Women in Red Racers - West Region

[paynointerest]

Welcome to the West Region, home of the The West Rebel Faction

[coffeegirl]

Hey everyone! Please keep in mind that these will be TEMPORARY Threads until we get regular ones set up. Thanks PayNoInterest for setting them up - but please recall that these arenot permanent threads!! Watch for them in the next week or so.

CG

[mtntigger]

Don't mind me, I'm testing something.

---

WEST REGION ACTIVE Members A-C
=$100, =$500, =$1,000, =$5,000, =$10,000, ;D=$25,000, =$75,000, =$100,000, = $200,000
LOCATION NEEDED!!!
Bolded names are in danger - Please post an update to stay on the Active list!
Updated: 12-19-10 through page 215
2014andgone: 12/12/2010 $71,118.04 (10/29/2009 $104,182.07 W773, W788) ;D
ambellamy [2]: 12/7/2010 $115,113.93 (10/3/2009 $127,176.40 W760, W783, WU198)
Arctic Turtle 11/12/2010 $11063.73 (9/2/2008 $35,675.66 w385)
AwayfromtheBrink: 11/4/2010 $23,332.22 (1/20/2010 $40,981.14 WU40)
BriannaLVRN: 12/14/2010 $23,255.00 (1/7/2010 $29,068.03 WU23)
climbergrl24: 12/7/2010 $6,501.25 (8/5/2008 $11901.03 W343)
cran.vodka[2]: 11/24/2010 $38,843 (4/27/2009 $55899 W656)
credit_buster: 12/17/2010 $6,319.86 (4/15/2007 $18898.29 W73)

[mtntigger]

WEST REGION ACTIVE Members A-C
=$100, =$500, =$1,000, =$5,000, =$10,000, =$25,000, =$75,000, =$100,000, = $200,000
LOCATION NEEDED!!!
Bolded names are in danger - Please post an update to stay on the Active list!
Updated: 12-19-10 through page 215
2014andgone: 12/12/2010 $71,118.04 (10/29/2009 $104,182.07 W773, W788)
ambellamy [2]: 12/7/2010 $115,113.93 (10/3/2009 $127,176.40 W760, W783, WU198)
Arctic Turtle 11/12/2010 $11063.73 (9/2/2008 $35,675.66 w385)
AwayfromtheBrink: 11/4/2010 $23,332.22 (1/20/2010 $40,981.14 WU40)
BriannaLVRN: 12/14/2010 $23,255.00 (1/7/2010 $29,068.03 WU23)
climbergrl24: 12/7/2010 $6,501.25 (8/5/2008 $11901.03 W343)
cran.vodka[2]: 11/24/2010 $38,843 (4/27/2009 $55899 W656)
credit_buster: 12/17/2010 $6,319.86 (4/15/2007 $18898.29 W73

[mtntigger]

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boards.msn.com/Themes/default/emoticons/martini.gif [/img]

[DVM gone riding]

ahh you beat me to it slow but sure. I was going to try the same thing
I think we can still have smiley threads we will just need a new denomination amounts
I vote that every 5k up to 30k have a different one (rather than 20k equaling 2 of 10k) Then 40k, 50k, 100k, 200k

[mtntigger]

dvm - You are chomping on the bit as much as I am to help things go smoothly.
Smiley threads are a pain in the behind as we cannot copy them, but would have to reinsert them each time.
I've already sent CG an e-mail and I know she's working fast and furious on this and other things.

[sealy]

An amazing update thanks to the support of you all and my sister. Is it possible to be sooooo excited and heartbroken at the same time.
I'm heartbroken cuz I'm gonna miss y'all and my savings has taken a big hit. At the same time I'm happy cuz I am totally CC debt free!!
I'll still be here but I plan to start with the savers section now. I have a lot of ground to make up. I'm posting race number one first then number 2.
I'm waiting for all these totals to hit my bank account hopefully by Friday Monday at the latest.
I am sooo thankful to you all for your continued support and encouragement. I was scared to pay these off but now am sooo happy I did. I only have my
car payment left and regular bills. I think I will race the car payment next. That way I can still be with you all.
Thanks again Sealy.

RACE #1 8/5/08 12/21/10 Total paid off
Car loan $39,065.75 $0,000.00 $39,065.75
CC#2 $7,122.24 $0,000.00 $7,122.24
Tuition $7,210.00 $0,000.00 $7,210.00

sealy: 12/21/10 $0,000.00 (8/5/08 $53,397.99 W345) difference $53,397.99

RACE #2 12/21/10 12/21/10 Total paid off
CC #3 $2,854.61 $0,000.00 $2854.61
CC#4 $573.34 $0,000.00 $573.34
CC#5 $860.00 $0,000.00 $860.00

sealy: 12/21/10 $0,000.00 (12/21/10 $4,287.95 W215) difference $4,287.95

this post looks messy but I'm not sure how to fix it. I tried several times.

[coloradobound]

I was previously part of the south region (Oklahoma), but moved to Arizona this October, so with the WIRR move, I think it's a good time to move regions as well!

[dragon2008]

Welcome coloradobound!! Post your starting stats so we can get you moved over to the West thread! So nice to have you in the neighborhood!

[Stormysix]

Debt
Start
Balance

JCP
276.00
0

CC1
2.54
0

CC2
2235.01
2397.11

CC3
4406.30
7126.54

CC4
13528.72
18003.52

Cons
25829.03
0

CL
37039.61
18336.67

SL
60152.03
53314.27

Stormysix $99178.11 10/7/10 ($143469.24 12/8/07 N837 ) : total diff=$44291.13

[stormysix]

Debt Start Balance
JCP 276.00 0
CC1 2.54 0
CC2 2235.01 2289.08
CC3 4406.30 8393.18
CC4 13528.72 17702.36
Cons 25829.03 0
CL 37039.61 17913.53
SL 60152.03 53213.81
Stormysix $99511.96 11/28/10 ($143469.24 12/8/07 N837 ) : total diff=$43957.28

[mtntigger]

Hey all! I think it is fantastic that you are posting, but until we can get the permanent WIRR threads up and running here, could you please post on the old MSN thread?
It would make it much easier on me when I do the updates. Don't worry, you won't get lost as I'll be checking these every day until the "permanent" threads are up and running.
THANK YOU!
N.B. If you have already posted, I'll make a note so you don't have to repost. This is for the upcoming posters.

[DVM gone riding]

Don't mind me I am experimenting
Creditor 12/30/2009 Rate Update %paid Original
SL#1 17560 5.00% 11,433.56 34.89 22,000
Car Loan 24130 3.24% 15,668.54 35.07 26,875
Macys 791 0.00% paid 4/10 981
SL#2 57464 3.75% 55,389.29 6.53 59,257
Total: 99,945.00 Total: 82,491.38 17.46 109,113.00


slow but sure-we could stop smiley threads and just have people keep track for themselves like this
dvm07 12/27/10 82,491.38 (12/30/09 99,945) ok I couldn't figure out how to put in the old ones from msn but the general idea

[mtntigger]

we could stop smiley threads and just have people keep track for themselves like this

I'm thinking maybe we would group people together...
For example, Posters who have paid off $100

A
B
C
Posters who have paid off $500 ...

WE would also have to do the coding for the smileys too, since it is just too easy for the moderators to change them.
More testing...

Creditor	12/30/2009	% Paid	Original
SL#1	$17,560.00	20%	$22,000.00
Car Loan	$24,130.00	10%	$26,875.00
Macys	$-	100%	$981.00
SL#2	$57,464.00	3%	$59,257.00
Total	$99,945.00	8%	$109,113.00

[DVM gone riding]

looks good. did you just click the insert table box? obviously the cut and paste function doesn't work :0 and I never know what kind of smiley I am going to get next time but oh well
we could take a vote, see who really cares that we have smiley threads. I know I like the "clubs" but I think someone said we can import full excel pages so those would be easier.

[shanendoah]

[glow=red,2,300]experimenting, not a real update[/glow]

LOC Chase CC BofA CC LaZBoy CC Care Credit USL GSL Car Total

Current Balance $- $- $- $- $17,051.47 $31,683.35 $- $48,734.81

Previous Balance $- $- $- $- $17,162.12 $32,640.13 $- $49,802.26

Starting Balance $2,171.85 $432.55 $882.58 $3,196.57 $18,154.75 $42,150.85 $4,771.88 $71,761.03

APR various 10.90% 0% until 6/10 0% until 11/10 3.50% 6.29% 2.90%

Total Paid $2,171.85 $432.55 $882.58 $3,196.57 $1,103.28 $10,467.50 $4,771.88 $23,026.22

Originally Borrowed $16,000.00 $39,000.00 $27,536.44

% Owed 106.57% 81.24% 0.00%

[/td][/tr][/table]

Okay, while it may not be a perfect solution, I've copied this table with the html coding into a text file. So in the future, I should be able to just go into that text and update the amounts. It will take a little more work on my part, but I think the result is pretty readable.

[shanendoah]

experiment with attaching



edited to add: It looks like attaching files might work well for the lists, but I think it would be hard on the mods for the regular updates.

Attachments:

WIR.xls.jpg (13.5 KB)

[shanendoah]

more experimenting - looking to simplify

LOC Chase CC BofA CC LaZBoy CC Care Credit USL GSL Car Total

Current Balance $- $- $- $- $17,051.47 $31,683.35 $- $48,734.81

Starting Balance $2,171.85 $432.55 $882.58 $3,196.57 $18,154.75 $42,150.85 $4,771.88 $71,761.03

Total Paid $2,171.85 $432.55 $882.58 $3,196.57 $1,103.28 $10,467.50 $4,771.88 $23,026.22

% Paid 32.09%

[/td][/tr][/table]

[mtntigger]

shanendoah - As long as you put your tagline in the body of the post, we are good. As a captain, I seldom review the tables that people post unless I have a question. As for the table formatting, if you like how my table up above looks, I will be sending that code (in an excel table) out later.

[mtntigger]

TABLE GENERATOR...
If you want to post a table of your debts in your updates, use the attached excel spreadsheet. Then, just copy cells A1 through M15 in your posts. You could also add rows, just insert them within rows 6 through 12 (2 rows for every racing debt). For example, copying the cells in the attached spreadsheet produces...

Debt	Date	Current Value	Starting Date	Starting Value	% Paid off
CC 1	12/20/2010	$1,000	12/1/2008	$2,000.00	50.00%
SL 1	12/20/2010	$25,000	12/1/2008	$28,500.00	12.28%
CC 2	12/20/2010	$500	12/1/2008	$1,205.00	58.51%
HELOC	12/20/2010	$12,050	12/1/2008	$15,002.00	19.68%
Total	12/20/2010	$38,550	12/1/2008	$46,707.00	17.46%

Hmmmm.... I don't see the attachment button anymore. <shrugs> Well, if you want the table, just PM me and I'll send it that way.

[mtntigger]

There it is! I couldn't add it after I originally posted. If you can't get it to work for you, just let me know.

Attachments:

TableGeneratorforProboards.xls.jpg (17 KB)

[dsunshine]

slowbutsure

Thank you so much for doing the table. That looks great and is easy to use.

[notasbadasithought]

Well, I am here!! I'll just be checking in, but wanted to get in in the beginning. To all you volunteers -- THANK YOU!!

[One Step Closer]

Hello.... I am new so please bare with me.

One Step Closer 12/27/10; W218; $31,903.09

I hope I got the posting right. My husband and I are in New Mexico, he is working for a Gas Pump Repair company and I just landed a job with a Home Improvement Company and state just after the new year. We sadly live with my parents on their living room floor; we pay the gas and electric bills to help pay our way. We own out right our truck (Dave as we call him) but not much else. We have chosen to pay things off in a different way --- we have chosen to pay off the things listed on our credit reports before anything else. Most of our debt is not on our credit reports because the stores don't report to them so we have made arrangements with them that they are paid in a numbered order.

I hope this fills everyone in on our situation...and may everyone be blessed in the coming new year.

[DVM gone riding]

testing

Debt	Date	Current Value	Starting Value	% Paid off
SL 1	12/20/2010	$11,434	$22,000.00	48.03%
Car Loan	12/20/2010	$15,669	$26,875.00	41.70%
Macys	12/20/2010	Paid	$981.00	100.00%
SL 2	12/20/2010	$55,389	$59,257.00	6.53%
Total		$82,492	$109,113.00	24.40%

slowbutsure, i have to say i am impressed with all you have figured out. but totally confused with what they are doing with the smileys! I think one of the south captains might have it with the idea of one log in and a fixed post only captains can edit.

[mtntigger]

I think one of the south captains might have it with the idea of one log in and a fixed post only captains can edit.

Yeah, I e-mailed CG that suggestion awhile back. Even though it is going to be a PITA, I think we still need a smiley thread or post. I think the current preliminary plan is to have the smilies in a word document and then the captains would include the word document as an attachment. Don't quote me on this though.
Oh, I can't take credit for the table. I also read the SI board and a poster there figured it out; I just modified it to be more WIRR-related.

[Salalsal]

Just Practicing - I think I like this forum!

[Salalsal]

Checking to see if my avatar displays

[DVM gone riding]

ohhh he is so cute!! I need to find a better one but haven't played with it much.