new Chip Credit Cards

[marvholly]

The new cards w/RFID chips are ‘supposed’ to be effective 10/1/15.

So far I have gotten only 2 replacement cards out of a BUNCH of cc and 3 ATM cards. I did use the new ATM card this week at the bank & the transaction took about 2.5x as long for the same transaction I always do.

I have seen the new style cc readers at ONLY 1 store and I have been to about 7 different stores from national chains like Jewel, CVS & Aldi to regional chains like a couple grocery stores & my local liquor chain to individual stores such as my fruit/veg markets.

There is NO WAY this program will be up & running 10/1. 

[NoNamePerson]

I've had one for quite a while now. By the time my stuff was bagged and put in my cart the transaction was complete. Maybe a few seconds longer than swiping the card. But I have wondered about all the places that don't have the cc readers yet. I am starting to notice more and more stores with them though.

I'm still just waiting for the other replacement cards with a chip. That seems to be the slow thing on my part. I don't have Debit or ATM cards though. Just cc and only one replacement with a chip.

[gooddecisions]

I have been using one for about a month now and haven't had any problems. I use my card everywhere everyday. 

[NoNamePerson]

Sept 20, 2015 7:40:20 GMT -5 gooddecisions said:

I have been using one for about a month now and haven't had any problems. I use my card everywhere everyday. 

I've had mine for about 5 months now. Some places had the chip readers and some places I can still swipe it. I guess changing over to the cc readers seems to be the "slow" part of this.

[The Walk of the Penguin Mich]

All of my cards have chips in them, and I've been using the chip in local readers for at least the last couple months.

Reading the chip takes a little more time, but it isn't a biggie.  15 seconds rather than 5?  

[wvugurl26]

I've got a couple CCs with the chip. The only place I've ever had to insert it to read the chip is Walmart. I did get an email a few weeks ago that I'd be getting a new target debit card with chip.

[yogiii]

Sept 20, 2015 11:23:30 GMT -5 wvugurl26 said:

I've got a couple CCs with the chip. The only place I've ever had to insert it to read the chip is Walmart. I did get an email a few weeks ago that I'd be getting a new target debit card with chip.

Same here, I've only seen the chip readers at Walmart.

[NoNamePerson]

Sept 20, 2015 12:08:44 GMT -5 yogiii said:

Sept 20, 2015 11:23:30 GMT -5 wvugurl26 said:

I've got a couple CCs with the chip. The only place I've ever had to insert it to read the chip is Walmart. I did get an email a few weeks ago that I'd be getting a new target debit card with chip.

Same here, I've only seen the chip readers at Walmart.

I've seen them all over but sometimes you try to use it and it doesn't work. AT&T is one place that has one and I still have to swipe my chip card to pay bill - go figure.

Several grocery stores have them also here but haven't used my cards there so no clue if they are working yet or not.

Target has chip readers but I still haven't gotten a Target Visa chip card. It's gonna take a while I think before it all washes out.

[giramomma]

I  just used my chip card at a very small independent retailer and she didn't have any problems...

I have to say, when we went to Canada, everyone had a chip card...

[Artemis Windsong]

Mine depends on the businesses computers.  Some have them, most don't.  I get slowed up at Walmart because they do.  I swipe then have to insert.  Confusing.

[NoNamePerson]

Sept 20, 2015 15:09:06 GMT -5 Artemis Windsong said:

Mine depends on the businesses computers.  Some have them, most don't.  I get slowed up at Walmart because they do.  I swipe then have to insert.  Confusing.

Interesting. The first time I used mine at a WalMart I swiped and it failed. The cashier said "you have a chip card" Me: Yes. She said you have to insert. I did and it worked. Told her it was first time I had used it. She said "lots of that going around now"   

But I have never had to swipe it and then insert - just stick it in the slot and let it do it's thing. Maybe all WalMarts readers are different?  Biggest thing for me getting used to was waiting for it to let me remove but it "dings" to let you know.

[zibazinski]

I just found that out today. Finally grocery shopped at Walmart after bitching to DH that Meijers now thinks they are an expensive store to shop in. Dang, Walmart was sometimes half the price. Got a cantaloupe for $1.48 vs $2.99 and the only thing I bought that was more expensive was 18 eggs for $3.94 as opposed to $3.85. Everything else was so much cheaper. Saw a lot of women just like myself shopping at Walmart. Meijers has just gotten too expensive. But back to the card. I scanned then a clerk came over and showed me how to insert. Never had to do that before. Now I know.

[nikiz628]

I have only noticed the chip readers at Walmart- and the woman in front of me in line had NO clue how to do it. And the cashier, well...she didn't either. We stood there forever waiting for them to figure it out.

So far, I have only received one replacement card with the new chip.

[zibazinski]

I always do the self checkout so I rarely wait on anyone but my own dumb self if I mess something up!

[Deleted]

Sam's Club here has been using the chip reader for almost a year now.  You put your card in before the checkout and by the time everything is rung up it's ready to go.

[973beachbum]

I have chips on all my cards but only ever had to use it once at Walmart.  I will say most stores have the reader that is set up to take the chip but they don't use that part just the swipe part of it.  I have no idea why the machine is set up to be able to use it but isn't.

[Deleted]

It didn't even register that my most recent cards had chips till we went on vacation in Iceland. They had to show me how to insert the card in the reader instead of sliding it. (Fortunately, they speak excellent English in Iceland.)   It worked just fine and didn't require a PIN (I suppose I should set one up). 

[bean29]

I have one card that has a chip. My debit card does not. I think I got a new Red card in the mail with a chip, but I have not yet opened the envelope.

I think the amount of fraud that is going on is driving the roll out. I bank with Chase, so I think I will get a chipped debit card very soon, but what do I know.

[Artemis Windsong]

Sept 20, 2015 15:56:03 GMT -5 NoNamePerson said:

Sept 20, 2015 15:09:06 GMT -5 Artemis Windsong said:

Mine depends on the businesses computers.  Some have them, most don't.  I get slowed up at Walmart because they do.  I swipe then have to insert.  Confusing.

Interesting. The first time I used mine at a WalMart I swiped and it failed. The cashier said "you have a chip card" Me: Yes. She said you have to insert. I did and it worked. Told her it was first time I had used it. She said "lots of that going around now"   

But I have never had to swipe it and then insert - just stick it in the slot and let it do it's thing. Maybe all WalMarts readers are different?  Biggest thing for me getting used to was waiting for it to let me remove but it "dings" to let you know.

I swipe and it won't work so I insert it.  I forget the reader works at Walmart.

[wvugurl26]

Sept 21, 2015 10:06:55 GMT -5 @athena53 said:

It didn't even register that my most recent cards had chips till we went on vacation in Iceland. They had to show me how to insert the card in the reader instead of sliding it. (Fortunately, they speak excellent English in Iceland.)   It worked just fine and didn't require a PIN (I suppose I should set one up). 

With the chip cards I have gotten there have been no instructions on setting up a pin. It doesn't seem to be an option in the US at least with the cards I've gotten. The accompanying literature has mentioned chip and signature not chip and pin.

I will have to try just inserting the card instead of swiping first. I forget about it because very few places I go have the proper reader for them and only my Chase card is chipped. So far only Target and Walmart have made me insert the card. I haven't gotten my new Target card yet. I think I have a chipped Citi and maybe Discover but I don't carry or use those on a regular basis.

[TheOtherMe]

I have received two credit cards and one ATM card with chips.

So far, I've only had to use it at Walmart.  Only been there twice and failed both times. 

[NoNamePerson]

Sept 21, 2015 18:49:42 GMT -5 Artemis Windsong said:

Sept 20, 2015 15:56:03 GMT -5 NoNamePerson said:

Interesting. The first time I used mine at a WalMart I swiped and it failed. The cashier said "you have a chip card" Me: Yes. She said you have to insert. I did and it worked. Told her it was first time I had used it. She said "lots of that going around now"   

But I have never had to swipe it and then insert - just stick it in the slot and let it do it's thing. Maybe all WalMarts readers are different?  Biggest thing for me getting used to was waiting for it to let me remove but it "dings" to let you know.

I swipe and it won't work so I insert it.  I forget the reader works at Walmart.

Gotcha! I misunderstood.