International Region, Women in Red Racers

[Minnesotagirl7]

Smiley update!!!

  =$100,  =$500,  =$1,000,  =$5,000,  = $10,000, =$25,000,  = $75,000,  -kiss- = $100,000,  =$200,000,  = Location Needed

akagrace: 2/5/13 $36,030 (10/17/2012 $39,706.99 IPT49)

alicesfreedom: 3/25/13 $10,168.90 (9/2/2009 $24,275.73 I226)

Idawngirl[2]: 3/18/13 $2,454.47 (7/11/2012 $8,328.57 IPT47)  

ZsDebt: 4/8/13 $21,315.86 (1/7/2010 $59,198.18 IU16)

 

debtheaven[4]: 2/23/11 $0 (11/25/2009 $11,500 I257) 

financiallyfreeinbc: 12/24/10 $0 (1/5/2010 $28,343.05IU13)

EL1504[2]: 5/26/11 $0 (3/19/2010 $6,751.42 IU62)

Idawngirl: 12/1/11 $0 (1/4/2010 $27,993 IU10)

InDebtYogini: 11/14/11 $0 (9/19/2007 $14,490.83 N559)

Writer88: 1/4/11 $0 (12/21/2006 $27,917 IU51)

[Minnesotagirl7]

Update on me...

In case you ladies didn't see, I started race $3 over on the Midwest board. Its my biggest race to date, over $135k. Yikes! I'm racing our other vehicle, a tractor loan, motor home loan, and the part of our mortgage that we need to pay off in order to get rid of PMI. It hurts when I look at the numbers, but I also feel good about getting down to these last few debts. After these are gone, it will be mortgage time. And although I love my house, I'm really not looking forward to paying down that beast!

I hope you are all doing well. Keep up the great work. Vroom, vroom!!

[bankergurl]

So INSPIRED by all the payoffs this last 2 weeks! AMAZING! $100K Club updated as of 4/14/13! $10,274.73 paid off in the last 2 weeks! Three members have less then $1000 to graduating off the list! Can't wait to see it!
Welcome to newview from the Midwest!
Two leapfrogs, antevasin from the Northeast and Minnesotagirl7(3) from the Midwest!
Congrats to DizzyIntellectual from the Midwest for paying off over $5K and for getting under $290K!
Congrats to dschmidt1007 from the Northeast for paying off over $10K!
Congrats to lark_1964 from the Northeast for paying off over 10%!
Congrats to Red Racer Ris from the South for paying off over 25%!
Congrats to DebtFreeRedux from the South for paying off over $65k!
www.notmsnmoney.proboards.com/thread/11187/page/4/100k-club#

[redruby]

50-100K Club Update as of 4/16/2013.  <o:p></o:p>

notmsnmoney.proboards.com/thread/11190/wirr-50-100k-club?scrollTo=1482820&page=4<o:p></o:p>

[redruby]

50-100K Club Update as of 4/16/2013.  <o:p></o:p>

notmsnmoney.proboards.com/thread/11190/wirr-50-100k-club?scrollTo=1482820&page=4<o:p></o:p>

[zsdebt]

Update!!
I have a new zero!! Yay!!!! I have reached my goal of being under $20K!

Starting debt	Current
Loan 1: 8,381.28	0
CC 1: 1,935.71	0
CC 2: 3,312.03	0
CC 3: 2,948.52	0
CC 4: 5,926.85	0
LoC: 9,928.32	0
Student loan 1: 19,852.79	14,574.60
Student loan 2: 6,912.68	5,382.67
Total: $59,198.18	$19,957.27

Total Paid: $39,240.91 

[shanendoah]

The 25-50K List has been updated

• In the last two weeks, this list has paid off over $14,900 in debt
  
• CONGRATULATIONS to snapdragon from the West for graduating from this list
  
• seahorse and sockeymom both leapfrogged.
  

[ldawngirl]

Congrats zs! That's great news! What's your next goal?

[ldawngirl]

Minnesotagirl - The number seems big, but when you consider how many items are on the list, it's not ridiculous. Keep at 'em one at a time! Good luck!

[bankergurl]

$100K List Updated as of 4/28/13! $6127.08 paid off in the last 2 weeks! Great job ladies and gents!
- Congratulations to Red Racer Ris from the South for graduating from the $100K List! We are so proud of you!!
- Congrats to movinonup from the Northeast for paying off over $5K!
- One Leapfrog, Banker Gurl from the Midwest!
www.notmsnmoney.proboards.com/thread/11187/page/4/100k-club#

[akagrace]

Zsdebt - congrats on making your annual goal so early in the year! That is awesome!!!
Minnesota - That does sound like a lot of money, but it makes complete sense when it is comprised of a bunch of big ticket items.

Im currently on the Vermont vacation I had been saving up for. It has ended up being more expensive than originally planned as we decided to include some side trips to Ottawa and Montreal to visit family. My rationale is that while it is more expensive now, it will actually be cheaper since we wont have to do a seperate trip in the summer. Basically I will use this months extra debt payment to pay off the extra vacation costs. I figure that by combining these visits in one trip has saved me about $800!!

[zsdebt]

Thanks ladies!!
My next goal is to pay SL #2 off by end of year.



CC 2: 3,312.03 0


Student loan 2: 6,912.68 5,382.67
Total: $59,198.18 $19,957.27

Starting Debt	Current
Loan 1: 8,381	0
CC 1: 1,935.71	0
CC 2: 3,312.03	0
CC 3: 2,948.52	0
CC 4: 5,926.85	0
LOC: 9,928.32	0
Student loan 1: 19,852.79	14,428.75
Student loan 2: 6,912.68	5,348.54
Total: 59,198.18	$19,777.29

Total paid off: $39,420.89 

[bankergurl]

$100K List updated as of 5/18/13! We had a wedding last weekend and I didn't get around to posting, so this update will include the last 3 weeks of updates.
Congrats to antevasin from the Northeast for graduating from the $100K List! Awesome job lady!
Congrats to lark_64 from the NE for paying off over $25K!
Two Leapfrogs - Munjoyhill from the Northeast and Minnesotagirl7(3) from the Midwest!!
www.notmsnmoney.proboards.com/thread/11187/100k-club?page=5#

[bankergurl]

$100K List Updated as of 5/26/13!
One Leapfrog, BankerGurl from the Midwest!
Welcome back Nidena! Thank you for all you do for our country!
www.notmsnmoney.proboards.com/thread/11187/100k-club?page=5#

[Minnesotagirl7]

Shoutouts!

ZsDebt- Congratulations on your new $0, and on being under $20k. You’ve also paid off more than 66% of your debt, way to go!
Idawngirl- Thanks. I’ve been making good progress so far. Since my race started in March, I’ve paid off more than $11k. Most of that is just the regular payments, but I have paid some extra onto our vehicle loan. I can’t wait until we own both of our vehicles!
akagrace- I hope the vacation to Vermont was wonderful, and that you were able to do it without adding to your debt!



We haven’t had updates from the rest of you in a while. Come on and post your numbers. We’re here to support you if you’ve fallen behind, or cheer you on if you’ve been doing well!!

[Minnesotagirl7]

Smiley update!!!


=$100, =$500, =$1,000, =$5,000, = $10,000, =$25,000, = $75,000, -kiss- = $100,000, =$200,000, = Location Needed

akagrace: 2/5/13 $36,030 (10/17/2012 $39,706.99 IPT49)
alicesfreedom: 3/25/13 $10,168.90 (9/2/2009 $24,275.73 I226)
Idawngirl[2]: 3/18/13 $2,454.47 (7/11/2012 $8,328.57 IPT47)
ZsDebt: 5/13/13 $19,777.29 (1/7/2010 $59,198.18 IU16)


debtheaven[4]: 2/23/11 $0 (11/25/2009 $11,500 I257)
financiallyfreeinbc: 12/24/10 $0 (1/5/2010 $28,343.05 IU13)
EL1504[2]: 5/26/11 $0 (3/19/2010 $6,751.42 IU62)
Idawngirl: 12/1/11 $0 (1/4/2010 $27,993 IU10)
InDebtYogini: 11/14/11 $0 (9/19/2007 $14,490.83 N559)
Writer88: 1/4/11 $0 (12/21/2006 $27,917 IU51)

[bankergurl]

$100K Club updated as of 6/9/13! $7043.17 paid off in the last two weeks!
BIG CONGRATS to dschmidt1007 from the NE our newest graduate!! AWESOME!!
Congrats to Minnesota7(3) from the Midwest for paying off over $10K and for getting under $125K!
One Leapfrog this week, Minnesota7(3) from the Midwest!
Welcome back to tobinikui from the Northeast!
www.notmsnmoney.proboards.com/thread/11187/100k-club?page=5#

[mollyc]

Mollyc:  6/13/13 $18,975.00 (June 13/13, IU, 53)

This loan is becoming a serious cash flow sinkhole so I'm going to see if I can pay it off sooner rather than later.  It will be more turtle-like than speedster but I will see what I can do.

[alicesfreedom]

I'm back again. Here is an update on my life adventures.

What a lovely sound in my house. ABSOLUTE SILENCE. The girls have been squabbling off and on for about 3 1/2 weeks in April because it has just rain that long. I had a 2 day break so planted my early garden veggies, built a box for my blueberries. Have to train hubby anything in a wood box is not a weed and not to spray with Roundup.
The credit card was within $800.00 of being paid off and hubby bought a dirt bike for Katie, his holiday pay he received paid it back off the credit card. Thought we had sold her last one to a friend for her son with the gear but he talked his mom into a bigger bike that he can barely ride. We also sold one horse as he was not a beginner horse anymore, he needed to be worked and hard. Then the big Ford truck died. Needs a new engine. I am not willing to put a $10,000.00 dollar engine in it yet. Hubby wants to rebuild it himself, and it's cheaper. So now on the look out for a used 4x4 truck.
For the lovely month of May, hubby does his regular shift plus his 1 day of overtime and tears his hernia. So on May 7th he tears it, goes to work on the eighth for half a day, by 10 am he's home in the shower and at a walk in clinic at 1pm, hospital at 1;30 pm- looking at emergency surgery for a strangulated bowel by 2 pm. One of the emergency doctors actually managed to push the bowl back in place and most of the pain is gone. The surgeon comes in and says you need surgery and I'll book you in for the 9th at 11 am. She also told him it was now or later and it was a common occurance for a HD mechanic. So by 6;30 pm on the 9th he is home and on Tylenol 3's.
The good thing was hubby had the forethought to contact the lady in Human Resources office at work, told her everything and she started the WCB paperwork before we went to the walk in clinic.
Still it took almost 4 weeks to get money coming from WCB. Needless to say I was hitting the stress level pretty high as the youngest had at least 4 field trips to attend, high risk meetings to fill out forms. I also had our garden to do plus the rest of the yard and house and weekly doctor appts for hubby. So I put the things on a priority list, house went to the bottom with most of the laundry. Still had clean clothes but a bare minimum. Then the dishwasher decided to leak, it was old but I thought it would hang in another year. Has to be about 15 years old.
So, while we were waiting we missed a few payments and I told Darryl that we need to do something. I went to the bank and talked to a mortgage officer explained everything and she said best thing is to refinance and the interest would be better. Told hubby what I did and he agreed as we still had no money form WCB.
So we refinanced and paid off car loan, Credit card and both plc and moved payments up to $400.00 bi-weekly for 5 years. Then we did a few other things, like put my old car in an auction and sold it for 2250.00 which helped with the bills before we signed, trying to sell the boat too.
So as of Monday, June 17th, hubby goes to work on 8 hour,light duty for a week or two. In 2 weeks the kids are out of school and the oldest says she will teach her sister to ride a horse this summer and she has to make friends with her new FREE horse which a friend gave us on Saturday.
So all is well and my stress level has gone way down, not totally gone because we still need a pay cheque from work for hubby's and that's in 3 1/2 weeks but will be small because of his reduced hours.
Well I have updated you and am now off to plant some flowers and carrots.
Have a SUPER WEEK everyone.

[alicesfreedom]

A few other things I should of said. Hubby didn't know he tore his hernia until we went to the doctor. He thought he tore a muscle. For the month of May we lived off the credit card.

[akagrace]

UPDATE $33,406.22 (10/17/2012 $39,706.99, IPT49)

Things are going slowly but steady. Its encouraging to see that $6,000 is already gone! However, the slow and steady is going to be pretty much ground to a halt soon. First, one of my summer goals is to start replacing some windows around the house. Im hoping to do the manual labour myself, but the windows themselves will still cost a pretty penny. Second, my ex and I are heading back to court. I found out he greatly under reported his income to the courts the last go round and is now in arrears around $60,000. While the lawyer will be an expensive upfront cost the arrears and correct going forward child support will help to pay off any increased debt associated with the court action. Its frustrating to be making such positive headway to see it backslide, but I am hopeful it is only temporary.
All the best to everyone!

[Minnesotagirl7]

mollyc- Welcome!! Please let us know what country you live in. And there's nothing wrong with turtling - they win the race! 

akagrace- Wow, that's quite the sequence of events! Glad DH is doing better. 

[mollyc]

Update June 21/13 $18,750.00 (June 13/13 $18,975.00 IU, 53)

I guess I didn't put my country in my profile when we changed locations.  I'm in Canada.

I'm curious.  Outside of people that have family there, is the news of the flooding in Southwest Alberta reaching the rest of the world?  I'm sure cat lovers have seen Momo and her owner, Kevan Yeats, swimming for their lives after Mr Yeat's truck started going down river.

In case you missed it, here's a link (assuming I can get it to work). 

Momo & K Yeats Photos

Last I heard, DSIL's brother had to evacuate in Calgary.  No updates yet.  With more rain scheduled for the weekend, it will be interesting if the flooding ends up cancelling the Calgary Stampede.  It's 2 or 3 weeks away so maybe not.

I have family in the area.  So far no word on anyone having to evacuate.  The ranch where DU works had the barns flood so they had to move the livestock to higher ground.  Hopefully the water won't stay there long.  It's a National Historical Site so any damage would be repaired eventually.  It's a good thing my dad decided to continue on to Jaspar instead of staying in Banff or my parents would have been stuck there for a few days.

[bankergurl]

$100K Club updated as of 6/23/13!  $5,690.63 paid off in the last 2 weeks!
- One Leapfrog, Banker Gurl from the Midwest!
- Congrats to Delphinus317 from the Northeast for paying off over 5%!
- Congrats to DizzyIntellectual from the Midwest for paying off over $10K!
www.notmsnmoney.proboards.com/thread/11187/100k-club?page=5#scrollTo=1641216

[zsdebt]

Update: Slowly paying it down. Wedding is just around the corner!

Starting Debt	Current
Loan 1: 8,381	0
CC 1: 1,935.71	0
CC 2: 3,312.03	0
CC 3: 2,948.52	0
CC 4: 5,926.85	0
LOC: 9,928.32	0
SL 1: 19,852.79	14,284.37
SL 2: 6,912.68	5,116.15
Total: 59,198.18	$19,403.52

Total paid off: $39,794.66

[bankergurl]

$100K List updated as of 7/7/13! $17,393.88 paid off in the last 2 weeks!! WOWOWOWOWOW!!!!
One Leapfrog, DebtFreeRedux from the South!
Congrats to Minnesotagirl7[3] from the Midwest for paying off over 10%!
Congrats to megaptera from the West for getting under $300K!
Congrats to DebtFreeRedux from the South for paying off over $75K and over 25%!
Welcome to sealy2 from the West!
www.notmsnmoney.proboards.com/thread/11187/100k-club?page=5#scrollTo=1654574

[mollyc]

Update July 05/13 $18,525.00 (June 13/13 $18,975.00 IU, 53)

DD's Belgian Shepherd safely delivered 9 puppies over Friday night.  DH's German Shepherd is the dad.  Poor Molly Cat.  She's gone from being out numbered 3-1 to being out numbered 12-1.

Mama Bear's okay with DH and I, Molly Cat and the dad being around the puppies.  She's really snarly and snappy with DH's female.  DH made the mistake of letting his friend near the puppies last night.  Luckily Mama Bear's lunge was short a foot or so.  Hopefully DH will start listening to me about these things but I won't hold my breath.

DD went camping with a friend all weekend.  I'll have to get her to approach the puppies slowly in case Mama Bear decides to make strange.  She'll be crushed if suddenly her dog doesn't trust her anymore.

It's going to be hard on DD because the puppies will be old enough to leave by her birthday.  Here's hoping she doesn't get too attached to any of them.  If I'm really lucky, the puppies will be so annoying and destructive while we have them that DH and DD will get their dogs fixed.  Again, I'm not holding my breath.  So far, they've forgotten how much work and destruction puppies are as soon as the dog's grown up.

[Minnesotagirl7]

Shoutouts!

akagrace- Congrats on paying off more than $6k, that’s fantastic! But what a mess with your ex. I hope you’re right and its only temporary, then the race is on!
ZsDebt- Nice update! So excited for the wedding!
mollyc- Great update! You’re making nice progress. The puppies sound cute, but like a heck of a lot of work.

[Minnesotagirl7]

Smiley update!!!

=$100, =$500, =$1,000, =$5,000, = $10,000, =$25,000, = $75,000, -kiss- = $100,000, =$200,000, = Location Needed

akagrace: 6/16/13 $33,406.22 (10/17/2012 $39,706.99 IPT49)
mollyc: 7/7/13 $18,525 (6/13/2013 $18,975 IPT53)
ZsDebt: 6/26/13 $19,403.52 (1/7/2010 $59,198.18 IU16)


debtheaven[4]: 2/23/11 $0 (11/25/2009 $11,500 I257)
financiallyfreeinbc: 12/24/10 $0 (1/5/2010 $28,343.05 IU13)
EL1504[2]: 5/26/11 $0 (3/19/2010 $6,751.42 IU62)
Idawngirl: 12/1/11 $0 (1/4/2010 $27,993 IU10)
InDebtYogini: 11/14/11 $0 (9/19/2007 $14,490.83 N559)
Writer88: 1/4/11 $0 (12/21/2006 $27,917 IU51)

[zsdebt]

Another quick update!

Starting Debt	Current
Loan 1: 8,381	0
CC 1: 1,935.71	0
CC 2: 3,312.03	0
CC 3: 2,948.52	0
CC 4: 5,926.85	0
LOC: 9,928.32	0
SL 1: 19,852.79	14,137.25
SL 2: 6,912.68	3,084.03
Total: 59,198.18	$17,221.28

Total paid off: $41,976.90 

So close to paying down SL#2!!