forwardwego
Well-Known Member
Joined: Dec 22, 2010 3:54:23 GMT -5
Posts: 1,400
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Post by forwardwego on Sept 26, 2013 6:48:43 GMT -5
Saving4Norway Congratulations on winning your race 
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Saving4Norway
Well-Known Member
Joined: Jan 1, 2011 18:27:56 GMT -5
Posts: 1,383 
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Post by Saving4Norway on Sept 26, 2013 21:01:54 GMT -5
Oh my gosh, thanks everyone! I didn't know so many people were paying attention. |
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megaptera
Established Member
Joined: Jul 30, 2012 16:50:18 GMT -5
Posts: 338
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Post by megaptera on Sept 28, 2013 11:34:58 GMT -5
UPDATE
megaptera: 9/28/13 $297,767.00 (7/30/12, $309,224.00 W58)
S4N - Congrats on your race win! |
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bankergurl
Well-Known Member
Joined: Dec 30, 2010 17:05:10 GMT -5
Posts: 1,435
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Post by bankergurl on Sept 29, 2013 19:40:31 GMT -5
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Rocky Mtn Saver
Junior Associate
Joined: Dec 23, 2010 9:40:57 GMT -5
Posts: 7,461
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Post by Rocky Mtn Saver on Oct 2, 2013 18:15:24 GMT -5
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nooccar
Junior Member
Joined: Jan 6, 2011 1:54:02 GMT -5
Posts: 165
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Post by nooccar on Oct 5, 2013 20:12:25 GMT -5
Update:
nooccar (2): 10/5/2013 $49,721.15 (11/4/2010 $73,475.09 WU197)
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bankergurl
Well-Known Member
Joined: Dec 30, 2010 17:05:10 GMT -5
Posts: 1,435
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Post by bankergurl on Oct 6, 2013 20:37:08 GMT -5
Hello Ladies! I will be taking over the $50K - $100K Club! I plan to do the updates every other Sunday the same as I do with the $100K List. I see many familiar faces so hopefully you are used to, and like my update format. I am doing one update this week, just to get all my sheets together, and then I will do another one next week and every 2 weeks after that. Please let me know if you need me to change anything. Race on ladies! $3,540.86 paid off since the last update! One Leapfrog, Wudnit from the Northeast jumping 3 spots!! www.notmsnmoney.proboards.com/thread/11190/wirr-50-100k-club?page=4#scrollTo=1738787 |
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ambellamy
Established Member
Joined: Dec 23, 2010 10:05:26 GMT -5
Posts: 458
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Post by ambellamy on Oct 10, 2013 11:05:26 GMT -5
It has been a while since i've been on here, but I thought i'd update and see how everyone is!
We refinanced our mortgage to a 20 year fixed at 3.75% so that's why its a bit higher than last time.
ambellamy W 10/10/2013 $111,501.18 ($127,176.40)
(I think my tags correct)... |
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shanendoah
Senior Associate
Joined: Dec 18, 2010 19:44:48 GMT -5
Posts: 10,096
Mini-Profile Name Color: 0c3563
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Post by shanendoah on Oct 10, 2013 15:56:53 GMT -5
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laramik
Junior Member
Joined: Jan 1, 2011 17:29:06 GMT -5
Posts: 111
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Post by laramik on Oct 10, 2013 18:22:50 GMT -5
Update!
Less progress than usual because we were charged our brand new $50 annual fee. Grrrr! One more reason to get this sucker paid off ASAP. | Name of Debt | Current Date | Current Debt $ | Starting Date | Starting Debt | Total Paid | % Paid off | | HELoC | 10/10/2013 | $14,100.44 | 6/1/2007 | $36,163.66 | $22,063.22 | 61.01% | | Rainier Pacific Visa | | $0.00 | | $9,038.05 | $9,038.05 | 100.00% | | Disney Visa | | $0.00 | | $4,694.99 | $4,694.99 | 100.00% | | Signature Visa | | $0.00 | | $4,097.77 | $4,097.77 | 100.00% | | Nordstrom | | $0.00 | | $1,057.14 | $1,057.14 | 100.00% | | Total | | $14,100.44 | | $55,051.61 | $40,951.17 | 74.39% | |
    
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sealy
Familiar Member
Joined: Dec 22, 2010 2:49:52 GMT -5
Posts: 956
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Post by sealy on Oct 10, 2013 23:54:26 GMT -5
I am sooo much closer to having my sculpture paid I can see the light at the end of the tunnel. I only owe $1,000 now.
I will update my posts next month.
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ambellamy
Established Member
Joined: Dec 23, 2010 10:05:26 GMT -5
Posts: 458
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Post by ambellamy on Oct 11, 2013 8:16:55 GMT -5
Thanks shanendoah. Its been pretty interesting in our neck of the woods. My husband got a full time job a few months ago and I finally got that long awaited promotion at work so we are currently trying to figure out what to do with our money because we aren't really used to having any, lol... but now that were on a 20 year mortgage at 3.75% we aren't sure if we should be paying our mortgage down, or starting to invest. |
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dsunshine
Junior Member
Joined: Dec 22, 2010 17:18:41 GMT -5
Posts: 103
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Post by dsunshine on Oct 12, 2013 12:35:43 GMT -5
UPDATE dsunshine 10/12/2013 $15,726.27 (1/30/2011 $42,344.29 WPT8, WPT50) | Debt | Int Rate | Start | Previous | Current | % Paid off | | DiscPL | 9.99% | $19,799.28 | $12,176.68 | $11,899.59 | 39.90% | | Sterling PL | 4.56% | $6,662.88 | $3,965.49 | $3,826.68 | 42.57% | | CC1 | 12.24% | $14,428.14 | $0.00 | $0.00 | 100.00% | | CC2 | 16.24% | $1,453.99 | $0.00 | $0.00 | 100.00% | | Total | | $42,344.29 | $16,142.17 | $15,726.27 | 62.86% | |
Looking at my spreadsheet for the last year I noticed I only spent 3 months in the 16K range. I only paid $105 in interest on the DiscPL this month, so that should be going down by over $200 per month now. That feels really good. Can't wait to see the 10 but that might not be until January or February. School has started and I am liking it. I have enough money to have no job for a couple of months but need to find one before then so I don't completely run out of money. I'll try to check in monthly to post, hope everybody is doing well.
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Maryland Monroe
Established Member
Joined: Dec 23, 2010 16:52:51 GMT -5
Posts: 460
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Post by Maryland Monroe on Oct 12, 2013 20:29:47 GMT -5
Congratulations on your win, Saving4Norway!
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shanendoah
Senior Associate
Joined: Dec 18, 2010 19:44:48 GMT -5
Posts: 10,096
Mini-Profile Name Color: 0c3563
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Post by shanendoah on Oct 14, 2013 11:26:37 GMT -5
shanendoah: 10/14/2013 $12,650.99 (12/30/2009 $76,536.33 WU7, WU31, WPT512)
| LOC | Current Balance | Starting Balance | Originally Borrowed | Total Paid | % Paid off | | Chase CC | $- | $2,171.85 | - | $2,171.85 | 100.00% | | BofA CC | $- | $432.55 | - | $432.55 | 100.00% | | LaZBoy CC | $- | $882.58 | - | $882.58 | 100.00% | | Care Credit | $- | $3,196.57 | - | $3,196.57 | 100.00% | | Car | $- | $4,771.88 | - | $4,771.88 | 100.00% | | Basement Solutions | $- | $4,775.30 | $4,775.30 | $4,775.30 | 100.00% | | GSL | $- | $42,150.85 | $39,000 | $42,150.85 | 100.00% | | USL | $12,650.99 | $18,154.75 | $16,000 | $5,503.76 | 30.32% | | Total | $12,650.99 | $76,536.33 | - | $63,885.34 | 83.47% | |
Savings: $28,017.01 10/14/2013 ($25,074.24 9/12/2013)
Very happy that savings managed to go up this month, even with paying for C's school this quarter and loaning the roommate the money he needed to get YNAB up and running now. (He'll be paying us back.)
On some level, it's hard to see all that money sitting in savings and not pay off my student loans, but we're saving for a down payment on a larger house next summer, and my severance package ends this month, so our savings rate is about to drop considerably.
We've made some recent changes, dropping the physical DVDs from our Netflix package and dropping cable TV and phone. We've had to pick up the phone from a different company (as a foster home, we are legally required to have a land line), and we bought a digital antenna and signal booster, but that's a one time cost. We're going to be paying about $90/month for internet and phone, which is down from $215/month with cable TV.
[/quote]
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snapdragon
Senior Member
Joined: Dec 20, 2010 14:56:55 GMT -5
Posts: 2,992
Mini-Profile Background: {"image":"","color":"e1f6f8"}
Mini-Profile Name Color: cd78d4
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Post by snapdragon on Oct 15, 2013 10:06:29 GMT -5
UPDATE: snapdragon 10/15/13 $21,810.58 (8/6/12 $28,849.00 WU 64,73,74,75)
I am so close to my wish of being at 21K (or below) by next year. I can almost taste it. 
It is nice that people are coming back from "vacation" on the boards. I was starting to hear crickets.
Everyone keep on trucking and eventually we will cross the finish line.
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speechchick71
Familiar Member
Get it? Chick?
Joined: Dec 21, 2010 21:51:38 GMT -5
Posts: 521
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Post by speechchick71 on Oct 15, 2013 20:42:17 GMT -5
I'm not sure if anyone announced it but our Southern Dixies have been doing a great job eliminating debt. Between September and October we've had 3 winners: DeepinTx, Ffflex, and our newest, Goalofzero.
Come on over to our board and share in the celebration!
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bankergurl
Well-Known Member
Joined: Dec 30, 2010 17:05:10 GMT -5
Posts: 1,435
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Post by bankergurl on Oct 21, 2013 20:32:56 GMT -5
$50K-$100 Club updated as of 10/21/13! $7,828.28 paid off in the last 2 weeks! 2 Leapfrogs, Chelsea727 and Crazylady both from the Midwest! Congrats to chaching from the International thread for getting under $70K! Congrats to trojen3 from the South for getting under $65K and for paying off over $35K Congrats to Crazylady from the Midwest for paying off over $50K! www.notmsnmoney.proboards.com/thread/11190/wirr-50-100k-club?page=4#scrollTo=1753142 |
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onestepcloser
Initiate Member
Joined: Dec 29, 2010 18:06:49 GMT -5
Posts: 74
Location: New Mexico
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Post by onestepcloser on Oct 22, 2013 18:00:49 GMT -5
One Step Closer 10/22/13 $3,368.03 (12/10; W210)
BOOM!!!!!!  I finally landed a job....one that could turn into a career if I do it right. Of course I am starting at the bottom position, but I can see myself working my way up.
I got all three credit reports finally, and I owe tons less then I thought I did. Do to my divorce I am starting a whole new race with just my own debt, THANK GOD! But before I start that, I need to save up and get my own vehicle  - since right now I am sharing with my dad. Makes for a lot of time at home, but at least he is willing to share with me. 
So, here it is. I have to admit, this race, it really isn't much - but its all mine!
| Debt | Date | Current Debt | Starting Date | Starting Debt | Total Paid | %paid off | | Aargon | | $115.06 | 9/1/2013 | $115.06 | $0.00 | 0.00% | | Automated Recovery |
[/tr][td] $384.00 [/tr][td] 9/1/2013 [/tr][td] $384.00 [/tr][td] $0.00 [/tr][td] 0.00% [/td][/tr] [tr][td] NMB&T [/td][td] [/td][td] $2,868.97 [/td][td] 9/1/2013 [/td][td] $2,868.97 [/td][td] $0.00 [/td][td] 0.00% [/td][/tr] [tr][td] [/td][td] [/td][td] $3,368.03 [/td][td] [/td][td] $3,368.03 [/td][td] $0.00 [/td][td] 0.00% [/td][/tr] [/table] [/p] |
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onestepcloser
Initiate Member
Joined: Dec 29, 2010 18:06:49 GMT -5
Posts: 74
Location: New Mexico
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Post by onestepcloser on Oct 22, 2013 18:09:38 GMT -5
One Step Closer Sorry everyone...I messed up the table - lets try again. | Debt | Date | Current Debt | Starting Date | Starting Debt | Total Paid | %paid off | | Aargon | 10/22/2013 | $115.06 | 4/1/2013 | $115.06 | $0.00 | 0.00% | | Automated Recovery | 10/22/2013 | $384.00 | 11/1/2012 | $384.00 | $0.00 | 0.00% | | NMB&T | 10/22/2013 | $2,868.97 | 5/1/2008 | $2,868.97 | $0.00 | 0.00% | | | | $3,368.03 | | $3,368.03 | $0.00 | 0.00% |
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Rocky Mtn Saver
Junior Associate
Joined: Dec 23, 2010 9:40:57 GMT -5
Posts: 7,461
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Post by Rocky Mtn Saver on Oct 23, 2013 10:22:10 GMT -5
Congrats on all counts, onestepcloser! |
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bankergurl
Well-Known Member
Joined: Dec 30, 2010 17:05:10 GMT -5
Posts: 1,435
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Post by bankergurl on Oct 27, 2013 18:37:47 GMT -5
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rosebud30
New Member
Joined: Jan 3, 2011 2:53:13 GMT -5
Posts: 42
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Post by rosebud30 on Oct 28, 2013 18:38:28 GMT -5
Update
My race is done! I have paid off all $40,000+ of my credit card debt!  rosebud30: 10/28/13 $0.00 (8/7/08 $40,810 W349)It took just over 5 years, 2 periods of unemployment (one lasting 6 months due to the recession, one lasting over a year due to my father's passing), a little help from my mom by using her 0% balance transfer offers, a few missteps of retail therapy, an ex-fiance, a new boyfriend (who I now own a house with!), A LOT of time working on my numbers, and considerable patience, diligence, and support. This was sooo hard in the beginning, watching every penny I spent, watching the numbers barely inching lower, beginning to see progress and then having to take steps back...but that's life, and life doesn't stop because we're trying to win a debt race. Then I began to really see the numbers go down as snowballing really began to work. And I'm finally here!
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Saving4Norway
Well-Known Member
Joined: Jan 1, 2011 18:27:56 GMT -5
Posts: 1,383
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Post by Saving4Norway on Oct 28, 2013 21:57:38 GMT -5
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ambellamy
Established Member
Joined: Dec 23, 2010 10:05:26 GMT -5
Posts: 458
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Post by ambellamy on Oct 30, 2013 12:32:49 GMT -5
CONGRATS ROSEBUD!!!!!!
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Rocky Mtn Saver
Junior Associate
Joined: Dec 23, 2010 9:40:57 GMT -5
Posts: 7,461
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Post by Rocky Mtn Saver on Oct 30, 2013 12:48:27 GMT -5
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cktc
Senior Member
Joined: Mar 19, 2013 22:15:31 GMT -5
Posts: 3,202
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Post by cktc on Nov 1, 2013 14:39:12 GMT -5
Update: cktc 11/1/2013 $36,426.37 (3/20/2013 $42,189.14 W70)| Debt | Int Rate | Start | Current | % Paid off | | Amex | 6.24% | $511.04 | $0 | 100% | | Visa | 0.00% | $3,050.00 | $275.00 | 90.98% | | Student Loans | 5.125% | $38,628.10 | $36,151.37 | 6.41% | | Total | | $42,189.14 | $36,426.37 | 13.66% |
Nearing the finish line on my consumer debt, should have it paid off by the end of the month 
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Minnesotagirl7
Well-Known Member
Joined: Dec 27, 2010 11:43:59 GMT -5
Posts: 1,826
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Post by Minnesotagirl7 on Nov 2, 2013 9:25:33 GMT -5
Congratulations on your win rosebud30!!! 
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sealy
Familiar Member
Joined: Dec 22, 2010 2:49:52 GMT -5
Posts: 956
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Post by sealy on Nov 3, 2013 12:09:20 GMT -5
congrats on your visa and amex cktc
I will have my sculpture paid off by January.
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bankergurl
Well-Known Member
Joined: Dec 30, 2010 17:05:10 GMT -5
Posts: 1,435
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Post by bankergurl on Nov 3, 2013 18:46:39 GMT -5
$50K - $100K List updated as of 11/3/13! $9,719.03 paid off in the last 2 weeks! Welcome to FBprincess and Banker Gurl, both from the Midwest! One Leapfrog, dschmidt1007 from the Northeast! Congrats to Wudnit from the Northeast for paying off over $95K and over 55%! Congrats to dschmidt1007 from the Northeast for paying off over $15K! www.notmsnmoney.proboards.com/thread/11190/wirr-50-100k-club?page=4#scrollTo=1766004 |
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