Rukh O'Rorke
Senior Associate
Joined: Jul 4, 2016 13:31:15 GMT -5
Posts: 10,332 
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Post by Rukh O'Rorke on Jun 17, 2020 8:32:51 GMT -5
oof - so checked here: www.in2013dollars.com/us/inflation/1975?amount=10000001 mil in 75 - when I was a kid and thinking - woo - I wanna be a millionaire! - would be nearly 5 mil today. That is sadly out of reach, unless I want to work well into my 70's......and then in the 17 years to get to 5 mil, I'm sure I'd need a few more years to get to 1 mil in 75 parity.... |
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shanendoah
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Joined: Dec 18, 2010 19:44:48 GMT -5
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Mini-Profile Name Color: 0c3563
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Post by shanendoah on Jun 17, 2020 12:26:28 GMT -5
Posted in wrong board. Sorry.
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steph08
Junior Associate
Joined: Jan 3, 2011 13:06:01 GMT -5
Posts: 5,541
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Post by steph08 on Jun 26, 2020 8:38:47 GMT -5
6/26/2020
Assets
House $200,000.00
401k $30,237.11
Rollover IRA $105,801.31
TIAA $1,422.29
DH Pension $33,832.53
Vehicles $20,000.00
Savings $15,000.00
Land $30,000.00
Total: $436,293.24
Liabilities
Mortgage $128,803.98
Truck Loan $6,511.60
CC $5,719.00
HELOC $24,544.39
Total: $165,578.97
Net Worth $270,714.27
Climbing because of new contributions, but early year loss still hasn't made it back yet.
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shanendoah
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Joined: Dec 18, 2010 19:44:48 GMT -5
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Post by shanendoah on Jun 26, 2020 12:42:32 GMT -5
I am pretending the July 1 mortgage payment has been made. I am overall pretty happy with this update. We are not only up from 3 months ago, we are up from 6 months ago, as well. Yes, some of that is contributions and mortgage payments being made, but still, increase is increase. And half a million net worth is in site, and along with that, a net worth that is higher than our debt.
Age: Shanendoah- 44; C-46
Income: ~$132k/yr (combined)
Mortgage: $515,092
Debts Total: $515,092
Savings: $10,580
S Retirement Accounts: $195,260
C Retirement Accounts: $25,504
Investments: $1,081
House: $691,771
Timeshare: $1,500
Car: $3,100
Assets Total: $894,644
Net Worth: $413,704
Previous : $351,590
Change: 62,114
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buystoys
Junior Associate
Joined: Mar 30, 2012 4:58:12 GMT -5
Posts: 5,650
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Post by buystoys on Jun 30, 2020 18:38:02 GMT -5
June 30 update: Ages: 56/63
Retired on disability
IRA/Roth: $905k
Cash: $85k
House value: $165k
Rental value: $100k
House mortgage: -$80k
Total: $1.175m
$79K more than March 30 update I didn't change our house value or mortgage. I'll change that next year. I like seeing what my actual cash accounts are doing. DH pension: $12.5k
DH SSDI: $21k
Me SSDI: $30k ETA: I can't believe our NW is higher than it was at the beginning of the year! I just looked back at what I posted.
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ners
Junior Associate
Joined: Dec 23, 2010 16:21:18 GMT -5
Posts: 6,646
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Post by ners on Jun 30, 2020 19:57:12 GMT -5
June 30 Net Worth
Cash 16067.98
Retirement $138,556.14
House $80,000.00
Car $5,350.00
Stock $5,251.30
HSA Account $3,266.02
$248,491.44
Liabilities
Mortgage $55,910.16
Helco $13,387.64
Car $7,884.16
Net Worth $171,309.48
Net worth up about 963.00
Savings too a slight hit due to a plumbing issue
I knew the Health Savings account was going to take a hit since my medical bills came thru.
Just plugging along.
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Deleted
Joined: Nov 22, 2024 0:41:55 GMT -5
Posts: 0
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Post by Deleted on Jul 1, 2020 8:01:06 GMT -5
I like updating when things are going up!  Unfortunately the cash and savings are probably going to be taking a hit from here on out, but for now it all looks good! Mortgage - $94,044 CC debt - $1,800 Total Debt $95,844 Cash and Savings - $45,099 529s - $59,932 Retirement - $520,421 House - $300,000 Total Assets $925,452
Net Worth $829,608 (increase of $38,550 since 4/1/20) |
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cktc
Senior Member
Joined: Mar 19, 2013 22:15:31 GMT -5
Posts: 3,202
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Post by cktc on Jul 1, 2020 11:56:09 GMT -5
Ages: 36, 36, 4 and 2
Income: ~$120k
Omitting: DH pension, 529s, and Car values. Using lowest online estimate for home value.
Savings: $25,990
IRA: $80,728
DH 401k: $65,045
Investment: $10,887
House Value: $340,552
Total Assets: $523,202
Mortgage: $238,388
Car Loan: $5,046
Total Liabilities: $243,434
Net Worth: $279,768 up $39,324 (~16.35%) from last quarter ($240,444)
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tcu2003
Senior Member
Joined: Dec 31, 2010 15:24:01 GMT -5
Posts: 4,958
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Post by tcu2003 on Jul 1, 2020 12:59:14 GMT -5
June Update:
Checking/Savings: $143k
House: $428k
Retirement: $1.247M
Brokerage: $4.1k
529s: $38k
Total NW: $1,860,504
As usual, the list above excludes our cars they're wroth around $30k combined, but I leave them out because we're unlikely to sell, and need them to get to/from work, kids schools, etc. in the land of suburbia.
We're up about 1.1% over May, and about 14% from last quarter.
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Rukh O'Rorke
Senior Associate
Joined: Jul 4, 2016 13:31:15 GMT -5
Posts: 10,332
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Post by Rukh O'Rorke on Jul 2, 2020 9:49:31 GMT -5
Update! Rukh O'Rorke 07/02/2020
Liquid assets $1,006,168.34
Total Net worth $1,175,359.07
I wanted to do another update as I have very unexpectedly hit a new milestone! One that is very meaningful to me, crossing over into 7 figures of liquid assets. I don't think anyone can quibble about me being a millionaire now.
Roths 128,031.42
401k and Rollovers 835,848.15
Other: EF, ESOP, HSA 42,288.77
Total Liquid 1,006,168.34
House Value 517,984.00
Total Assets 1,524,152.34
Mortgage 244,635.95
Student Loans 104,157.32
Total Liabilities 348,793.27
Net Worth 1,175,359.07
Although everything with the market is going well, my positions in Netflix and Tesla are to thank for quickly gaining on this milestone. I'm not sure if it will last, but I wanted to record it here for posterity.
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forwardwego
Well-Known Member
Joined: Dec 22, 2010 3:54:23 GMT -5
Posts: 1,400
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Post by forwardwego on Jul 3, 2020 11:23:45 GMT -5
Update for end of June 2020
Bank Accts: 15,200*
Retirement Accts: 214,690
C&J $: 24,690
Real Estate: 600,000
Cars: 35,000**
Assets: $889.5K
Mortgage/Liabilities: $96.5K
NetW: $793K (up $16K in 2 months!?)
* 4 bank accounts, plus cash stash = liquid/nontaxable
** 2 cars subtracting $500/month combined depreciation
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Rukh O'Rorke
Senior Associate
Joined: Jul 4, 2016 13:31:15 GMT -5
Posts: 10,332
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Post by Rukh O'Rorke on Jul 3, 2020 12:07:05 GMT -5
Rukh O'Rorke , congratulations! That's an impressive and exciting milestone! Thank you! I have been planning to use a big chunk of the EF for some household maintenance issues - and now I don't want to! Just because it will kick the funds below 7 figures. Silly, cuz things need done - but right now every dollar seems precious and I am loath to part with it. |
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ners
Junior Associate
Joined: Dec 23, 2010 16:21:18 GMT -5
Posts: 6,646
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Post by ners on Jul 31, 2020 17:22:08 GMT -5
July 31 Net Worth
Assets
Cash 16,104.23
Retirement $145,487.68
House $80,000.00
Car $5,200.00
Stock $5,519.73
HSA $3,266.18
TA $255,577.82
Liabilities
Mortgage $55,774.98
Helco $13,267.88
Car $7,717.87
TL $76,760.73
Net Worth $178,817.09
Net Worth up by over 7000.00 . It is now higher than December 31, 2019.
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tcu2003
Senior Member
Joined: Dec 31, 2010 15:24:01 GMT -5
Posts: 4,958
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Post by tcu2003 on Aug 1, 2020 22:04:42 GMT -5
July Update:
Checking/Savings: $146k
House: $428k
Retirement: $1.338M
Brokerage: $4.3k
529s: $41k
Total NW: $1,957,255
As usual, the list above excludes our cars they're worth around $30k combined, but I leave them out because we're unlikely to sell, and need them to get to/from work, kids schools, etc. in the land of suburbia.
We're up about 5% over June - our combined retirement accounts went up over $90k since last month, which blows my mind. We are now back up over where we were in December 2019/January 2020. Maybe there's a chance after all we hit the next big milestone by the end of the year.
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Deleted
Joined: Nov 22, 2024 0:41:55 GMT -5
Posts: 0
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Post by Deleted on Aug 26, 2020 18:43:58 GMT -5
Ok, I HAD to update today just because the stock market is at a crazy high which got me to a milestone! Might be gone tomorrow, but I'm going to enjoy the moment.  Mortgage - $92980 CC debt - $1900 Total Debt $94,880
Cash and Savings - $65,653 529s - $60,107 Retirement - $576,520 House - $300,000 Total Assets $1,002,280   Net Worth $907,400 (increase of $77,792 since 7/1/20) |
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ners
Junior Associate
Joined: Dec 23, 2010 16:21:18 GMT -5
Posts: 6,646
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Post by ners on Aug 31, 2020 22:15:59 GMT -5
August 31, 2020 Net Worth
Assets
Cash $16,137.02
Retirement $151,199.24
House $80,000.00
Car $5,050.00
Stock $5,799.31
Health Savings Account $3,966.51
Total Assets $262,152.08
Liabilities
Mortgage $55,634.23
Helco $13,142.13
Car $7,547.77
Total Liabilities $76,324.13
Net Worth $185,827.95
Just plugging along. Up over 13,000 year to date.
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cronewitch
Junior Associate
I identify as a post-menopausal childless cat lady and I vote.
Joined: Dec 20, 2010 21:44:20 GMT -5
Posts: 5,988
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Post by cronewitch on Sept 1, 2020 2:14:47 GMT -5
Investments 1,074,807.00
House 417,000.00
bank accounts 4,000.00
Total assets 1,495,807.00
Debt mortgage 280,325.00
Net Worth 1,215,482.00
I never figure out net worth just watch investments this is fun.
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Lizard Queen
Senior Associate
103/2024
Joined: Jan 17, 2011 22:19:13 GMT -5
Posts: 14,659
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Post by Lizard Queen on Sept 1, 2020 14:43:52 GMT -5
I guess we're at about $750k now. Market gains plus no commuting or daycare costs.
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tcu2003
Senior Member
Joined: Dec 31, 2010 15:24:01 GMT -5
Posts: 4,958
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Post by tcu2003 on Sept 4, 2020 20:26:29 GMT -5
August Update:
Checking/Savings: $149k
House: $428k
Retirement: $1.417M
Brokerage: $4.5k
529s: $44k
Total NW: $2,042,447
As usual, the list above excludes our cars, which are worth around $30k combined, but I leave them out because we're unlikely to sell, and need them to get to/from work, kids schools, etc. in the land of suburbia.
We're up about 4% over July- our combined retirement accounts went up over $79k since last month.
We also hit $2M this month, which has been a stretch goal for the last couple of years, so yay!
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forwardwego
Well-Known Member
Joined: Dec 22, 2010 3:54:23 GMT -5
Posts: 1,400
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Post by forwardwego on Sept 13, 2020 7:15:34 GMT -5
Update for end of August 2020
Bank Accts: 18,000 Retirement Accts: 218,700 C&J $: 23,700 Real Estate: 600,000 Cars: 39,100 Assets: $899.5K
Mortgage: $95,651 T & I: $2,800 Liabilities: $98.5KNetW: $801K (up $8K in 2 months, up $31K in 10 months)
ETA: and super happy to have crossed the 800k benchmark 
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shanendoah
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Joined: Dec 18, 2010 19:44:48 GMT -5
Posts: 10,096
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Post by shanendoah on Sept 25, 2020 14:37:38 GMT -5
We're in the process of refinancing that house (again), so I've counted the house debit as what the new value on that will be, which is $7k more than it was, but with a significant drop in interest rate. We'll end up keeping our mortgage payment what it was, and the equity will grow. We also bought a new car using 0% financing, so our debits have increased. But we're also still saving, and we have overall been spending less money while staying at home, so we have been saving more regularly. (I will probably be turning some of the liquid savings into a ROTH for me, if we're at the same level or more at the end of the year.)
The best thing about tracking net worth, for me, is seeing the growth. It has been almost a full year since I started this thread (10/23/19), and in that year, our net worth has grown by $80k. That is super exciting and motivating to me. Also, we're at almost $1mil in total assets, which is also exciting to me.
Age: Shanendoah- 44; C-46
Income: ~$132k/yr (combined)
Mortgage: $522,500
Car Note: 37,179
Debts Total: $559,679
Savings: $16,217
S Retirement Accounts: $209,604
C Retirement Accounts: $27,036
Investments: $2,082
House: $708,778
Timeshare: $1,500
Car: $30,000
Assets Total: $995,217
Net Worth: $435,538
Previous : $413,704
Change: 21,834
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Rukh O'Rorke
Senior Associate
Joined: Jul 4, 2016 13:31:15 GMT -5
Posts: 10,332
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Post by Rukh O'Rorke on Sept 28, 2020 15:44:17 GMT -5
Last update was in early July I think, so seems like time for a quarterly update.
Roths 130,568.03
401k and Rollovers 995,183.56
Other: EF, ESOP, HSA 45,291.93
Total Liquid 1,171,043.52
House Value 509,250.00
Total Assets 1,680,293.52
mortgage 243,379.60
Student Loans 102,463.27
Total Liabilities 345,842.87
Net Worth 1,334,450.65
Looks like I am up about 48k for the quarter based on my spreadsheet, which I will take as a solid step forward.
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ners
Junior Associate
Joined: Dec 23, 2010 16:21:18 GMT -5
Posts: 6,646
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Post by ners on Sept 30, 2020 18:56:06 GMT -5
September 30 Balance
Assets
Cash $16,172.51
Retirement $148,181.32
House $80,000.00
Car $4,900.00
Stock $5,661.70
Health Savings Account $4,316.51
Total Assets $259,232.04
Liabilities
Mortgage $55,492.87
Helco $13,010.39
Car $7,376.05
Total Liabilities $75,879.31
Net Worth $183,352.73
Net Worth down 2475.22 Oh well still up for the year.
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tcu2003
Senior Member
Joined: Dec 31, 2010 15:24:01 GMT -5
Posts: 4,958
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Post by tcu2003 on Sept 30, 2020 21:25:34 GMT -5
September Update:
Checking/Savings: $154k
House: $428k
Retirement: $1.370M
Brokerage: $4.4k
529s: $43.7k
Total NW: $1,995,996
As usual, the list above excludes our cars, which are worth around $30k combined, but I leave them out because we're unlikely to sell, and need them to get to/from work, kids schools, etc. in the land of suburbia.
We are down about 2.25% since August, due to the market.
Lame - the milestone has been erased, but I guess that means I can celebrate it again. Although if I include our cars, we're technically still at said milestone.
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buystoys
Junior Associate
Joined: Mar 30, 2012 4:58:12 GMT -5
Posts: 5,650
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Post by buystoys on Oct 1, 2020 6:54:44 GMT -5
September 30 update Ages: 56/63
Retired on disability
IRA/Roth: $930k
Cash: $88k
House value: $165k
Rental value: $100k
House mortgage: -$80k
Total: $1.203m
I didn't change our house value or mortgage. I'll change that next year. I like seeing what my actual cash accounts are doing.
DH pension: $12.5k
DH SSDI: $21k
Me SSDI: $30k
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aricia
Junior Member
Joined: May 18, 2011 13:36:32 GMT -5
Posts: 170
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Post by aricia on Oct 1, 2020 9:25:05 GMT -5
I usually update our net worth quarterly so here it goes-
Me-42, DH-40, 2 kids
DH’s income $185,000 base plus ~$40,000 bonus
Debt: $0!!!!
So excited to tell someone that we paid off our mortgage 😁
Assets:
House: $300,000
Cash: $240,000
I bonds: $190,000
Brokerage: $60,000
401k/IRAs: $960,000
HSA: $25,000
529s: $55,000
Cars (4): $40,000
Net worth: $1,870,000
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tcu2003
Senior Member
Joined: Dec 31, 2010 15:24:01 GMT -5
Posts: 4,958
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Post by tcu2003 on Oct 1, 2020 10:42:32 GMT -5
Congrats on paying off your mortgage, aricia!! That’s awesome!! And such a freeing and wonderful feeling! Way to go!
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shanendoah
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Joined: Dec 18, 2010 19:44:48 GMT -5
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Post by shanendoah on Oct 1, 2020 11:38:50 GMT -5
Congrats aricia! That's super exciting.
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cktc
Senior Member
Joined: Mar 19, 2013 22:15:31 GMT -5
Posts: 3,202
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Post by cktc on Oct 1, 2020 13:49:26 GMT -5
Quarterly update 10/1/20
Ages: 37, 36, 4 and 2
Income: ~$120k
Omitting: DH pension, 529s, and Car values. Using lowest online estimate for home value.
Savings: $29,532
IRA: $88,844
DH 401k: $72,824
Investment: $11,580
House Value: $351,872
Total Assets: $554,652
Mortgage: $236,990
Car Loan: $4,030
Total Liabilities: $241,020
Net Worth: $313,605 up $33,837 (~12.09%) from last quarter ($279,768)
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aricia
Junior Member
Joined: May 18, 2011 13:36:32 GMT -5
Posts: 170
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Post by aricia on Oct 1, 2020 14:22:11 GMT -5
Thank you!!!
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