frugalingtown
New Member
Joined: Apr 24, 2014 11:12:25 GMT -5
Posts: 7
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Post by frugalingtown on Apr 24, 2014 11:36:38 GMT -5
in my early 50's and nowhere near I need to be financially speaking. I've wasted tons of money over the years and having nothing to show for it except our home. The house will be paid for in 2017. I hope to learn a lot here from "experts"! I also hope to make some friends whose lives reflect frugal, careful, mindful, simple living.
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mollyanna58
Junior Associate
Joined: Jan 5, 2011 13:20:45 GMT -5
Posts: 6,668
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Post by mollyanna58 on Apr 24, 2014 11:37:28 GMT -5
Welcome!
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Deleted
Joined: May 6, 2024 6:11:18 GMT -5
Posts: 0
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Post by Deleted on Apr 24, 2014 11:38:20 GMT -5
Hi frugalingtown! Welcome to The Boards!!!
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kittensaver
Junior Associate
We cannot do great things. We can only do small things with great love. - Mother Teresa
Joined: Nov 22, 2011 16:16:36 GMT -5
Posts: 7,983
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Post by kittensaver on Apr 24, 2014 11:52:08 GMT -5
Welcome, Frugalingtown! I joined for the same reason. Actually, I lurked for a couple of years on the old MSN Boards, and finally joined later. But I've gotten tons of good advice and tips here.
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Shooby
Senior Associate
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Post by Shooby on Apr 24, 2014 11:57:03 GMT -5
Welcome!
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mmhmm
Administrator
It's a great pity the right of free speech isn't based on the obligation to say something sensible.
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Post by mmhmm on Apr 24, 2014 12:01:43 GMT -5
in my early 50's and nowhere near I need to be financially speaking. I've wasted tons of money over the years and having nothing to show for it except our home. The house will be paid for in 2017. I hope to learn a lot here from "experts"! I also hope to make some friends whose lives reflect frugal, careful, mindful, simple living. Welcome! There are a lot of folks here who'll be able to offer you excellent suggestions, having learned through experience what to do, and what not to do. We find real pleasure in being able to assist those who want to learn, and to grow. Glad to have you with us!
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Wisconsin Beth
Distinguished Associate
No, we don't walk away. But when we're holding on to something precious, we run.
Joined: Dec 20, 2010 11:59:36 GMT -5
Posts: 30,626
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Post by Wisconsin Beth on Apr 24, 2014 12:02:41 GMT -5
Welcome to the boards. FYI, there's several different tones to the various boards on here. YM tends to be harsher, WIR tends to be firmly sympathetic, the Politics board is, um, well, it's there. EE is relaxed, usually. And SS (this board) is the sane one.
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haapai
Junior Associate
Character
Joined: Dec 20, 2010 20:40:06 GMT -5
Posts: 5,893
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Post by haapai on Apr 24, 2014 12:11:10 GMT -5
Welcome frugalingtown!
May I be the first to offer you some advice? Gun for the "most improved" award instead of trying to catch up to where you "should be".
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Iggy aka IG
Senior Associate
Joined: Oct 25, 2012 12:23:23 GMT -5
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Post by Iggy aka IG on Apr 24, 2014 12:12:18 GMT -5
Welcome, Frugaling! Similar to you, I a a late bloomer if you will, when it comes to finances. We are in this together. I've learned so much from these gals, including Donna Freedman and her Surviving and Thriving blog. Congrats on your home being nearly paid off.
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Blonde Granny
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Post by Blonde Granny on Apr 24, 2014 12:26:54 GMT -5
Hi, nice to have you here with us. I promise we won't bite! We will do our best to help.
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NancysSummerSip
Community Leader
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Post by NancysSummerSip on Apr 24, 2014 12:27:22 GMT -5
Welcome, frugaling!
If you're ready, post a budget. Income and outgo, and try to be specific as to spending categories. Folks here will play nice, take a look at your spending, and offer suggestions of where and how to budget, and that money can get you started for saving for retirement.
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The Captain
Junior Associate
Hugs are good...
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Post by The Captain on Apr 24, 2014 12:33:38 GMT -5
Hi, nice to have you here with us. I promise we won't bite! We will do our best to help. speak for yourself
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Jake 48
Senior Member
keeping the faith
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Post by Jake 48 on Apr 24, 2014 13:47:26 GMT -5
Hello and welcome
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Jaguar
Administrator
Fear does not stop death. It stops life.
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Post by Jaguar on Apr 24, 2014 14:05:22 GMT -5
Namaste and welcome to NotMSN.
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dancinmama
Senior Associate
LIVIN' THE DREAM!!
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Post by dancinmama on Apr 24, 2014 14:41:06 GMT -5
in my early 50's and nowhere near I need to be financially speaking. I've wasted tons of money over the years and having nothing to show for it except our home. The house will be paid for in 2017. I hope to learn a lot here from "experts"! I also hope to make some friends whose lives reflect frugal, careful, mindful, simple living. WELCOME frugalingtown!! I think you'll like it here.
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Sharon
Senior Associate
Joined: Dec 19, 2010 22:48:11 GMT -5
Posts: 11,160
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Post by Sharon on Apr 24, 2014 21:09:00 GMT -5
Welcome and feel free to jump in on some of the general chat threads. There is the general chat thread here on Smart Spending that is pinned at the top.
On EE there is also Earth Muffin's coffee shop and Sparty's slacker shack.
I think each board pretty much has a general chit chat thread. It is a good way to get to know some of the locals.
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Value Buy
Senior Associate
Joined: Dec 20, 2010 17:57:07 GMT -5
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Post by Value Buy on Apr 24, 2014 21:39:50 GMT -5
Welcome Frugalingtown, and do not believe a word they say about the P&M board. It is the only true slice of life representing the boards here. We do not mince words or take prisoners discussing politics, just as it should be. Now down to brass tacks. What are you interested in learning/discussing? And do not be surprised if you can offer us some good ideas here too. If investing is more of your concern, there are a couple of other boards here, that can also help give you some ideas/suggestions.
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Deleted
Joined: May 6, 2024 6:11:18 GMT -5
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Post by Deleted on Apr 24, 2014 21:53:23 GMT -5
WELCOME! You'll find many careful, simple living, funky frugal people here.
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Wisconsin Beth
Distinguished Associate
No, we don't walk away. But when we're holding on to something precious, we run.
Joined: Dec 20, 2010 11:59:36 GMT -5
Posts: 30,626
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Post by Wisconsin Beth on Apr 25, 2014 7:43:15 GMT -5
Welcome to the boards. FYI, there's several different tones to the various boards on here. YM tends to be harsher, WIR tends to be firmly sympathetic, the Politics board is, um, well, it's there. EE is relaxed, usually. And SS (this board) is the sane one. I believe the description you are looking for is this Welcome Frugalingtown! I was trying to be polite AND not scare her off!
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Peace77
Senior Member
Joined: Dec 29, 2010 1:42:40 GMT -5
Posts: 3,931
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Post by Peace77 on Apr 25, 2014 9:32:49 GMT -5
Welcome to Smart Spending. It's not too late. Start where you are! Do you have a savings account? Are you working? We would love to help you.
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❤ mollymouser ❤
Senior Associate
Sarcasm is my Superpower
Crazy Cat Lady
Joined: Dec 18, 2010 16:09:58 GMT -5
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Post by ❤ mollymouser ❤ on Apr 29, 2014 1:45:29 GMT -5
Welcome, Welcome, Welcome. How exciting to have a paid-off house as of 2017! Woo Hoo! That will be a nice accomplishment! If you have other debt (cars, credit cards, student loans, anything else), do you have a plan in place to tackle it? Are you saving? Are you looking for ways to stretch your dollars? How can we help?
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donnafreedman
Junior Member
Smart Spending Host
Joined: Dec 20, 2010 19:09:39 GMT -5
Posts: 230
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Post by donnafreedman on May 1, 2014 13:42:19 GMT -5
Allow me to add my welcome to the others. I'd suggest you read the threads because they're full of specific, practical advice. Feel free to ask questions because there's a lot of wisdom available here.
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