countrygirl2
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Post by countrygirl2 on Apr 22, 2024 14:31:08 GMT -5
I have been doing better about spending the last several weeks, something I should have done years ago. But I guess better late than never. After seeing all the stuff I have to get rid of well, its very sobering. On all the days we have been to the city I have just drove on by, any of the stores. Also buying less food. The items I got today we will eat. We also are all eating a ton less food. I'm going to try and keep basics stocked but in lesser quantities, unless a certain party gets in and then I hope I don't panic again. It could all go so bad with supply.
Hubs today is saving us money, he is fixing the shower faucets in our bathroom shower in Washington he did the other shower too. All the other faucets and supply lines had been replaced so they are good. He also hopes to have time to replace DD's commode. It is the only thing not flushing right, all the other drains are fine, so we are hoping something is just wrong with it. He said once he replaced it, if it still doesn't flush right, then it is in that pipe and that could be bigger issues. But since nothing else is having drain problems seems like it should be, here's hoping. He is still able to do things like that he wants to do. And he has saved us a small fortune over the years because he can do it. I don't know how all of you are able to spend big dollars on repairs and still save.
I'm going back to more frugal living while here. I will save all I can so I can enjoy time with the kids. DIL likes to go out to eat, son likes to eat at home so I can do both. And we like to go to festivals, movies, and things, so then we can. I really don't need anything else for up there this trip. Hubs still has not noticed the new kitchen stove, that I can't believe.
The reason we don't mind helping son is he in his whole life asked us for very little money. His dad was the same way, if they couldn't earn it, they just didn't spend it. And then for years in Korea, they had a bar which helped support them so he could save, they did well with it. So because he is frugal, we hope to leave him something. No guarantees at all, depends on how long we live and our needs, but we will try.
I cleaned our bathroom and the cleaner did great, then I read on it, don't use on fiberglass, well I did so better rinse it again just to help make sure there is no residue. But it sure looks great, shiny and clean, and smells good. It is Fuller Brush Dissolve. It shouldn't bother the Corian, din't say anything about it.
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countrygirl2
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Post by countrygirl2 on Apr 22, 2024 13:08:26 GMT -5
I am home. Got my 2 tests done, 1 to see if my heart valve is leaking more, 2 was to see if my carotid arteries are more clogged. I hope not but with me being more tired and getting fatigued very possibly could be. At least I will know Thursday. Heart doc said it had been 5 years since I was tested. The gal was great and did both tests so it got me out earlier than I expected. The valet parking is now free so used it, so didn't have to walk forever and I didn't have to wait even 5 minutes this morning. I got up early to get DD's hair fixed, for us to go then she decided not to go, sigh.
Got my car washed, went to Kroger, great prices. Bacon $3.99, I use it mainly in green beans and bean soup and sometimes with breakfast. Same with the little sausages, $3.50 a package. I got a package of ground pork for $6.54. 3 bell peppers for $.99 on the ugly produce stand, they had lots of stuff today. also a can of spinach and one of beans and rice. A small package of frozen cod, and some hash browns about $50 worth of stuff. I'm going to divide the stuff up and freeze in small packages.
Then got DD and I lunch at Subway, went to the bank and got some cash out for next week. Went to the pharmacy and picked up a ton of scripts for DD, and 1 for hubs and I. I still need one more for DD. I phoned it in this morning.
Dropped off 4 bags of books at Goodwill and a box of fabric, spreading the glory around town.
Picked up 4 loaves of Aunt Millys potato bread for the freezer. Hubs will have luncheon meat, a couple of pizzas. He has some tamales and he can get the rest of the things he likes to eat himself while I am gone.
I'm pooped out again, but intend to clean my car out. I have some food to drop off at the blessing boxes, do want to do that first. I had enough coupons at CVS to get Tigger a bed. He sleeps on top of the kitty pedestal, found him a bigger one for $19.99 and cost me $7.26, so good deal. He is so big, I think its getting difficult for him. Smokey has one he sleeps in instead of the top or the little cubbies.
I think I'm also going to clean out an old bookcase in there, its very solid and belonged to my aunt. But it has a fair sized chip off the veneer at the bottom, that would be tough to repair, so worth very little and not the time to fix it, so by the road its going to go. I have a newer one I got at the furniture store I'm keeping, its in great condition.
If I find other items that can go they will. I finished lunch and right now kicking back for about a half hour or so, before I get busy. It is 64 today so better.
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countrygirl2
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Post by countrygirl2 on Apr 21, 2024 18:17:44 GMT -5
It could help offset the cost of living in Washington. I never heard anything back about the Indiana assistance and haven't pursued it.
I have heard the caregivers have been cut off. There are people here that have to have attendants to stay alive. Sounds like when they reviewed the program that made more eligible during covid they didn't have a separate count or some issue so they started cutting people off. I have heard of some in dire need. So I never went any further, those people need the programs and money to live, we don't.
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countrygirl2
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Post by countrygirl2 on Apr 21, 2024 16:28:22 GMT -5
I am exhausted. I didn't eat much today. I took all the old foods out and put in the dumpster and the trash in the garage. I'm so proud of my pantry. The top 2 shelves are empty, could never reach anything up there anyway as they were too high even for me.
I decided to go ahead and do some weeding. I tried to stay in the sun, did the west side of the house, across the front of the garage, around the little shed, and my one round flower bed. Even in the sun if the wind blew it was freezing. I quit. Filled over half the trailer with debris. The worst is yet to do, the corner and across the front but hopefully I can get it one day this week.
I'm making DD and I a Chef Boy Ar Dee pizza. Has sauce mushrooms, mozzarella, and parmesan would have put ham on it but don't have any. Hubs don't like these either. He will eat and old frozen pizza before eating one of these. I don't know about that man.
I came back to the house, the power must have been off for the half hour to an hour I was outside. The freezer was beeping. I need to go check, it was down from 0 to 6 degrees, that could not be in that short of time, so now worrying that the freezer is dying. The stove didn't want to work, I reset the clock and then it did. We have a Strike Guard on the house supplied by the utility company as I lost some appliances shortly after we moved in. I have to pay $2.99 a month to keep their surges from destroying my appliances, in my opinion, should be part of the service. We wanted to make sure it didn't screw up our geothermal system. Hubs said if it did die, put ice out there and get a new one tomorrow. I hope it didn't die.
Dinner is almost ready, need to check my freezer.
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countrygirl2
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Post by countrygirl2 on Apr 21, 2024 14:37:28 GMT -5
I painted my nails purple, I just realized the color matches those old age blood bump spots on my arms, LOL! Some color coordinating. I'm enjoying having fingernails for a change, the vitamins must be helping, but I'm enjoying them, while I have them, very rare for me.
I was pooped and sat down for awhile, I need to finish my closet cleaning. Sitting down is always a mistake, been here an hour. Will do that first and fix DD and I something to eat.
I sorted my closet better, condiments together, canned ready to eat foods together. items in boxes together, might be easier to find things so they don't go bad.
Need to bring up items from the basement, its cleared out and not much canned goods down there anymore. I kept some 2023 foods but need to use them soon.
Ok, back at it.
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countrygirl2
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Post by countrygirl2 on Apr 21, 2024 13:03:01 GMT -5
Hubs is at a trampoline park with little guy, he said he is having a ball. They do have to sign a waiver if he gets hurt, but he said the trampolnes are all level and have cushioning over the springs and edges to help keep the kids from getting hurt. Little guy has been there before and hubs said he is all over the place, he said its full of kids I told him don't lose him. He never had time to do stuff like that with his son and really there wasn't anything around like that.
This will give his dad and mom a break and hubs enjoys spending time with him. They are going out for lunch afterward. I'm sure he spent the night last night too. He will have to go home tonight with school tomorrow, but hubs will see him everyday after school. I wish he could or would have stayed longer.
DIL has been complaining about their patio door, you could hardly get it open. Hubs told son let take the door out and look, he said he did. Well, he said lets do it again, he said all it was, was 2 screws that needed to be adjusted and now it works fine. Son can fix a lot, but he still has a lot to learn. This is only his 4th or 5th year as a homeowner. He has fixed stuff on his truck and he just fixed the wiring on his old mower, it was his grandpas. And he is getting a wiring harness to fix DIL's lock system on her hatch lid. So electronics he is very good at. But if we are up there he will learn more from hubs. And hubs has a wealth of information, I'm always amazed at the knowledge he has acquired.
I'm cleaning out my kitchen pantry, its been awhile. I cleared out a bunch of old staledated stuff. I also need to take out my normal trash, so need to get the mower and trailer out to take to the dumpster.
I wanted to clean the landscaping and its 50 out, just durn cold, I hope it warms up more this week so I can do it.
I will just have to wait till I get to Washington and go to one of the offices to find out what we need to do for DD to get Medicaid. Sure happy we hadn't already moved and had no coverage that would have been terrible. I likely am too careful but has served us well. I am not going to let it stress me, we can continue traveling back and forth for years. Just have to take our kitties with us in the winter.
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countrygirl2
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Post by countrygirl2 on Apr 21, 2024 12:46:22 GMT -5
We purposely do not take her as a dependent so that our income is not included with hers. It's going to be so much lower I don't think it would matter when we are up there. Of course last years would with sale of the houses, thank goodness that is done. I just felt that when she started getting part of hubs SS we weren't going to take her, before she was getting very little. For years she got $300 a month and I had no idea she could get more. A lady with the state finally told me how we needed to report it. Nobody tells you anything to help.
Our CPA agreed with not taking her as a dependent, she said it likely would muddy the waters for no more benefit we would get.
I will just have to talk to someone there as it appears to me we are trying to get welfare or other services that we don't need for her. All we need is healthcare coverage.
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countrygirl2
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Post by countrygirl2 on Apr 20, 2024 23:12:21 GMT -5
I think I misread it last night, it says enter the answers under income section for those you are applying for, I didn't even see that sentence last night, will see where this leads me. But it still goes on to all money in the home. I'm not sure they gave me the right place to go. This asks about all kinds of help except Medicaid. I will talk to a rep when I get up there. I'm not so sure this is the form I need to go, but will find out. I think this is for people needing all kinds of help, like food, heating, cash help, housing, and other stuff.
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countrygirl2
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Post by countrygirl2 on Apr 20, 2024 22:59:19 GMT -5
DD's trust doesn't go into effect until we die. And our trust only kicks in when one of us or both of us die also. No effect while alive.
Her money isn't the problem, right now her account has $500 in it and she has no other assets. The form they give you to see if you are qualified asks about household money. You can see the form under WashingtonConnection.com, not sure why that is necessary for just Medicaid. There are offices all around so I will go to one and try to speak with a rep. I get the feeling they are checking to see if you qualify for various different programs, they list quite a few. I'm going to go through it again. It doesn't go anywhere unless you choose to submit it, but it does show some you are qualified for and some you are not. But I'm going to continue under the one about disabled and see if I can find out more.
Oh, and they fixed my buffering on TV, first time I have been able to watch telly for a week or more, it kept getting worse.
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countrygirl2
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Post by countrygirl2 on Apr 20, 2024 20:22:10 GMT -5
I started to fry the fish, well the grease wasn't hot so luckily didn't drop any in, damn. The plug part was disconnected.
I have very little eyebrows, I color what is there and draw in the rest, since I wear glasses looks ok. I used to buy all Merle Norman cosmetics but it kept raising in price. So I buy their creme and foundation, plus powder. The blush is Elf as is the brow pencils or Maybelline. I got a really easy to put on this time for $1 each. The ones with MN were almost $20 and would crumble easily, I'm not paying good money for crap. I still use their lipstick as I can't find any that does a good job but none of it stays on for long. I use various moisturizers maybe Estee Lauder or MN, they seem to be the best. I started using a different brand of eye lash color and it does not cause my eyes to water. Only $6, hadn't been able to use any for years. I also use the makeup remover sheets or eyelid cleaner to make sure it doesn't get in my eyes and I don't get acne from left on makeup. I had a tough time with acne in my teens.
I do wear makeup when I go to town. Today was a rare day I didn't, but only went to the grocer inside a store. I was lucky and only saw one person I know.
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countrygirl2
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Post by countrygirl2 on Apr 20, 2024 20:07:52 GMT -5
But not putting them when they ask, would that not be considered lying or trying to hide assets? I didn't understand that either. No Indiana has never asked us what we have in checking or savings.
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countrygirl2
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Post by countrygirl2 on Apr 20, 2024 18:50:06 GMT -5
I think he was likely responsible for many more deaths than a million. I know I lost 2 cousins, hard core Trumpers I'm sure. Both died of COVID, how stupid can you get? We lost quite a few in our small communities. And I'm betting they all voted, so that should help next time.
I thought only 144,000 would be the chosen ones, are there supposed to be more? That sure isn't many.
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countrygirl2
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Post by countrygirl2 on Apr 20, 2024 18:37:22 GMT -5
About ready to fix dinner, as I said before DD wants fish again, I'm happy, love good fish. Will add mac salad, and cole slaw with it instead of a salad.
I didn't count but got all my purses well, except 8 in one of the slightly smaller size totes, will put the 8 in with the shoes in a big tote. I can get purses out of there so no issue, wanted to make sure I could. I could likely fit in the rest on the ends and may later when we actually get ready to move. I checked all for ink pens, candy or anything that could melt and ruin them or leak. I'm guessing 30 or more, will count them one day. I found 3 that I had never used, whoops! I need to recheck and see if I want to get rid of any. But a year ago I purged a bunch and kept the leather ones. There are maybe 4 that are not, so these are the good ones. One of the big containers will hold all my shoes. They are see through so I can tell what is in them, though I may label them anyway.
I quit for today, I did good. I started washing throw rugs so I can clean the floors, may finish washing those tonight. If it had not been so cold I would have gotten my wringer washer out to use.
Will be back June the 11th. The renter is going to try and be out in July, I gave him his deposit back to help him this month. He is a decent guy. We don't mind helping people who are trying to help themselves. He has to pay for moving the mobile, so that is really going to cost him. I will sign it over to him before it is moved, we do not want any liability for that.
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countrygirl2
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Post by countrygirl2 on Apr 20, 2024 17:37:36 GMT -5
I have to find out if DD will qualify for medicaid. They look at family assets I guess. Our income is going way down because of sale of the rentals. 5% of $100k is nothing like the rent income we had from that investment, that is going to hurt. So we will be paying more for everything with less income. We do have money in savings but a lot of it is in 401k's and IRA's so what we see is not what we are going to end up with after taxes. They just ask for gross? it just says savings no distinction in what it is. I dropped figures in the questionaire and of course it said hubs nor I qualify for anything, we were not applying and the way the form was structured it was obvious only for DD. Also it asked who they lived with and none of the categories were parents?? Only adult-other,so I am wondering if she will qualify for health care. It says she would not qualify for cash help or food help, that's fine, we don't need that. It has a category for disabled I need to look at and see if it explains more. Even if she has to pay something for her health care, that's ok too, long as it doesn't eat up all her funds. She needs money for hair cuts, clothing, shoes, dental work, glasses, incontinent needs, those are not cheap, and anything else she needs, we charge her rent and then use the money for her needs. Have to, to keep her assets under $2k. I just ordered her a wheelchair/walker so she can go places with us where she has to walk. She has only been to the theater at Capital Mall because its all she can do to get there. She almost passed out at the ballet just waiting for DIL to park the car and come back. I want her to be able to go with us. We jump through hoop after hoop, each year here she has to be recertified for her medicaid coverage.
Hubs and my health care premiums are over $1000 a month now with scrips on top of that, we have to pay a lot out of pocket. now in Indiana DD had to start paying a premium for her meds insurance on medicaid, not much, but I expect it to get more each year. Yes, we have money, but its getting eaten up believe me. The cost of living is not going down, its going up. We likely should not have sold our rentals yet, but once he was diagnosed with cancer I think we both kind of panicked.
Well it is what it is, we know that we can get coverage up there for us, now I have to find out about DD, I will when I'm up there. If we can't, obviously we cannot move, we will just have to stay here and do what we can to take care of ourselves.And we can afford to live here. I have already cut expenses and once we sell his folks house, we can cut more. We will keep the place up there and hope we can keep traveling back and forth for the foreseeable future. But I'm continuing to declutter anyway, stuff needs cleared out no matter where we live.
I just cleared out the 3rd bedroom closet except for a big container of paper, pencils, and supplies.
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countrygirl2
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Post by countrygirl2 on Apr 20, 2024 16:13:51 GMT -5
My Smokey is a fun cat. He has been running up and down the stairs to the basement when I go up and down. And when I'm pulling books he is flopped on the shelf above purring. I was sorting fabric in other cabinets and he was on an empty shelf above doing the same thing, talking to me and purring. He does the same with hubs when he is working on something. We both get a kick out of him. Tigger doesn't do that, but he is still friendly.
I can call Smoke and he 99.5% of the time like a dog will come running. Hubs was looking for him the other evening and had picked him up, I didn't know it and was calling him. Hubs said he was trying like crazy to get down, but he already had him so managed to get him in. I know I'm always saying he doesn't care for them but he gets them in feeds the, and empties litter boxes when I'm gone. Maybe just because I love them so much, but I don't think so, LOL!
His friend down the road that gave them to us bought him a Tshirt, that says, real men love cats. Yep, he wears it, LOL!
The internet repair guy is coming tomorrow afternoon, I finally had to call to get the buffering fixed, it's something outside. It's driving me crazy buffering like that.
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countrygirl2
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Post by countrygirl2 on Apr 20, 2024 16:05:53 GMT -5
DD decided she didn't want to go out tonight to eat, doesn't matter to me. We ate lunch while in town. The grocery had their cookout today, ribeye steak sandwiches, but DD wanted McD's, yuck. That was good. But she wants fish again tonight, she said those were so good. I looked for the stringy strips of onions but they didn't have those just regular onion rings. I did see some onion petals breaded but they were $10.49 for a small box, uhhh, no, that's crazy. I bought some breaded mushrooms from the hot foods section so may heat those with it. Also bought cukes we both said salad is good. I dress it with avocado oil, garlic salt, and rice vinegar, low cal and so good.
Likely won't fix it till about 6 or 7, we don't get hungry early.
Going to wash more stuff almost have 2 cabinets of fabric emptied, have 2 more and lots of other on shelving. The town is going to get inundated with fabric, LOL! I may try to sell some of it when I have a yard sale, will see. I'm going to sell 2 book cases, a shredder, maybe an exercycle, if hubs can get it upstairs, canning jars, odds and ends of all kinds of stuff. Some big canning kettles and items, Xmas decorations, stuff in the garage. I have a big cabinet in the 3rd bedroom I may try to sell. Would like to sell this big solid wood desk, I paid $1300 for it years ago. The top of the desk needs refinished, sure I could get more if I did from it. I may, it came from the furniture store in Houston about 20 years ago, likely be lucky to get $200 out of it. Really it and the couch needs to go to the furniture store to sell. There are also little cabinets, magazine racks and stuff. A lot more stuff I can't think of right now.
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countrygirl2
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Post by countrygirl2 on Apr 20, 2024 14:38:51 GMT -5
Very pretty color on those cabinets. I have redone a lot of them in houses, so much work, but so nice when you are done. Just freshens up everything.
I finally got everything out of my car. 2 big bags of clothing, one hanging bag with a nice coat. 2 big boxes of fabric and a sack of fleece material. I just cannot take all this and even if I did, I will never see all this in my lifetime. What I'm keeping is very good pieces. For some reason in the bottom 2 shelves I have found little or no evidence of mice or chipmunks or whatever they are. The seem to have gotten in the top 2. So these pieces I am looking over and just packing them for keeping or giving away. The clothing and fabric went to the free store, the books to Goodwill. I may take some fabric to them also, will see.d
I have 4 more bags of books in the car, have cleaned out the side shelves and 3 shelves of books so far. And working on another shelf of fabric. So I am moving along.
I ordered some moving bags from Temu and they are much better quality than the ones from Amazon. But for glassware and such will need hard boxes. I have lots of towels and things I can pack them with. Hubs and I have been saving our Amazon boxes so have quite a few we can use.
I'm going to see if I can find packing boxes specifically for grandfather clocks and etageres so they won't get broken.
I need to clean my garage out so we can start putting things in it. I am going to try and have a "Maybe we are Moving Sale" some catchy name like that and see if we can sell some bigger stuff.
Partial bottles of cleaning products and things like that I put beside the road to give away. Again lots of that stuff came from former renters that left them, so no loss to me.
This has needed to be done for a long time. I would just get rid of a bit of this and a bit of that and never fully declutter, so I am finally doing that. When we move up there I'm going to go to the library for books again or to used book stores like I used to. Here I just couldn't find the books I wanted to read so I would order them from Amazon. I have spent a ton of money on those.
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countrygirl2
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Post by countrygirl2 on Apr 20, 2024 14:18:32 GMT -5
Son was in the military for 10 years. When he left and was hired by the DOD he bought that amount of pension and added to his currently. I have no idea what it cost, but he said it was a good deal.
He also wanted to work in Washington state as he got a big raise so more money in the pension fund for later. I think he can retire at 62 or maybe earlier but of course each year he works adds to SS and pension. His dad says he needs to go to 67. He really does, little guy will be nine this year and he will be 19 when his dad is 63, just when he is in college. Son needs to stick those 4 years out to pay for it. I think with his pension, SS, and savings he will be in good financial condition for his retirement.
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countrygirl2
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Post by countrygirl2 on Apr 20, 2024 11:32:37 GMT -5
The neurologist for DD has tried a lot of things. Botox didn't work, she is getting an IV infusion every 3 months and takes Nurtec daily, seems to be helping her more than other meds did for migraines, there is lots of things they can try now.
Hubs called and he said little guy was up till 2. I said you let him stay up that late? I'm betting he fell asleep and didn't realize it. He said he went in and made him go to bed. I told him don't do that tonight, he told me he bets he falls asleep pretty early tonight. Hubs said he has changed all the TV stuff around and on his iPad. I bet he has, LOL! He was getting ready to get him up and go see what son was doing today. I think if we are up there he and his dad will spend a lot of time together. DIL said son doesn't have many friends up there and none in the neighborhood where they live so will be good for both of them. I'm sure little guy will see grandpa every evening next week too, he really misses him and hubs doesn't get up there often. We need to do it before we are to old to do things with him.
So the 29th I am off to go up there too.
I am pretty much off coffee and I'm still tired from lack of caffeine. today plan to run over and see if the free store is open. I need to get rid of stuff so I can load up more. I haven't done anything this morning. Got dressed to go out and pull weeds, it looked so pretty out. Checked the temp and its 47, nope, not going to happen. So need to get busy in here. It's noon and all we have done is eat breakfast. I did pick up so the robot sweeper could run. All the plug cords it likes to get tangled in.
So will see if we go out to eat or not today, haven't decided yet.
Need to at least do something constructive.
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countrygirl2
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Post by countrygirl2 on Apr 19, 2024 23:02:32 GMT -5
Watching Star Trek, its some of the newer old ones but I have never seen these, pretty good.
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countrygirl2
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Post by countrygirl2 on Apr 19, 2024 22:59:32 GMT -5
Wow, you have guts chaperoning teens anymore. We stopped having trips in the class before us because so many got pregnant, LOL! That was in the 60's so I can only imagine now as they have no respect for authority. It was bad enough back then. Good luck!
I found a dead bird in the garage. They sometimes get in there and can't get out. This is only the second regular size bird the cats have ever gotten, I hate to see that, I don't like them killing birds. But those 2 are predators, they kill mice, small snakes, and shrews. They have even gotten a mole before.
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countrygirl2
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Post by countrygirl2 on Apr 19, 2024 19:06:23 GMT -5
Not here, I just paid $578 for a 2020 Buick Envision, my 2018 Chrysler 300 is $886, hubs 2020 Ford truck is $673 and I think that is really good. Our broker put us with Erie Insurance a few years ago. If we move one car will be sold, I sure won't need 2.
Maybe if we get further out from Olympia.
I just looked at a gorgeous house in McCleary, Wa, has a nice big garage for hubs and is one story like we want. I LOVE it, of course it will be gone before we can do anything. And it's on just half an acre, most of what we want. But it has mini splits for heating and cooling, doesn't look like enough to me. That town isn't that far away, it is doable and looks like nice homes out there.
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countrygirl2
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Post by countrygirl2 on Apr 19, 2024 17:29:11 GMT -5
Just got my insurance quote. It is $578 for that car here and $1,303 up there, damn.
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countrygirl2
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Post by countrygirl2 on Apr 19, 2024 17:20:40 GMT -5
Well, I'm in the dough nut hole already. I went to get Ozempic today, last time was $400 plus for 3 months. Today was $335 for 1 month. I am going to have to drop, can't afford my 3 high cost meds if this continues. PA and I talked about me reducing the dosage and see if I can do it. The last 2 weeks I used .25, I'm still ok, but about 3 weeks for it to lose efficiency. I sure hope I can. I'm trying to mentally stoke myself to not eat so much. Hope I can do it. I could do 2 months out of a box if I can do this. I pay a lot for Nextlizet and for Premarin too, the rest are cheap or no charge. I'm not sure about Washington. It looks like DD will be eligible for Medicaid, but because of our household money we may have to pay for part of the premiums? It says may so I don't know. Hubs wants me to go ahead and qualify for it before we put the house here up for sale, but that would mean we lose hers here. Her meds cost over $25k per year if we had to pay those and I'm paying out of pocket $12k for mine. I think hubs was $6k. We sure can't afford to lose her coverage. My SS is totally eaten up by premiums and meds and now its dipping heavily into hubs. I was talking to son today and he said the cost of living is eating him alive too. I priced car insurance up there and the lady from State Farm was going to give me a quote. My car up there is only $578 a year, she is figuring the same coverage and she said don't be shocked the premiums there have gone crazy the last couple of years. I paid the premium for the modular up there so now I have all the those bills paid. Wow, the last 2 years is really getting to us too. I'm sure all of you are experiencing this. But our income is going down and yes, I worry. We have assets but its likely one of us could live 20 more years and I'm not sure we can handle that. I'm so sleepy can hardly stay awake. I was going to pull weeds when I got home today. But a front came through, temp dropped 20 degrees so 57 out. By this afternoon that area was in the shade, I'm not going out there and freeze, I will try tomorrow. I had all these plans of stuff I was going to do, bet I don't accomplish them. And I'm cooking at home this evening instead of eating out. We are having catfish, okra, and salad. Wonder what the guy that burned himself up at trumps trial was trying to say That was sure dumb.
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countrygirl2
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Post by countrygirl2 on Apr 19, 2024 16:14:28 GMT -5
MPL, Goo Gone will take off adhesive for most stuff. Or soften and loosen it so it can be scraped off. It's really good stuff. Will take off adhesive of stickers stuck on appliances too so you don't mar the surface.
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countrygirl2
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Post by countrygirl2 on Apr 18, 2024 19:42:58 GMT -5
Grandson will be so glad to see grandpa. I know he will want to go to the airport with son, but it will be late and he has to be up early. If he can't he will be upset. But at least he will get the weekend and evenings with him. I said when we move up there he will be living at our house. Hubs said yes, I can see that. I wish he could have come down here this summer, he likes that.
Our small city has more house builders coming in. They are investing $14 million in some townhomes just off the town square and 40 more houses. They are building 40 new houses now and have built a ton of duplexes in town. I think those are for seniors. They have condemned and torn down a ton of houses and now are building new on the sites. They are really adding to the tax base here. I told hubs if we ever come back the housing will be high here. The south side of town was destroyed by the tornado last year and all new homes are going up in there. It was sort of the slum of the city. Some aren't being rebuilt, I'm guessing no insurance or not enough. A brand new big VFW, the tornado got it too. The free store was an older nice building, its all new but not quite as big. So we really have a lot of building going on. They just finished a new county jail and now the hospital is building on a whole new section with additional doctors offices. They have added 3 orthopedic surgeons and a podiatrist. The pain management doc is expanding now too because they could not accommodate all the old folks. I have noticed they have weeded out a lot of the younger people seeking drugs. They said for a time that was a real problem. Now if we could just get some retail shops. We have tons of restaurants, but need some hard goods store. Oh we also as of last fall have a new hardware store, and ACE hardware, the owner has another one in a small town. So we did get one.
There is also some kind of gas generation plant coming in north of our town, says 350 during construction and 25 permanent jobs. Not a lot but each one adding jobs helps. This is a rural area with weak environmental regs so I think that is contributing these things coming in.
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countrygirl2
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Post by countrygirl2 on Apr 18, 2024 19:30:42 GMT -5
Got hubs to the airport. Not a bad drive and I made it home in record time. Well drove 75 most of the way along with some of it he semis. Stopped and got hubs truck washed, I need to clean the inside of it. Tomorrow going to our Endo doc so will get mine washed. Mine is still loaded with clothes, another box of fabric, and more books. I'm going to add more books tomorrow and give them to Goodwill.
I will try to catch the free store open. I'm not sure there are as many volunteers as there was before the tornado. And I know one had to have surgery on her arm, she might be paid, I don't know. I heard they weren't accepting more clothing. But I do have the neighbors church that will accept those. I will purge again. I told hubs we may be able to get all DD and my clothing in our 2 closets and our dresser drawers when we are done. The fall clothing may be packed away. I am really purging clothing, very nice stuff.
I pulled a few weeds from the landscaping. Hubs and I went over the plants I want him to take out. Most are some type of lily that have to be cut back and raked out in the fall. I told him plant them somewhere else. He can also take a couple of shrubs out if he wants to.I will mark them. We need for that to be pretty and easy care for the remainder of our time here and for others to care for.
While he is gone, want to weed. Get rid of more books Get rid and also pack things I want to keep and fabric.
Hubs said these bags I'm getting will work well, they can be packed around furniture. Everytime we move things gets scratched.
We are thinking of getting rid of my 3/4 chair and divan, DIL wants it but she doesn't have room unless they get rid of something it is in Washington. Will replace it with my good recliner. Will sell or give away the table and chairs we have up there and take this one, maybe the 2 cabinets, will have to be seen. He will likely take a load of our things that we can fit in, but it can't be much. There isn't anything I can take from our kitchen here there is hardly room for the things I have there now. So most everything we keep will have to be stored at the inlaws house until we buy a home, if we can.
I have to transfer the one car insurance up there, didn't think about it and already paid it so will need to take care of that when I get up there. And have to check on DD's Medicaid when up there this time.
Just so much to do in moving. Hub is going to price a UHaul or Budget truck and see what it costs and he has a big trailer he can pull behind it. Like he said we have to move this fall before it snows at the passes or want till spring when they thaw. I bet we can't make it this year. But we are moving along a little faster. Right now hinges on DD's healthcare.
DD and I nibbled on some McD's on the way up, yuck. I wanted to stop for dinner, I want prime rib again, that is sooo good. But she wasn't hungry so we didn't. I bought some hot wings and ate 3 and some grapes, so I'm full. I will feed her something before bed.I have more wings, some Mac salad and Cole slaw for her. Her favorite foods. She also likes the mushrooms but they had already cleaned off the hot foods in the deli when we came by.
I may wash some more fabric tonight, but I will definitely bring up some more books, I cleared off a shelf down there and got rid of a bunch of cookbooks up here.
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countrygirl2
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Post by countrygirl2 on Apr 17, 2024 16:46:35 GMT -5
I feel for people that life pulls them down. I had problems with that over my DD for years.
Now I'm worried hubs will get really down when we move and he doesn't have things to occupy him like he does now. And at least he has some people he knows and can talk to. I'm afraid he will sit down and through boredom give up. Worry about me too. But like he says we just don't have much choice and if we wait till we are older, likely not able to do the move without considerable help.
Also concerned as to what his cancer status will be. I am hopeful, just have to wait and see.
Ners, wish you well..
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countrygirl2
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Post by countrygirl2 on Apr 17, 2024 16:36:23 GMT -5
Today went mostly well.
DD went with me and we had lunch at the local little cafe. I told the owner today we sure were going to miss many of the people here. I hope hubs doesn't get depressed, he and our one neighbor are pretty close. I don't see his wife often, as she has trouble getting around but they are such nice people.
Off on a tangent again, back to what I was going to say.
The bad part was the free store wasn't open so still have my car full of clothing and fabric. I was able to donate the books I took, the big container is almost full, you could hear by they way they dropping in.
We dropped full coverage on the motorhome and just kept liability for the next year or till its sold, only cost $74 for the year! well its old. Paid that ins bill for the cars for the year. I still have the umbrella to pay its only $258.
I paid the property taxes on our house yesterday, so all we have left for the year to pay is insurance on the modular.
I was also able to pick up our dental info, not much from the dentist office today also.
I talked with our insurance broker about our Medicare supplements. Hubs carrier also writes in Washington state and she said he can get the very same policy but the price will be different. She said mine is not available up there but I can get Cigna and it will be $100 a month less than I'm paying now. We both have to change our part D, I dread that as now I have one that pays very well and hubs does too.
I did find our some of my fabric may be welcome at the prison. They make quilts for local charities to raffle off, so I'm checking on that. And the neighbors church will take the clothing and dolls for their annual "yard sale", so I will likely give items to them. The neighbor heard the free place wasn't taking donations for a while they are so overloaded. Everyone saved their donations until they reopened.
So now on insurance I'm down to finding out how DD's Medicaid will be up there. I'm beating it down bit by bit.
Hubs voted yesterday as he works the polls. I was going to vote too and couldn't find my drivers license. I had been to the driver branch changing the beneficiary of my car to the trust and she forgot to give me my license back. I went to get it but didn't go back to vote.
We have bene's changed on everything but the bonds, Walmart stock and a 401k. There is one bank account we may not change. We are going to combine accounts when we get up there and simplify everything. It's going to take some work to get those 3 changed I think. I know the bonds are going to be time consuming. I will get started on it in the next few weeks.
Hubs and I looked at the landscaping across the front and we talked about what can come out. I hope some of the lilies he can plant somewhere else. I told him I would like all the stuff that has to be trimmed and cleaned out in the fall to come out. He is going to fix the corner reset, said it needs fill dirt. Then he is going to fill it with river rock and maybe a colored rock. I want it low maintenance and pretty when we try to sell the place. That of course effects curb appeal and that is important.
We are making progress but seems like there is just so much more to do and their is.
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countrygirl2
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Post by countrygirl2 on Apr 17, 2024 9:28:04 GMT -5
Hubs plans to mow at the other house today, about 3 acres there and here about 4.. He is hoping that I won't have to mow while he is gone, so I don't have to load the mower to take it there. I have a hard time lifting the back ramp and putting it back up anymore, its pretty heavy. This getting old stuff is for the birds.
Poor hubs is so tired, he is asleep in his recliner, today was his last radiation treatment. He is planning on going up there and working, I hope his body agrees with his mind.
DD and I are going to town today. I'm taking her out to lunch and hoping the donation place is open. Also picking up our dental records from the office that is closing. He is retiring. I have to find another one for us.
Likely will pick up some fresh produce, but not much, DD and I will likely eat out a lot while hubs is gone.
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