TrixAre4Kids
Familiar Member
'Not all those who wander are lost' - J. R. R. Tolkien
Joined: Dec 22, 2010 22:33:15 GMT -5
Posts: 877
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Post by TrixAre4Kids on Feb 26, 2014 23:14:23 GMT -5
Holy cow! I just realized my two year anniversary was last week!  The time sure has flown! And I haven't had to touch any of my investments yet! |
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cronewitch
Junior Associate
I identify as a post-menopausal childless cat lady and I vote.
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Post by cronewitch on Feb 26, 2014 23:21:10 GMT -5
Congratulations. I have been retired almost a month and a half, living on what was in checking so far.
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Bonny
Junior Associate
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Location: No Place Like Home!
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Post by Bonny on Feb 26, 2014 23:26:31 GMT -5
Woot-woot! 
Love your travels from the RV. I just wish you posted more.
Curious (and a little nosy  ) are you living on SS, dividends or ? |
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TrixAre4Kids
Familiar Member
'Not all those who wander are lost' - J. R. R. Tolkien
Joined: Dec 22, 2010 22:33:15 GMT -5
Posts: 877
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Post by TrixAre4Kids on Feb 26, 2014 23:33:23 GMT -5
Pension, and a little bit of rent income. I won't be eligible for SS for several years.
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Shooby
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Post by Shooby on Feb 27, 2014 7:24:24 GMT -5
Strong work! Tell us YMers how you did it and what advice you have for us.  |
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The Captain
Junior Associate
Hugs are good...
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Location: State of confusion
Favorite Drink: Whinnnne
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Post by The Captain on Feb 27, 2014 7:37:29 GMT -5
 and WHOOT WHOOT! Good for you! How is life on the other side?
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plugginaway22
Well-Known Member
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Post by plugginaway22 on Feb 27, 2014 7:54:55 GMT -5
As I approach mid-50s, I always enjoy these threads! Yes, please tell more about how you did it and what you wish you had done.
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vonna
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Post by vonna on Feb 27, 2014 8:06:38 GMT -5
Time flies when you are having fun!  |
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sesfw
Junior Associate
Today is the first day of the rest of my life
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Post by sesfw on Feb 27, 2014 10:11:04 GMT -5
YEA!!!!!!!! ... Some things I really love about retirement.
Last weekend we were at an art/craft show and bought a clock for the bathroom that is a day of week clock. Single hand and makes one complete rotation in 7 days. So in the morning we at least know what day it is. Love it.
Been retired almost 10 years and the biggest problem is remembering what day of week it is. |
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Shooby
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Post by Shooby on Feb 27, 2014 10:28:40 GMT -5
Don't you miss THE MAN? Isn't it nice to thumb your nose at him! |
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Gardening Grandma
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Post by Gardening Grandma on Feb 27, 2014 10:45:43 GMT -5
Congrats! The time does fly, doesn't it? (We are starting Year 8 of DH's retirement)
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TrixAre4Kids
Familiar Member
'Not all those who wander are lost' - J. R. R. Tolkien
Joined: Dec 22, 2010 22:33:15 GMT -5
Posts: 877
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Post by TrixAre4Kids on Feb 27, 2014 12:32:24 GMT -5
Been retired almost 10 years and the biggest problem is remembering what day of week it is. I'm right with you there. I have one of those clock/weather station thingy's. Sometimes I only know the day of the week after I take a look at it. What advice can I offer? YM'rs already know this stuff. I am happy to cheerlead though, if I can do it anyone can. Start saving early, as much as you can afford. Although I worked for a company that offered a pension plan, I opened a 401k as soon as they were 'invented'. DON't take any money out of your retirement savings! Around 1990 or so I took $1200 distribution out of an ESOP/PAYSOP account to buy something, jeez what a dumb move that was. In the mid-90's I acquired a BF with a degree in finance, he got me interested. I read 'The Millionaire Next Door'. The BF also suggested I keep the small condo I was living in at the time as a rental, which has worked out really well. It's paid for, and I regard it as my exit strategy if I want to stop traveling. I can always do a 1031 on it if I find something I like better. In 2000 I was following Bob Brinker's advice. I went to mainly fixed income and clapped as the market tanked and I bought cheap. In 2001 I was a bad YM'r and bought a brand new car.  In 2007 I was still following Bob Brinker's advice and rode my stocks all the way down to the bottom. I no longer follow BB's advice, LOL. Somewhere along the line, the BF and I split up. I found myself in a big house with a big mortgage. Bad YM'r. So, I adopted one of Dave Ramsey's maxims: 'Live like nobody else, so you can live like nobody else.' Meaning, I got a roommate. Had one from 2005 til 2012 People sure look at you weird when you say you have a roommate, what did I care? I was paying a big mortgage and still maxing out my retirement accounts. On a $65,000 salary. In 2011, I came across the Yahoo Finance article about Glenn Morrisette, the sax player who was living in a van with his cat. It was like a lightening strike to the head. I thought: I could do that! Retire! Buy an RV! Sell the big house with the big mortgage! Travel! So I did. What do I wish I had done? Not bought the big house with the big mortgage. I should have kept the second condo I bought, it was really nice and would have been easy to pay off. At 1100' sq ft, it wasn't quite big enough for two dinks and all of our toys though, so like a fool I sold it for the glitzy place down the street. |
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NoNamePerson
Distinguished Associate
Is There Anybody OUT There?
Joined: Dec 17, 2010 17:03:17 GMT -5
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Location: WITNESS PROTECTION
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Post by NoNamePerson on Feb 27, 2014 14:17:14 GMT -5
YEA!!!!!!!! ... Some things I really love about retirement.
Last weekend we were at an art/craft show and bought a clock for the bathroom that is a day of week clock. Single hand and makes one complete rotation in 7 days. So in the morning we at least know what day it is. Love it.
Been retired almost 10 years and the biggest problem is remembering what day of week it is. Me too. I have learned to run mouse over time on PC or hit button on tv remote to show date or check cell phone. Who knew that having a calendar on a desk every day was such a crutch  |
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cronewitch
Junior Associate
I identify as a post-menopausal childless cat lady and I vote.
Joined: Dec 20, 2010 21:44:20 GMT -5
Posts: 5,979
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Post by cronewitch on Feb 27, 2014 15:38:09 GMT -5
I remember when it is Friday because I sometimes go to my ISO's house on the weekend. I remember Wednesday and Thursday because I volunteer Wed night I put out the garbage and Thur bring the can back in so remembering Wed and Thur is important. I use the computer calendar to remind me of the day.
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Jaguar
Administrator
Fear does not stop death. It stops life.
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Post by Jaguar on Feb 27, 2014 15:39:48 GMT -5
Happy Anniversary.
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Gardening Grandma
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Post by Gardening Grandma on Feb 27, 2014 15:46:53 GMT -5
We remember when it's Friday because we only drink on weekends. (And vacations, of course...) |
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Bonny
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Location: No Place Like Home!
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Post by Bonny on Feb 27, 2014 16:09:40 GMT -5
We remember when it's Friday because we only drink on weekends. (And vacations, of course...) But aren't you always on vacation when you're retired? 
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TrixAre4Kids
Familiar Member
'Not all those who wander are lost' - J. R. R. Tolkien
Joined: Dec 22, 2010 22:33:15 GMT -5
Posts: 877
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Post by TrixAre4Kids on Feb 27, 2014 16:45:38 GMT -5
Every day is Saturday!
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Gardening Grandma
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Post by Gardening Grandma on Feb 27, 2014 17:30:33 GMT -5
We remember when it's Friday because we only drink on weekends. (And vacations, of course...) But aren't you always on vacation when you're retired?
I wish! DH keeps coming up with dang projects! I wish he could learn to be a little lazier Seriously, "vacations" really isn't the right word. "Trips" I guess would be more accurate. |
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Bonny
Junior Associate
Joined: Nov 17, 2013 10:54:37 GMT -5
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Location: No Place Like Home!
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Post by Bonny on Feb 27, 2014 18:43:09 GMT -5
But aren't you always on vacation when you're retired?
I wish! DH keeps coming up with dang projects! I wish he could learn to be a little lazier Seriously, "vacations" really isn't the right word. "Trips" I guess would be more accurate. I get it, lol! Between the remodel and rentals I'm exhausted being retired! |
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dancinmama
Senior Associate
LIVIN' THE DREAM!!
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Post by dancinmama on Mar 2, 2014 11:55:53 GMT -5
Holy cow! I just realized my two year anniversary was last week! The time sure has flown! And I haven't had to touch any of my investments yet! Congrats, Trix!! That's awesome. We are coming up on DH's one year retirement anniversary. I don't know where the time has gone, but we're having a blast not having to be on any time schedule. So far, like you, we have not had to touch any of our retirement accounts. I don't know how much longer that will last though.  |
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dancinmama
Senior Associate
LIVIN' THE DREAM!!
Joined: Dec 18, 2010 20:49:45 GMT -5
Posts: 10,659
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Post by dancinmama on Mar 2, 2014 12:00:41 GMT -5
Been retired almost 10 years and the biggest problem is remembering what day of week it is. Although I worked for a company that offered a pension plan, I opened a 401k as soon as they were 'invented'. DON't take any money out of your retirement savings! Around 1990 or so I took $1200 distribution out of an ESOP/PAYSOP account to buy something, jeez what a dumb move that was. This is huge; but for those who didn't do it, there's no time like the present!! I think those of us who have pensions, especially those who worked in the private sector, are REALLY fortunate. I am thankful everyday that DH chose to be a lifer and was able to avoid layoffs to do it. |
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grits
Senior Member
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Post by grits on Mar 2, 2014 12:34:59 GMT -5
We are very happy for you. Of course, you do realize that this means we also hate you. |
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TrixAre4Kids
Familiar Member
'Not all those who wander are lost' - J. R. R. Tolkien
Joined: Dec 22, 2010 22:33:15 GMT -5
Posts: 877
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Post by TrixAre4Kids on Mar 2, 2014 12:40:26 GMT -5
We are very happy for you. Of course, you do realize that this means we also hate you. Awwww, don't be a hater. Just think to yourself 'She must be old and gray, I am young and vibrant!' |
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grits
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Post by grits on Mar 2, 2014 12:43:18 GMT -5
I am not young, and vibrant. I am not grey due to genetics but I am getting decrepit pretty fast. You do know we don't hate you. Hence the wink. I would like to retire, do volunteer work, and stay home. I'd go to baseball games, and spend time with friends. |
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Blonde Granny
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Post by Blonde Granny on Mar 2, 2014 18:17:43 GMT -5
We have reached the age of needing that weekly calendar.....it keeps track of all the doctor appts. Last week between the 2 of us it was 4. Next week is already a Dr. apt on Monday and dentist on Thursday.
We never had these problems when we were younger. |
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dannylion
Junior Associate
Gravity is a harsh mistress
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Location: Miles over the madness horizon and accelerating
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Post by dannylion on Mar 2, 2014 18:31:44 GMT -5
Congratulations TrixAre4Kids!
Retirement is good. I've been retired about 2-1/2 years and frequently find myself in the "what day is this?" dilemma. I always know when it's Monday, though, because that's the day I volunteer in the emergency room, and some weeks I make it a point to be sure I know when it is Friday or Saturday or whatever other day I'm doing something with friends. Other than that, the day of the week is generally irrelevant.
I'm another one of the lucky people with sufficient resources to fund a comfortable retirement, for which I am enormously grateful.
Time seems to be going by a lot faster now that I'm retired than it did when I was working.
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Gardening Grandma
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Post by Gardening Grandma on Mar 2, 2014 19:00:33 GMT -5
We have reached the age of needing that weekly calendar.....it keeps track of all the doctor appts. Last week between the 2 of us it was 4. Next week is already a Dr. apt on Monday and dentist on Thursday.
We never had these problems when we were younger. Same here, BG. Last week, DH had 2 dr appts. Next week on Tues I'm taking a friend in for surgery and on Thurs I have 2 dr appts. Like dannylion, I notice that time is going by entirely too fast. |
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