Overwhelming desire to buy something BIG...

[strider]

So did you want a pat on the back or did you want to figure out what budget you need to set for your next purchase?

[qofcc]

So what's going on that you feel the need for retail therapy?

[busymom]

Sometimes you get that urge when you've had to be frugal for awhile, & you feel like you deserve a big purchase.


Just give it time. That feeling will pass. (Go thru your budget & it'll remind you why you DON'T need another payment to dread right now.)

Hang in there!

[qofcc]

So you had yourself geared up to buy a house, but now that's on hold, so you're feeling the need to compensate for not getting the house by getting something else big to make yourself feel better about it?

How about a spur of the moment weekend getaway? Staying in a fancy hotel and eating at expensive restaurants for a couple of days might cure you of the "I wants".

[strider]

Jun 13, 2011 13:37:48 GMT -5 qofcc said:

So you had yourself geared up to buy a house, but now that's on hold, so you're feeling the need to compensate for not getting the house by getting something else big to make yourself feel better about it?

How about a spur of the moment weekend getaway? Staying in a fancy hotel and eating at expensive restaurants for a couple of days might cure you of the "I wants".

I agree with this. Spend a little money to blow off some steam. There is no need to blow a house downpayment for a purchase.

[Wisconsin Beth]

Jun 13, 2011 13:39:52 GMT -5 strider said:

Jun 13, 2011 13:37:48 GMT -5 qofcc said:

So you had yourself geared up to buy a house, but now that's on hold, so you're feeling the need to compensate for not getting the house by getting something else big to make yourself feel better about it?

How about a spur of the moment weekend getaway? Staying in a fancy hotel and eating at expensive restaurants for a couple of days might cure you of the "I wants".

I agree with this. Spend a little money to blow off some steam. There is no need to blow a house downpayment for a purchase.

But feel free to direct some of that money towards my mortgage.

[strider]

Jun 13, 2011 13:48:46 GMT -5 Wisconsin Beth said:

Jun 13, 2011 13:39:52 GMT -5 strider said:

I agree with this. Spend a little money to blow off some steam. There is no need to blow a house downpayment for a purchase.

But feel free to direct some of that money towards my mortgage.

Well if she's feeling charitable she can pay my downpayment on my car as well! It'd go towards a good cause!

[thyme4change]

I love this thread. I think you should go to an auction house and watch people spend tens of thousands of dollars on something you find frivolous - art is a good one, another might be the classic cars, or historic fashion pieces. If you still have the urge, buy something. Then stare at it for the next few months and you will realize that it was a stupid move.

[debtheaven]

One day you WILL find the right house! Save your money for that!

So yes, ask Grandma to keep the kids for a night or two, go away with your DH, have fun, go out to eat. Come back, thank Grandma nicely (maybe buy her something thoughtful she'd enjoy or take her out for a meal), and then get back to business.

Every time you feel the need to "go crazy", rinse and repeat. There's nothing wrong with spurging from time to time, as long as you don't need credit to pay for it.

[debtheaven]

One day you WILL find the right house! Save your money for that!

So yes, ask Grandma to keep the kids for a night or two, go away with your DH, have fun, go out to eat. Come back, thank Grandma nicely (maybe buy her something thoughtful she'd enjoy or take her out for a meal), and then get back to business.

Every time you feel the need to "go crazy", rinse and repeat. There's nothing wrong with splurging from time to time, as long as you don't need credit to pay for it.

[Sum Dum Gai]

I'll sell you share of a business that I'm planning to start. Ground floor opportunity and all that. How does 10% for the low low price of $250k sound to you?

[Wisconsin Beth]

Jun 13, 2011 15:49:43 GMT -5 @debtheaven said:

One day you WILL find the right house! Save your money for that!

So yes, ask Grandma to keep the kids for a night or two, go away with your DH, have fun, go out to eat. Come back, thank Grandma nicely (maybe buy her something thoughtful she'd enjoy or take her out for a meal), and then get back to business.

Every time you feel the need to "go crazy", rinse and repeat. There's nothing wrong with spurging from time to time, as long as you don't need credit to pay for it.

Or you can invest in Dark Honor's startup.

[Wisconsin Beth]

jinx Dark!

[Sum Dum Gai]

LOL! We must have been typing at the same time.

[Plain Old Petunia]

<< I don't know. We were trying to buy a house a few months ago, but after 3 unsuccessful attempts we decided to take a break for awhile. We have a bunch of money saved up for that. We don't have any CC debt or car payments. For some reason I just feel like I want to buy something big and not care if we have one monthly debt payment. I really would buy that rv if we could start using it right away. >>

This big financed "thing" could put your next house out of reach. Just hang on to your cash and don't finance a darn thing. A splurge for a weekend getaway sounds like a great substitute!

[❤ mollymouser ❤]

Perhaps you could make a charitable donation and get this out of your system?

[debtheaven]

Or you can invest in Dark Honor's startup.

Carp, I've been doing all the right things and I can't afford to invest in Dark's startup!

[Wisconsin Beth]

Jun 13, 2011 16:02:05 GMT -5 @debtheaven said:

Or you can invest in Dark Honor's startup.

Carp, I've been doing all the right things and I can't afford to invest in Dark's startup!

Me neither.

[Sum Dum Gai]

Don't feel bad, neither can I really.

[Wisconsin Beth]

Jun 13, 2011 16:03:36 GMT -5 Sum Dum Gai said:

Don't feel bad, neither can I really.

You can always hit up Phil...

[debtheaven]

Karma to Molly for charitable donations. We don't contribute big bucks but we contribute little and often.

Dark I always get a kick out of the fact that we have the same initials on here. (You, maybe not so much LOL.)

[Opti]

Its wisest to come up with a smaller splurge to satisfy you, but.......


if you are feeling really frivolous, finance a years rent for me only $990/mo and I'll dedicate my book to you.