Post by Sum Dum Gai on May 4, 2012 11:39:41 GMT -5
Every day I drive into work I go over my net worth in my head and calculate how long that could lat me if I didn't have a job.
Now there's a depressing thought. For me anyway. If we cashed out retirement accounts and stopped paying the mortgage to live in the house "rent free", as it were, we could last a few years. Other than that we'd be going hungry in a matter of months.
Generally only when something particularly stressful happens (about once a week!). Like now when I have to deal with a staff error and a valid patient complaint. The worst part is we could probably retire today, but it wouldn't be at the lifestyle I want. So when of one of these days happens, I always dream of just calling it quits early.
April 29, 2013 is my projected retirement date so about 51 more weeks. I think about it everyday and sometimes think it is too far and sometimes I could work longer. When the stock market is way down I think work longer when it is up think hang it up now.
Post by sheilaincali on May 4, 2012 13:02:44 GMT -5
At least a couple of times a week. I enjoy my job and I enjoy 99% of the people I work with. Unfortunately I work for my dad and my brother works here too (but for a different company). My idiot brother is a complete asshat. If he didn't work here I would very rarely think about quitting.
My DH hated his last job. Would probably spend half of every day day dreaming about quitting. He moved to a new company three weeks ago and loves his job. It's the same basic job and responsibilities but the atmosphere is so much more positive that he is way happier. Helps that it's better insurance, more $ per hour and he has had more overtime in the past three weeks than he did in the past three years combined.
My quitting-work daydream is usually also my winning-the-Megamillions daydream - so maybe once every couple of weeks.
I love my current job and would be happy to spend my career here - but I think I was very, very fortunate to find a job that suits me and has a good work/life balance. The thought of ever having to get a different job has me doing Archie's NW calculations...
My quit-work daydream is becoming a full time antique dealer. I read in a book once that the vast majority (I forget the actual percentage) of antique dealers don't even make a profit, let alone a living. I've always wondered though if that isn't skewed by people cheating on their taxes.
Post by Sum Dum Gai on May 4, 2012 14:15:22 GMT -5
I read in a book once that the vast majority (I forget the actual percentage) of antique dealers don't even make a profit, let alone a living. I've always wondered though if that isn't skewed by people cheating on their taxes.
Probably not. Try to find your local business broker's listings. The number of business listed for sale that have been open for 5 years, or more, and basically make the owner next to nothing is staggering. I always figure they must have a spouse who's the main breadwinner and the business is the stay at home spouses hobby since the kids grew up.
I don't daydream about quitting. I do daydream about calling in sick when the alarm is going off in the mornings (but I set my own hours, so if I really wanted to start later, I could). I'm very lucky in that I like my job, I like my coworkers, and believe in my company's mission. Plus, they pay me really well.
Daily. Every brutal second that I am sitting in traffic because I have to drive through downtown instead of getting transferred to the satellite office that is 2 miles from my house because they "can't lose the FTE".
I have changed and the job has changed. It's a combo of both. Being in a fairly thankless profession without support from the administration makes things hard, especially when the mission is all over the place and there is no strong leadership in DC. The administration has made our lives pretty tough in the field.
Plus, having a baby has made me yearn for better work-life balance, but that is a nonexistent thing in my field. I deal because I have to, but it isn't easy. Without the kid, the commute and all of the other issues would be merely annoying. Now they are almost painful sometimes.
Here's to hoping for economic recovery and a change in administrations, or at least their outlook on our mission!
I honestly don't think about it much, but that's because I am in pre-retirement mode. I think when you get my age (58), you are sort of counting down, anyway, and it just doesn't seem that long. I have seven or eight more years, depending on my mood, to reach 65 (medicare) or 66(full social security age). In seven years, I will have 25 years or 50% of my salary.