rpprt
Junior Member
Joined: Dec 27, 2010 13:57:38 GMT -5
Posts: 199
|
Post by rpprt on May 16, 2011 9:40:10 GMT -5
UPDATE rpprt: 5/16/11 $21,388.79 (7/20/07 $55,547.14 N325) Total amount paid this month: $775.95 Total amount paid since start: $34,158.35 Percentage paid to date: 61.49% | Debt | Amount | 4/18/2011 | 5/16/2011 | | Veh#1 | $289.29 | $- | $- | | Veh#2 | $9,436.37 | $- | $- | | PL | $2,000.00 | $- | $- | | CC #1-3 | $2,268.80 | $- | $- | | CC#4 | $1,546.53 | $2,631.28 | $2,425.10 | | CC #5 | $18,045.29 | $10,079.09 | $9,845.48 | | CC #6 | $21,960.86 | $9,454.37 | $9,118.21 | | Totals | $55,547.14 | $22,164.74 | $21,388.79 | |
Moving along. I'm going to try to find an extra $100 to put on these CCs next month, because I really want to be over $35K paid! |
|
rpprt
Junior Member
Joined: Dec 27, 2010 13:57:38 GMT -5
Posts: 199
|
Post by rpprt on May 16, 2011 9:42:26 GMT -5
I just noticed - Each of my CCs are under $10K now! YIPPEEEEE!  |
|
|
|
Post by idlecrush on May 16, 2011 10:58:34 GMT -5
rpprt:
Nothing on state job yet. This is the 5th week since the interview and they told me it would be at least 3 weeks before they started going through the candidates. I went on the state job website and my application still says 'in process' so I guess that's a good sign. I hope I hear something soon though.
idlecrush
|
|
munjoyhill
Junior Member
Joined: Dec 23, 2010 9:06:30 GMT -5
Posts: 181
|
Post by munjoyhill on May 16, 2011 12:22:29 GMT -5
Update Munjoyhill 5/16/11 $143,944.40 ($155,340.30 6/18/09 NE 629, NEU 301) | Debt | Starting Amt | 5/16/2011 | Difference | | HELOC | $30,340.30 | $20,268.07 | $10,072.23 | | Mortgage | $125,000.00 | $123,676.33 | $1,323.67 | | Totals | $155,340.30 | $143,944.40 | $11,395.90 |
7.3% paid off
|
|
irishsob
New Member
Joined: Dec 29, 2010 7:23:44 GMT -5
Posts: 32
|
Post by irishsob on May 16, 2011 18:08:31 GMT -5
Hi rpprt!! It certainly has been a long time. No offense but I'm sick & tired of being here. That's why I have been so rabbit-like of late. I'd like to get this done before I send my eldest off to college 3 years hence. Of course, that will probably land me right back here again  I am breaking through my 25k barrier by next update! All the best! |
|
thriftymom
Initiate Member
Joined: Dec 22, 2010 21:52:19 GMT -5
Posts: 74
|
Post by thriftymom on May 17, 2011 10:02:05 GMT -5
Sorry to have gone dormant lately! My total has crept up by about $450 since we're still working on the home expansion/remodel, and I bought my first-even dishwasher.  I'm excited beyond belief. Haven't used it yet since the cabinets still need to be installed in the new kitchen, but I can fondle the box and dream. We took our big vacation of the year over DS1's spring break--drove to FL, stayed w/the ILs, did a day at Disney (they paid), lots of swimming and soaking up of sun. Paid for it in cash, but it sucked up my April snowball and part of May's. However, today is payday, so I just need to sit down, calculate all upcoming expenses for the next two weeks, and then pay nice, big chunks toward the CCs. I've missed all of you and hope you've been doing well! I'll try to pull together an update later this week. I'm working on a freelance project that will keep me busy for the next 2.5 weeks, but it will yield several hundred dollars that will either go toward a CC or be held aside to pay for something house-related in cash to keep said item off the CC. |
|
lark1964
Established Member
Joined: Dec 24, 2010 9:26:38 GMT -5
Posts: 434
|
Post by lark1964 on May 17, 2011 10:05:38 GMT -5
but I can fondle the box and dream.  I love you! I have missed seeing your posts! I'm so glad you're back! IrishSOB, you too!  |
|
thriftymom
Initiate Member
Joined: Dec 22, 2010 21:52:19 GMT -5
Posts: 74
|
Post by thriftymom on May 17, 2011 11:35:18 GMT -5
LOL, lark! DH is worried that I'll leave him for the dishwasher and new cabinets.  I probably won't, but might as well let him wonder.... Ha! |
|
raven64
Junior Member
Joined: Dec 23, 2010 13:36:06 GMT -5
Posts: 111
|
Post by raven64 on May 17, 2011 16:48:45 GMT -5
I bought my first-even dishwasher. I'm excited beyond belief. Haven't used it yet since the cabinets still need to be installed in the new kitchen, but I can fondle the box and dream. ROFL!!! ;D I completely understand! When we bought this house, the whole kitchen needed to be gutted and rebuilt. I didn't have a kitchen for 5 months. When the sink and water was hooked up, I stood at the sink for hours hugging the faucet and turning the water on and off. DH though I had lost my mind. LOL! But, after 5 month of cooking on the grill and having to wash dishes in the bathtub, I was so in love I couldn't help myself. |
|
lark1964
Established Member
Joined: Dec 24, 2010 9:26:38 GMT -5
Posts: 434
|
Post by lark1964 on May 17, 2011 21:02:01 GMT -5
Raven and ThriftyMom - it's the little things...
|
|
thriftymom
Initiate Member
Joined: Dec 22, 2010 21:52:19 GMT -5
Posts: 74
|
Post by thriftymom on May 18, 2011 7:52:18 GMT -5
OK, so I pieced my update together. The funny thing is that, after buying a dishwasher and paying for some final roofing work on my BOA card, my overall total is down $20 from the last time I posted.  I'm surprised it didn't go up, so I'll take the small bit of progress! We still have more stuff to buy, which means my racing debt will be bouncing up and down like a yo-yo for awhile, but I keep making payments as hefty as I can. | DEBT | START | May 18, 2011 | | SL | 755.58 | 0 | | CC1 (BOA) | 7869.49 | 3407.46 | | CC2 (Citi) | 9877.05 | 15866.00 | | CC3 (Cap 1) | 0.00 | 0 | | TOTAL | $18502.12 | 19273.46 |
thriftymom[2] 5/18/2011 $19273.46 (3/25/10, $18502.12 NEU 160) This weekend the rest of our new kitchen cabinets are coming (delivery truck wasn't big enough for them all!), and then we'll be able to rock and roll on finishing the kitchen. There's plenty more to do after that, but I can't think about it all at once or my head hurts. |
|
Minnesotagirl7
Well-Known Member
Joined: Dec 27, 2010 11:43:59 GMT -5
Posts: 1,829
|
Post by Minnesotagirl7 on May 18, 2011 11:13:31 GMT -5
The Midwest has a new winner! Stop over and congratulate Bank of Mom on her victory!!!  |
|
rpprt
Junior Member
Joined: Dec 27, 2010 13:57:38 GMT -5
Posts: 199
|
Post by rpprt on May 18, 2011 12:14:12 GMT -5
thriftymomGreat to see you back with us - 
|
|
thriftymom
Initiate Member
Joined: Dec 22, 2010 21:52:19 GMT -5
Posts: 74
|
Post by thriftymom on May 18, 2011 12:57:15 GMT -5
Thanks, rpprt!
|
|
sbvs4you
Initiate Member
Joined: Dec 28, 2010 20:28:01 GMT -5
Posts: 75
|
Post by sbvs4you on May 18, 2011 19:49:12 GMT -5
raven64-do you have a giant bookstore near you? They give you gas points when you buy certain items. That might help your gas problem. HTH.
|
|
sbvs4you
Initiate Member
Joined: Dec 28, 2010 20:28:01 GMT -5
Posts: 75
|
Post by sbvs4you on May 18, 2011 19:50:28 GMT -5
Sorry not bookstore food store. My cell auto corrects....
|
|
chiver78
Administrator
Current Events Admin
Joined: Dec 20, 2010 13:04:45 GMT -5
Posts: 39,766 
|
Post by chiver78 on May 19, 2011 8:03:34 GMT -5
hey, do we have the old "welcome" page saved anywhere? I just went looking, and can't find it. I just introduced a friend of mine to this board, and he may start posting and racing soon. I was hoping to be able to give him the whole racers thing that I read way back when. thanks in advance if anyone has/can find it. |
|
rpprt
Junior Member
Joined: Dec 27, 2010 13:57:38 GMT -5
Posts: 199
|
Post by rpprt on May 19, 2011 8:54:04 GMT -5
chiver
I sent you an email with an updated version for Proboards.
|
|
rpprt
Junior Member
Joined: Dec 27, 2010 13:57:38 GMT -5
Posts: 199
|
Post by rpprt on May 19, 2011 8:55:22 GMT -5
lark
|
|
chiver78
Administrator
Current Events Admin
Joined: Dec 20, 2010 13:04:45 GMT -5
Posts: 39,766
|
Post by chiver78 on May 19, 2011 9:36:35 GMT -5
chiverI sent you an email with an updated version for Proboards. thanks! |
|
meltingdebt
Initiate Member
Joined: Jan 2, 2011 14:27:17 GMT -5
Posts: 90
|
Post by meltingdebt on May 21, 2011 11:37:23 GMT -5
UPDATE 5/21/11 $18605.75 (1/1/10 $30,844.93)| DEBT | Original Balance 01/01/10 | Current Balance | Change | | Cable | $136.84 | $0.00 | $136.84 | | Cell phone | $367.54 | $0.00 | $367.54 | | Clothing Store | $512.46 | $0.00 | $512.46 | | CC #1 | $742.37 | $295.78 | $446.59 | | CC #2 | $1,168.00 | $1,218.90 | -$50.90 | | CC #3 | $9,499.62 | $6,687.88 | $2,811.74 | | BCC #1 | $4,818.91 | $0.00 | $4,818.91 | | BCC #2 | $13,599.19 | $10,403.19 | $3,196.00 | | Total | $30,844.93 | $18,605.75 | $12,239.18 |
| Account | Original balance 01/01/10 | Current Balance | Change | | Savings | $0.00 | $25.01 | $25.01 | | Emergency | $0.00 | $177.11 | $177.11 | | Vacation | $0.00 | $104.73 | $104.73 | | IRA | $0.00 | $61.64 | $61.64 | | Retirement | $0.00 | $1,245.80 | $1,245.80 | | Total | $0.00 | $1,614.29 | $1,614.29 |
I know this, and I am sure all of you do to, that the more frequent my updates, the better I am with managing my money. I am trying to get back into the habit of posting once a week (regardless of how hard it is to find the time). I just have to keep telling myself, my (financial) future is worth it. If I do not take the time to invest in myself, then I will never be able to get out from under this financial burden. I have made some progress in the last week. I just received my statement from CC#3, and noticed that my $200 payments each month are now starting to attack the principle instead of all going to interest. I also made a $400 payment to CC#2, but the payment has not shown up on the online statement yet. I hope all of you enjoy your Saturday morning.
|
|
|
|
Post by crisde2bdebtfree on May 21, 2011 18:27:39 GMT -5
Why do I do this--I finally saved 1500.00 in EF --I'm very happy with progress but I don't want to use it because i like seeing balance getting bigger--So Today I charged my vet visit because I didn't want to use EF. I will try to pay off visit befote next update. I'm trying to do the right thing. Why is it so hard for me to break the cc habit.
|
|
mourningcloak
Junior Member
Just when the caterpillar thought the world was ending, she became a butterfly.
Joined: Jan 8, 2011 19:24:04 GMT -5
Posts: 144
|
Post by mourningcloak on May 22, 2011 8:35:27 GMT -5
crisde2bdebtfree Think of your net worth instead of just your savings vs debt. If your savings is going up, but so is your debt it's likely that your net worth is going down. Very few debts have lower interests rates than the rates you can earn on your savings. And don't beat yourself up about using a credit card - the card isn't the problem. Many people use cards and pay them off immediately. It's the budgeting that doesn't allow you to pay if off right away that is the issue. If the vet was an emergency visit, use that EF! That's what it's there for - to prevent you from having to pay all that interest! Whether or not it was an emergency, start working a way into your budget to save money for the next visit. If you like seeing that balance go up, you should like seeing your account balance go up while you save little bits for the visit ;D We all do this at some time or another  I'm just finally getting over my silly budgeting mistakes from this winter. Sometimes we just need to remind ourselves where the finish line is and the best way for us to get there!
|
|
bankergurl
Well-Known Member
Joined: Dec 30, 2010 17:05:10 GMT -5
Posts: 1,435
|
Post by bankergurl on May 22, 2011 12:47:49 GMT -5
|
|
chiver78
Administrator
Current Events Admin
Joined: Dec 20, 2010 13:04:45 GMT -5
Posts: 39,766
|
Post by chiver78 on May 22, 2011 15:13:53 GMT -5
hey everyone, I've been a bit scarce this weekend - I spent yesterday enjoying the beautiful day at Earth Fest/Boston - and haven't gotten to the updates just yet.  I'm heading out to the Sox/Cubs tonight in a little bit. I will get everything updated tomorrow night. |
|
lark1964
Established Member
Joined: Dec 24, 2010 9:26:38 GMT -5
Posts: 434
|
Post by lark1964 on May 22, 2011 19:17:56 GMT -5
lark Wow... I... don't know what I did to deserve it? But it makes me feel good! ;D | | 1/6/2009 | 1/1/2010 | 1/3/2011 | 5/22/2011 | | Car | 5,027.43 | 0.00 | 0.00 | 0.00 | | Disney | 11,667.01 | 10,062.75 | 8,458.55 | 8,088.88 | | Chase | 5,695.13 | 5,120.95 | 4,287.72 | 4,057.21 | | Discover | 5,699.99 | 6,023.48 | 7,398.71 | 7,215.68 | | Sears | 585.00 | 564.81 | 0.00 | 0.00 | | Goodyear | 1,332.69 | 2,228.71 | 1,499.91 | 1,328.39 | | Prepgate | 40,716.67 | 40,380.98 | 39,971.01 | 39,746.14 | | CFS | 7,079.39 | 6,691.91 | 6,252.99 | 6,094.26 | | Taxman | | | 0.00 | 0.00 | | Mortgage | 153,320.00 | 154,859.03 | 152,285.75 | 151,152.34 | | | | | | | | BA Visa | 29,056.39 | 29,056.39 | 29,056.39 | 29,056.39 | | AmExBlu | 32,489.18 | 32,489.18 | 6,122.01 | 4,372.93 | | | | | | | | Total | 292,668.88 | 287,478.19 | 255,333.04 | 251,112.22 |
|
|
|
|
Post by tpsreport on May 23, 2011 8:23:20 GMT -5
Update: TPSReport: 5/23/11 $7782.58 (1/2/10 $18228.56 NEU19)
|
|
lark1964
Established Member
Joined: Dec 24, 2010 9:26:38 GMT -5
Posts: 434
|
Post by lark1964 on May 23, 2011 12:41:57 GMT -5
I can't believe people are REALLY this taken in... but they're "surprised" the Rapture did not occur!! I'm reading these things, and I am just - I am flabbergasted at some people's gullibility: news.yahoo.com/s/yblog_thelookout/20110523/ts_yblog_thelookout/doomsday-prophet-followers-flabbergasted-world-didnt-end Keith Bauer, a 38-year-old tractor trailer driver, took a road trip with his family to see the Grand Canyon before the world ended. "With maxed-out credit cards and a growing mountain of bills, he said, the rapture would have been a relief," the paper writes. Robert Fitzpatrick, who spent $140,000 of his life savings to advertise the rapture in New York, said he was dumbfounded when life went on as usual Saturday. "I do not understand why ...," he told Reuters while awaiting the event in Times Square. "I do not understand why nothing has happened." |
|
chiver78
Administrator
Current Events Admin
Joined: Dec 20, 2010 13:04:45 GMT -5
Posts: 39,766
|
Post by chiver78 on May 23, 2011 13:34:00 GMT -5
lark Wow... I... don't know what I did to deserve it? But it makes me feel good! ;D | | 1/6/2009 | 1/1/2010 | 1/3/2011 | 5/22/2011 | | Car | 5,027.43 | 0.00 | 0.00 | 0.00 | | Disney | 11,667.01 | 10,062.75 | 8,458.55 | 8,088.88 | | Chase | 5,695.13 | 5,120.95 | 4,287.72 | 4,057.21 | | Discover | 5,699.99 | 6,023.48 | 7,398.71 | 7,215.68 | | Sears | 585.00 | 564.81 | 0.00 | 0.00 | | Goodyear | 1,332.69 | 2,228.71 | 1,499.91 | 1,328.39 | | Prepgate | 40,716.67 | 40,380.98 | 39,971.01 | 39,746.14 | | CFS | 7,079.39 | 6,691.91 | 6,252.99 | 6,094.26 | | Taxman | | | 0.00 | 0.00 | | Mortgage | 153,320.00 | 154,859.03 | 152,285.75 | 151,152.34 | | | | | | | | BA Visa | 29,056.39 | 29,056.39 | 29,056.39 | 29,056.39 | | AmExBlu | 32,489.18 | 32,489.18 | 6,122.01 | 4,372.93 | | | | | | | | Total | 292,668.88 | 287,478.19 | 255,333.04 | 251,112.22 |
lark - do you have your tagline? I'm pulling together all the updates now, but if you have it readily available you'd be saving me a search. thanks! |
|
Maryland Monroe
Established Member
Joined: Dec 23, 2010 16:52:51 GMT -5
Posts: 460
|
Post by Maryland Monroe on May 24, 2011 4:43:33 GMT -5
| Update | 02/24/08 | 05/24/11 | Paid | % Paid | | Card A | $9,746.38 | $4,408.64 | -$5,337.74 | -54.77% | | Card B | $1,218.41 | $0.00 | -$1,218.41 | -100.00% | | Card C | $5,656.86 | $2,656.60 | -$3,000.26 | -53.04% | | Card D | $1,813.97 | $0.00 | -$1,813.97 | -100.00% | | Total | $18,435.62 | $7,065.24 | -$11,370.38 |
[/color] [/td] [td] -61.68% [/td] [/tr] [/table] Maryland_Monroe 5/24/11 $7065.24 (2/24/08 $18,435.62 NE 108) |
|
I'm excited beyond belief. Haven't used it yet since the cabinets still need to be installed in the new kitchen, but I can fondle the box and dream. 
I probably won't, but might as well let him wonder.... Ha!
I'm just finally getting over my silly budgeting mistakes from this winter. Sometimes we just need to remind ourselves where the finish line is and the best way for us to get there!
