reader79
Well-Known Member
Joined: Dec 30, 2010 8:48:07 GMT -5
Posts: 1,053
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Post by reader79 on Apr 14, 2011 16:42:28 GMT -5
Has anyone else logged into Citibank recently to make a Student Loan payment? You can now specify which loan you want the extra principal to apply to from your payment. Sub/UnSub, etc. That's if you pay extra, of course. I normally round up to the nearest $5 mark, and it distributes the amount equally amongst all of my loans. I am thinking that next month I will increase this and pay off the random $45 loan and see if it changes my minimum payment owed for the following month.
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shanendoah
Senior Associate
Joined: Dec 18, 2010 19:44:48 GMT -5
Posts: 10,096
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Post by shanendoah on Apr 14, 2011 16:43:22 GMT -5
Ooh, no I hadn't seen that. I totally need to check it out, since I have some loans at higher interest rates than others and would love to see the extra applied to them.
Of course, that would mean I'd have to change my spreadsheet in order to keep accurately tracking them, but who cares. I love playing in excel.
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jd2005
Established Member
Joined: Mar 15, 2011 14:16:37 GMT -5
Posts: 411
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Post by jd2005 on Apr 15, 2011 8:29:17 GMT -5
I hadn't seen that either. It always bothered me that I couldn't get rid of my smallest SL first!
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