naughtybear
Familiar Member
Joined: Aug 10, 2016 17:03:08 GMT -5
Posts: 996 
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Post by naughtybear on Mar 13, 2017 14:24:31 GMT -5
on healthcare.gov plan is 390.00. On BCBSFL website same plan is 326.00, So if a person gets no subsidy it's less expensive to buy it straight from bcbs.
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zibazinski
Community Leader
Joined: Dec 24, 2010 16:12:50 GMT -5
Posts: 47,912
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Post by zibazinski on Mar 13, 2017 19:57:39 GMT -5
Argh!!!
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buystoys
Junior Associate
Joined: Mar 30, 2012 4:58:12 GMT -5
Posts: 5,650
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Post by buystoys on Mar 13, 2017 20:45:36 GMT -5
Well, that kind of depends. Are you looking at the same county? Because your price is based on the county you are in. Do you want/need the subsidy? Because I think that plans not purchased through Healthcare.gov won't get any subsidy. They may get you tax credits if you itemize and have enough medical costs for them to be deducted.<br><br>Are you completely certain it's the same plan? Because a prescription deductible can be added to one and not to the other so the plans look the same on first glance.<br>
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naughtybear
Familiar Member
Joined: Aug 10, 2016 17:03:08 GMT -5
Posts: 996
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Post by naughtybear on Mar 13, 2017 20:56:40 GMT -5
Same plan, even named the same. Same county. I went to the BCBS site because I thought if the ACA goes away let me see if I can find pricing. I don't get a subsidy that's why I posted "if a person gets no subsidy it's cheaper to buy it straight from BCBS. |
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mroped
Senior Member
Joined: Nov 17, 2014 17:36:56 GMT -5
Posts: 3,453 
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Post by mroped on Mar 13, 2017 22:14:24 GMT -5
Maybe that is the BCBSFLs move to minimize their share in the Marketplace?!
I don't see another plausible reason for it. Is it possible that the administrators of Marketplace are charging the difference for handling papers? Does that mean that those that are inMarketplace are paying fees twice?
Kinda screwed up thing!
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naughtybear
Familiar Member
Joined: Aug 10, 2016 17:03:08 GMT -5
Posts: 996
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Post by naughtybear on Mar 13, 2017 22:35:34 GMT -5
I'm not sure, it seems very weird. maybe BCBSFL knows something we don't and is getting their individual policies in place.
1. To give a comparision while ACA is still in effect.
2. Getting ready to tap that individual market again...see 1.
Like if ACA goes away and people decide to keep their policies the premiums are in line to what they were paying on the ACA.
Good marketing actually.
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