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Post by debtheaven on Feb 27, 2011 17:18:05 GMT -5
El thank you that is so sweet! It's better to be constructive than to wonder why they and my ex put my DS1 and DS2 through both college AND grad school with all the bells and whistles and can't do the same for just college for DD who WANTS to live at home. I love my DS1 and DS2 to bits so obviously I am happy for them.
But I just don't get how you can do it for two but not (much more cheaply because of no room and board) for the third.
On the other hand, my ex MIL told me they are older now and for the first time, "worrying about their money running out".
It's not easy every day. But this is the least I can do for her. Send her off into the world with a solid education from a good school, a job (because that school's job placement is above 90%) and a place to stay and / or come home to. The rest will be up to her.
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bankergurl
Well-Known Member
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Posts: 1,435
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Post by bankergurl on Feb 27, 2011 19:14:21 GMT -5
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el1504
Junior Member
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Posts: 161
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Post by el1504 on Feb 27, 2011 23:54:45 GMT -5
DH - She may realise the differences in the way she is treated by her grandparents but she will also realise what you and your DH are doing for her and as she grows up she is appriciate that all the more.
Most important she is in a good school which will help set DD up for life. Will this college provide additional support to her for her special learning needs?
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el1504
Junior Member
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Post by el1504 on Feb 27, 2011 23:58:21 GMT -5
Minnesota and DH - The new job well... its more that I hope that i'll like the job. i want to do it and it will set me up very nicely for a promotion when I come back soooo i hope I like it. 
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Post by debtheaven on Feb 28, 2011 14:56:48 GMT -5
El
No, they won't. No such animal in this country! In a worst-case scenario she may need some private tutoring in one subject (I sure hope not though). But being bilingual will be a GREAT help to her, because her English grades will bring up her overall average.
I hope you LOVE your new job and that it leads to that promotion! When do you start?!
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zsdebt
Initiate Member
Joined: Jan 1, 2011 13:40:39 GMT -5
Posts: 63
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Post by zsdebt on Feb 28, 2011 21:45:21 GMT -5
ZsDebt: 2/28/2011, $42,249.01 (1/7/2010, $59,198.18, IU16) | Starting Debt (1/7/2010) | Current (2/28/2011) | | Loan 1: 8,381.28 | 0 | | CC 1: 1,935.71 | 0 | | CC 2: 3,312.03 | 3,212.51 | | CC 3: 2,948.52 | 3,000 | | CC 4: 5,926.85 | 2,014.60 | | LoC: 9,928.32 | 9,734.69 | | St. Loan: 19,852.79 | 17,987.73 | | St. Loan 2: 6,912.68 | 6,299.48 | | TOTAL: $59,198.18 | Current: $42,249.01 |
Total paid: $16,949.17 Sorry for the quick update - taking care of my niece and she's a handful!!
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indebtyogini
New Member
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Posts: 48
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Post by indebtyogini on Mar 1, 2011 13:38:52 GMT -5
Update!Hola ladies! Here's the long awaited update! | Card | APR | Starting | Payment | Current | | Victorias Secret | 22.80% | $385.12 | $0.00 | $0.00 | | Express | 22.80% | $283.40 | $0.00 | $0.00 | | Wescom | 15.90% | $5,458.22 | $0.00 | $0.00 | | Citicard | 13.99% | $4,214.15 | $563.95 | $1,881.66 | | Nordstrom | 11.90% | $159.26 | $0.00 | $0.00 | | Capital One | 7.83% | $3,990.68 | $51.46 | $4,585.08 | | Total | | $14,490.83 | $615.41 | $6,466.74 | |
55% paid off! Woot!! Citi is under $2K and should be history in four months time. Then I'll only have one debt between me and no more credit card debt! Victory will be SO sweet! ;D
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indebtyogini
New Member
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Post by indebtyogini on Mar 1, 2011 14:03:10 GMT -5
Shoutouts!
Sorry for the late update ladies. Both of my bosses got back from vacation yesterday so I was slammed all day!
2007debtheaven – Woo hoo is right! You’re almost done! You got a party hat!
Idawngirl – Slow in steady does indeed win the race. Ask the tortoise!
Zsdebt – Great update, even if it was a quick one. Come back and tell us how you are when your hands aren’t full!
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indebtyogini
New Member
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Post by indebtyogini on Mar 1, 2011 14:05:11 GMT -5
Let me know if the smiley post looks weird. My computer wont show the winks or party hats so I hope you all can see them!
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Post by debtheaven on Mar 1, 2011 14:26:35 GMT -5
Yogini:
Fantastic update! Yay at 55% paid and zeros! You're racing down now!
Attn Yogini: I don't want to be a bother but you missed my last update on 23 Feb. No rush, change it if and when you have time! And if you don't want to bother don't because I'll be done on March 5 or 6th!!! Here it is though so you don't have to look it up:
Update!
2007Debtheaven 23 February 2011 285 (25/11/09 11,500)
Zs
Congrats on your progress and have fun with the kids!
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Minnesotagirl7
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Post by Minnesotagirl7 on Mar 1, 2011 14:28:02 GMT -5
indebtyogini- They look weird to us too.  Maybe retry next time you're at a different computer? Nice update, by the way!
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Post by debtheaven on Mar 1, 2011 17:05:03 GMT -5
I just realized it's March and I will be DONE in just a few days! Theoretically on 5 March at midnight, but given that it's the night of Sat to Sun, I'm not sure when the car payment will actually post. My new Close to Home job yesterday went well. As I said before it's quite badly paid but I was able to come home for lunch! I HATE being in a windowless room though. |
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Post by financiallyfreeinbc on Mar 2, 2011 0:46:57 GMT -5
go DH!!!!!!! Chmpagne will be purchased and on ice ( literally outside my front door) for your celebration!!! Woot!!
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alicesfreedom
Initiate Member
Joined: Dec 29, 2010 12:46:27 GMT -5
Posts: 69
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Post by alicesfreedom on Mar 2, 2011 15:41:20 GMT -5
Hi Just got a few mins so doing an update. CC1 --- 76.61 - CC2 --- 543.80 C UNION PLC ---2678.88--- Was pd off plus extra in account. Was a good month. CIBC PLC --- 10,542.57 Total ---- $13,841.86 --- up from $10,825.35 So went up 3000.00 because we used our Credit Union PLC for RRSP this year. It was the best move for us after a long discussion with the bank. So If I rework the budjet it should be gone by the end of April. Both credit cards should be gone by the end of March. So hopefully that is how it goes. If the good Lord is willing.  I just wondering if it would be in my best interest to totally pay off both credit cards with the plc and then that would be gone and then just concentrate on the plc for March and April? Because by May 15 we should have our income tax back. Any suggestions anyone? |
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el1504
Junior Member
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Post by el1504 on Mar 2, 2011 16:18:55 GMT -5
Update
EL1504[2]: 03/03/2011 $2,469.44 (3/19/2010 $6,751.42 IU62)
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Post by debtheaven on Mar 2, 2011 16:28:33 GMT -5
Yay El! Under 2500!!!
Alice, I would pay off the CCs. It will make you happy to have two new zeros. Plus you would have no CC debt left, only the two PLCs, one of which should be gone within a few months. JMO!
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indebtyogini
New Member
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Post by indebtyogini on Mar 2, 2011 18:44:35 GMT -5
I deleted the smileys. I'm not sure what the heck is going on with them. I'll try again next week when I update. Sorry everyone!
PS - DH I didn't miss your update, the smiley thing just wasn't pasting right. You're in the spreadsheet!
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Post by debtheaven on Mar 2, 2011 18:47:48 GMT -5
Thanks Yogini! I wasn't really looking at the smileys, I was just looking at the numbers lol.  Again, thanks SO MUCH for all you do! |
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zsdebt
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Post by zsdebt on Mar 2, 2011 18:53:19 GMT -5
Yogini Thanks for the update! Alice I agree with debtheaven - you should pay down the CC - as long as your PLC has a lower interest rate! Plus it will feel soooo good once your CC debt is erased!
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DVM gone riding
Senior Member
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Posts: 3,383
Favorite Drink: Coffee!!
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Post by DVM gone riding on Mar 2, 2011 22:35:16 GMT -5
Hi everyone I have tried to update the 50-100k list as best I can. I am not as good as bankergirl but welcome to sunshinegal1981.Since we aren’t yet getting regular updates of smileys/sheets if your total isn’t correct please post a single update line like you normally would on the thread and I will fix everyone. I did as best I could with just searching for people. notmsnmoney.proboards.com/index.cgi?action=display&board=wir&thread=2616&page=1 |
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alicesfreedom
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Post by alicesfreedom on Mar 3, 2011 16:43:48 GMT -5
Yup that's what I'm going to do after doing some impromptu figuring on paper. Very much liking the idea of the cards paid off.Well off to premake hubby's dinner and lunch for work and have some coffee. ;D. Pro D day for kids so I can sleep in.
Thank you for the input ladies.
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Post by debtheaven on Mar 3, 2011 17:05:08 GMT -5
Can't wait to see your update Alice! Zeros rock lol!
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Minnesotagirl7
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Post by Minnesotagirl7 on Mar 3, 2011 17:32:15 GMT -5
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Post by debtheaven on Mar 3, 2011 17:55:35 GMT -5
Minnesota THANK YOU!!! Karma to you for having given me the joy of seeing that update! I can't wait! Especially since I'm bummed that the reno loan isn't lower than it is. Alas we were more in the red on our rental account than I had realized. Plus we have kept money aside for this summer, so I know I have absolutely no right to complain. We are still waiting to hear from our RE lawyer about whether the studio purchase will go through. I am hoping / praying it does! |
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LilBall
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Go Chiefs!
Joined: Dec 23, 2010 13:39:44 GMT -5
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Post by LilBall on Mar 4, 2011 9:39:07 GMT -5
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Post by debtheaven on Mar 4, 2011 19:16:13 GMT -5
Update!
2007Debtheaven 23/02/11 0 (25/11/09 11,500)We still have debt of course, but all but 2.2K of it is rental debt. I am happy!
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Minnesotagirl7
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Post by Minnesotagirl7 on Mar 4, 2011 19:30:58 GMT -5
debtheaven- Congratulations!!!  
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Post by debtheaven on Mar 4, 2011 19:33:13 GMT -5
Thank you Minnesota! And thank you again for everything you do here! I had hoped the reno loan would be lower, or even gone. But I'm still feeling pretty good about where we are today. |
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paynointerest
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Joined: Dec 21, 2010 1:35:20 GMT -5
Posts: 440
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Post by paynointerest on Mar 4, 2011 19:56:18 GMT -5
Nice job Debtheaven!
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Post by debtheaven on Mar 4, 2011 20:00:25 GMT -5
Thanks Paynointerest! And thanks for stopping by! |
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Maybe retry next time you're at a different computer? Nice update, by the way!
