Cat food in retirement...

[TheHaitian]

According to my Phil Script, a lump sum investment of $890.00 bearing an annual return of 11% could grow to $20,374.14 in 30 years!


2 iPhone 6 @64gb

- Downside I cannot find the Proboard app I had on my iPhone 4S

[jackb1117]

Jul 31, 2015 19:39:32 GMT -5 TheHaitian said:

According to my Phil Script, a lump sum investment of $890.00 bearing an annual return of 11% could grow to $20,374.14 in 30 years!


2 iPhone 6 @64gb

- Downside I cannot find the Proboard app I had on my iPhone 4S

Holy crap- that is how much two new iphones cost?!?!?!

I need a smartphone for work- but generally go for the free or one of the cheapest androids every couple years when I am due for an upgrade. I couldn't imagine shelling out that kind of cash for a couple phones. ..

[joemilitary]

that's actually not too bad a price......was it part your service contract?

[wvugurl26]

Nice thread title

[Tennesseer]

Friskie's Mixed Grill Pate isn't too bad on Ritz crackers.

[joemilitary]

It's been a while, but keep in mind (if I calculated correctly), when you factor in a 3 percent per year inflation rate that $20, 375 is worth about $8,400

[joemilitary]

Jul 31, 2015 19:57:37 GMT -5 Tennesseer said:

Friskie's Mixed Grill Pate isn't too bad on Ritz crackers.

Also add hot sauce.  It makes everything taste better

[dannylion]

You know, that rumor that the Phone Police will come to your house, drag you away, and put you in Phone Jail if you do not purchase multiples of the very latest iPhone is just not true.

Many people never own an iPhone yet somehow manage not only to continue to exist but actually to live happy, fulfilled lives.

[Jaguar]

Tagging moon/Laura to this thread, Cawiau can't find ProBoard app for iphone 6.

[tcu2003]

Jul 31, 2015 20:03:52 GMT -5 dannylion said:

You know, that rumor that the Phone Police will come to your house, drag you away, and put you in Phone Jail if you do not purchase multiples of the very latest iPhone is just not true.

Many people never own an iPhone yet somehow manage not only to continue to exist but actually to live happy, fulfilled lives.

If he's upgrading from a 4S, then they don't always get the latest and greatest models. DH and I upgraded around Christmas from 4S phones to the 6, which means we skipped the 5 and 5S versions.

[TheHaitian]

Jul 31, 2015 19:52:49 GMT -5 joemilitary said:

that's actually not too bad a price......was it part your service contract?

Yep, it was either $750/each to own the phones outright or $299 for a 2 year contract. 
I have been with AT&T now for 12 year, so signed up for the 2 years contract

[TheHaitian]

Jul 31, 2015 20:09:58 GMT -5 tcu2003 said:

Jul 31, 2015 20:03:52 GMT -5 dannylion said:

You know, that rumor that the Phone Police will come to your house, drag you away, and put you in Phone Jail if you do not purchase multiples of the very latest iPhone is just not true.

Many people never own an iPhone yet somehow manage not only to continue to exist but actually to live happy, fulfilled lives.

If he's upgrading from a 4S, then they don't always get the latest and greatest models. DH and I upgraded around Christmas from 4S phones to the 6, which means we skipped the 5 and 5S versions.

Yep we got all 7 iPhone 4S's on our plan for free when the new ones were coming out 5's I believe and we were only upgrading from regular iphones.

My mother in law upgraded to an iphone 5S last year (paid for it) and both our current phones were acting up so decided to just pony up the difference and get 6... Mom, dad, brother and sister still have the iphone 4S.

Not everyone is upgrading... my wife has been on the frits for some time and mine started to act up. Figure it was a great anniversary gift to each other (August 24) and called it a day!

[cael]

I have the 32g 5C, or the 5 cheap as we call it - I think I paid $100 for mine because it was the 32gig, it was my upgrade. Husband's is the 8gig and was $50. Had them over a year and a half now, we love them. Mine is blue and pretty.

I'm not sure I could bring myself to pay $400 for a phone. I doubt I could bring myself to spend more than maaaaybe $200. I've always just waited until my contract was up and gotten whatever was cheap.. this is my first smartphone. I have fully chugged the kool aid though, I do love my iphone.

[TheHaitian]

Jul 31, 2015 20:02:21 GMT -5 joemilitary said:

Jul 31, 2015 19:57:37 GMT -5 Tennesseer said:

Friskie's Mixed Grill Pate isn't too bad on Ritz crackers.

Also add hot sauce.  It makes everything taste better

[TheHaitian]

Jul 31, 2015 20:19:45 GMT -5 cael said:

I have the 32g 5C, or the 5 cheap as we call it - I think I paid $100 for mine because it was the 32gig, it was my upgrade. Husband's is the 8gig and was $50. Had them over a year and a half now, we love them. Mine is blue and pretty.

I'm not sure I could bring myself to pay $400 for a phone. I doubt I could bring myself to spend more than maaaaybe $200. I've always just waited until my contract was up and gotten whatever was cheap.. this is my first smartphone. I have fully chugged the kool aid though, I do love my iphone.

Yeah we decided to drop the $100 extra for the memory (64GB). We both had 16GB and we were both at full capacity and could not even update the latest software ios on it because it was too full. We are going to YM hell I know... but $450/each gift for our 7 year Anniversary doesn't seem that extravagant

[Tennesseer]

Jul 31, 2015 20:02:21 GMT -5 joemilitary said:

Jul 31, 2015 19:57:37 GMT -5 Tennesseer said:

Friskie's Mixed Grill Pate isn't too bad on Ritz crackers.

Also add hot sauce.  It makes everything taste better

Seeing every Friday is cat food day in retirement, I tried a splash of sriracha sauce on the Mixed Grill and it took the pate to a whole new sensual level. It worked wonders. Thanks for the tip!

[cael]

Jul 31, 2015 20:21:57 GMT -5 TheHaitian said:

Jul 31, 2015 20:19:45 GMT -5 cael said:

I have the 32g 5C, or the 5 cheap as we call it - I think I paid $100 for mine because it was the 32gig, it was my upgrade. Husband's is the 8gig and was $50. Had them over a year and a half now, we love them. Mine is blue and pretty.

I'm not sure I could bring myself to pay $400 for a phone. I doubt I could bring myself to spend more than maaaaybe $200. I've always just waited until my contract was up and gotten whatever was cheap.. this is my first smartphone. I have fully chugged the kool aid though, I do love my iphone.

Yeah we decided to drop the $100 extra for the memory (64GB). We both had 16GB and we were both at full capacity and could not even update the latest software ios on it because it was too full. We are going to YM hell I know... but $450/each gift for our 7 year Anniversary doesn't seem that extravagant

Hey whatever floats your boat! We just had our anniversary.. we went to a Foo Fighters concert and got each other cards. I think the tickets cost like $75/each and that's as much as we're willing to spend on anniversaries, until maybe a big one like 10 years

I needed the extra space because I have a shit ton of music, my 32gig ipod was constantly on the brink of being full. DH definitely didn't need that much space lol.

[GRG a/k/a goldenrulegirl]

You should have spent the money to send your DMIL away for the weekend so that you could give each other "free" gifts.  

[flamingo]

I don't know, it doesn't seem that extravagant to me. You had older models and, as I experienced withy my 4, eventually they just fritz out on you. I could have upgraded to the cheaper 5 I guess, but the 6 was already out and I'd had my 4 for over 4 years. I figure if this one lasts that long, then I've gotten a good return on my investment.

Yeah yeah, the Phil script and all, but at some point I just want a new phone now and not in retirement!! LOL.

[cronewitch]

I still don't have a smart phone. I don't want to pay a huge monthly bill mine is 29.99 for unlimited talk no text, no data.

What can a phone do in the way of spreadsheets or farmville? I know they play words with friends and give directions to places but can it do spreadsheets at all. I guess I could look up stuff then make a list to update spreadsheets later or email myself notes.

[cronewitch]

According to my Phil Script, a monthly investment of $50.00 bearing an annualized return of 11% with gains compounded monthly could grow to $126,414.10 in 30 years!

If I spend 50 a month extra until I am 97 it would cost me 126K so I would be having cat food in the home.

[Ombud]

My smart phone has retired my landline and laptop (which retired my personal desktop computer). Yep, I do it all on it: spreadsheets, investment analysis, banking, internet, calendar, camera, photo album (in the cloud) ... I'd be lost without it

[movingforward]

I still have my galaxy 3 that was outdated when I got it 2 years ago.  It still works fine.  Every now and then there is an issue with the GPS.  Mainly I just use it for normal texting and talking.  I occasionally check emails on it and maybe look something up but typically use my surface or kindle for that stuff.  IPhones seem to have a lot problems. At least it seems that way to me.  People are always saying they have issues after only a year or so.  This is one reason why I refuse to purchase one.  Seems ridiculous to have to replace a phone that often. 

[movingforward]

Aug 1, 2015 3:14:21 GMT -5 Ombud said:

My smart phone has retired my landline and laptop (which retired my personal desktop computer). Yep, I do it all on it: spreadsheets, investment analysis, banking, internet, calendar, camera, photo album (in the cloud) ... I'd be lost without it

Wow!  I hate using my phone for that type of stuff.  The screen is too small. Drives me nuts.  Maybe I am just old.

[Cookies Galore]

Aug 1, 2015 10:33:41 GMT -5 movingforward said:

I still have my galaxy 3 that was outdated when I got it 2 years ago.  It still works fine.  Every now and then there is an issue with the GPS.  Mainly I just use it for normal texting and talking.  I occasionally check emails on it and maybe look something up but typically use my surface or kindle for that stuff.  IPhones seem to have a lot problems. At least it seems that way to me.  People are always saying they have issues after only a year or so.  This is one reason why I refuse to purchase one.  Seems ridiculous to have to replace a phone that often. 

My Galaxy S3 was a great phone! Had it for a little over two years and still worked well, but the battery life was decreasing rapidly so I upgraded to the 5 a couple of months ago. I love the Galaxy phones. I've had the first one, the 3, and now the 5.

[murphath]

My friend has the new iPhone. She told me that iphones will only last for 800 charges. With the way folks plug in their phones, that equates to about two years, more or less. But she loves her Apple products.

[NancysSummerSip]

Jul 31, 2015 20:03:52 GMT -5 dannylion said:

You know, that rumor that the Phone Police will come to your house, drag you away, and put you in Phone Jail if you do not purchase multiples of the very latest iPhone is just not true.

Many people never own an iPhone yet somehow manage not only to continue to exist but actually to live happy, fulfilled lives.

So, the Gospel According to Jobs is all wrong, you say?

[Ombud]

Yeah, murphath, Samsung batteries only last for 1000 charges. But att replaces for free

[Deleted]

My cell is $35 a month and has a keyboard.    

[gooddecisions]

I am the biggest loser of all because I don't even have a cell phone. I think about it sometimes and then get ticked off at the price of the phones and the price of the plans. I wish my work would pay for one for me.