bankergurl
Well-Known Member
Joined: Dec 30, 2010 17:05:10 GMT -5
Posts: 1,435
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Post by bankergurl on May 26, 2013 15:25:02 GMT -5
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redruby
Established Member
Joined: Dec 29, 2010 8:44:24 GMT -5
Posts: 270
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Post by redruby on May 31, 2013 8:12:32 GMT -5
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nooccar
Junior Member
Joined: Jan 6, 2011 1:54:02 GMT -5
Posts: 165
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Post by nooccar on Jun 5, 2013 20:04:52 GMT -5
Update:
nooccar (2): 06/05/13 $50,777.42 (11/4/2010 $73475.09 WU197)
Still going slowly.
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laramik
Junior Member
Joined: Jan 1, 2011 17:29:06 GMT -5
Posts: 111
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Post by laramik on Jun 9, 2013 0:11:22 GMT -5
Update
| Name of Debt | Current Date | Current Debt $ | Starting Date | Starting Debt | Total Paid | % Paid off | | HELoC | 6/8/2013 | $15,045.47 | 6/1/2007 | $36,163.66 | $21,118.19 | 58.40% | | Rainier Pacific Visa | | $0.00 | | $9,038.05 | $9,038.05 | 100.00% | | Disney Visa | | $0.00 | | $4,694.99 | $4,694.99 | 100.00% | | Signature Visa | | $0.00 | | $4,097.77 | $4,097.77 | 100.00% | | Nordstrom | | $0.00 | | $1,057.14 | $1,057.14 | 100.00% | | Total | | $15,045.47 | | $55,051.61 | $40,006.14 | 72.67% | |
LaramiK: 6/8/2013 $15,045.47 (6/23/2007 $55,051.61 N220)
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dsunshine
Junior Member
Joined: Dec 22, 2010 17:18:41 GMT -5
Posts: 103
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Post by dsunshine on Jun 9, 2013 16:07:34 GMT -5
UPDATEdsunshine 6/09/2013 $17,380.10 (1/30/2011 $42,344.29 WPT8, WPT50)| Debt | Int Rate | Start | Previous | Current | % Paid off | | DiscPL | 9.99% | $19,799.28 | $13,226.37 | $12,968.18 | 34.50% | | Sterling PL | 4.56% | $6,662.88 | $4,580.73 | $4,411.92 | 33.78% | | CC1 | 12.24% | $14,428.14 | $0.00 | $0.00 | 100.00% | | CC2 | 16.24% | $1,453.99 | $0.00 | $0.00 | 100.00% | | Total | | $42,344.29 | $17,807.10 | $17,380.10 | 58.96% | |
Not much to mention. I've been busy at work, does not mean more money, just that I am not bored. I had my interviews at 2 colleges to get into Ultrasound school. Already heard from one, didn't get in as I thought. The other I won't know about until next month. Guess if I don't get in there is another year to try and get out of some of this debt.
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laramik
Junior Member
Joined: Jan 1, 2011 17:29:06 GMT -5
Posts: 111
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Post by laramik on Jun 9, 2013 17:57:15 GMT -5
WEST REGION ACTIVE MEMBER MILESTONES  =$100,  =$500,  =$1,000,  =$5,000,  =$10,000, = $20,000,  =$25,000, = $50,000  =$75,000,  =$100,000,  = $200,000  = LOCATION NEEDED!!! Updated: 6/9/13 through Post #2135 cktc: 5/20/2013 $39,527.26 (3/20/2013 $42,189.14 WPT70) dsunshine: 6/9/2013 $17,380.10 (12/17/2008 $42,344.29WPT8,WPT50) LaramiK: 6/8/2013 $15,045.47 (6/23/2007 $55,051.61 N220) megaptera: 4/26/2013 $300,780 (7/30/2012 $309,224 WPT58) nooccar [2]: 6/5/2013 $50,777.42 (11/4/2010 $73,475.09 WU197) rosebud30: 4/28/2013 $8,679.27 (8/7/2008 $40,810W349) Saving4Norway: 5/10/2013 $2,500 (1/1/2012 $19,528.44 WPT60) sealy#1: 5/6/2013 $19,390.96 (2/1/2013 $24,042.81 WPT 68) sealy#2: 5/6/2013 $318,560.95 (12/4/12 $321,652 WPT69) shanendoah: 4/19/2013 $13,371.42 (12/30/2009 $76,536.33 WU7, WU31, WPT512) snapdragon: 5/15/2013 $24,487.83 (8/6/2012 $28,849) Teachermom#1: 4/12/2013 $129,641.18 (9/25/2008 $154,487.92 W432/W789/WPT67) Teachermom#2: 4/12/2013 $18,268.90 (1/1/2011 $25,644.87 WTP 44) Teachermom#3: 3/12/2013 $22,270.88 (3/1/2012 $22,542.19 WPT69) Twinmama85[3]: 5/24/2013 $24,446.87 (5/18/2013 $25,446.87 WPT71) |
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laramik
Junior Member
Joined: Jan 1, 2011 17:29:06 GMT -5
Posts: 111
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Post by laramik on Jun 9, 2013 18:04:59 GMT -5
Shout outs
LaramiK here with updates and shoutouts. Keep up the good work everybody and I hope you all have a great summer!
Rosebud – Nice update! Congratulations on the new job!
Cktc – Welcome to our boards! We’ve all been there and we are glad to have you here! Great update! Way to get that Amex knocked off right away!
Saving4Norway – You’re like a debt eating machine! Always so consistent!
Megaptera – Congratulations on being so close to being under $300,000!
Nooccar – Great update! Over 30% paid off! Progress is progress no matter how slow.
Sealy – Great job getting caught up on that car payment!
Teachermom – Great set of updates! Good luck on the job in AZ.
Dsunshine – Nice update! Good luck getting into a program!
Snapdragon – Congratulations on getting under the $25,000 mark!
Shanendoah – Good luck with the job hunt. I hope your exam went well!
twinmama85 – Welcome back! I’m so glad that this year is going better than last year! That IS a lovely credit card payment.
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bankergurl
Well-Known Member
Joined: Dec 30, 2010 17:05:10 GMT -5
Posts: 1,435
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Post by bankergurl on Jun 9, 2013 21:03:09 GMT -5
$100K Club updated as of 6/9/13! $7043.17 paid off in the last two weeks! BIG CONGRATS to dschmidt1007 from the NE our newest graduate!! AWESOME!! Congrats to Minnesota7(3) from the Midwest for paying off over $10K and for getting under $125K! One Leapfrog this week, Minnesota7(3) from the Midwest! Welcome back to tobinikui from the Northeast! www.notmsnmoney.proboards.com/thread/11187/100k-club?page=5# |
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shanendoah
Senior Associate
Joined: Dec 18, 2010 19:44:48 GMT -5
Posts: 10,096 
Mini-Profile Name Color: 0c3563
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Post by shanendoah on Jun 11, 2013 18:59:00 GMT -5
shanendoah: 6/11/2013 $13,149.26 (12/30/2009 $76,536.33 WU7, WU31, WPT512)| LOC | Current Balance | Starting Balance | Originally Borrowed | Total Paid | % Paid off | | Chase CC | $- | $2,171.85 | - | $2,171.85 | 100.00% | | BofA CC | $- | $432.55 | - | $432.55 | 100.00% | | LaZBoy CC | $- | $882.58 | - | $882.58 | 100.00% | | Care Credit | $- | $3,196.57 | - | $3,196.57 | 100.00% | | Car | $- | $4,771.88 | - | $4,771.88 | 100.00% | | Basement Solutions | $- | $4,775.30 | $4,775.30 | $4,775.30 | 100.00% | | GSL | $- | $42,150.85 | $39,000 | $42,150.85 | 100.00% | | USL | $13,149.26 | $18,154.75 | $16,000 | $5,005.49 | 27.57% | | Total | $13,149.26 | $76,536.33 | - | $63,387.07 | 82.82% | |
Sorry I have been MIA. Right at the same time I was working my last week at my old job, we got a placement of a 9 year old girl. So I've been busy looking for work and being a new mom for the last month and a half. I did pass my certification test, and I have been interviewing. In fact, I had a second interview for one job today. I don't know how much I'll be on the boards this summer, but hope that once I figure out what my new normal schedule is, you'll be seeing more of me.
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Rocky Mtn Saver
Junior Associate
Joined: Dec 23, 2010 9:40:57 GMT -5
Posts: 7,461
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Post by Rocky Mtn Saver on Jun 11, 2013 19:04:11 GMT -5
, Shanendoah!
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Saving4Norway
Well-Known Member
Joined: Jan 1, 2011 18:27:56 GMT -5
Posts: 1,383
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Post by Saving4Norway on Jun 11, 2013 23:20:01 GMT -5
Update for June | Month | Principal Payment | Interest Payment | Total Payment | Balance | % Met | | January | $500 | $14.37 | 514.37 | 5,000 | | February | $500 | $12.92 | 512.92 | 4,500 | | March | $500 | $10.44 | 510.44 | 4,000 | | April | $500 | $10.32 | 510.32 | 3,500 | | May | $1,000 | $8.85 | 1,008.85 | 2,500 | | June | $500 | $6.48 | 506.48 | 2,000 | | July | | | 0.00 | | | August | | | 0.00 | | | September | | | 0.00 | | | October | | | 0.00 | | | November | | | 0.00 | | | December | | | 0.00 | | | TOTAL | $3,500 | $63.38 | 3,563.38 | | 82% |
Just $2000 left to go! Kinda like weight loss, the last little bits seems to take forever... |
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snapdragon
Senior Member
Joined: Dec 20, 2010 14:56:55 GMT -5
Posts: 2,995
Mini-Profile Background: {"image":"","color":"e1f6f8"}
Mini-Profile Name Color: cd78d4
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Post by snapdragon on Jun 17, 2013 10:23:34 GMT -5
Update - snapdragon 6/17/13 $ 24,168.51 (8/6/12 $28,849.00)
Hello everyone! Hugs and well wishes to all.
It jumped into spring and has stayed revved up at work. It has been busy!
Everyone stay encouraged - I know how hard it can be to pay extra on your debt when it is beautiful outside and you want to go and do something fun in the great outdoors.
Next month I will be in the 23's -- so excited!
Snap~
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rosebud30
New Member
Joined: Jan 3, 2011 2:53:13 GMT -5
Posts: 42
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Post by rosebud30 on Jun 17, 2013 23:09:04 GMT -5
Update
rosebud30: 6/17/13 $5,867.23 (8/7/08 $40,810 W349)
Still on track to be paid off by the end of this year.
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Rocky Mtn Saver
Junior Associate
Joined: Dec 23, 2010 9:40:57 GMT -5
Posts: 7,461
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Post by Rocky Mtn Saver on Jun 18, 2013 8:52:50 GMT -5
Still on track to be paid off by the end of this year. |
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bankergurl
Well-Known Member
Joined: Dec 30, 2010 17:05:10 GMT -5
Posts: 1,435
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Post by bankergurl on Jun 23, 2013 13:00:49 GMT -5
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shanendoah
Senior Associate
Joined: Dec 18, 2010 19:44:48 GMT -5
Posts: 10,096
Mini-Profile Name Color: 0c3563
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Post by shanendoah on Jun 25, 2013 16:15:09 GMT -5
Just thought I'd pop in with a couple of updates (but not official updates).
I will be changing my debt total AGAIN. We got new windows for the entire house, and are on a one year SAC payment plan, so I'll be adding that to the debt total. We have the money to pay it all off right now, but since it's free money, we'd rather have it available to us for other things.
Also, I have a new job and start July 1. I'm excited about it, but don't know how much computer time I will have.
That's it for now. Hope everyone is having a great summer.
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megaptera
Established Member
Joined: Jul 30, 2012 16:50:18 GMT -5
Posts: 338
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Post by megaptera on Jun 26, 2013 13:21:13 GMT -5
UPDATE
megaptera: 6/26/13 $299,602.00 (7/30/12, $309,224.00 W58)
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snapdragon
Senior Member
Joined: Dec 20, 2010 14:56:55 GMT -5
Posts: 2,995
Mini-Profile Background: {"image":"","color":"e1f6f8"}
Mini-Profile Name Color: cd78d4
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Post by snapdragon on Jun 27, 2013 11:24:06 GMT -5
Mega - Congrats on being below 300K!  Rosebud - here's crossing my fingers that you finish your race by the end of the year. Shane - That is wonderful news on the family and job front -- I'm thinking positive thoughts!  Sealy - hopefully you have been able to keep swimming.  Lara - thanks for the shoutout! Norway - 82% there! Keep up the good work! Cktc - Welcome! Rocky - You give thoughtful advice. It is much appreciated. Everyone have a great and safe 4th of July coming up! Snap~
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sealy
Familiar Member
Joined: Dec 22, 2010 2:49:52 GMT -5
Posts: 956
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Post by sealy on Jun 28, 2013 19:39:59 GMT -5
I just DID IT!!! I actually just shredded my CC I found myself continuing to use it.
My payments were less than $100 but now its almost up to $200 I need to work on
getting out from under. I haven't used the other card at all which is nice.
I only owe $1700 more on my sculpture and less than $1000 on my tax bill
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sealy
Familiar Member
Joined: Dec 22, 2010 2:49:52 GMT -5
Posts: 956
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Post by sealy on Jun 30, 2013 20:37:07 GMT -5
DEBT | CURRENT | PAST | STARTING | TOTAL PAID | % PAID OFF | Car | $7,038.13 | $7,499.50 | $8,194.60 | $1,156.47 | 14% | CC #1 | $7,787.59 | $4,796.00 | $4,944.90 | ($2,991.59) | negative% | CC #2 | $5,092.85 | $5,195.46 | $5,520.78 | $427.93 | 8% | CC #3 | $0 | $82.53 | $132.53 | $132.53 | 100% 
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SL | $0 | $50 | $250 | $250 | 100% | Sculpt | $1700 | $1900 | $5000 | $3,300 | 66% | Total | $21,618.57 | $19,390.96 | $24,042.81 | $2,424.24 | 10%
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sealy: 6/30/13 $21,618.57 (2/1/13 $24,042.81 W68) difference $2,424.24
This is gonna hurt but i have to face it. I will be concentrating on my EF first as I pay the min on my debt. I actually lost 9%. My
previous percent paid off was 19%. I did shred my CC#1 and am
taking responsibility for the setback.
SEALY RACE #2
DEBT
| CURRENT | PAST | STARTING | TOTAL PAID | % PAID OFF | | HOUSE MORTGAGE | $317,315.18 | $318,560.95 | $321,652.00 | $4336.82 | 1.3% |
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YES 1.3% PAID OFF. My principal payment is growing and my interest payment is shrinking!
sealy: 6/30/13 $317,315.18 (12/04/12 $321,652) difference $3,091.05 |
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dsunshine
Junior Member
Joined: Dec 22, 2010 17:18:41 GMT -5
Posts: 103
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Post by dsunshine on Jun 30, 2013 22:10:05 GMT -5
Well, I did it! I got accepted into the Medical Imaging Technology program at Oregon Institute of Technology. I am so scared, excited and scared...did I say scared? I am most scared about the finances but I really think I can pull this off. The huge benefit is that in 3 years I may be starting at almost double or more than what I am making right now and I know how to live with what I am making right now.
What this means for me and the boards? I think it will be minimum payments for the next 3 years and then we will see. I may be the slowest turtle or I just might disappear if things get really busy.
I hope everybody is staying cool in this amazing heat!!
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sealy
Familiar Member
Joined: Dec 22, 2010 2:49:52 GMT -5
Posts: 956
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Post by sealy on Jul 1, 2013 12:22:58 GMT -5
Sunshine  CONGRATS!!! Turtling is good as long as you are continuing to move towards debt freedom that's all that matters. Keep us updated on how you are doing. bankergurl You've got mail (well actually a message).
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nooccar
Junior Member
Joined: Jan 6, 2011 1:54:02 GMT -5
Posts: 165
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Post by nooccar on Jul 6, 2013 13:12:38 GMT -5
Update:
nooccar (2): 07/06/12 $50,514.42 (11/4/2010 $73475.09 WU197)
Enjoying the dry weather & getting a lot accomplished outdoors!
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bankergurl
Well-Known Member
Joined: Dec 30, 2010 17:05:10 GMT -5
Posts: 1,435
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Post by bankergurl on Jul 6, 2013 22:44:14 GMT -5
Thanks sealy!
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bankergurl
Well-Known Member
Joined: Dec 30, 2010 17:05:10 GMT -5
Posts: 1,435
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Post by bankergurl on Jul 6, 2013 23:02:02 GMT -5
$100K List updated as of 7/7/13! $17,393.88 paid off in the last 2 weeks!! WOWOWOWOWOW!!!! One Leapfrog, DebtFreeRedux from the South! Congrats to Minnesotagirl7[3] from the Midwest for paying off over 10%! Congrats to megaptera from the West for getting under $300K! Congrats to DebtFreeRedux from the South for paying off over $75K and over 25%! Welcome to sealy2 from the West! www.notmsnmoney.proboards.com/thread/11187/100k-club?page=5#scrollTo=1654574 |
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Saving4Norway
Well-Known Member
Joined: Jan 1, 2011 18:27:56 GMT -5
Posts: 1,383
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Post by Saving4Norway on Jul 7, 2013 21:54:40 GMT -5
Update for July | Month | Principal Payment | Interest Payment | Total Payment | Balance | % Met | | January | $500 | $14.37 | 514.37 | 5,000 | | February | $500 | $12.92 | 512.92 | 4,500 | | March | $500 | $10.44 | 510.44 | 4,000 | | April | $500 | $10.32 | 510.32 | 3,500 | | May | $1,000 | $8.85 | 1,008.85 | 2,500 | | June | $500 | $6.48 | 506.48 | 2,000 | | July | $500 | $5.16 | 505.16 | 1,500 | | August | | | 0.00 | | | September | | | 0.00 | | | October | | | 0.00 | | | November | | | 0.00 | | | December | | | 0.00 | | | TOTAL | $4,000 | $68.54 | 4,068.54 | | 92% |
Only $1,500 left to go! |
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sealy
Familiar Member
Joined: Dec 22, 2010 2:49:52 GMT -5
Posts: 956
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Post by sealy on Jul 8, 2013 1:48:05 GMT -5
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laramik
Junior Member
Joined: Jan 1, 2011 17:29:06 GMT -5
Posts: 111
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Post by laramik on Jul 8, 2013 21:51:26 GMT -5
Update!Made it under $15,000! Wahoo! | Name of Debt | Current Date | Current Debt $ | Starting Date | Starting Debt | Total Paid | % Paid off | | HELoC | 7/8/2013 | $14,794.52 | 6/1/2007 | $36,163.66 | $21,369.14 | 59.09% | | Rainier Pacific Visa | | $0.00 | | $9,038.05 | $9,038.05 | 100.00% | | Disney Visa | | $0.00 | | $4,694.99 | $4,694.99 | 100.00% | | Signature Visa | | $0.00 | | $4,097.77 | $4,097.77 | 100.00% | | Nordstrom | | $0.00 | | $1,057.14 | $1,057.14 | 100.00% | | Total | | $14,794.52 | | $55,051.61 | $40,257.09 | 73.13% | |
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Rocky Mtn Saver
Junior Associate
Joined: Dec 23, 2010 9:40:57 GMT -5
Posts: 7,461
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Post by Rocky Mtn Saver on Jul 8, 2013 22:10:55 GMT -5
That's how you do it, LarimiK! You're an inspiration, getting rid of all that debt and making it stick!
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snapdragon
Senior Member
Joined: Dec 20, 2010 14:56:55 GMT -5
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Mini-Profile Name Color: cd78d4
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Post by snapdragon on Jul 9, 2013 10:38:59 GMT -5
I just DID IT!!! I actually just shredded my CC I found myself continuing to use it. My payments were less than $100 but now its almost up to $200 I need to work on getting out from under. I haven't used the other card at all which is nice. I only owe $1700 more on my sculpture and less than $1000 on my tax bill Good for you sealy! I know that it can be really hard to get rid of the CC. Great news about the tax bill! Those can be really nasty. |
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