ners
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Joined: Dec 23, 2010 16:21:18 GMT -5
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Post by ners on Oct 31, 2020 11:05:14 GMT -5
October 31 update
Assets
Cash $16,211.94
Retirement $147,113.32
House $80,000.00
Car $4,750.00
Stock $5,572.51
HSA $4,666.69
Total Assets $258,314.46
Mortgage $55,345.91
Helco $12,875.58
Car $7,376.05
Total Liabilities 75597.54
Net Worth $182,716.92
Down 635.81 for the month.
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Rukh O'Rorke
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Post by Rukh O'Rorke on Oct 31, 2020 12:49:53 GMT -5
October 31 update Assets Cash $16,211.94 Retirement $147,113.32 House $80,000.00 Car $4,750.00 Stock $5,572.51 HSA $4,666.69 Total Assets $258,314.46 Mortgage $55,345.91 Helco $12,875.58 Car $7,376.05 Total Liabilities 75597.54 Net Worth $182,716.92 Down 635.81 for the month. I wonder who had the nerves of steel to be posting in this thread.... I won't be checking for a while! Kudos to you on your bravery! |
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tcu2003
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Post by tcu2003 on Oct 31, 2020 14:36:08 GMT -5
October 31 update Assets Cash $16,211.94 Retirement $147,113.32 House $80,000.00 Car $4,750.00 Stock $5,572.51 HSA $4,666.69 Total Assets $258,314.46 Mortgage $55,345.91 Helco $12,875.58 Car $7,376.05 Total Liabilities 75597.54 Net Worth $182,716.92 Down 635.81 for the month. I wonder who had the nerves of steel to be posting in this thread.... I won't be checking for a while! Kudos to you on your bravery! Look! Then you’ll be happy again when it goes back up!! |
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tcu2003
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Post by tcu2003 on Oct 31, 2020 22:14:58 GMT -5
October Update:
Checking/Savings: $151k
House: $428k
Retirement: $1.360M
Brokerage: $4.3k
529s: $43.7k
Total NW: $1,986,859
As usual, the list above excludes our cars, which are worth around $30k combined, but I leave them out because we're unlikely to sell, and need them to get to/from work, kids schools, etc. in the land of suburbia.
We are down about 0.46% since September, due to the market.
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Rukh O'Rorke
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Joined: Jul 4, 2016 13:31:15 GMT -5
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Post by Rukh O'Rorke on Nov 4, 2020 10:37:07 GMT -5
After encouragement to look and thinking this would be a good way to distract myself from the election uncertainty right now, but amazingly, it is not bad news....
September 28 November 4
Roths 130,568.03 138,188.33
401k and Rollovers 995,183.56 1,016,815.58
Other: EF, ESOP, HSA 45,291.93 49,249.66
Total Liquid 1,171,043.52 1,204,253.57
House Value 509,250.00 517,713.00
Total Assets 1,680,293.52 1,721,966.57
mortgage 243,379.60 242,113.81
Student Loans 102,463.27 101,096.23
Total Liabilities 345,842.87 342,210.04
Net Worth 1,334,450.65 1,378,756.53
up by 44k for the final quarter so far.....very unexpected!
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Rukh O'Rorke
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Joined: Jul 4, 2016 13:31:15 GMT -5
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Post by Rukh O'Rorke on Nov 24, 2020 15:18:02 GMT -5
Jumped over the next milestone on liquid funds! September 28 November 4 November 24Roths 130,568.03 138,188.33 150,872.28 401k and Rollovers 995,183.56 1,016,815.58 1,122,928.04 Other: EF, ESOP, HSA 45,291.93 49,249.66 53,084.56 Total Liquid 1,171,043.52 1,204,253.57 1,326,884.88 Pinch me! Super excited!! It's a red letter day out there everyone!! Check!! Check!! I bet a lot of milestones today  |
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tcu2003
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Post by tcu2003 on Nov 24, 2020 20:55:30 GMT -5
Congrats, rukh! I’m holding out until Monday for my normal month end update.
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Rukh O'Rorke
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Post by Rukh O'Rorke on Nov 30, 2020 18:08:17 GMT -5
Congrats, rukh! I’m holding out until Monday for my normal month end update. And...... |
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ners
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Joined: Dec 23, 2010 16:21:18 GMT -5
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Post by ners on Nov 30, 2020 19:35:31 GMT -5
November 30 Balance
Assets
Cash $16,252.30
Retirement $161,962.54
House $80,000.00
Car $4,600.00
Stock $6,038.40
Health Savings Account $5,016.91
Total Assets $273,870.15
Liabilities
Mortgage $55,199.32
Helco $12,738.84
Car $7,023.49
Total Liabilities $74,961.65
Net Worth $198,908.50
This is a 16000.00 increase over last month. Hope I can finish the year strong.
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tcu2003
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Post by tcu2003 on Nov 30, 2020 20:45:49 GMT -5
Congrats, rukh! I’m holding out until Monday for my normal month end update. And...... Working on it now! |
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tcu2003
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Joined: Dec 31, 2010 15:24:01 GMT -5
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Post by tcu2003 on Nov 30, 2020 20:49:32 GMT -5
November Update:
Checking/Savings: $155k
House: $428k
Retirement: $1.539M
Brokerage: $4.7k
529s: $49.1k
Total NW: $2,176,716
We're up about 9.5% since last month - thank you, stock market!
As usual, the list above excludes our cars, which are worth around $30k combined, but I leave them out because we're unlikely to sell, and need them to get to/from work, kids schools, etc. in the land of suburbia.
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myrrh
Established Member
Joined: Apr 12, 2011 22:55:14 GMT -5
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Post by myrrh on Dec 7, 2020 17:06:14 GMT -5
Update as of Dec 1
Roth: $142,005.99
TIRA: $38,989.18
457: $121,644.63
Taxable: $56,361.51
Total: $359,001.31
up over $60k from a year ago. Gains are actually greater than contributions! I'm pretty sure the 457 will get bigger than the Roth in 2021 due to contribution limits, even though I've been contributing to the Roth for more than 20 years and only started contributing to the 457 in 2014.
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Post by minnesotapaintlady on Dec 11, 2020 21:56:56 GMT -5
So, my mortgage hasn't really changed at all since end of August due to the closing costs from the refinance, so that's a little depressing. These numbers are all from 12/1.
Mortgage - $92125
CC debt - $205
Total Debt $92,330
Cash and Savings - $61,468
529s - $61,683
Retirement - $613,471
House - $300,000
Total Assets $1,040,592
Net Worth $948,262 (increase of $40,862 since 8/26/20)
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Rukh O'Rorke
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Post by Rukh O'Rorke on Dec 31, 2020 11:13:06 GMT -5
Happy and prosperous New Year everyone!!
End of year accounting, and feel like I'm ringing in the new year on a fantastic financial footing. Will try to extend that to other areas in life in 2021.
September 28 November 4 November 24 December 31
Roths 130,568.03 138,188.33 150,872.28 169,155.11
401k and Rollovers 995,183.56 1,016,815.58 1,122,928.04 1,287,553.45
Other: EF, ESOP, HSA 45,291.93 49,249.66 53,084.56 44,358.38
Total Liquid 1,171,043.52 1,204,253.57 1,326,884.88 1,501,066.94
Feel very blessed and very vulnerable! My investiment in Tesla was just a godsend and so grateful, not even sure how it came to be. Now about 1/3 of my retirements is in Tesla, so that is where the vulnerability pops up. I've thought it through and plan to stick with it for now.
All other accounts are of course doing very well also, although Tesla is definitely what is putting me in a different category right now. These are numbers a person could actual retire on, so there is that. Definitely messing with my head a bit, but maybe in a good way.
With the overall stock markey hitting so well - hoping you all are having good numbers to post for quarterly updates!
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plugginaway22
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Posts: 1,661
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Post by plugginaway22 on Dec 31, 2020 11:40:10 GMT -5
Wow, that is fantastic Rukh! I regret the day I did NOT buy Tesla. My sister drives one and has said to all, invest!
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buystoys
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Joined: Mar 30, 2012 4:58:12 GMT -5
Posts: 5,650
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Post by buystoys on Dec 31, 2020 17:41:26 GMT -5
Dec 31 update
Ages: 57/64
Retired on disability
IRA/Roth: $1016K
Cash: $86k
House value: $165k
Rental value: $100k
House mortgage: -$80k
Total: $1.287m
I didn't change our house value or mortgage. I'll change that next year. I like seeing what my actual cash accounts are doing.
DH pension: $12.5k
DH SSDI: $21k
Me SSDI: $30k
I think I'm going to try to use Rukh's format next year. I like to see the numbers side by side.
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Rukh O'Rorke
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Joined: Jul 4, 2016 13:31:15 GMT -5
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Post by Rukh O'Rorke on Dec 31, 2020 18:03:15 GMT -5
Wow, that is fantastic Rukh! I regret the day I did NOT buy Tesla. My sister drives one and has said to all, invest! It's grown so fast, I'm not sure if investing now would be a good idea or not. I am no genious, so maybe now is a solid time to invest. I originally wanted to invest in spacex, cause scifi nerd and all. But you can't invest in spaceX, and this was the nearest thing to my mind. If you were interested, you could start slowly and just pick up a few here and there? Build up over time? |
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Rukh O'Rorke
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Post by Rukh O'Rorke on Dec 31, 2020 18:10:49 GMT -5
So, my mortgage hasn't really changed at all since end of August due to the closing costs from the refinance, so that's a little depressing. These numbers are all from 12/1. Mortgage - $92125 CC debt - $205 Total Debt $92,330Cash and Savings - $61,468 529s - $61,683 Retirement - $613,471 House - $300,000 Total Assets $1,040,592Net Worth $948,262 (increase of $40,862 since 8/26/20) Are you going to update for new years?? You could be crossing officially into 7 figures right now!! Or really super close! |
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ners
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Post by ners on Dec 31, 2020 19:44:14 GMT -5
Final 2020 update
Assets
Cash $16,287.45
Retirement $168,737.89
House $80,000.00
Car $4,450.00
Stock $6,256.31
HSA $5,016.91
Total Assets $280,748.56
Liabilities
Mortgage $55,051.11
Helco $12,599.00
Car $6,854.46
Total Liabilities $74,504.57
Net Worth 206243.99
Increase of 7300.00 for month and 29000.00 for the year.
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tcu2003
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Joined: Dec 31, 2010 15:24:01 GMT -5
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Post by tcu2003 on Dec 31, 2020 22:23:13 GMT -5
December Update:
Checking/Savings: $161k
House: $428k
Retirement: $1.604M
Brokerage: $4.9k
529s: $55.8k
Total NW: $2,254,715
We're up about 3.4% since last month, and nearly 21% for the year!
As usual, the list above excludes our cars, which are worth around $30k combined, but I leave them out because we're unlikely to sell, and need them to get to/from work, kids schools, etc. in the land of suburbia.
PLEASE DON'T QUOTE THIS PART:
Poof.
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Post by minnesotapaintlady on Jan 1, 2021 0:46:14 GMT -5
So, my mortgage hasn't really changed at all since end of August due to the closing costs from the refinance, so that's a little depressing. These numbers are all from 12/1. Mortgage - $92125 CC debt - $205 Total Debt $92,330Cash and Savings - $61,468 529s - $61,683 Retirement - $613,471 House - $300,000 Total Assets $1,040,592Net Worth $948,262 (increase of $40,862 since 8/26/20) Are you going to update for new years?? You could be crossing officially into 7 figures right now!! Or really super close! I didn't think so, but ran the numbers a little early to check. Nope. Mortgage - $91035 CC debt - $0 Total Debt $91,035Cash and Savings - $62,036 529s - $63,573 Retirement - $638,448 House - $300,000 Total Assets $1,064,057Net Worth $973,022 (increase of $24,760 since 12/1/20) |
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Post by minnesotapaintlady on Jan 1, 2021 12:29:05 GMT -5
The retirement savings is pretty much at the mercy of the market, but the thing I'm most proud of for 2020 is over 18K of debt paid down. Coming in for a close second is having a year of DS's college taken care of with no hit to the 529. In fact it's UP 5K from January. Financially 2020 was a winner for me.
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aricia
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Post by aricia on Jan 1, 2021 15:28:42 GMT -5
minnesotapaintladyI am so impressed by how you have managed your finances. I may have different numbers but you are an inspiration to me. You’re amazing! 😊
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Post by minnesotapaintlady on Jan 1, 2021 16:55:14 GMT -5
minnesotapaintladyI am so impressed by how you have managed your finances. I may have different numbers but you are an inspiration to me. You’re amazing! 😊 I just wish I had the same focus and motivation with other non-financial goals. 🤔 |
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Rukh O'Rorke
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Post by Rukh O'Rorke on Jan 1, 2021 23:43:23 GMT -5
Are you going to update for new years?? You could be crossing officially into 7 figures right now!! Or really super close! I didn't think so, but ran the numbers a little early to check. Nope. Mortgage - $91035 CC debt - $0 Total Debt $91,035Cash and Savings - $62,036 529s - $63,573 Retirement - $638,448 House - $300,000 Total Assets $1,064,057Net Worth $973,022 (increase of $24,760 since 12/1/20) But super close! Looks like you will do it this year!! ...unless the market goes south... |
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cktc
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Post by cktc on Jan 2, 2021 11:10:52 GMT -5
Quarterly update 1/2/21
Ages: 37, 36, 4 and 2
Income: ~$140k
Omitting: DH pension, 529s, and Car values. Using lowest online estimate for home value.
Savings: $31,575
IRA: $103,433
DH 401k: $83,193
Investment: $12,211
House Value: $367,636
Total Assets: $598,048
Mortgage: $235,580
Car Loan: $3,004
Total Liabilities: $238,584
Net Worth: $359,464 up $45,859 (~14.62%) from last quarter ($313,605) and up $120,128 (50.19%!) from last year ($239,336)
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aricia
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Post by aricia on Jan 4, 2021 14:47:19 GMT -5
1/1/2021
Me-42, DH-40, 2 kids
DH’s income $185,000 base plus bonus
Assets:
House: $300,000
Cash: $250,000
I bonds: $190,000
Brokerage: $70,000
401k/IRAs: $1,110,000
HSA: $30,000
529s: $60,000
Cars (4): $40,000
Net worth: $2,050,000
We made after tax contributions to DH’s 401k for the first time in 2020. Crossing my fingers that they aren’t returned to us so that we can do a mega backdoor Roth. 🤞
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azucena
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Post by azucena on Jan 4, 2021 15:46:47 GMT -5
Income
Azucena 165,000
Azucena bonus 28,500
DH 27,000
Total 220,500
Assets 12/27/2019
Savings 66,324
House Value 300,000
401k 383,000
DH 401k 25,000 guessing
Stock options 34,297
HRA 25,655
834,277
Debts
Mortgage 264,000
Net Worth 570,277 Azucena and DH age 41, DD12 and DD8 Income 2020 Azucena 173,000 Azucena bonus 28,500 DH 1,400 (on unpaid medical leave since Feb, trying to wait out covid) Total Income 202,900 Assets 12/31/2020 Savings 82,800 House Value 375,000 401k 490,000 DH 401k 8,600 DH J acct 7,700 DH rollover IRA 22,000 Stock options 29,155 HRA 29,194 Asset Total 1,044,450
Debts
Mortgage 243,500 refinanced this year at 2.5% for 15 yrs instead of 27 yrs remaining at 4%! Net Worth 800,950
pension 1000/M; still active and accruing credits The pandemic took down my stock options since I work for a life insurance company. It also cost us basically a full year of DH's salary since we chose for him to take an unpaid leave after his surgery in Jan. However, the stock market gains more than made up for it. |
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shanendoah
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Post by shanendoah on Jan 7, 2021 22:57:13 GMT -5
I ended 2020 sick and started a new job this week. On boarding at a new job right now has been a lot. I've spent most of my days in online meetings, and so haven't really been online doing personal stuff. But C and I were talking about my retirement plan options in the new job tonight, so I finally got in and updated the net worth numbers. In just the last quarter, our net worth has increased almost $110k. We're now at a net worth of over $500k and assets of just under $1.1million, which is exciting to me.
Age: Shanendoah- 45; C-46
Income: ~$124k/yr
Mortgage: $518,802
Car Note: 35,600
Debts Total: $554,402
Savings: $11,281
S Retirement Accounts: $261,113
C Retirement Accounts: $34,724
House: $759,403
Timeshare: $1,500
Car: $30,000
Assets Total: $1,098,021
Net Worth: $543,619
Previous : $435,538
Change: $108,081
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forwardwego
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Joined: Dec 22, 2010 3:54:23 GMT -5
Posts: 1,400
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Post by forwardwego on Jan 18, 2021 9:37:33 GMT -5
Update for end of 2020
Bank Accts: 22,500
Retirement Accts: 228,800
C&J $: 22,100
Real Estate: 620,000
Cars: 35,000
Assets: $928.4K
Mortgage: $93,886
HELOC: $15,000
Liabilities: $108.9K
NetW: $819.5K (up $18K in 4 months, up $45K in 2020)
ETA: We borrowed against the HELOC to put our rental house in shape to sell. I think the taxes on that sale could knock down our NW.
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