Deleted
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Post by Deleted on Aug 7, 2015 20:42:01 GMT -5
I will have paid off half of the debt I started with. I had $21,000 and am now down to $7500 at 0%, ~$1500 at 4% and ~$2500 at 5%. I am going to quit paying it down aggressively and start banking the money until I get maybe $5000 saved. I think my job is getting more secure. Then I think I will pay off the $1500 card, then the $2500 card.
I miss home and want to go back and do something, but I need to stay here and will. I go home most weekends, but really miss my family. I see them, but they have their own lives and weekends are often busy for them.
My hope is to start getting more overtime and to save up more money in a shorter time period.
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TheHaitian
Senior Associate
Joined: Jul 27, 2014 19:39:10 GMT -5
Posts: 10,144
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Post by TheHaitian on Aug 7, 2015 20:54:02 GMT -5
Good job, congrats!
Any job potentials back home?
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Knee Deep in Water Chloe
Senior Associate
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Mini-Profile Name Color: 1980e6
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Post by Knee Deep in Water Chloe on Aug 7, 2015 20:58:36 GMT -5
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Deleted
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Post by Deleted on Aug 7, 2015 21:25:30 GMT -5
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GRG a/k/a goldenrulegirl
Senior Associate
"How you win matters." Ender, Ender's Game
Joined: Jan 2, 2011 13:33:09 GMT -5
Posts: 11,291 
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Post by GRG a/k/a goldenrulegirl on Aug 8, 2015 7:23:00 GMT -5
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resolution
Junior Associate
Joined: Dec 20, 2010 13:09:56 GMT -5
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Post by resolution on Aug 8, 2015 8:18:09 GMT -5
That is great progress!! I am glad your job is looking more secure. 
Hopefully the economy will eventually improve in your home town so you can move back. I am kind of stuck with half my family on one side of the country and half on the other, so it seems like I am always separated from someone. |
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Deleted
Joined: Oct 12, 2024 19:22:07 GMT -5
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Post by Deleted on Aug 9, 2015 14:55:16 GMT -5
I got a new credit card with 0% interest for 21 months. I have 3 credit cards with balances. I am going to move the balance of 1 card to the card 0% card. I am going to move half the balance of another card to the new 0% card. That will leave the three old cards with a balance of $0, $1100 and $1050. I think I can pay those cards off in about a month. That will leave me with just one card with a balance of ~$8500 at 0% interest rate for the next 21 months.
I should probably concentrate on saving more now then paying the cards off. It is so nice to get rid of them though.
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mroped
Senior Member
Joined: Nov 17, 2014 17:36:56 GMT -5
Posts: 3,453 
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Post by mroped on Aug 9, 2015 15:01:55 GMT -5
When I have debt I feel like I'm under pressure. I don't know why but sometime I feel it like it sits on my chest.
For the last few years I have been lucky enough not to have any that would pressure me.
it is an absolute liberating feeling not to have any!
Sounds like you already have a plan in place and have a good handle on it. Good luck to you!
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CCL
Junior Associate
Joined: Jan 4, 2011 19:34:47 GMT -5
Posts: 7,711
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Post by CCL on Aug 10, 2015 13:21:01 GMT -5
Good for you!
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Wisconsin Beth
Distinguished Associate
No, we don't walk away. But when we're holding on to something precious, we run.
Joined: Dec 20, 2010 11:59:36 GMT -5
Posts: 30,626
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Post by Wisconsin Beth on Aug 10, 2015 13:24:29 GMT -5
Nice job! Keep going, you'll be debtfree!
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Deleted
Joined: Oct 12, 2024 19:22:07 GMT -5
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Post by Deleted on Aug 10, 2015 17:32:14 GMT -5
Congratulations! You have come a long way and will make it to the debt free goal-line.
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elsee
Initiate Member
Joined: Jul 12, 2015 22:53:05 GMT -5
Posts: 53
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Post by elsee on Aug 10, 2015 22:36:08 GMT -5
Congratulations! Thanks for posting; it's inspiring for people like me that still have a long way to go! |
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