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Post by marshabar1 on May 16, 2011 13:41:45 GMT -5
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Deleted
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Post by Deleted on May 16, 2011 13:49:20 GMT -5
Of course. It is crap. The only ones that will end up mandated to Obamacare will be the ones that don't have it because they can't afford insurance and don't qualify for welfare insurance. As usual, hurting the ones they claim to want to help. He can't line up votes for 2012 without the exceptions, because Zombiecare is junk.
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ugonow
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Post by ugonow on May 16, 2011 13:52:08 GMT -5
<<<The Affordable Care Act is designed to provide Americans with affordable, high-quality coverage options – while ensuring that those who like their current coverage can keep it. Unfortunately, today, limited benefit plans, or “mini-med” plans are often the only type of insurance offered to some workers. In 2014, the Affordable Care Act will end mini-med plans when Americans will have better access to affordable, comprehensive health insurance plans that cannot use high deductibles or annual limits to limit benefits. In the meantime, the law requires insurers to phase out the use of annual dollar limits on benefits. In 2011, most plans can impose an annual limit of no less than $750,000.
Mini-med plans have lower limits than allowed under the Affordable Care Act. While mini-med plans do not provide security in the event of serious illness or accident, they are unfortunately the only option that some employers offer. In order to protect coverage for these workers, regulations allow these plans to apply for temporary waivers from rules restricting the size of annual limits to some group health plans and health insurance issuers.
Waivers only last for one year and are only available if the plan certifies that a waiver is necessary to prevent either a large increase in premiums or a significant decrease in access to coverage. In addition, enrollees must be informed that their plan does not meet the requirements of the Affordable Care Act. No other provision of the Affordable Care Act is affected by these waivers: they only apply to the annual limit policy.>>> Are you against these waivers?
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Deleted
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Post by Deleted on May 16, 2011 13:59:14 GMT -5
Sure am. Nothing to stop them from being extended year by year. If Obamacare is so good there should be no waivers. Plenty of time to prepare. All the waivers do is confirm that Obamacare will destroy businesses. It's no good.
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Post by marshabar1 on May 16, 2011 14:01:57 GMT -5
Sure am. Nothing to stop them from being extended year by year. If Obamacare is so good there should be no waivers. Plenty of time to prepare. All the waivers do is confirm that Obamacare will destroy businesses. It's no good. Well said!
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ugonow
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Post by ugonow on May 16, 2011 14:10:45 GMT -5
There is no magic bullet,one size fits all easy solution.Something needs to be done.I don't know what it is, but do know ER's , tort reform, and selling across borders is not going to do much for us either. Healthcare is quickly becoming unaffordable.
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cme1201
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Post by cme1201 on May 16, 2011 14:14:21 GMT -5
There is no magic bullet,one size fits all easy solution.Something needs to be done.I don't know what it is, but do know ER's , tort reform, and selling across borders is not going to do much for us either. Healthcare is quickly becoming unaffordable. Really? I went down to get a shot to get rid of a Migraine, horrid horrid pain. Sat at the ER yesterday (sunday) for 1:30, when it was time to check-in I was asked for Insurance, Medicaid, Medicare, when I said no I will be paying cash the 435$ shot I was going to get dropped to 87.34 with ER Visit, I'd say not really that unaffordable.
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hello fromWarsaw
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Post by hello fromWarsaw on May 16, 2011 14:23:29 GMT -5
Of course, these are waivers only for the run up to Obamacare, not Obamacare itself. These "mini " plans are PURE PUBCRAPPE, but they do help a few people a little, tho they are a waste of money for most, a total joke. When Obamacare actually starts, you will find out you were totally misled by bought off swine, and ignorant in all respects... ;D New Poll from Politico: Obama leads Romney by 12% and Pawlenty by 16%...keep digging, whackos!
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ugonow
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Post by ugonow on May 16, 2011 14:25:01 GMT -5
You are lucky. My wife has racked up around 250 grand in bills over the last two years. Thankfully, between premiums ,deductables and co pays,my share probably was only around 8 or 9 thousand. And usually without insurance company agreed upon price structure,the uninsured are billed more unless taken as a charity case.
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cme1201
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Post by cme1201 on May 16, 2011 14:34:07 GMT -5
You are lucky. My wife has racked up around 250 grand in bills over the last two years. Thankfully, between premiums ,deductables and co pays,my share probably was only around 8 or 9 thousand. And usually without insurance company agreed upon price structure,the uninsured are billed more unless taken as a charity case. Yes the "uninsured" probably are billed more, because they know that the are not gong to pay. If you notice I din't say to the person asking for forms that I was uninsured, I said I would pay cash.
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hello fromWarsaw
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Post by hello fromWarsaw on May 16, 2011 14:35:05 GMT -5
"There is no magic bullet,one size fits all easy solution.Something needs to be done.I don't know what it is, but do know ER's , tort reform, and selling across borders is not going to do much for us either. Healthcare is quickly becoming unaffordable." Well, the people behind Obamacare DO know where to start, and tho this is REALLY a pub plan, it IS a great start. Limiting profit or non medical spending to 10-15%, transparent exchanges to buy plans, low cost clinics and preventive care with family doctors, guidelines to cut down on malpractice costs, with much more to come, means skyrocketing costs NOW (actually DOUBLED under BOOOSH, hamstringing our global competetiveness) will finally get under control... I realize you're not getting ANY positive reinforcement from FAUX Noise or corporate media, but please don't believe the pubcrappe, help IS DEFINITELY on the way....
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hello fromWarsaw
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Post by hello fromWarsaw on May 16, 2011 15:09:20 GMT -5
Yes the "uninsured" probably are billed more, because they know that the are not gong to pay." Well we don't have 750,000 health care bankruptcies a year because it's a smart "system" (500k THOUGHT they had good insurance- rest of modern world doesn't know health care bankruptcies are possible!--any chance WE could get a grip?!?). ;D
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vonnie6200
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Post by vonnie6200 on May 16, 2011 15:17:40 GMT -5
Where are you getting your figures?
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ugonow
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Post by ugonow on May 16, 2011 15:25:13 GMT -5
Ohhhhhhh .... my bad. I was not aware there was a huge discount like that for cash customers. From 435 to 87 is quite a drop.I am always amazed when I see what is billed and what is paid on my eob's. And my insurance company,God Bless them ,I love my insurance has paid at least 250 grand the last couple of years,now that I really seriously think about it
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ugonow
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Post by ugonow on May 16, 2011 15:29:56 GMT -5
To be fair, it is impossible to tell how many were from medical bills or lost employment through the illness. But I still believe healthcare is getting unaffordable. Many employers can't afford it anymore and are cutting benefits,the government can't afford it anymore and are cutting benefits, and families can't afford it by themselves anymore.
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ugonow
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Post by ugonow on May 16, 2011 15:34:59 GMT -5
One of the easiest solutions to the "uninsured" problem I have seen came from a McCain advisor------------"So I have a solution [to the health care crisis]. And it will cost not one thin dime," John Goodman, president of the National Center for Policy Analysis, told the Dallas Morning News in an interview published Thursday.
"The next president of the United States should sign an executive order requiring the Census Bureau to cease and desist from describing any American – even illegal aliens – as uninsured. Instead, the bureau should categorize people according to the likely source of payment should they need care. So, there you have it. Voila! Problem solved."
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vonnie6200
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Post by vonnie6200 on May 16, 2011 16:06:06 GMT -5
One of the easiest solutions to the "uninsured" problem I have seen came from a McCain advisor------------"So I have a solution [to the health care crisis]. And it will cost not one thin dime," John Goodman, president of the National Center for Policy Analysis, told the Dallas Morning News in an interview published Thursday. "The next president of the United States should sign an executive order requiring the Census Bureau to cease and desist from describing any American – even illegal aliens – as uninsured. Instead, the bureau should categorize people according to the likely source of payment should they need care. So, there you have it. Voila! Problem solved." I like it.
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ugonow
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Post by ugonow on May 16, 2011 16:19:09 GMT -5
Everyone in the US already has healthcare,just go to the emergency room, as Goodman is infering, Bush stated,Virginia Fox stated,and a host of others have expressed.
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Deleted
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Post by Deleted on May 16, 2011 16:41:11 GMT -5
Little story here, for the sake of the argument. Everyone knows I am uninsured, broke my bones, have no insurance... blahblahblah. Well, the ER took care of me. THEN I was contacted by some Medical Integration something or other offering to help me if I qualify. They came to my house, got the stuff they needed from me, BC, SS, DL, financial statement, 2011 tax return. I just got approved for temporary healthcare through my state last week because I obviously am unemployed right now. I don't plan to use it unless something goes wrong in my recovery, which is fine so far. BUT-- my question is--- why do people say the uninsured can't get help if something happens?? It's not true. States already have plans in place. Since it has been proven that Obamacare will not reduce cost of ANYTHING, WHY are we messing with something that is not working well right now to replace it with something else that will not work well? Does not make one bit of sense to me.
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Deleted
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Post by Deleted on May 16, 2011 16:42:15 GMT -5
Fed control over states is what it is.
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wyouser
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Post by wyouser on May 16, 2011 17:12:23 GMT -5
at this point could we not just grant waivers to every individual and group in the entire US. Exempt the whoe country. Then the folks who passed this could "save face""and a new debate to address thwe issue that realistically lowers costs could be started.
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Deleted
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Post by Deleted on May 16, 2011 18:07:50 GMT -5
Good one, wyouser. K for that.
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Mad Dawg Wiccan
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Post by Mad Dawg Wiccan on May 16, 2011 19:35:34 GMT -5
<<200 More Companies Get Excused From Obamacare>>
Interesting that 80% of them are union companies.
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Deleted
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Post by Deleted on May 16, 2011 19:38:18 GMT -5
Of course. Did you read my dead thread Obama and radicals? Union guy in charge of the DNC now. Big surprise......
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Deleted
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Post by Deleted on May 16, 2011 19:57:57 GMT -5
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Deleted
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Post by Deleted on May 16, 2011 20:12:15 GMT -5
But but but I thought the Republicans were the ones that were FOR businesses & catered to them. Guess that's another case of the pot calling the kettle black. Got to wonder if liberals are killing kids too!
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Deleted
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Post by Deleted on May 16, 2011 20:14:26 GMT -5
Word is Dems want to kill them before they are born, Repubs after they are born. So they say.......
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hello fromWarsaw
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Post by hello fromWarsaw on May 16, 2011 20:24:15 GMT -5
Glad to hear you got on Medicaid K- they came and found YOU! ER care is how you go bankrupt, or lose all your credit....or you can go illegal....but you can't be a eal person and do it....Snap out of it....
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hello fromWarsaw
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Post by hello fromWarsaw on May 16, 2011 20:33:12 GMT -5
The union companies have Cadillac health plans, but they are not rich people, so the waivers give them time to downsize their bloated plans, so they are not taxed....all really FAIR, thanks, and all part of LOWERING COSTS- tyvm ;D Pffffft!! Glad I could help, misled ones....
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Deleted
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Post by Deleted on May 16, 2011 20:36:27 GMT -5
Yep, War, my STATE came and found me. I'm not planning on using it, but I have it. Solid proof that Obamacare is not needed and people do not die in the streets without Obamacare. Try not to mention cost to rebut that because it has already been shown that Obamacare will raise costs and limit care, so that is no longer valid. Actually, now that I am living proof that people do not DIEEEEEEEEEEE without Obamacare I can think of NO reason for it at all.
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