djAdvocate
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Post by djAdvocate on Nov 4, 2014 12:52:50 GMT -5
I live in MA, where we had the "Romneycare" mandate long before the ACA went into effect. MA hasn't imploded under the strain of all the newly insured, and the rest of the country won't either. dj had it exactly right when he asked who you thought covered the treatment of these people before they were insured - and went to the ER for treatment. mmhmm's right in that it isn't perfect, but it's sure as hell a step in the right direction. thanks, chiver. i kinda feel out in the cold on some of these discussions, sometimes. ![](http://images.proboards.com/new/wink.png)
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mmhmm
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Post by mmhmm on Nov 4, 2014 12:52:55 GMT -5
While I'm no fan of the mess called "Obamacare", I'm an advanced practice RN and I disagree with your wife, @jr. What we have isn't perfect but it's a damned sight better than what we had. Someday, we might even get what we really need - universal health care without all the garbage that makes it unworkable..... Don't know where you practice at but here my wife spends countless hours doing nonsense paperwork instead of caring for patients in some cases. She now as an orthopedic nurse has people on her floor that are nothing more than drug addicts wanting and getting free drugs because of the fear of turning them down.
Your right to disagree if you know what she does and where but you don't and as you know requirements for nurses aren't universal in all categories nation wide, it's a state to state thing in lots of cases, what may or may not be policy in your state may or may not be the same here.
And again her insurance premiums and benefits have suffered since Obamamcare. Should the very people in the health care system suffer for those who lets not forget in some cases could care less about insurance.
I can disagree anytime I damned well please with anyone I damned well please. The miles of paperwork have been around far longer than "Obamacare". The drug addicts seeking free drugs have been around longer than the paperwork. Health care availability in this country is not, and should not be based on your wife's wishes because of where she lives, or what her state's policies happen to be. Your wife is not the fulcrum around which all life circles, believe it, or not. Because she feels she's "suffering" doesn't mean the "very people in the health care system" are all suffering. I'm not suffering. My friends in the health care field are not suffering. Some of us are darned glad to be able to provide for those in need. That's why we went into health care in the first place. You're wife's MMV.
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Post by Deleted on Nov 4, 2014 12:55:26 GMT -5
My retiree, employee provided healthcare was increasing on average $100 per month, per year, two years before Obama was elected a senator, 4 years before he was elected president, and 6 years before the ACA became law. To blame the ACA for monthly and yearly increases is ludicrous. Health care simply costs more than when I retired 10 years ago. So it's just a natural rate increase then huh? So who does pay for Obamacare for those who had no insurance before or could not get any for pre-existing conditions? So who pays for insurance increases when insurance companies that at one time could say no can no longer do just that? Surely you know?
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djAdvocate
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Post by djAdvocate on Nov 4, 2014 12:55:40 GMT -5
While I'm no fan of the mess called "Obamacare", I'm an advanced practice RN and I disagree with your wife, @jr. What we have isn't perfect but it's a damned sight better than what we had. Someday, we might even get what we really need - universal health care without all the garbage that makes it unworkable..... Don't know where you practice at but here my wife spends countless hours doing nonsense paperwork instead of caring for patients in some cases. She now as an orthopedic nurse has people on her floor that are nothing more than drug addicts wanting and getting free drugs because of the fear of turning them down.
Your right to disagree if you know what she does and where but you don't and as you know requirements for nurses aren't universal in all categories nation wide, it's a state to state thing in lots of cases, what may or may not be policy in your state may or may not be the same here.
And again her insurance premiums and benefits have suffered since Obamamcare. Should the very people in the health care system suffer for those who lets not forget in some cases could care less about insurance.
you are entitled to your opinion, but not to facts. premiums for MOST people have not gone up as much as BEFORE Obamacare. you and your $100 insurance, which i still don't even understand, are the exception, not the rule. and yes, the ACA did away with insurance that really didn't provide coverage for most instances. most people are happy about that, except those that had that type of insurance. and YES, there were millions of them. again, you have my sympathies. but i am not in favor of bringing those policies back.
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Tennesseer
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Post by Tennesseer on Nov 4, 2014 12:57:50 GMT -5
My retiree, employee provided healthcare was increasing on average $100 per month, per year, two years before Obama was elected a senator, 4 years before he was elected president, and 6 years before the ACA became law. To blame the ACA for monthly and yearly increases is ludicrous. Health care simply costs more than when I retired 10 years ago. So it's just a natural rate increase then huh? So who does pay for Obamacare for those who had no insurance before or could not get any for pre-existing conditions? So who pays for insurance increases when insurance companies that at one time could say no can no longer do just that? Surely you know? Again-my premiums were increasing long before Obama was a national public figure.
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djAdvocate
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Post by djAdvocate on Nov 4, 2014 12:58:41 GMT -5
so is Medicare Part B, and it is here to stay. being a joke doesn't mean it is easily repealed, MY FRIEND. Are you on Medicare? I'm on Medicare but I opt out for the Part C and with my wife's insurance together I'm in a lucky class, don't worry about any medical costs. yeah, lucky you. may the free ride long continue, cowboy. ![](http://images.proboards.com/new/wink.png)
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Post by Deleted on Nov 4, 2014 12:59:56 GMT -5
Don't know where you practice at but here my wife spends countless hours doing nonsense paperwork instead of caring for patients in some cases. She now as an orthopedic nurse has people on her floor that are nothing more than drug addicts wanting and getting free drugs because of the fear of turning them down.
Your right to disagree if you know what she does and where but you don't and as you know requirements for nurses aren't universal in all categories nation wide, it's a state to state thing in lots of cases, what may or may not be policy in your state may or may not be the same here.
And again her insurance premiums and benefits have suffered since Obamamcare. Should the very people in the health care system suffer for those who lets not forget in some cases could care less about insurance.
I can disagree anytime I damned well please with anyone I damned well please. The miles of paperwork have been around far longer than "Obamacare". The drug addicts seeking free drugs have been around longer than the paperwork. Health care availability in this country is not, and should not be based on your wife's wishes because of where she lives, or what her state's policies happen to be. Your wife is not the fulcrum around which all life circles, believe it, or not. Because she feels she's "suffering" doesn't mean the "very people in the health care system" are all suffering. I'm not suffering. My friends in the health care field are not suffering. Some of us are darned glad to be able to provide for those in need. That's why we went into health care in the first place. You're wife's MMV. So can I. I spent 4 years in a jungle earning that right and I'm damned sure going to use that right anytime I damn well please too. I saw more suffering in that four years than you could ever imagine and nursing wouldn't even come close to seeing what I saw so don't tell me anything about suffering you don't have a clue.
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djAdvocate
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Post by djAdvocate on Nov 4, 2014 13:01:25 GMT -5
My retiree, employee provided healthcare was increasing on average $100 per month, per year, two years before Obama was elected a senator, 4 years before he was elected president, and 6 years before the ACA became law. To blame the ACA for monthly and yearly increases is ludicrous. Health care simply costs more than when I retired 10 years ago. So it's just a natural rate increase then huh? actually, it is BELOW the natural rate of increase, in the aggregate. if by "natural", you mean "before the ACA".
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chiver78
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Post by chiver78 on Nov 4, 2014 13:02:02 GMT -5
easy, cowboy. we're discussing facts about the ACA. yours seem to differ from everyone else's. no need for the chip on your shoulder.
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djAdvocate
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Post by djAdvocate on Nov 4, 2014 13:02:40 GMT -5
So can I. I spent 4 years in a jungle earning that right and I'm damned sure going to use that right anytime I damn well please too. I saw more suffering in that four years than you could ever imagine and nursing wouldn't even come close to seeing what I saw so don't tell me anything about suffering you don't have a clue. you have my sympathy and respect for your service. but i am not sure what it has to do with the ACA.
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Post by Deleted on Nov 4, 2014 13:02:54 GMT -5
Are you on Medicare? I'm on Medicare but I opt out for the Part C and with my wife's insurance together I'm in a lucky class, don't worry about any medical costs. yeah, lucky you. may the free ride long continue, cowboy. ![](http://images.proboards.com/new/wink.png) Woa, nothing I have is free. I worked for over 40 years not to mention the freedom I help keep for you. I didn't come home with a Bronze Star and Purple Heart asking for handouts. I helped pay for my insurance and even today I pay for my Part C, it's deducted from my SS which I damn sure earned too.
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Post by Deleted on Nov 4, 2014 13:04:38 GMT -5
So it's just a natural rate increase then huh? So who does pay for Obamacare for those who had no insurance before or could not get any for pre-existing conditions? So who pays for insurance increases when insurance companies that at one time could say no can no longer do just that? Surely you know? Again-my premiums were increasing long before Obama was a national public figure. You avoided the question. Who pays for Obamacare?
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Tennesseer
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Post by Tennesseer on Nov 4, 2014 13:10:29 GMT -5
You, me, and other insured folks. Just like before the ACA. Except in this case, at least some folks with pre-existing conditions now can get insurance or more affordable insurance. I have no problem with that. So coverage for pre-existing conditions is one good thing to come out of the ACA.
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mmhmm
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Post by mmhmm on Nov 4, 2014 13:19:57 GMT -5
I can disagree anytime I damned well please with anyone I damned well please. The miles of paperwork have been around far longer than "Obamacare". The drug addicts seeking free drugs have been around longer than the paperwork. Health care availability in this country is not, and should not be based on your wife's wishes because of where she lives, or what her state's policies happen to be. Your wife is not the fulcrum around which all life circles, believe it, or not. Because she feels she's "suffering" doesn't mean the "very people in the health care system" are all suffering. I'm not suffering. My friends in the health care field are not suffering. Some of us are darned glad to be able to provide for those in need. That's why we went into health care in the first place. You're wife's MMV. So can I. I spent 4 years in a jungle earning that right and I'm damned sure going to use that right anytime I damn well please too. I saw more suffering in that four years than you could ever imagine and nursing wouldn't even come close to seeing what I saw so don't tell me anything about suffering you don't have a clue. LOL! It wasn't I who challenged your right to disagree, jr. It was you who challenged mine. You have no clue what I've seen. None. You're making a big assumption. Never a good idea ...
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jarrett1
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Post by jarrett1 on Nov 4, 2014 13:28:46 GMT -5
ACA=Tax Law Not health care...gheeeez ![](http://syonidv.hodginsmedia.com/vsmileys/bat.gif)
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djAdvocate
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Post by djAdvocate on Nov 4, 2014 13:38:32 GMT -5
yeah, lucky you. may the free ride long continue, cowboy. ![](http://images.proboards.com/new/wink.png) Woa, nothing I have is free. I worked for over 40 years not to mention the freedom I help keep for you. i already said i respect your service. but what you paid into medicare is nowhere near what you will likely get out of it, for the record. just so you know, i have no problem with that. we will pay for it. you just relax and enjoy it. ![](http://images.proboards.com/new/wink.png) I didn't come home with a Bronze Star and Purple Heart asking for handouts. I helped pay for my insurance and even today I pay for my Part C, it's deducted from my SS which I damn sure earned too. oh jezus. cue the string section. a simple thanks isn't enough for you i guess. you want me to bow down and worship you? edit: i envy your Tri-Care, if you have it. it is the best medical insurance available in the US.
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djAdvocate
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Post by djAdvocate on Nov 4, 2014 13:39:21 GMT -5
ACA=Tax Law Not health care...gheeeez ![](http://syonidv.hodginsmedia.com/vsmileys/bat.gif) correct, according to the SCOTUS. it is a funding mechanism, not healthcare.
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djAdvocate
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Post by djAdvocate on Nov 4, 2014 13:40:06 GMT -5
Again-my premiums were increasing long before Obama was a national public figure. You avoided the question. Who pays for Obamacare? i already answered your question: the insured. how is that any different than BEFORE Obamacare?
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djAdvocate
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Post by djAdvocate on Nov 4, 2014 13:40:58 GMT -5
You, me, and other insured folks. Just like before the ACA. Except in this case, at least some folks with pre-existing conditions now can get insurance or more affordable insurance. I have no problem with that. So coverage for pre-existing conditions is one good thing to come out of the ACA. they can also get (in fact, they are encouraged) to get PREVENTATIVE CARE- something that was NOT happening before the ACA.
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Post by happyhoix on Nov 4, 2014 13:57:07 GMT -5
Sounds like her insurance was dead cheap before. Have you looked at what the average monthly premium is for a family of four?
My office copay deductible is $35 per office visit - it's been that way for the last ten years. ER visits went to $500 per visit back before Obamacare went into place. Monthly premium for just me is about $100. Just for one person.
I've been working 35 years now, and it's been a steady march of increased premiums and copays over that 35 years, although it hasn't changed that much in the past 3/4 years.
I think your wife may be the exception to the rule, in having had such a sweet policy for so long.
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Post by happyhoix on Nov 4, 2014 14:01:16 GMT -5
You, me, and other insured folks. Just like before the ACA. Except in this case, at least some folks with pre-existing conditions now can get insurance or more affordable insurance. I have no problem with that. So coverage for pre-existing conditions is one good thing to come out of the ACA. they can also get (in fact, they are encouraged) to get PREVENTATIVE CARE- something that was NOT happening before the ACA. It may not be that evident to the majority of people who had health insurance prior to the ACA, but for poor people, the ACA has made a dramatic difference. Used to be, their only options were free clinics, where they only got care as long as the clinic could find funding, or the ER. Now, with insurance they can afford to pay for, they can go to regular doctors like everyone else. Free clinics are closing because their services aren't needed anymore. I don't think that's a bad thing.
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billisonboard
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Post by billisonboard on Nov 4, 2014 14:38:39 GMT -5
... Before Obamacare my wife's monthly premium for health care as far as mediacl goes was $49 a month for a family of 4 (I'm raising two grandkids) with a $100 a year major medical deductible and no copay for office visits. This didn't include other things like dental, eye, etc. which are all added if you want them. As of yesterday her premiums went up for the same family to $169 monthly with a $500 a year major medical deductible with a $30 copay for office visits. All of the ad ons are higher too. ... Those numbers clearly show a heavily subsidized by employer insurance policy. For there to be any knowledgeable analysis, we would have to know the numbers that her employer paid before and pays now.
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djAdvocate
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Post by djAdvocate on Nov 4, 2014 14:39:13 GMT -5
they can also get (in fact, they are encouraged) to get PREVENTATIVE CARE- something that was NOT happening before the ACA. It may not be that evident to the majority of people who had health insurance prior to the ACA, but for poor people, the ACA has made a dramatic difference. Used to be, their only options were free clinics, where they only got care as long as the clinic could find funding, or the ER. Now, with insurance they can afford to pay for, they can go to regular doctors like everyone else. Free clinics are closing because their services aren't needed anymore. I don't think that's a bad thing. it's disturbing that so few Democrats are making this case. the GOP sure as hell is not going to make it for them.
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AgeOfEnlightenmentSCP
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Post by AgeOfEnlightenmentSCP on Nov 4, 2014 14:58:08 GMT -5
It may not be that evident to the majority of people who had health insurance prior to the ACA, but for poor people, the ACA has made a dramatic difference. Used to be, their only options were free clinics, where they only got care as long as the clinic could find funding, or the ER. Now, with insurance they can afford to pay for, they can go to regular doctors like everyone else. Free clinics are closing because their services aren't needed anymore. I don't think that's a bad thing. it's disturbing that so few Democrats are making this case. the GOP sure as hell is not going to make it for them. Before the ACA poor people went uninsured because they could not afford to buy health insurance. After the ACA, the poor get fined by the IRS for not buying health insurance they can't afford, and the premiums they could not afford pre ACA are now 78% higher on average. This is why the middle class who were previously uninsured are upset by ObamaCare, because now they're uninsured and being fined. Oh, and the government has prevented insurance companies from posting 2015 rates before today's election. www.healthcare.gov/fees-exemptions/fee-for-not-being-covered/ (reliable enough source for you?)
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djAdvocate
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Post by djAdvocate on Nov 4, 2014 15:04:03 GMT -5
it's disturbing that so few Democrats are making this case. the GOP sure as hell is not going to make it for them. Before the ACA poor people went uninsured because they could not afford to buy health insurance. After the ACA, the poor get fined by the IRS for not buying health insurance they can't afford, and the premiums they could not afford pre ACA are now 78% higher on average. they can't afford the premiums, but they can afford to go to Emergency and have you and i pay for it. forgive me for not being especially sympathetic to that position. and since when did you become a socialist?
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djAdvocate
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Post by djAdvocate on Nov 4, 2014 15:14:04 GMT -5
compared to breitbart and drudge, anything is reliable.
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Post by Pants on Nov 4, 2014 16:35:49 GMT -5
Just saw the sign on the bottom of CNN: "First Exit Polls: 27:10" My train of thought: 27:10 what? what does that even mean? which race? seriously this makes no sense, this is the worst news coverage I've ever seen. why does that sign say 26:50 now? Huh?
Oh...
It's a countdown clock...
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djAdvocate
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Post by djAdvocate on Nov 4, 2014 16:39:03 GMT -5
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Post by Pants on Nov 4, 2014 16:42:06 GMT -5
My work has CNN on on our floor in my line of sight, I was just checking in for the latest news and found out I'm not the sharpest crayon in the box today...
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djAdvocate
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Post by djAdvocate on Nov 4, 2014 16:42:56 GMT -5
Just saw the sign on the bottom of CNN: "First Exit Polls: 27:10" My train of thought: 27:10 what? what does that even mean? which race? seriously this makes no sense, this is the worst news coverage I've ever seen. why does that sign say 26:50 now? Huh? Oh... It's a countdown clock... link? ![](http://syonidv.hodginsmedia.com/vsmileys/angel2.png)
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