some people like DF just struggle with money + planning, even if they're immensely strong in other areas. Left alone, DF slowly but surely slides back to debt, even with him logging spending and all. Just something about his personality makes finances a little rough for him to track in large scale, even though he's a high flyer at his current technical job and in many other areas. If Kara's husband can take over parts of finances, that would be excellent. If he could pick up slack in other areas because financial planning doesn't really fit his aptitudes, that's also partnership IMO and would help immensely Kara, I'm glad everything is improving on all fronts. Your husband taking his lunch to work with him is awesome! The savings from that can be really immense, it's a huge part of how we got DF out of debt when we first partnered. It stacks amazingly! Good luck with all this, you have my respect.
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KaraBoo
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Post by KaraBoo on Sept 12, 2013 22:10:36 GMT -5
Progress is good I'm a little late in reading the last few days of this thread, but I saw your question about your Homeowners insurance and the damage caused by SS. If covered at all, it would be under your liability, which does not have a deductible. Accidental damage is covered. Your child accidentally throws a ball through a neighbor's windshield; your policy will cover it. Intentional damage is not covered. Sometimes the age of the child comes into play. If a 5 year old purposely throws a ball at your neighbor's car, he might not understand that this can cause damage, and insurance may pay for it. A 15 YO is old enough to understand; but maybe he didn't intend to cause damage. Ask your insurance company. Thanks for the encouragement Mollyanna! I have another small update on the incident with SS. This is what I understand happened - understand that I've gotten most of this information 3rd hand from others: - When SS threw items out of bus window, owner of car that was hit must have called the police because when the bus arrived at school last Wednesday, the bus was met by the principal and school resource officer (SRO - on-campus police officer). They confronted the bus-load of kids and either the kids ratted SS out or he admitted to it outright (I'm not sure which). Either way, SS fessed up that it was him, so it was an open/shut case pretty quickly as far as the school was concerned.
- DH was told by the principal and SRO on Friday (when we were finally informed of the incident) that the owner was pressing charges against SS for damage and that from the school side, SS would have in-school suspension for 3 days due to the incident happening while he was on the school bus. We would be contacted by the police once the report was filed.
- DH talked with the owner of the vehicle around noon today as she went to the school to get our information. She told the principal that she was not pressing charges, but needed our information so that her car could be fixed. He dialed the phone number for her and allowed her to talk to DH after the principal explained to DH that since the incident didn't happen on school property (I guess the bus doesn't count?), it was considered a private matter between her and us and the principal/school was now out of the loop. DH agreed to talk with her and they exchanged additional information on the phone. She supposedly had already received one quote for $1600 in damage to her week old, new Mustang and was going to get a second quote as she told DH she thought that was high.
She also told DH that SS and another kid were cussing through the window and flipping the car off before and after throwing the items. This was the first we heard of this part from anyone and planned to talk to SS later tonight (we never got to it because of new information below).
- DH called me and relayed information to me regarding their conversation. I called our insurance company to find out the process on our end and proceeded to file a claim on our home owner's insurance for the damage. I was given a claim number and instructions that the adjuster would call me back within 24 hours to get all of the information. The adjuster would then call her to make arrangements to see the damage and for any repairs.
- I called the lady back and received her voicemail (at least, the name on the voicemail was the same name given to DH, so I assumed I left the message for the correct person). I left a message with who I was, who I was calling for and the reason why I was calling. I informed her of the filed claim with insurance, claim number and for her to expect a call from the adjuster to have the damages reviewed and repaired. I included that we would do what we needed to do through our insurance to make sure any damages she received were made whole.
- Several hours later (around 5pm), DH received a text message from the lady stating that her daughter was scratched/hurt and glasses were broken in the incident and she only now knew about it because the kid didn't say anything to her mom before now. She wanted to meet with us so we could see the damage to her car, daughter and have SS apologize and explain why he did this. (Red flags immediately went up for me on reading this text as this is the first time anything like this was mentioned.)
- DH and I talked and decided to send this response back: "My wife provided you with the info regarding the filed claim with our insurance. When the adjuster calls you, any information should be provided to them. As for meeting, that is fine, but only after the insurance adjuster has talked to all parties first."
- The response back from her several hours later (around 8:30pm) was this: "I have not talk to your wife and about insurance I was told by the police officer you did not want to make a report. That is why I didn't make one with my insurance. I will talk to the police office at the school tomorrow to see what I need to do. We don't need to meet and I'm doing it for my daughter. She worry that your son and the other boy might do something to her. Thanks for your time I will send you pic if you like of the damage if you like."
Anyway - at this point, DH and I are in agreement that any future contact with this person would be done through our insurance company. Something just doesn't feel right with what we've been told by SS, the principal, and SRO vs what she is currently claiming happened. Only after everything is settled through our insurance will we agree to meet with her (if she still wants to meet) for SS to personally apologize to her (and daughter).
We do not plan on telling SS any of this until we know exactly what we are dealing with (just in case her fear of her daughter being retaliated against are true - we don't believe so, but we are going to be cautious regarding this anyway). However, once we do know, he will be informed of all of the facts and how his actions are directly affecting everyone around him.
Whew! Sorry that was so long! I'm ready for my life to be drama-free!
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whoisjohngalt
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Post by whoisjohngalt on Sept 12, 2013 22:23:41 GMT -5
Kara, I read your this thread from time to time and usually others already provided good info, so no need for me to repeat it.
I just read your last post - so......I was watching Judge Judy today and she had a case about two boys throwing rocks at cars - they were charged with felony and judge agreed to reduce it to misdemeanor if parents paid restitution. I am not a lawyer, so don't know how accurate that it, etc.
I am saying all that bc I would be freaking out that this woman would file actual charges and your SS could get arrested on actual charges. I am not sure what made you not to trust her, but I would be very careful in how to proceed.
good luck!!!
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KaraBoo
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Post by KaraBoo on Sept 12, 2013 22:35:34 GMT -5
Kara, I read your this thread from time to time and usually others already provided good info, so no need for me to repeat it. I just read your last post - so......I was watching Judge Judy today and she had a case about two boys throwing rocks at cars - they were charged with felony and judge agreed to reduce it to misdemeanor if parents paid restitution. I am not a lawyer, so don't know how accurate that it, etc. I am saying all that bc I would be freaking out that this woman would file actual charges and your SS could get arrested on actual charges. I am not sure what made you not to trust her, but I would be very careful in how to proceed. good luck!!! Thanks! Anyway - I think the reason I'm mistrusting the communication with her is because even though there's only been a short amount of communication with her, the story seems to be morphing into something bigger and bigger each time. The story she is saying could totally be true - however I think it will be in both parties best interest for a neutral 3rd party (our insurance company) to do all of the negotiations from this point forward. My thought is that if SS should be charged, she needs to file the police report and charge him. Not try to shake us down for money (which is honestly my first impression in reading the text messages). If SS is arrested on actual charges, we'll face that bridge when we get to it. We assumed on Friday that he was being charged. Now she says she wasn't going to, but now that we've involved the insurance she's going to call the police? Why? It just doesn't make sense. And.....as Judge Judy says...."If it doesn't make sense, it's not true!"
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mmhmm
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It's a great pity the right of free speech isn't based on the obligation to say something sensible.
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Post by mmhmm on Sept 12, 2013 22:57:29 GMT -5
I definitely agree with letting the insurance adjuster handle it, Kara. It seems a little odd one wouldn't notice one's daughter's glasses having been broken. I hope no charges are brought against SS, but if they are (and if he's guilty of hurting the girl), that's something he (and you, unfortunately) will have to deal with when, and if it becomes reality. Right now, I'd stay out of it, personally. That's what insurance is for!
Hope you get a break soon from all this DRAAAAAMMMMMAA! I'd be pulling my hair out (along with the hair of a couple of other people, just for good measure)!
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whoisjohngalt
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Post by whoisjohngalt on Sept 12, 2013 23:01:30 GMT -5
Well, I am the wrong person to comment, bc I start with not trusting people, so don't go by me Yeah, it was just really weird, me watching that case (on TiVo), going to my laptop and reading your post. anywhoooo, I hope your life gets to be drama-free soon. I think you've been amazing through the whole thing and I wish you lots and lots of good things to come your way.
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