mamasita99
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Post by mamasita99 on Jan 5, 2017 7:08:14 GMT -5
Marley, As far as someone stealing a child's gift card, I think that gives you a fine pass on hosting family events in the future!
Beergut, It does seem like gf is holding out for you to pay for the washer she wants. Can you just give her your share of the washer, and let her pick out whatever on a 0% offer, but she makes the payments?
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naughtybear
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Post by naughtybear on Jan 5, 2017 8:05:26 GMT -5
I think we have all been there. Like someone said be proud that you DID have the money. Even though you are pissed about Murphy having that money saved is a check mark for the mega win column of your life.
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giramomma
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Post by giramomma on Jan 5, 2017 8:46:40 GMT -5
On the positive side of things, you haven't given in and given up. GF tells me all the time that the reason she has no discretionary savings is because something always comes up every time she gets ahead and takes all her savings. We did a complete renovation of the master bathroom, new bathtub, new tile, new flooring. Everyone says it is beautiful. It was mostly completed right before Christmas, just in time for everyone to admire it because we hosted Christmas this year. Renovation cost a little over $5k. Gifts for the three kids and GF ran just over $1k. So, of course the washing machine that we had spent $250 over the course of a month to fix (two visits by repairmen) decides to completely die. A new washer will probably cost $500 or so. GF says she wants the exact same model she had before, which I see listed for $600-$800 online, depending on the source. I point out that after spending $5k for a bathroom and $1k for Christmas, I don't have the free cash on December 27th for a new washer. She says this is why she can never get ahead, every time she saves some money, some big item like this breaks. I tell her once she is able to pay half ($250) for the washer, I'll go in with her and we'll buy a new washer. I know she isn't happy with that deal, but I'm not backing down. If she can afford to go out for happy hour with her girlfriends a few times a week, if she can afford dinner at a Mexican restaurant I refuse to take her to because it is way overpriced ($13 per margarita, yeah, no thanks) for a booster club meeting, she can afford to save up $250 and pay for a washer. The washer is a need as far as she is concerned, because she doesn't want to use a public laundromat down the street, but it isn't so much a need that she wants to save up for it. At least you're saving, and you know what your goal is. After the issue with the heater is fixed, even if you're only putting away $10 in savings for this week, you're still gonna be pumped about saving. Every little bit helps, never forget that. I have three kids. As far as appliances go, a washer is likely the most important one. Why did YOU pay for the bathroom reno? And then why do you say that "we" did it. Because she picked out the tile? Why are you so confusing? Willingly spending money on a want and not a need? I don't get it... As as for booster club meetings and such...it doesn't happen all that often in the teacher's lounge. Those sorts of things are part social, part work. It's what it is. Are you volunteering at her kids' school? How long? What happened when you suggested the booster club meet at your house? How well did that go over.
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MarleyKeezy78
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Post by MarleyKeezy78 on Jan 5, 2017 8:59:04 GMT -5
Made it through the night, house is at 65 degrees, not the worst, chilly but not the end of the world. Not looking forward to the electric bill after having to run three heaters for so long but cheaper than busted pipes, rights . Hoping to get a call soon from the heating company I really don't want to have to wait till 1-5pm for them, they are like three blocks from our house. I'll keep you guys posted on how it goes. Thanks for all the words of encouragement, I feel better this morning, and yes I am happy we are able to cover it (hopefully). You guys rock
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Cookies Galore
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I don't need no instructions to know how to rock
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Post by Cookies Galore on Jan 5, 2017 9:01:51 GMT -5
Marley, I hope it's nothing major with the furnace! You guys deserve a break!
Our heat (gas) did not kick on this morning (we have it come on when getting ready for work). After googling and trying all the easy stuff first, I then mentally freaked out that it died and we need a new one (23 years old, aiming to replace before next fall). Hubs got out of bed, took his shower, turned the thermostat all the way down, then went to the furnace and took off the cover plate and flipped the switch to off for a few minutes. Yup, that did it. I felt like a dummy.
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zibazinski
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Post by zibazinski on Jan 5, 2017 9:02:50 GMT -5
My mom always said to never mention inside your house or by your car, that you have extra money. It's like a jinx.
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MarleyKeezy78
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Post by MarleyKeezy78 on Jan 5, 2017 9:07:20 GMT -5
Marley, I hope it's nothing major with the furnace! You guys deserve a break! Our heat (gas) did not kick on this morning (we have it come on when getting ready for work). After googling and trying all the easy stuff first, I then mentally freaked out that it died and we need a new one (23 years old, aiming to replace before next fall). Hubs got out of bed, took his shower, turned the thermostat all the way down, then went to the furnace and took off the cover plate and flipped the switch to off for a few minutes. Yup, that did it. I felt like a dummy. So happy your furnace kicked on Hope you don't have any further trouble
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Cookies Galore
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I don't need no instructions to know how to rock
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Post by Cookies Galore on Jan 5, 2017 9:09:34 GMT -5
Thanks MarleyKeezy78, I hope after this you get a break from repairs and stuff. I'm just new owner anxious about things, lol.
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andi9899
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Post by andi9899 on Jan 5, 2017 10:24:23 GMT -5
I'm so sorry Hon. Been there. In fact, at extended family gatherings I put everything in my purse, & keep it with me. It's really sad when you have to be careful around family or friends.
If family is hitting you up for money, if you haven't done so already, tell them "the Bank of MarleyKeezy" is closed. If they press, tell them you're dealing with your own problems right now. Trust me, they'll move on to someone else.
It DOES get better. I can remember a few years that DH & I had that genuinely s#cked.
I had my purse stolen at my great grandma's funeral reception. It was held in our church hall. Someone is going to hell.
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MarleyKeezy78
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Post by MarleyKeezy78 on Jan 5, 2017 10:34:23 GMT -5
That's so shitty
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taz157
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Post by taz157 on Jan 5, 2017 10:38:14 GMT -5
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andi9899
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Post by andi9899 on Jan 5, 2017 10:41:17 GMT -5
My AC shot craps this summer when it was 100+ degrees out. We replaced the furnace at the same time which completely sucked, but it was old and I'm surprised both of them held on as long as they did. This will be the first year in the last few years that I'm not crossing fingers and toes that the furnace hangs on one more year.
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Deleted
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Post by Deleted on Jan 5, 2017 10:45:21 GMT -5
I'm just entering the "I sure hope it doesn't die" stage with my furnace and AC. It's 17 years old, which in my mind shouldn't be on the verge of death since my first house had a 50 year old furnace that never gave a hiccup, but I'm told they don't last like that anymore.
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MarleyKeezy78
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Post by MarleyKeezy78 on Jan 5, 2017 10:47:42 GMT -5
Hopefully no problems for you either
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movingforward
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Post by movingforward on Jan 5, 2017 10:53:31 GMT -5
So sorry to hear 2017 is not starting off so great but, as others said, it is good you actually have the money. Just keep chugging along and you will meet your goals for the year.
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bean29
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Post by bean29 on Jan 5, 2017 11:04:26 GMT -5
I'm just entering the "I sure hope it doesn't die" stage with my furnace and AC. It's 17 years old, which in my mind shouldn't be on the verge of death since my first house had a 50 year old furnace that never gave a hiccup, but I'm told they don't last like that anymore. I'm hoping my furnace lasts a long time yet, but I would be fine with the AC crapping out and having to buy a new one. I don't want to think about where to come by the $$, but since we finished the basement, the AC seems to run constantly and it is very loud. If we have a stretch of really hot weather, it seems to not be able to keep up. We upgraded the furnace, but not the AC and it was a mistake. Our house is going to be 12 in July. It never occurred to me that the furnace could be at the end of its lifespan. DH and I have been toying with the idea of selling and building new. I have mixed feelings, but maybe waiting a few years is not the best idea. I was thinking it might be better to wait till my kids were done with college and setting up their own households so I could give them furniture and dishes to set up their first household. DS graduates in spring but his GF is going to grad school. She was accepted to Ball State pretty much a full ride, and has a few other offers. I am hoping she gets an offer from UW-Lacrosse in WI, although that is not necessarily closer to our home than the Indiana university. Waiting to see what DS will do. He said he was going to join his Dad's agency, but I won't be surprised if he follows her.
Beer - if you continue with the expectation that GF use the laundromat, are you willing to go with her and help? When you use the Laundromat you are at risk of getting your clothing stolen. And you take all your laundry at once, so you have to start multiple machines and keep an eye on multiple dryers and you need to fold all the laundry at once. We have had to use the laundrymat a few times in our marriage when machines were broken down, and DH and I usually went together. The last time I went without DH, my DD went with me.
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Deleted
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Post by Deleted on Jan 5, 2017 11:12:39 GMT -5
I am hoping she gets an offer from UW-Lacrosse in WI, although that is not necessarily closer to our home than the Indiana university.
Just down the road from me. One of the "easy commute" options for DS if he decides to live at home.
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bean29
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Post by bean29 on Jan 5, 2017 11:15:06 GMT -5
I am hoping she gets an offer from UW-Lacrosse in WI, although that is not necessarily closer to our home than the Indiana university.
Just down the road from me. One of the "easy commute" options for DS if he decides to live at home. I think I know where you are. I have one niece that went to Lacrosse and the other went to a Minnesota University just across the river .
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Pants
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Post by Pants on Jan 5, 2017 11:34:02 GMT -5
Marley - crossing my fingers for you. I totally understand where you're at. I have auto-debits into savings accounts, but every time I log in the balance is EXACTLY THE SAME. I put money in there every payday, but it never seems to grow. I just can't get them above a certain amount before something goes completely haywire. Last winter - the coldest day of course - it was our downstairs furnace. We had to replace the whole damn thing to the tune of $7k. Next I expect it will be the upstairs furnace. It's crammed into an attic crawl space so small and awkward none of the 10 companies we have had out have been able to get in there to clean it. They look at it, baffled, and hypothesize you'd need someone the size of a 12 year old to be able to reach it. So when that inevitably goes, it will be even more to replace the unit and probably relocate it to a closet so we can actually access it in future.
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MarleyKeezy78
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Post by MarleyKeezy78 on Jan 5, 2017 12:20:45 GMT -5
Heat is back on and it was a coupler again, cost $194, so not the worst. I am so happy it wasn't something worse We still have $700 in savings so lets hope we have no more issues for a long while and we can grow it!
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beergut
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Post by beergut on Jan 5, 2017 12:25:12 GMT -5
Beer, a washing machine is a need. Using a laundromat is not cheaper than doing laundry at home, and no one wants to carry laundry baskets back & forth when it is below 0. I agree with you about the restaurant, but I am ok with 0% financing. We have 0% at home depot for home improvement. .9 % on my car and 0% on DD's car. When we bought our appliances, we used a 0% financing offer. In fact I put up with a washer and dryer that were at the end stages of life for too long. After I replaced them with the super large capacity front loaders from Samsung, I realized that my refusal to buy new ones earlier had caused me extra drudgery. The dryer wasn't working right, so each load was tumbled 2-3x. The washer wasn't spinning all the water out, so hence the issues with the very wet clothing taking extra long to dry. This is Texas, we never have below 0 weather. I would freaking celebrate if it got that cold, because I love the winter. My hope is that she gets tired enough of the inconvenience of carrying laundry baskets back and forth that she decides saving $250 is worth it, and we go buy a washer. If we have to finance a $500 purchase, we have more serious issues than a broken washer. What we have is a large capacity front loader from Samsung. I am convinced the kids' habit of overloading the machine (no, you do not put two weeks worth of clothing in one load) is one of the reasons it gave up the ghost.
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countrygirl2
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Post by countrygirl2 on Jan 5, 2017 12:42:56 GMT -5
Are you kidding with the price of Laundromats you will eat through $250 in short order.
I was using Laundromats when in our other motorhome, when it got up to almost $30 for a few loads I couldn't get dry I said enough with that. Current motorhome has a w/d. Laundromats are very EXPENSIVE to use.
I was going to say maybe it wouldn't cost much to have it repaired, glad it did not.
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beergut
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Post by beergut on Jan 5, 2017 12:48:28 GMT -5
I have three kids. As far as appliances go, a washer is likely the most important one. Why did YOU pay for the bathroom reno? And then why do you say that "we" did it. Because she picked out the tile? Why are you so confusing? Willingly spending money on a want and not a need? I don't get it... As as for booster club meetings and such...it doesn't happen all that often in the teacher's lounge. Those sorts of things are part social, part work. It's what it is. Are you volunteering at her kids' school? How long? What happened when you suggested the booster club meet at your house? How well did that go over. The washer has been out for roughly two weeks now. Laundry is still getting done. Air conditioning/heating is a need here in Texas. A washer/dryer combo is a want. Bathroom reno: We needed a new bathtub, the old one had a massive crack in it, and the bottom was completely collapsing. It is still the only time in my life I've seen a crack in a bathtub. Water was starting to seep under the floor and into the rug in the master bedroom. We had to share the kid's bathroom for a month. Yeah. You want wake up early so you can fight two teen girls to be the first to the shower in the morning? Apparently you can't get a new bathtub put in without ripping up all the tile on the wall, which means you need new tile. And if you're replacing the bathtub and tile on the wall, might as well replace the tile on the floor. And replacing all that means you need new fixtures for the bathtub, of course. Replacing the bathtub was a need. She did pick out the tile, mainly because I'm a guy, and I'm okay with plain white everything. If it is to look nice at all, she would have to make that choice. I'm not really allowed to do volunteering at the school. I don't have much of a filter, and have a bad habit of saying what I think. The athletic director at the school is an embarrassing incompetent, and I'm not quiet about my opinion on her, which doesn't make me popular in some groups, so I stay away. Easier for me to just let it go and avoid frustration. 16 YO suffered four concussions in soccer last year, so she's done with that sport. It took her a long time to recover, because they get worse with each occurrence. She played volleyball last season against my wishes (I wanted her to do a non-contact sport), so I paid for her uniform, but didn't attend any games or the banquet. 14 YO decided he wanted to play football. I attended the first game, because football is my passion. He informed the coaches during the second game that he didn't want to go in and play during garbage time, and told his mother he was only doing it to get out of PE class. He likes being a football player more than he likes playing football. I can't relate to playing and not caring about the game, so that was the only game of his I went to.
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beergut
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Post by beergut on Jan 5, 2017 12:51:32 GMT -5
Marley - crossing my fingers for you. I totally understand where you're at. I have auto-debits into savings accounts, but every time I log in the balance is EXACTLY THE SAME. I put money in there every payday, but it never seems to grow. I just can't get them above a certain amount before something goes completely haywire. Last winter - the coldest day of course - it was our downstairs furnace. We had to replace the whole damn thing to the tune of $7k. Next I expect it will be the upstairs furnace. It's crammed into an attic crawl space so small and awkward none of the 10 companies we have had out have been able to get in there to clean it. They look at it, baffled, and hypothesize you'd need someone the size of a 12 year old to be able to reach it. So when that inevitably goes, it will be even more to replace the unit and probably relocate it to a closet so we can actually access it in future. Stupid question: Can y'all designate a closet to start building a new furnace unit in, and start planning for the when old one goes out?
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Deleted
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Post by Deleted on Jan 5, 2017 12:54:16 GMT -5
Bathroom reno: We needed a new bathtub, the old one had a massive crack in it, and the bottom was completely collapsing. It is still the only time in my life I've seen a crack in a bathtub. Water was starting to seep under the floor and into the rug in the master bedroom. We had to share the kid's bathroom for a month. Yeah. You want wake up early so you can fight two teen girls to be the first to the shower in the morning? It's weird you would say that the bathroom remodel was a NEED when you had two bathrooms and did without one for a month, but the washer is not a need because the laundry is getting done without one. If my washer dies, the one week clock starts ticking. That is as long as I'll go without because that's about how long we could go before I'd have to consider hauling it to a family members house or laundromat.
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beergut
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Post by beergut on Jan 5, 2017 12:54:39 GMT -5
Are you kidding with the price of Laundromats you will eat through $250 in short order.
I was using Laundromats when in our other motorhome, when it got up to almost $30 for a few loads I couldn't get dry I said enough with that. Current motorhome has a w/d. Laundromats are very EXPENSIVE to use.
I was going to say maybe it wouldn't cost much to have it repaired, glad it did not. It cost me $3.75 to wash three loads last week. Three loads is all of my laundry for one week. The dryer works fine, so you only have to load the washers, make sure the spin cycle works well, load the clothes back into the basket, then put them in the dryer at home. At $3.75 a week, it will take me a while to hit $250.
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beergut
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Post by beergut on Jan 5, 2017 12:55:54 GMT -5
Heat is back on and it was a coupler again, cost $194, so not the worst. I am so happy it wasn't something worse We still have $700 in savings so lets hope we have no more issues for a long while and we can grow it! No better feeling than realizing it is something cheaper to fix, and you will still have some money left over afterward. It's confirmation you're doing things right!!
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Deleted
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Post by Deleted on Jan 5, 2017 13:04:16 GMT -5
Are you kidding with the price of Laundromats you will eat through $250 in short order.
I was using Laundromats when in our other motorhome, when it got up to almost $30 for a few loads I couldn't get dry I said enough with that. Current motorhome has a w/d. Laundromats are very EXPENSIVE to use.
I was going to say maybe it wouldn't cost much to have it repaired, glad it did not. It cost me $3.75 to wash three loads last week. Three loads is all of my laundry for one week. The dryer works fine, so you only have to load the washers, make sure the spin cycle works well, load the clothes back into the basket, then put them in the dryer at home. At $3.75 a week, it will take me a while to hit $250. 1st... teen girls and 3 loads a week for the family? 2- what decade did you teleport to? 1.25 for full wash?
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beergut
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Post by beergut on Jan 5, 2017 13:06:09 GMT -5
Bathroom reno: We needed a new bathtub, the old one had a massive crack in it, and the bottom was completely collapsing. It is still the only time in my life I've seen a crack in a bathtub. Water was starting to seep under the floor and into the rug in the master bedroom. We had to share the kid's bathroom for a month. Yeah. You want wake up early so you can fight two teen girls to be the first to the shower in the morning? It's weird you would say that the bathroom remodel was a NEED when you had two bathrooms and did without one for a month, but the washer is not a need because the laundry is getting done without one. If my washer dies, the one week clock starts ticking. That is as long as I'll go without because that's about how long we could go before I'd have to consider hauling it to a family members house or laundromat. We probably shared bathrooms for longer than a month, I'm just rounding down, and it isn't like I marked the first day on a calendar. When I first started dating GF three years ago, I saw the crack in the bathtub. It got worse and worse over the last three years, to the point that I told her we would get it fixed in 2016. I had set September as the time to begin work, and working with contractors to match their availability, fighting over prices, and buying all of the tile and bathtub meant we didn't get work started until December.
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beergut
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Post by beergut on Jan 5, 2017 13:09:00 GMT -5
It cost me $3.75 to wash three loads last week. Three loads is all of my laundry for one week. The dryer works fine, so you only have to load the washers, make sure the spin cycle works well, load the clothes back into the basket, then put them in the dryer at home. At $3.75 a week, it will take me a while to hit $250. 1st... teen girls and 3 loads a week for the family? 2- what decade did you teleport to? 1.25 for full wash? 1. They do their own wash. I have no idea how many loads they do, don't care, that is their responsibility. 2. Yup, $1.25 to wash. What do they charge where you are?
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