RoadToRiches
Familiar Member
Formerly "indebt"
Joined: Jan 4, 2011 11:08:00 GMT -5
Posts: 965
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Post by RoadToRiches on May 6, 2011 8:55:12 GMT -5
..not with debt payoff, but with my credit score ;D
I guess all those payments are finally giving me good results on my credit report. Still nowhere near where I need to be but I am hoping that by the end of this year when everything is paid off, I will be in 700's so I can refi.
This is just for Experian, but it's pretty consistent across all 3
January 10th - 551
January 27th - 567
March 29th - 639 - this is when I started my debt payoff! 72 point gain after first payments!
May 5th - 657 - 18 points gain after another payment!
So it looks like my score is going up by around 20 points every month as I am paying off my debt which makes sense since biggest knock on my credit score is "High balances to credit ratio". Really excited to see what it will be in June!
One more week until another card is paid off! WOOT!
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Deleted
Joined: Jul 6, 2024 17:47:26 GMT -5
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Post by Deleted on May 6, 2011 8:58:19 GMT -5
Nice, good job bro! Keep knocking down those balance  |
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RoadToRiches
Familiar Member
Formerly "indebt"
Joined: Jan 4, 2011 11:08:00 GMT -5
Posts: 965
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Post by RoadToRiches on May 6, 2011 9:03:57 GMT -5
Thanks man! And to think, that before all that credit debt, my score was in 700's  Oh well..I will get there.. |
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Post by pig on May 6, 2011 9:28:07 GMT -5
Keep it up ID, I've been somewhat following your progress. Good job!
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kindthatjingles
Familiar Member
Joined: Feb 5, 2011 19:06:06 GMT -5
Posts: 622
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Post by kindthatjingles on May 6, 2011 12:54:10 GMT -5
Congrats!
I would rather read this tham 31 pages of a trainwreck
Way to pull up your big boy pants and do what it takes!
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jd2005
Established Member
Joined: Mar 15, 2011 14:16:37 GMT -5
Posts: 411
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Post by jd2005 on May 6, 2011 13:15:33 GMT -5
Excellent new! Keep it up!  |
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Post by illinicheme on May 6, 2011 13:58:32 GMT -5
Congrats! Keep you the good work.
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RoadToRiches
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Formerly "indebt"
Joined: Jan 4, 2011 11:08:00 GMT -5
Posts: 965
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Post by RoadToRiches on May 6, 2011 14:05:50 GMT -5
Thank you, thank you, thank you very much...first I would like to thank good Lord almighty.. for allowing me to get smarter and kick me in the ass to pay off this debt. I would also like to thank my parents for being horny 36 years ago. Without them, I wouldn't be here. Also, I would like to thank my agent and all of the companies that make this wonderful event possible to happen, American Express, CitiBank, Chase..GE Money Bank.. I am sure I am forgetting some...Sorry!!!...I would also like to thank Worcester Envelope Company for sponsoring me with all the necessary tools in helping me setup revolutionary "envelope system"...and last, but not least....Mr. Benjamin Franklin...where is he?...Ben???...he probably went to the restroom...I would like to thank him for monthly donations to my debt payoff fund...Thank you, thank you very much!
*crowd goes nuts..standing ovation..chanting "6 more months! 6 more months!"*
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Gardening Grandma
Senior Associate
Joined: Dec 20, 2010 13:39:46 GMT -5
Posts: 17,962
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Post by Gardening Grandma on May 6, 2011 14:40:25 GMT -5
Thank you, thank you, thank you very much...first I would like to thank good Lord almighty.. for allowing me to get smarter and kick me in the ass to pay off this debt. I would also like to thank my parents for being horny 36 years ago. Without them, I wouldn't be here. Also, I would like to thank my agent and all of the companies that make this wonderful event possible to happen, American Express, CitiBank, Chase..GE Money Bank.. I am sure I am forgetting some...Sorry!!!...I would also like to thank Worcester Envelope Company for sponsoring me with all the necessary tools in helping me setup revolutionary "envelope system"...and last, but not least....Mr. Benjamin Franklin...where is he?...Ben???...he probably went to the restroom...I would like to thank him for monthly donations to my debt payoff fund...Thank you, thank you very much! *crowd goes nuts..standing ovation..chanting "6 more months! 6 more months!"* And I'd like to thank YOU for an upbeat entertaining thread.... Karma and keep up the good work! |
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jd2005
Established Member
Joined: Mar 15, 2011 14:16:37 GMT -5
Posts: 411
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Post by jd2005 on May 6, 2011 15:54:25 GMT -5
 Love it!
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RoadToRiches
Familiar Member
Formerly "indebt"
Joined: Jan 4, 2011 11:08:00 GMT -5
Posts: 965
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Post by RoadToRiches on Jun 4, 2011 12:28:04 GMT -5
WOOT!!! Thread digger! LOL
Check this out!!!
June 4th:
Experian - 669 - 12 point jump from last month
Equifax - 610 - 20 point jump from last month
TU - 653 - no changes
I am officially in 600's!!! 700's here I come!!!!!!!!!!!!!
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Deleted
Joined: Jul 6, 2024 17:47:26 GMT -5
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Post by Deleted on Jun 5, 2011 8:29:45 GMT -5
AWESOME Job! I am really impressed with your dedication and upbeat attitude. You didn't make excuses. You just did what needed to be done! AWESOME!
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TheOtherMe
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Post by TheOtherMe on Jun 5, 2011 11:02:27 GMT -5
Congrats! I would rather read this than 31 pages of a trainwreck Way to pull up your big boy pants and do what it takes! Congratulations to you and you have been |
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RoadToRiches
Familiar Member
Formerly "indebt"
Joined: Jan 4, 2011 11:08:00 GMT -5
Posts: 965
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Post by RoadToRiches on Jun 5, 2011 11:47:53 GMT -5
hehehehe  Maybe in 3 months I will be looking at 700!!! |
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