NomoreDramaQ1015
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Post by NomoreDramaQ1015 on Jan 5, 2017 16:26:55 GMT -5
Even if he didn't pay for it the time to draw the line and learn a lesson about holding back some for tomorrow was before $5k was spent on remodeling the bathroom and $1k on Christmas. I'm married to a spender. If that kind of money was slipping thru his/mine/our fingers and then I tried to use $250 as a lesson on saving for emergencies he would completely ignore me. That's like throwing pebbles into the ocean.
Why should he have to teach a grown woman a lesson though? He's not her father. Hell, he's not even her husband.
I agree but that wasn't the point. Beer is always posting about wanting his girlfriend to understand how important it is to save and that he won't buy X because he wants her to understand the value of money. Nobody is going to understand the value of $250 when $6k was just spent on wants in a month. If there is $6k to spare why are we fretting over $250 for a new washer? You want to make a stand and take the moral high ground do it with the $5k bathroom remodel. Otherwise shut up and accept you are just as much a spender as she is, the only difference is what you choose to spend the money on.
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moon/Laura
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Post by moon/Laura on Jan 5, 2017 17:00:37 GMT -5
I was just thinking the same thing (about giving up).
Christmas day was *really* windy here (Denver area). I was sitting in the recliner, cat in lap and all, when there was a very loud series of crashes from outside. A large limb, about 14 inches across and 25 feet or more long, fell off of one of the dead trees in our yard and onto the house. The base of the limb was on the ground, but it was resting up against and on the roof. A second one fell off from higher up a little while later and ripped off some gutter.
One of our neighbors does landscaping for a living. He showed up on the doorstep the next day with his chainsaw to cut it all down for us. Refused payment too! But now we have the $500 deductible to pay. Sigh.
editing to add: we live in a mobile home community, so tree removal is done by them.
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MarleyKeezy78
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Post by MarleyKeezy78 on Jan 5, 2017 17:12:18 GMT -5
I hear you loud and clear. In a 2 week period, in the days following the mutt's (expensive surgery), the timing belt on TD's car broke (this is going to be a HUGE bill, and we are now down a car so need periodic rentals), the garage door motor went belly up and were informed that the furnace needs to be replaced. So between everything, about a $25,000 outflow (ok, granted the new engine does not need to cost this much, but he's getting an upgraded one). The furnace is really bothering me because even though we have CO detectors all over the house, the exhaust is *just* under what would be a mandated shut down. CO in the house is very low, well under the levels where they'd be a problem. But we have had a cold spell recently and the furnace has been running steadily. Dang, sorry to hear that hopefully nothing else goes Please be careful with the CO situation, I hope that can be delt with
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MarleyKeezy78
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Post by MarleyKeezy78 on Jan 5, 2017 17:23:50 GMT -5
I was just thinking the same thing (about giving up). Christmas day was *really* windy here (Denver area). I was sitting in the recliner, cat in lap and all, when there was a very loud series of crashes from outside. A large limb, about 14 inches across and 25 feet or more long, fell off of one of the dead trees in our yard and onto the house. The base of the limb was on the ground, but it was resting up against and on the roof. A second one fell off from higher up a little while later and ripped off some gutter. One of our neighbors does landscaping for a living. He showed up on the doorstep the next day with his chainsaw to cut it all down for us. Refused payment too! But now we have the $500 deductible to pay. Sigh. editing to add: we live in a mobile home community, so tree removal is done by them. Oh no! So sorry you had that happen It's nice to have a awesome neighbor to help you out in a pinch, sucks about the deductible though
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Bob Ross
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Post by Bob Ross on Jan 5, 2017 17:44:46 GMT -5
You could always do what I do when bills start racking up and Kickstarter that crap. It hasn't worked once yet, what with OBAMA running the show. But in a bit over two weeks, that all changes and I'll soon be raking it in!
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naughtybear
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Post by naughtybear on Jan 5, 2017 17:56:01 GMT -5
I don't have a washer or dryer in my unit so use them communal one at the apartment building. It's 1.50 per load, two loads of washing and when I take out my things that I like to air dry just one load in the dryer at 1.50.
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MarleyKeezy78
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Post by MarleyKeezy78 on Jan 5, 2017 18:34:04 GMT -5
You could always do what I do when bills start racking up and Kickstarter that crap. It hasn't worked once yet, what with OBAMA running the show. But in a bit over two weeks, that all changes and I'll soon be raking it in!
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Pants
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Post by Pants on Jan 5, 2017 18:56:43 GMT -5
Marley - crossing my fingers for you. I totally understand where you're at. I have auto-debits into savings accounts, but every time I log in the balance is EXACTLY THE SAME. I put money in there every payday, but it never seems to grow. I just can't get them above a certain amount before something goes completely haywire. Last winter - the coldest day of course - it was our downstairs furnace. We had to replace the whole damn thing to the tune of $7k. Next I expect it will be the upstairs furnace. It's crammed into an attic crawl space so small and awkward none of the 10 companies we have had out have been able to get in there to clean it. They look at it, baffled, and hypothesize you'd need someone the size of a 12 year old to be able to reach it. So when that inevitably goes, it will be even more to replace the unit and probably relocate it to a closet so we can actually access it in future. Stupid question: Can y'all designate a closet to start building a new furnace unit in, and start planning for the when old one goes out? That was the plan but the back half of 2016 got in the way - 2 months of a kid in the hospital, etc.
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Deleted
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Post by Deleted on Jan 5, 2017 19:11:07 GMT -5
My "bad luck" seems to be that whenever I willingly spend a chunk of money, something breaks and I have to spend another chunk of money. When I first got serious about saving money, it seemed like something went wrong every time I turned around. But, having been really, really broke for a few years prior to my new habits, the memories were fresh enough to make me realise how much better it was to grumble about having to use some (or all) of the money I'd been saving instead of scrambling and stressing, trying to figure out how in the HELL I was going to pay for the latest problem, like I'd been doing before. Realising that didn't make me stop grumbling though. I'm glad you're warm again and the repair didn't completely wreck your savings. I know you were worried about how much it would cost, but imagine how you would have felt if you'd had no money available for the repair. You're doing great. Don't compare yourself to YM'ers if it discourages you. They're a different breed, lol. If have a plan and you're putting real effort into saving money, you're already ahead of many Americans. Keep up the good work!
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zibazinski
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Post by zibazinski on Jan 5, 2017 19:20:50 GMT -5
I was just thinking the same thing (about giving up). Christmas day was *really* windy here (Denver area). I was sitting in the recliner, cat in lap and all, when there was a very loud series of crashes from outside. A large limb, about 14 inches across and 25 feet or more long, fell off of one of the dead trees in our yard and onto the house. The base of the limb was on the ground, but it was resting up against and on the roof. A second one fell off from higher up a little while later and ripped off some gutter. One of our neighbors does landscaping for a living. He showed up on the doorstep the next day with his chainsaw to cut it all down for us. Refused payment too! But now we have the $500 deductible to pay. Sigh. editing to add: we live in a mobile home community, so tree removal is done by them. But you weren't hurt and neither was your cat.
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Rukh O'Rorke
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Post by Rukh O'Rorke on Jan 5, 2017 19:25:04 GMT -5
Not to get to much into it, but if an unexpected expense came up right now, I'd be floundering as to how to figure it out quickly.
On the other hand, while waiting for a few months to get the time and money for a new washer last year, I mostly hand washed. What a pain! I could have charged, but didn't have time to shop compare, etc.
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Rukh O'Rorke
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Post by Rukh O'Rorke on Jan 5, 2017 19:28:04 GMT -5
Sorry about the tree moon!
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countrygirl2
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Post by countrygirl2 on Jan 5, 2017 19:38:56 GMT -5
Can't you repair the washer?
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moon/Laura
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Post by moon/Laura on Jan 5, 2017 19:55:13 GMT -5
But you weren't hurt and neither was your cat. Who says I wasn't hurt?! Don't you know what a cat does when they're suddenly startled? I'm not sure the scratches have healed yet, lol. It could absolutely have been worse, though. The neighbor who cut everything up for us did say there's damage to the roof that will leak, but he didn't say how bad it was, nor have I been up there to look myself. The adjuster is coming Wednesday morning. We're in the middle of a snowstorm right now. Thankfully, it's very cold so there's not going to be a lot of melting going on for a few days. Hopefully, by then we'll have been able to get the snow brushed off of that area and a tarp put over it.
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Jaguar
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Post by Jaguar on Jan 5, 2017 19:59:53 GMT -5
moon/Laura, I wish you all the best and wishing you a really speedy healing. I hate when shit happens.
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zibazinski
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Post by zibazinski on Jan 5, 2017 20:32:58 GMT -5
But you weren't hurt and neither was your cat. Who says I wasn't hurt?! Don't you know what a cat does when they're suddenly startled? I'm not sure the scratches have healed yet, lol. It could absolutely have been worse, though. The neighbor who cut everything up for us did say there's damage to the roof that will leak, but he didn't say how bad it was, nor have I been up there to look myself. The adjuster is coming Wednesday morning. We're in the middle of a snowstorm right now. Thankfully, it's very cold so there's not going to be a lot of melting going on for a few days. Hopefully, by then we'll have been able to get the snow brushed off of that area and a tarp put over it. Well, yes, I have a few battle scars as well. I bet you let out a yell, too!
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beergut
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Post by beergut on Jan 5, 2017 21:10:22 GMT -5
I'm kinda into the not paying for the washing machine, actually. He doesn't mind the inconvenience- maybe they do. Not getting a bunch of luxuries would be less noticeable from day to day, I imagine. Right. So he kicks in when HE is inconvenienced. And when he's not, he chooses to make a point and make life harder on his GF and the kids. Partnership at it's finest! So they were down to one bathroom. They weren't out of bathrooms. They didn't have to use a gas station. The people that owned DH's childhood home had like like 7-9 people in a 1300 sq foot house sharing one bathroom. Surely, if they could make it work, couldn't Beer...? If it was only about my convenience, we'd still be using that one bathroom. I wake up later than everyone else, I didn't have to fight for shower time. I was also able to see the puddles the kids left on the floor when they walked out of the bathroom, so it wasn't a danger to me. GF slipped on a puddle and wrenched her knee pretty bad one time walking through the bathroom.
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beergut
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Post by beergut on Jan 5, 2017 21:22:48 GMT -5
Why should he have to teach a grown woman a lesson though? He's not her father. Hell, he's not even her husband.
I agree but that wasn't the point. Beer is always posting about wanting his girlfriend to understand how important it is to save and that he won't buy X because he wants her to understand the value of money. Nobody is going to understand the value of $250 when $6k was just spent on wants in a month. If there is $6k to spare why are we fretting over $250 for a new washer? You want to make a stand and take the moral high ground do it with the $5k bathroom remodel. Otherwise shut up and accept you are just as much a spender as she is, the only difference is what you choose to spend the money on. There is $5k to spend on the bathroom renovation because I knew early on in 2016 I would be doing this, hence I set the goal date for when we would be working on it. There was $1k to spend on Christmas because I know how much I spend on Christmas every year for her and the kids, and make sure I save it. If I am able to plan and save $6k over the course of a year, why can't she save $250 for something she claims is a need? If I was 'just as much of a spender as she is', we wouldn't have been able to do the bathroom renovation or Christmas like we did, because we wouldn't have any money, period.
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beergut
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Post by beergut on Jan 5, 2017 21:28:59 GMT -5
Stupid question: Can y'all designate a closet to start building a new furnace unit in, and start planning for the when old one goes out? That was the plan but the back half of 2016 got in the way - 2 months of a kid in the hospital, etc. Damn kids. You feed them once, they keep coming back for more. I've heard if you stop feeding them, they'll go away. Have you considered this strategy?
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bean29
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Post by bean29 on Jan 5, 2017 21:50:59 GMT -5
I'm kinda into the not paying for the washing machine, actually. He doesn't mind the inconvenience- maybe they do. Not getting a bunch of luxuries would be less noticeable from day to day, I imagine. Right. So he kicks in when HE is inconvenienced. And when he's not, he chooses to make a point and make life harder on his GF and the kids. Partnership at it's finest! So they were down to one bathroom. They weren't out of bathrooms. They didn't have to use a gas station. The people that owned DH's childhood home had like like 7-9 people in a 1300 sq foot house sharing one bathroom. Surely, if they could make it work, couldn't Beer...? Come on. He said the tub was cracked and leaking. It needed to be repaired. $5,000 is not a lot for a bathroom remodel with a new floor, and new fixtures. They did not break the bank on this. My husband absolutely would have done this too, and he would have done it long before beer took action on it. DH would do it on a rental too. You don't let water get underneath your floor boards or into your walls. One is not comparable to the other. To me they are not related. I get the 250 vs 1000 worth of gifts. DH asked me to not return his gift to me. He said it wasn't a lot, but it probably would come close to covering beer's demand for $250 twords the washing machine. If she really wants a machine, maybe it is not all that far out of her reach. idk.
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Deleted
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Post by Deleted on Jan 5, 2017 22:44:00 GMT -5
It's a lot to spend on your girlfriend's house though.
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zibazinski
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Post by zibazinski on Jan 5, 2017 22:50:06 GMT -5
Cheaper than rent
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NastyWoman
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Post by NastyWoman on Jan 5, 2017 23:41:37 GMT -5
It's a lot to spend on your girlfriend's house though. True. And it doesn't give her license to refuse to save up half of the cost of a new washer. She often just keeps spending until Beer gives in, so I can see the "line in the sand" approach. The house is hers so the remodel benefits her net value, and while the gifts were just that → gifts she should at least contribute to the upgrades in her house. Beer doesn't mind the laundromat and if she wants a washer she better just start cutting back on spending...
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Cookies Galore
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Post by Cookies Galore on Jan 6, 2017 8:28:21 GMT -5
But you weren't hurt and neither was your cat. Who says I wasn't hurt?! Don't you know what a cat does when they're suddenly startled? I'm not sure the scratches have healed yet, lol. It could absolutely have been worse, though. The neighbor who cut everything up for us did say there's damage to the roof that will leak, but he didn't say how bad it was, nor have I been up there to look myself. The adjuster is coming Wednesday morning. We're in the middle of a snowstorm right now. Thankfully, it's very cold so there's not going to be a lot of melting going on for a few days. Hopefully, by then we'll have been able to get the snow brushed off of that area and a tarp put over it. Lol, I have a small scar on my chest from a startled cat. Henry was looking out our apartment window and a dog walking by started barking when he saw him. Tore across the couch, and me. Right before my eedding, too! Haha. I hope everything goes well for you!
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973beachbum
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Post by 973beachbum on Jan 6, 2017 8:58:05 GMT -5
I agree but that wasn't the point. Beer is always posting about wanting his girlfriend to understand how important it is to save and that he won't buy X because he wants her to understand the value of money. Nobody is going to understand the value of $250 when $6k was just spent on wants in a month. If there is $6k to spare why are we fretting over $250 for a new washer? You want to make a stand and take the moral high ground do it with the $5k bathroom remodel. Otherwise shut up and accept you are just as much a spender as she is, the only difference is what you choose to spend the money on. There is $5k to spend on the bathroom renovation because I knew early on in 2016 I would be doing this, hence I set the goal date for when we would be working on it. There was $1k to spend on Christmas because I know how much I spend on Christmas every year for her and the kids, and make sure I save it. If I am able to plan and save $6k over the course of a year, why can't she save $250 for something she claims is a need? If I was 'just as much of a spender as she is', we wouldn't have been able to do the bathroom renovation or Christmas like we did, because we wouldn't have any money, period. Beer I actually agree with you. Maybe I wouldn't have opted for a $5K remodel but it still would have been saved up for and fixed. But you obviously love your GF and family. This isn't something that will magically go away. In my VHO you two need to hash this out in front of a neutral third party. This isn't just going to go away and the hurt feelings from these disagreements and how they are handled won't either.
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OldCoyote
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Post by OldCoyote on Jan 6, 2017 9:48:32 GMT -5
I was just thinking the same thing (about giving up). Christmas day was *really* windy here (Denver area). I was sitting in the recliner, cat in lap and all, when there was a very loud series of crashes from outside. A large limb, about 14 inches across and 25 feet or more long, fell off of one of the dead trees in our yard and onto the house. The base of the limb was on the ground, but it was resting up against and on the roof. A second one fell off from higher up a little while later and ripped off some gutter. One of our neighbors does landscaping for a living. He showed up on the doorstep the next day with his chainsaw to cut it all down for us. Refused payment too! But now we have the $500 deductible to pay. Sigh. editing to add: we live in a mobile home community, so tree removal is done by them. Oh man, I know the wind can blow there!!
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Peace77
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Post by Peace77 on Jan 6, 2017 9:57:34 GMT -5
Why not get the washer and put it on a no interest credit card?
When my washer died, I went to Home Depot and applied for one of their credi cards. No interest if paid in 12 months.
Let her make some of the payments.
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Rukh O'Rorke
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Post by Rukh O'Rorke on Jan 6, 2017 10:26:42 GMT -5
Why not get the washer and put it on a no interest credit card? When my washer died, I went to Home Depot and applied for one of their credi cards. No interest if paid in 12 months. Let her make some of the payments. case closed! Even if they had to put it on a cc that charged interest - washing at home is going to save money over the long haul. After my experience without a washer, would have been better served just getting it and moving on - even if it meant having a bit of interest to pay for a few months.
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souldoubt
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Post by souldoubt on Jan 6, 2017 12:58:36 GMT -5
Find an appliance shop that deals in older washing machines that they refurbish and maintain. I replaced the 10+ year old unit I had by spending $200 on a similar one form an appliance shop that was recommended by a local parts place. That included delivery, set up and removal of the old washing machine. The old school washing machines are pretty durable and if they stop working you can try to fix them on your own without needing to call a tech who has to deal with the modern ones that are basically computers. I fixed my previous machine for about $10 after it had been overloaded too many times and the motor coupler broke. If someone wants a nicer or specific model then let them pony up the difference because that's a want and not a need.
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andi9899
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Post by andi9899 on Jan 6, 2017 13:01:40 GMT -5
OP, what ended up being the verdict on the furnace?
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