zibazinski
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Post by zibazinski on Nov 13, 2014 9:06:31 GMT -5
Because someone , as in the taxpayers, will always bail him out. Guess what? They did.
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happyhoix
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Post by happyhoix on Nov 13, 2014 9:43:26 GMT -5
My SIL. She's either been a SAHM or worked low paying part time jobs without benefits (nursery school assistant, for instance). BIL used to earn a decent paycheck but ten years ago a new owner bought his company and the bonuses dried up, so times are tough for them right now. They have refinanced the house several times and although they've lived there 30 plus years, it will be a while longer before it's paid for. He's 64 and wants to retire soon, but has no pension and once he quits, SIL loses her health insurance (she is 54 so not elgible for medicare for a while) unless they start paying for it. SIL has been trying to find a job that provides health benefits for about 3 years now, but she's very specific in what type of job she wants - it has to be with a school, so she gets all the school holidays off (even though her youngest is a JR in HS - she has two grandkids and wants to spend her summers with them) - she doesn't want to be a classroom assistant, she only wants to work in the office areas, but her last office job was about 28 years ago, so her skills are poor. She complains she hasn't once gotten an interview in the past three years, despite sending lots of resumes in, but she won't consider broading her job search and considering different types of jobs, and meanwhile her DH gets closer and closer to retiring, so I don't know what they will do. She's a very religious person, I think she's adopted a "God will provide" attitude, but if it was me, I'd be very nervous. Looked in the mirror lately? Noticed that it says GOD above your image? Well, not really. It says taxpayer. You and I will end up providing for your BIL and SIL so they have enough food to eat and so they have a roof over their head that doesn't leak. Their life won't be much fun. But, beyond the SS, you and I will provide for the limited lifestyle they have. Well I hope it won't come to that! They should (mostly) own their home, and since my SIL has always been a big advocate for people being self reliant and not depending on the government for handouts, I really hope she downsizes her home and moves to a smaller place so she can continue to pay her own way. Once my 83 year old MIL passes my SIL might also inherit something from the sale of MIL's house, hopefully that will be enough to pay for her health insurance, if she can't find a job, unlesss MIL needs to sell her own home to pay for a nursing home for herself - she has very limited means, too. Not my business at all, I just kind of cringe when SIL talks about not having insurance in a couple years - really that doesn't happen.
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happyhoix
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Post by happyhoix on Nov 13, 2014 9:49:21 GMT -5
I guess it was always instilled in my brain that I had to have health insurance. From the day I finished school, I had to find a job with health insurance, even if it required relocating. A few years later, I had to start saving for retirement. That was life. That is why it is hard for me to fathom grown, capable adults that are okay without those things. I would be a nervous wreck. Some people are fine with risk, even large amounts of it. While not the same, it was drilled into me that if you didn't want a kid, you used two forms of birth control, even when you are married. Or you abstained. I was also taught that unprotected sex can lead to pregnancy. I don't understand "oopsie" or "surprise" babies for folks with normal fertility. I mean, if you don't use birth control, why would you be surprised that you got pregnant? I don't understand how one "forgets" to use even one form of birth control. I've had several women friends who were completely convinced women can only get pregnant 4 days out of the month. I tried to convince them this wasn't the case - and while there are days you are more likely to get pregnant than others, you can't assume you know which days those are, unless you are carefully tracking your temp, etc. I was accused of being a Debbie Downer. And yes one of them did get pregnant, much to her astonishment.
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Deleted
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Post by Deleted on Nov 13, 2014 9:52:17 GMT -5
Another example of this which still boggles my mind: last June my former HS class held a fund-raiser for a classmate who needed total hip replacement. He's a nightclub entertainer in our Rust Belt town, and, according to a friend on FB, had no insurance. I'm assuming that he knew this was a health issue last year when it was time to sign up for Obamacare. There were subsidies available if his income was that low. So why no insurance? I did contribute. In addition to unreimbursed medical expenses he couldn't work for something like 6 weeks afterward. There are a lot of benefits around here. People that worked as little as possible get sick with cancer or something, and the whole community rallies to raise money for medical expenses. (Of course, I am the first to contribute when it is someone I know.) You would think that would make the others realize they should get health insurance.
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Deleted
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Post by Deleted on Nov 13, 2014 10:02:17 GMT -5
Another example of this which still boggles my mind: last June my former HS class held a fund-raiser for a classmate who needed total hip replacement. He's a nightclub entertainer in our Rust Belt town, and, according to a friend on FB, had no insurance. I'm assuming that he knew this was a health issue last year when it was time to sign up for Obamacare. There were subsidies available if his income was that low. So why no insurance? I did contribute. In addition to unreimbursed medical expenses he couldn't work for something like 6 weeks afterward. There are a lot of benefits around here. People that worked as little as possible get sick with cancer or something, and the whole community rallies to raise money for medical expenses. (Of course, I am the first to contribute when it is someone I know.) You would think that would make the others realize they should get health insurance. Even if you work and have insurance medical expenses can be a lot with something like cancer. I know there are lazy asses out there, but I have a hard time condemning the masses.
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NomoreDramaQ1015
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Post by NomoreDramaQ1015 on Nov 13, 2014 10:05:14 GMT -5
I've had several women friends who were completely convinced women can only get pregnant 4 days out of the month. I wish. My mom had a cousin who took the entire week's worth of pills on Sunday so she wouldn't forget. She said she was covered since she took all seven pills. She was totally shocked when she got pregnant. Then my mom had a friend who took her pill every other day to save money (the pill was expensive back then) and couldn't figure out why she got pregnant since she was on the pill.
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movingforward
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Post by movingforward on Nov 13, 2014 10:10:38 GMT -5
I've had several women friends who were completely convinced women can only get pregnant 4 days out of the month. I wish. My mom had a cousin who took the entire week's worth of pills on Sunday so she wouldn't forget. She said she was covered since she took all seven pills. She was totally shocked when she got pregnant. Then my mom had a friend who took her pill every other day to save money (the pill was expensive back then) and couldn't figure out why she got pregnant since she was on the pill. Holy crap! If I took a week of BC pills at the same time I would be puking my guts out.
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Rocky Mtn Saver
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Post by Rocky Mtn Saver on Nov 13, 2014 10:15:08 GMT -5
I've had several women friends who were completely convinced women can only get pregnant 4 days out of the month. I wish. My mom had a cousin who took the entire week's worth of pills on Sunday so she wouldn't forget. She said she was covered since she took all seven pills. She was totally shocked when she got pregnant. Then my mom had a friend who took her pill every other day to save money (the pill was expensive back then) and couldn't figure out why she got pregnant since she was on the pill. to both of those women!
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cktc
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Post by cktc on Nov 13, 2014 11:33:28 GMT -5
I don't understand "oopsie" or "surprise" babies for folks with normal fertility. I mean, if you don't use birth control, why would you be surprised that you got pregnant? I don't understand how one "forgets" to use even one form of birth control. I like to think people understand how babies are made and just say this when they don’t want to admit they are okay having a baby in not so great circumstances. At least the people I know with “surprise” pregnancies have some combination of relationship issues or financial troubles. People accept oops babies, they don’t accept trying to have a baby with your boyfriend of two months when you are out of work. It would be more honest to say “my conception plans are none of your business” but you will get more support and fanfare if people agree with your methods.
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happyhoix
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Post by happyhoix on Nov 13, 2014 16:05:54 GMT -5
And the sad part is they procreated, hope their partners were smarter. I knew one woman who had a new fridge installed in her kitchen - the fridge was bigger than the old one, so it blocked one of the drawers so it couldn't be opened any more. She told her DH they had to move the fridge back out so she could get the stuff out of the drawer, DH said no, whatever is in that drawer you can buy another one of because it was too much of a pain to get the fridge into place. She told him it was her BC pills- he immediately moved the fridge.
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billisonboard
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Post by billisonboard on Nov 13, 2014 16:11:18 GMT -5
And the sad part is they procreated, hope their partners were smarter. I knew one woman who had a new fridge installed in her kitchen - the fridge was bigger than the old one, so it blocked one of the drawers so it couldn't be opened any more. She told her DH they had to move the fridge back out so she could get the stuff out of the drawer, DH said no, whatever is in that drawer you can buy another one of because it was too much of a pain to get the fridge into place. She told him it was her BC pills- he immediately moved the fridge. And the claim on another thread is that men won't take responsibility for preventing pregnancies.
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Deleted
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Post by Deleted on Nov 13, 2014 21:13:12 GMT -5
My retirement plan is to off myself when I turn 60. DH will be long gone, either by my hand or the MS and we have no children. I will be damned if I ever had to live with my sister. I don't like her that much. I have no friends and my immediate family consists of my sister. I have cousins and stuff but eh. Why bother?
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Deleted
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Post by Deleted on Nov 13, 2014 22:10:58 GMT -5
My retirement plan is to off myself when I turn 60. DH will be long gone, either by my hand or the MS and we have no children. I will be damned if I ever had to live with my sister. I don't like her that much. I have no friends and my immediate family consists of my sister. I have cousins and stuff but eh. Why bother? I hope you're not serious? Lots of life left in a 60 year old and you never know what life will bring your way.
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taz157
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Post by taz157 on Nov 13, 2014 22:32:43 GMT -5
My retirement plan is to off myself when I turn 60. DH will be long gone, either by my hand or the MS and we have no children. I will be damned if I ever had to live with my sister. I don't like her that much. I have no friends and my immediate family consists of my sister. I have cousins and stuff but eh. Why bother? I hope you're not serious? Lots of life left in a 60 year old and you never know what life will bring your way. Who has a 65 YO mom, 68 YO dad, 79 YO FIL and 73 YO MIL. My ILs love seeing their grand kids and my parents enjoy their granddaughters.
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Deleted
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Post by Deleted on Nov 13, 2014 22:49:59 GMT -5
Some days I am, some days I'm not. I have a worthless English degree and I work overnights as a baker's helper. I think about my mother and get overwhelmed about the future and how much it's going to suck. I have retirement savings but nothing to get excited about. Eh. I know my mother's situation was completely different as she brought on her health problems all by herself but still, I'm a world-class pessimist, not optimist.
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Nazgul Girl
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Post by Nazgul Girl on Nov 13, 2014 23:14:37 GMT -5
And the sad part is they procreated, hope their partners were smarter. I knew one woman who had a new fridge installed in her kitchen - the fridge was bigger than the old one, so it blocked one of the drawers so it couldn't be opened any more. She told her DH they had to move the fridge back out so she could get the stuff out of the drawer, DH said no, whatever is in that drawer you can buy another one of because it was too much of a pain to get the fridge into place. She told him it was her BC pills- he immediately moved the fridge. Smart man.
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happyhoix
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Post by happyhoix on Nov 14, 2014 9:19:25 GMT -5
Some days I am, some days I'm not. I have a worthless English degree and I work overnights as a baker's helper. I think about my mother and get overwhelmed about the future and how much it's going to suck. I have retirement savings but nothing to get excited about. Eh. I know my mother's situation was completely different as she brought on her health problems all by herself but still, I'm a world-class pessimist, not optimist. Empress I get what you mean - I watched my dad die from Alzheimers and that, to me, seemed worse than any torture invented by man. Couldn't speak, could hardly move, wore a diaper the last 3 years of his life. Now my mom is doing down a similar path with dementia, wearing diapers, can't get dressed or get out of bed on her own, can't do the things she loves to do, like crosswords or puzzles, miserably unhappy because she thinks she ought to be able to live in her own apartment, drive her car, go out dancing with her (imaginary) boyfriend. With two parents with memory failure, I only consider the future with fear. I have a nice retirement fund but I don't want it to go to pay for someone to change my diapers and wipe my ass for me. I don't want to forget who I am, who DH is, who my son is. Medical science only seems to prolong this misery by keeping your major organs functioning long after your brain is dead, so I've developed a strong distrust for doctors, too. So I'm creating an exit plan, to make sure I don't end up the way they did, but I hope that, from this point until I determine that plan is needed, I really enjoy the life that's left to me, and I hope you do, too.
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midjd
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Post by midjd on Nov 14, 2014 9:38:49 GMT -5
Some days I am, some days I'm not. I have a worthless English degree and I work overnights as a baker's helper. I think about my mother and get overwhelmed about the future and how much it's going to suck. I have retirement savings but nothing to get excited about. Eh. I know my mother's situation was completely different as she brought on her health problems all by herself but still, I'm a world-class pessimist, not optimist. Empress I get what you mean - I watched my dad die from Alzheimers and that, to me, seemed worse than any torture invented by man. Couldn't speak, could hardly move, wore a diaper the last 3 years of his life. Now my mom is doing down a similar path with dementia, wearing diapers, can't get dressed or get out of bed on her own, can't do the things she loves to do, like crosswords or puzzles, miserably unhappy because she thinks she ought to be able to live in her own apartment, drive her car, go out dancing with her (imaginary) boyfriend. With two parents with memory failure, I only consider the future with fear. I have a nice retirement fund but I don't want it to go to pay for someone to change my diapers and wipe my ass for me. I don't want to forget who I am, who DH is, who my son is. Medical science only seems to prolong this misery by keeping your major organs functioning long after your brain is dead, so I've developed a strong distrust for doctors, too. So I'm creating an exit plan, to make sure I don't end up the way they did, but I hope that, from this point until I determine that plan is needed, I really enjoy the life that's left to me, and I hope you do, too. I sincerely hope that our lawmakers will pull their collective heads out of their asses and legalize our ability to make our own end-of-life decisions within the next decade or so. I have no moral qualms about choosing to end my life on my own terms, but none of the common methods are very appealing.
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Bonny
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Post by Bonny on Nov 14, 2014 9:51:55 GMT -5
Until then I think I'll pick a nursing home in OR.
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Bonny
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Post by Bonny on Nov 14, 2014 10:04:48 GMT -5
Until then I think I'll pick a nursing home in OR. So bizarre! When I read this - I suddenly remember that last night I dreamt I moved to OR.... LOL!
MIL lives in a suburb of Portland OR. Portland is a very cool town. But after living in Bonn, Germany and dealing with months of gray winter skies and the sun setting at 3:30pm I think I'd be depressed.
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NastyWoman
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Post by NastyWoman on Nov 14, 2014 11:13:49 GMT -5
My retirement plan is to off myself when I turn 60. DH will be long gone, either by my hand or the MS and we have no children. I will be damned if I ever had to live with my sister. I don't like her that much. I have no friends and my immediate family consists of my sister. I have cousins and stuff but eh. Why bother? 60yo, and you only tell me now? Dang, I'm late again...
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