Did you win with the expanding stock market this year?

[Value Buy]

Some of you will be paying a lot of taxes this year on your year end capital gains and dividends in any mutual funds you own outside of a retirement account.
Congratulations!
Many funds have now posted their distributions for the year, so go online and see where you stand!
If you have everything in retirement accounts with the mutual funds, excluding bond or target funds, a double Congratulations to you!
You have gained a huge gain this year, and have built the account considerably just by being invested.
Regardless, if you have been invested in funds, you won this year!
If you own individual stocks,your stock appreciation has probably been very good also, but as we know, any stock can turn into the next GE, so keep a close eye on any that you have early next year, that might suddenly disappoint, as you might want to lock in those capital gains at your lower tax rates!

Happy investing in 2018 and beyond to everyone!

[Rob Base 2.0]

most of mine is in retirement vehicles. but have one small "normal" fund ($40K) so i dont expect too much taxes, but some for sure.

my funds have been on a good run and i am happy and hope for more. I am finally up at about the 10% rate of annual return overall for my funds (counting from 2004 & FWD)

good times

[Opti]

Nope. Had to use almost everything I had in 401Ks to survive thus far. What little remains is in cash for things like car repairs.

The stock market mostly helps those median income and above although there are exceptions both low and high.

[Tiny]

I've been winning with the stock market for atleast the last 5 years (maybe longer my "history" only goes back 5 years).... so my taxes for 2017 will be what I expect them to be...

I know Trump has been effecting the stock market for atleast the last 5 years (even thou he's only been in office for 12 months..) The man's a Miracle Worker!!!

[obelisk]

Worst stock up 21%

Best Mutual fund 34%

What a run!!!!!!!!!!!

The gains are 2.5 times my salary for the year

[Value Buy]

I am very happy with the payout this year versus the good ones last year.
This year is better!
The amounts are higher, and the actual share price is also higher!

[Deleted]

Yup, but I also slid the ole bond adjustment a lil bit higher, the crash is coming, though probably in 2019 now with our borrowing against our children and grandchildren for the tax cut with no reduction in spending today.

[Value Buy]

Dec 22, 2017 15:30:53 GMT -5 @aj said:

Yup, but I also slid the ole bond adjustment a lil bit higher, the crash is coming, though probably in 2019 now with our borrowing against our children and grandchildren for the tax cut with no reduction in spending today.

Some stock managers are saying the tax package give the markets a good chance of another ten percent increase in 2018, and it will take a couple of quarters of results to show the positive effect on their earnings, driving the markets upward.

[tallguy]

What this means is that we likely will have pushed out the correction for a while.  Much of the recent surge since the election was due to the expectations of a tax cut passage.  The gains reflect that expectations were already priced in.  We know this is true because redemptions today were among the largest ever.  People are pulling profits out of the market because they won their bet that the tax bill would pass.  What happens from here out is unknown, but it is naive to think that this level of surge will continue.  Regardless, I am still invested, and will remain so.  Mine increased six figures again this year and I'm happy about that, sure.  Do I expect it to continue?  No, but I don't think we will correct quite as soon.  We should be concerned that when we do correct it does not turn into a crash.  The market is not rational.  It is emotional, and if it rises based on expectations instead of fundamentals it puts us into even more dangerous territory.  The market may be a long-term upward proposition, but when things go down they go down even faster than they went up. 

[tskeeter]

The 401K account I manage is up 27.6% YTD.  The professional money managers, not quite as well.  About 14% - 15%.  I’m feeling like a financial wizard right now.

[Deleted]

Yes, it's been a good year and for some reasons the capital gains distributions this year are lower than last year, so no tax disasters. I haven't upped my spending; I'm heavily invested in equities for my age (almost 65 with 70% equities) so there will be bad years. I'm hoping I won't have to cut back in bad years, either.

[Tiny]

Hmmm... didn't Investors pull Billions out of equities in the last few days?  I saw a headline....   been thinking it's a good time to re-arrange how my money is invested.... 

[tallguy]

Dec 23, 2017 13:42:46 GMT -5 Tiny said:

Hmmm... didn't Investors pull Billions out of equities in the last few days?  I saw a headline....   been thinking it's a good time to re-arrange how my money is invested.... 

I wouldn't worry too much about it.  I think it is partly, "Buy the rumor, sell the news" and partly year-end profit-taking.  I am less concerned about a correction for the upcoming year than I was.  Still, with having just retired, a big part of me wishes that we had had it already.  Would have much preferred a correction while I was still working. 

[The Walk of the Penguin Mich]

Am I the only one thinking about taking this run up and bailing for awhile?

[ilovedolphins]

Dec 23, 2017 14:41:27 GMT -5 The Walk of the Penguin Mich said:

Am I the only one thinking about taking this run up and bailing for awhile?

I had thought about it too.  But then I think...what if the dow gets to 30,000 by the end of 2018?

[giramomma]

Dec 23, 2017 14:41:27 GMT -5 The Walk of the Penguin Mich said:

Am I the only one thinking about taking this run up and bailing for awhile?

I'm considering switching some of DS's 529 to cash. If there is a crash, we're running out of time to recover for freshman and sophomore years.

It gets tricky for junior/senior years...because then we've got more time to recover.

There's no way we can help him while he's in school, now.