kgb18
Senior Member
Joined: Dec 18, 2010 8:15:23 GMT -5
Posts: 4,904
|
Post by kgb18 on Dec 12, 2012 17:47:10 GMT -5
Oh telephus. I wish I had some advice to give you. Hang in there. Hugs.  |
|
taz157
Senior Associate
Joined: Dec 20, 2010 20:50:06 GMT -5
Posts: 12,977
|
Post by taz157 on Dec 12, 2012 19:45:01 GMT -5
((((((((((hugs)))))))))) telephus.  |
|
telephus44
Well-Known Member
Joined: Dec 23, 2010 10:20:21 GMT -5
Posts: 1,259
|
Post by telephus44 on Dec 13, 2012 14:45:00 GMT -5
We had our meeting with the principal today and it went ok. We have an appointment with a specialist to discuss meds/behavior on Jan 4th.
Still stressful. And it always has to happen around Christmas!
On the bright side - we got approval for our re-fi today! We're going to a 30 year at 3.625 from a 30 year at 5%. I wanted to go with the 15 year option at 2.875, but in talking with DH we'd rather have the lower payment and flexibility. The payment will be about $200 less than what we pay now.
DH has a job interview tomorrow, so I'm hoping he'll be employed again soon - he's made it through 2 phone screens for this, so it's a 2-1/2 hour on site interview.
|
|
taz157
Senior Associate
Joined: Dec 20, 2010 20:50:06 GMT -5
Posts: 12,977
|
Post by taz157 on Dec 13, 2012 15:12:34 GMT -5
telephus - Good luck with DS and DH's interview! 
|
|
973beachbum
Senior Associate
Politics Admin
Joined: Dec 17, 2010 16:12:13 GMT -5
Posts: 10,501 
|
Post by 973beachbum on Dec 13, 2012 15:24:11 GMT -5
We had our meeting with the principal today and it went ok. We have an appointment with a specialist to discuss meds/behavior on Jan 4th. Still stressful. And it always has to happen around Christmas! On the bright side - we got approval for our re-fi today! We're going to a 30 year at 3.625 from a 30 year at 5%. I wanted to go with the 15 year option at 2.875, but in talking with DH we'd rather have the lower payment and flexibility. The payment will be about $200 less than what we pay now. DH has a job interview tomorrow, so I'm hoping he'll be employed again soon - he's made it through 2 phone screens for this, so it's a 2-1/2 hour on site interview. Good luck! |
|
econstudent
Senior Member
Joined: Jan 4, 2011 15:36:44 GMT -5
Posts: 2,288
|
Post by econstudent on Dec 13, 2012 20:23:46 GMT -5
telephus, I hope your husband's interview goes well!!
|
|
azucena
Junior Associate
Joined: Jan 17, 2011 13:23:14 GMT -5
Posts: 5,942
|
Post by azucena on Dec 14, 2012 7:54:30 GMT -5
On the bright side - we got approval for our re-fi today! We're going to a 30 year at 3.625 from a 30 year at 5%. Which bank did you go through and are you paying points? |
|
Wisconsin Beth
Distinguished Associate
No, we don't walk away. But when we're holding on to something precious, we run.
Joined: Dec 20, 2010 11:59:36 GMT -5
Posts: 30,626
|
Post by Wisconsin Beth on Dec 14, 2012 8:20:36 GMT -5
We're refi'ing too. Wells Fargo, 3%, no escrow, 10 years for $65K. I don't think we're paying points but there's like a 2K fee.
|
|
Deleted
Joined: Nov 25, 2024 6:36:00 GMT -5
Posts: 0
|
Post by Deleted on Dec 14, 2012 8:21:55 GMT -5
Good luck to your DH telephus! Fingers and toes crossed for him!!
|
|
telephus44
Well-Known Member
Joined: Dec 23, 2010 10:20:21 GMT -5
Posts: 1,259
|
Post by telephus44 on Dec 14, 2012 11:07:02 GMT -5
We're going through the same bank we have our mortgage with now. It's a local bank. I wanted (and we were approved for) a 15 year at 2.875 with no points, but DH wanted to the flexibility of a lower payment, so we got 3.625 30 year with .25 points. They offered a 3.375 30 year with 2 points, but I thought for 2 points I should get a bigger rate reduction. I'm sure if I wanted to switch banks I could have gotten 3.5 or better, but I like our bank. Closing costs are about $4K to us. Loan amount is about $190K.
Closing is 12/27 - so I'm excited. In a way though, I feel like this is my last big financial goal for this year - next year I am so far goal-less.
Owen's Holiday program is today, so I get to run out at lunch and watch him sing. Lately it seems like I've had to miss work for a kid thing 2 or 3 times a week. IEP meetings, doctor's appointments, etc. My boss hasn't said anything or even given me the impression that she'd concerned, but I'm starting to get comments from co-workers. I also feel like I'm being pulled in a million directions - housework is being slacked on, I don't have time to decorate for the holidays, maybe DS would have less issues in school if I could spend more time working with him on things, spending time on my marraige, volunteering for church and my mother's club. Lately I've been wondering if I should just quit my job, but I really like my job and I like working. I just feel like there's too much stuff to do.
I also admit I'm starting to feel a little jealous in some of the office politics. Things I used to do are being given to other people. There's a 9am meeting I used to cover for my boss for, but now someone else does it. I know that's because I don't get in until 9am because I'm putting my kid on the bus - it's not because I'm a bad employee - but it still irks me. So part of me is throwing a mini temper tantrum and wants to quit, but I know I'd be more miserable at home.
|
|
Wisconsin Beth
Distinguished Associate
No, we don't walk away. But when we're holding on to something precious, we run.
Joined: Dec 20, 2010 11:59:36 GMT -5
Posts: 30,626
|
Post by Wisconsin Beth on Dec 14, 2012 11:11:12 GMT -5
Hugs Telephus. |
|
Deleted
Joined: Nov 25, 2024 6:36:00 GMT -5
Posts: 0
|
Post by Deleted on Dec 14, 2012 11:11:58 GMT -5
Owen's Holiday program is today, so I get to run out at lunch and watch him sing. Lately it seems like I've had to miss work for a kid thing 2 or 3 times a week. IEP meetings, doctor's appointments, etc. My boss hasn't said anything or even given me the impression that she'd concerned, but I'm starting to get comments from co-workers. I also feel like I'm being pulled in a million directions - housework is being slacked on, I don't have time to decorate for the holidays, maybe DS would have less issues in school if I could spend more time working with him on things, spending time on my marraige, volunteering for church and my mother's club. Lately I've been wondering if I should just quit my job, but I really like my job and I like working. I just feel like there's too much stuff to do. I've been feeling the same way too lately. I slept through the alarm this morning and have felt like I'm trying to catch up all morning. DH made me breakfast to go while I was heading out the door so that was a nice surprise. Wonder what he wants....  |
|
Wisconsin Beth
Distinguished Associate
No, we don't walk away. But when we're holding on to something precious, we run.
Joined: Dec 20, 2010 11:59:36 GMT -5
Posts: 30,626
|
Post by Wisconsin Beth on Dec 14, 2012 13:34:09 GMT -5
God, those poor kids and their parents in Conn.  |
|
taz157
Senior Associate
Joined: Dec 20, 2010 20:50:06 GMT -5
Posts: 12,977
|
Post by taz157 on Dec 14, 2012 14:48:08 GMT -5
God, those poor kids and their parents in Conn.  |
|
dakota4600
Familiar Member
Joined: Dec 20, 2010 10:22:48 GMT -5
Posts: 831
|
Post by dakota4600 on Dec 14, 2012 15:17:33 GMT -5
I just want to get my son and never let him go. My heart is breaking for those families in CT.
|
|
NomoreDramaQ1015
Community Leader
Joined: Dec 20, 2010 14:26:32 GMT -5
Posts: 48,368
|
Post by NomoreDramaQ1015 on Dec 14, 2012 15:20:24 GMT -5
. My boss hasn't said anything or even given me the impression that she'd concerned, but I'm starting to get comments from co-workers.Your co-workers can go F-themselves. What is important is what your boss thinks since she signs your paycheck. If she is all right with it then your co-workers need to MYOB. This mindset is probably why it is a good thing I work by myself. 
|
|
Wisconsin Beth
Distinguished Associate
No, we don't walk away. But when we're holding on to something precious, we run.
Joined: Dec 20, 2010 11:59:36 GMT -5
Posts: 30,626
|
Post by Wisconsin Beth on Dec 15, 2012 22:30:42 GMT -5
Damn. I can hear Cabe talking to himself in his room. He should have been asleep 1.5 hrs. ago. He got to bed late last night but took a 2+ hr. nap this afternoon. Which is probably why he's up now. I've already changed a poopy pullup so that shouldn't be why he's up.
Keira had a sleepover at my older sister's house Friday night. She loved it and wants to do it again, like Sunday night. ;D She's asleep, I think. I'm not hearing her and she's staying in her room if she's awake.
|
|
Wisconsin Beth
Distinguished Associate
No, we don't walk away. But when we're holding on to something precious, we run.
Joined: Dec 20, 2010 11:59:36 GMT -5
Posts: 30,626
|
Post by Wisconsin Beth on Dec 17, 2012 10:26:10 GMT -5
Neither kid got enough sleep over the weekend. We'll cope. But I keep hugging the kids and thinking about those parents who won't be able to do that again. I'm going to have a hard time getting past it, just because of the ages my kids are.
|
|
Deleted
Joined: Nov 25, 2024 6:36:00 GMT -5
Posts: 0
|
Post by Deleted on Dec 17, 2012 10:58:35 GMT -5
That's what's tough for me too since my kids are 6 & 7 and that's the ages of the victims. I haven't watched or read much of the coverage.
|
|
Wisconsin Beth
Distinguished Associate
No, we don't walk away. But when we're holding on to something precious, we run.
Joined: Dec 20, 2010 11:59:36 GMT -5
Posts: 30,626
|
Post by Wisconsin Beth on Dec 17, 2012 11:00:50 GMT -5
No, we had the TV off for most of the weekend, except for football and the Disney channel. And the radio off when we were out and about. I can't say that I missed hearing about it, in all honesty.
|
|
Deleted
Joined: Nov 25, 2024 6:36:00 GMT -5
Posts: 0
|
Post by Deleted on Dec 17, 2012 11:04:20 GMT -5
We watched Netflix all weekend. And then hid the front page of the paper when we brought it in since both kids know how to read.
|
|
telephus44
Well-Known Member
Joined: Dec 23, 2010 10:20:21 GMT -5
Posts: 1,259
|
Post by telephus44 on Dec 17, 2012 11:12:04 GMT -5
I spent most of yesterday with Owen. We made a bird feeder from a pinecone, told stories, played trains, did some coloring, etc. I kind of felt guilty for not spending enough time with him lately, so I did make it a mother-son day. He even went to bed early!
Today he was so excited for the 2 hour delay we had.
|
|
Wisconsin Beth
Distinguished Associate
No, we don't walk away. But when we're holding on to something precious, we run.
Joined: Dec 20, 2010 11:59:36 GMT -5
Posts: 30,626
|
Post by Wisconsin Beth on Dec 18, 2012 9:08:27 GMT -5
Keira's got her 1st loose tooth!!
|
|
Deleted
Joined: Nov 25, 2024 6:36:00 GMT -5
Posts: 0
|
Post by Deleted on Dec 18, 2012 9:19:34 GMT -5
You can have Santa and the Tooth Fairy visit all in one night!
|
|
Wisconsin Beth
Distinguished Associate
No, we don't walk away. But when we're holding on to something precious, we run.
Joined: Dec 20, 2010 11:59:36 GMT -5
Posts: 30,626
|
Post by Wisconsin Beth on Dec 18, 2012 10:07:43 GMT -5
I was so excited when she told me. I think I squealed. I know I gave her a big hug and babbled about how my baby was growing up. ;D
Yeah, now we get to figure out what the Tooth Fairy brings.
|
|
Deleted
Joined: Nov 25, 2024 6:36:00 GMT -5
Posts: 0
|
Post by Deleted on Dec 18, 2012 10:08:15 GMT -5
We're cheap. $5 for the first tooth and a $1 for every one after.
|
|
Wisconsin Beth
Distinguished Associate
No, we don't walk away. But when we're holding on to something precious, we run.
Joined: Dec 20, 2010 11:59:36 GMT -5
Posts: 30,626
|
Post by Wisconsin Beth on Dec 18, 2012 10:09:19 GMT -5
I was thinking a couple of bucks in quarters. My kids love their change. ;D
|
|
Deleted
Joined: Nov 25, 2024 6:36:00 GMT -5
Posts: 0
|
Post by Deleted on Dec 18, 2012 10:12:54 GMT -5
My niece was like that! She'd rather have 20 singles than a $20. Now that she's 9 she'd rather have a $50. |
|
Wisconsin Beth
Distinguished Associate
No, we don't walk away. But when we're holding on to something precious, we run.
Joined: Dec 20, 2010 11:59:36 GMT -5
Posts: 30,626
|
Post by Wisconsin Beth on Dec 18, 2012 10:14:10 GMT -5
Apparently a classmate got a gift instead of money. I asked what the gift was and DD didn't know. I was kinda hoping she knew and it was cheapy gift from the $ section of Target or something like that. lol.
|
|
Sam_2.0
Senior Associate
Joined: Dec 19, 2010 15:42:45 GMT -5
Posts: 12,350
|
Post by Sam_2.0 on Dec 18, 2012 11:55:16 GMT -5
Beth - the dollar gold coins are fun |
|
