nalto
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Post by nalto on Mar 26, 2014 12:15:55 GMT -5
nalto 3/26/14 $9,848.37 (1/14/14 $1,961.06 / Goal $20,000)
It's almost April?!? Unreal. Time flies!
I'll probably be updating this post in a few days with a little bit more savings, but I couldn't wait to post this!
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megaptera
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Posts: 338
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Post by megaptera on Mar 28, 2014 17:43:32 GMT -5
UPDATE
megaptera 3/28/14 $9,260.00 [1/4/14 $0.00 / Goal: $15,000] |
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Ombud
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Post by Ombud on Mar 29, 2014 0:04:20 GMT -5
I could either update this Sunday or next Saturday .... WWYD??
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Saving4Norway
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Post by Saving4Norway on Mar 29, 2014 13:27:36 GMT -5
I could either update this Sunday or next Saturday .... WWYD?? My 2 cents - I personally post my numbers after my payday, the last working day of the month. Sunday is the 30th so I'd prefer next Saturday. |
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Ombud
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Post by Ombud on Mar 29, 2014 22:10:38 GMT -5
Updating next weekend  |
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ambellamy
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Post by ambellamy on Mar 30, 2014 9:08:22 GMT -5
UPDATE TIME! I get a rose!!!!! By being uber careful and not spending DH's paychecks in Jan, Feb, & march... adding our tax return and his profit sharing check, we were able to get all the money together for his 2013 Roth IRA & put in the regular monthly contributions to mine!!!! I'm so psyched!!! I've also added a new saving goal to the list ($1,000.00 Car Emergency Fund). We are going to take one month off from the massive saving to work on getting some new bedroom furniture, but then we will attach the new car EF goal and the Emergency Fund most likely since those are smaller "wins." ----- 2013 Roth IRA (Hubs) | Goal: $5,500.00 (Starting: $0.00) | Now: $5,500.00  Difference since last Update: $4,225.00 Emergency Fund| Goal: $12,500.00 (Starting: $12,250.00) | Now: $12,277.09 Difference since last update: $17.77 Car Emergency Fund | Goal: $1,000.00 (Starting: $0.00) | Now: $0.00 Difference since last update: $0.00 2014 Roth IRA (Mine) | Goal: $5,500.00 (Starting: $0.00) | Now: $825.00 Difference since last Month: $8.25 2014 Roth IRA (Hubs) | Goal: $5,500.00 (Starting: $0.00) | Now: $0.00 Difference since last Month: 0.00 Ambellamy: 3/30/14 $6,352.09 (1/1/14 $0, WIRS1) |
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Jaguar
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Fear does not stop death. It stops life.
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Post by Jaguar on Mar 30, 2014 16:51:43 GMT -5
UPDATE : I think this is my first rose. 
| FUND | GOALS | CURRENT | % SAVED | | 1ST | $520 | $520 | 100% | | 2ND | $520 | $40 | 8% | | 3RD | $520 | $- | 0.00% | | 4TH | $520 | $- | 0.00% | | 5TH | $520 | $- | 0.00% | | 6TH | $520 | $- | 0.00% | | 7TH | $520 | $- | 0.00% | | TOTAL | $3640 | $560 | 15.4% |
Sugilite, 3/30/2014, $560 [Goal $3640]
ONWARD AND UPWARD WE ALL GO
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seriousthistime
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Post by seriousthistime on Mar 31, 2014 19:41:45 GMT -5
| 2014 Goal | 3/31/14 | % Saved | | Gifts | $2,600 | $700 | 26.9% | | Insurance | $5,600 | $1,946 | 34.8% | | Pet Care | $3,120 | $840 | 26.9% | | Utilities | $260 | $70 | 26.9% | | Weekly Savings | $1,378 | $631 | 45.8% | | Taxes | $5,300 | $1,610 | 30.3% | | Retirement | $28,800 | $7,748 | 26.9% | | HSA | $4,200 | $1,140 | 27.1% | | Total | $51,258 | $14,685 | 28.6% |
Serious this time, $14,685, 3/31/14 ($0, 1/1/14, Goal $51,258) Don't let the quote fool you. I just couldn't stand to type all the categories and numbers in from scratch when only the last two columns changed, so I quoted an old post and updated it. |
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tobinikui
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Post by tobinikui on Apr 1, 2014 15:13:38 GMT -5
Hi all & welcome to spring! Sorta. Kinda. Well, not that much, I guess. But it's not raining or snowing today, so I'll call that progress.
Life is progressing slowly it seems. We still have several issues with financial implications up in the air, but a few have been settled. DH's hospital stay WILL be covered, despite the initial panic-inducing letter to the contrary. I finally filed our taxes last week & scheduled our payments for later this week. It's still going to hurt, but it will be "nice" to have it over and done with. I am now at 28 weeks along & really need to start slowing down. For the first time thus far, I woke up just as achy as when I went to sleep last night. All is going well, as far as the pregnancy is concerned, so I will try to relax more. I am waiting on some test results, but not really expecting anything other than 'continue as normal'. Time will tell.
I rearranged our goals for this year to take into account the upheaval of the last few months. We are no longer planning to do the majority of the home improvements we were hoping for this year, but we are doing some of it - it will be nice to no longer have a 'door leading to nowhere' from our living room. One more week until we have a 2nd floor deck again! My savings total didn't change much, but the accounts we're focusing on have. I am hoping and praying that all of our smaller (car, house, pet) emergency funds will be filled back up before the baby comes, but time will tell. Progress is progress, period.
Account Goal Have Spent Need % Saved
ER Fund $20,000.00 8,008.22 $0 $11,991.78 40.0%
Taxes $6,500.00 1,623.22 $128.00 $4,748.78 26.9%
Insurances $5,300.00 1,207.36 $1,140.00 $2,952.64 44.4%
Christmas $2,000.00 525.16 $0 $1,474.84 26.3%
Vacations $1,500.00 $786.35 $0 $713.65 52.4%
Random $1,200.00 $22.00 $300.00 $878.00 26.8%
Patio Furn. $1,500.00 $1,115.00 $0 $385.00 74.3%
Deck/Plants $1,500.00 $0 $0 $1,500.00 0%
House ER $3,000.00 $1,001.32 $0 $1,998.68 33.4%
Car Fund $1,000.00 $1.37 $0 $998.63 0.1%
Pet ER Fund $1,000.00 $0.77 $0 $999.23 0.1%
Totals $44,500.00 $14,290.77 $1,568.00 $28,641.23 35.6%
Tobinikui: 4/1/14 $15,858.77 ($10,028.27 on 12/28/13; Goal - $44,500.00)
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tobinikui
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Post by tobinikui on Apr 1, 2014 15:16:01 GMT -5
That table turned into serious garbage & I apologize. Does anyone have a good link to a 'how to' for tables in proboards? Maybe one I can access from my smartphone? Sorry for the mess, I will fix it one way or another for my next update!!!
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Jaguar
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Post by Jaguar on Apr 1, 2014 15:31:49 GMT -5
I always copy paste from my last one, just go into edit and copy paste, then change it from there. For tutorial on Table Basics try Post #200 from here :
notmsnmoney.proboards.com/thread/29193/women-red-savers-2013?page=7
NOTE: I always find it's easier to change in BBCode and see what it will look like on the Visual side. So I paste my copy into BBCode and check what it will look like from Visual side.
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ambellamy
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Post by ambellamy on Apr 1, 2014 17:10:34 GMT -5
That table turned into serious garbage & I apologize. Does anyone have a good link to a 'how to' for tables in proboards? Maybe one I can access from my smartphone? Sorry for the mess, I will fix it one way or another for my next update!!! I just quote my last post and change the info... |
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Rocky Mtn Saver
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Post by Rocky Mtn Saver on Apr 2, 2014 8:39:04 GMT -5
Rocky Mtn Saver 04/01/14 $5,077 or 63% (01/01/14 = $0; Goal = $8,000)
| Fund | 2014 Goals | Jan 1st | Last Update | Current Update | % Met | | Emerg Fund | $1000 | $0 | $732 | $882 | 88% | | Roth IRA | $1300 | $0 | $570 | $845 | 65% | | Vacation Fund | $1000 | $0 | $440 | $750 | 75% | | Investing | $500 | $0 | $25 | $100 | 20% | | HSA | $2500 | $0 | $1375 | $1675 | 67% | | Car Fund | $700 | $0 | $585 | $585 | 84% | | Insurance | $1000 | $0 | $180 | $240 | 24% | | Totals | $8000 | $0 | $3907 | $5077 | 63% |
I'm trying to get my savings done as early in the year as possible in case I have to slow it down later in the year. Plus, I will have to pay for the final stage of some dental work in June/July.
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Saving4Norway
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Post by Saving4Norway on Apr 2, 2014 17:02:02 GMT -5
| Fund | 2014 Goals | Last Month | This Month | % Met | Roses | | Denmark | $2,500 | $2,500 | $3,000 | 120% | March | | Sisu | $2,000 | $2,000 | $2,000 | 100% | March | | Vehicles | $2,000 | $2,000 | $2,000 | 100% | March | | Harley Trip | $2,000 | $500 | $1,000 | 50% | | | Gifts&Donations | $1,500 | $500 | $1,000 | 67% | | | Vacay Property | $1,500 | $500 | $500 | 33% | | | Palm Springs | $500 | $500 | $500 | 100% | January | | Cultural | $500 | $0 | $0 | 0% | | | Christmas 2014 | $500 | $0 | $0 | 0% | | | Oleana | $500 | $0 | $0 | 0% | | | Quilting | $500 | $0 | $0 | 0% | | | Home Improvement | $3,000 | $0 | $0 | 0% | | | TOTAL | $17,000 | | $10,000 | 59% | |
Saving4Norway 4/2/14 $10,000 (12/22/13 $4,000 / Goal $17,000)  |
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DVM gone riding
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Favorite Drink: Coffee!!
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Post by DVM gone riding on Apr 3, 2014 9:38:42 GMT -5
A little late. These are March numbers. dvm07 4/1/14 3197.24 (1/1/14=$0 Goal=$12,700)| Fund | Goals | Saved YTD | % Met | Roses | | General Savings | $2,000 | $405.79 | 20.3% | | | Car Needs | $500 | $0.00 | 0.0% | | | Roth IRA | $5,500 | $1,400.00 | 25.5% | | | Gifts | $500 | $90.99 | 18.2% | | | Taxes | $1,200 | $333.37 | 27.8% | | | House needs | $1,000 | $70.00 | 7.0% | | | Travel | $2,000 | $897.09 | 44.9% | | | Total | $12,700 | $3,197.24 | 25.2% | |
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sealy
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Post by sealy on Apr 5, 2014 21:14:33 GMT -5
I am back but have only one goal and that is too save for my EF.
Once I am satisfied, I at least want to have $10,000 in my EF account,
I will add a new goal. Right now I'm trying to pay off my car. I have my
payments ahead of schedule by 2 months.
sealy: 04/5/2014 $400 (4/5/14 $400 Goal $10,000)
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seriousthistime
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Post by seriousthistime on Apr 6, 2014 9:24:41 GMT -5
sealy, car payoff is my immediate goal as well. I am directing every extra dollar towards that. Other than housing, it was probably my biggest monthly budget item, so it's going to free up more money every month that I can direct to other payoffs.
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Ombud
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Post by Ombud on Apr 6, 2014 17:06:12 GMT -5
Just to let everyone know, I didn't forget but can't post the spreadsheet from out of town. But I will get it up
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Ombud
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Post by Ombud on Apr 7, 2014 21:20:41 GMT -5
March Progress: | | Stars | Racer Name | Current | Goal | % Saved | Roses | Smilies | 1 | 
| ambellamy | $6352 | $16,750 | 38% | |     | 2 | | Antivasin | 535 | $1000 | 54% | |  | 3 | | DVM gone riding | 3917 | $12,700 | 31% | |
| 4 | | FemaleSam | 2600 | $26,121 | 10% | | | 5 | | Grits | 3290 | $12,250 | 27% | | | 6 | | HappyCat | 800 | $4000 | 20% | | | 7 | | Idlechatter | 685 | $11,500 | 6% |
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| 8 | | Mak | $1275 | $13,700 | 9% | | | 9 | | megaptera | $9260 | $15,000 | 61% | | | 10 | | murpath | $3500 | $17,000 | 21% | | | 11 | | nalto | $9848 | $20,000 | 49% | | | 12 | | Ombud | $7165 | $10,000 | 72% | | | 13 | | Rocky Mtn Saver | $5077 | $8000 | 49% | |
| 14 | | Saving4Norway 2014 | $10,000 | $17,000 | 59% | |
| 15 | | Seahorse | $2719 | $9100 | 30% |
| | 16 | | Sealy | $400 | $10,000 | 4% | | | 17 | | seriousthistime | $14,685 | $51,258 | 29% | | | 18 | | Shopaholic | $8127 | $18,600 | 39% |
| | 19 | | Sugilite | $560 | $3000 | 7% | | | 20 | | Teachermom | $9,048 | $138,850 | 7% | |
| 21 | | Tobinikui | $15,859 | $45,200 | 35% | | | |
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Ombud
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Post by Ombud on Apr 7, 2014 23:07:08 GMT -5
Look at those roses and stars adding up!  |
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Jaguar
Administrator
Fear does not stop death. It stops life.
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Post by Jaguar on Apr 9, 2014 4:33:44 GMT -5
I'll be starting over again cause I found out the amount that I have to pay the plastic surgeon. Plus I'm treating myself to a book and a couple cds. Surgery is May 7th and I got to pay the bill two weeks before.
So April 30th my amount will be changing again and I'll only be focused on one thing after that, saving for my moving EF. I'll do an early in the month Update.
I want to thank WIR Savers for giving me the focus to do this.
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Ombud
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Post by Ombud on Apr 12, 2014 17:34:08 GMT -5
We don't post often but we are supportive as we change from spenders to savers to investors
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mak
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Post by mak on Apr 15, 2014 8:08:10 GMT -5
I just pressed the wrong button and lost my whole chart, so now I am going with the quick and not as pretty version. AHHHH. Anyway, the last month has been crazy. We decided to start looking for houses and 2 weeks later we had made an offer and it was accepted! We are closing in May. Our goals are going to get all messed up! I might just keep putting things under house down payment as we pay back savings and apply other expenses to moving, etc.
Fund Goals Previous Newly Added YTD Met
House Down Payment 10,000.00 2,000.00 1,700.00 3,700.00 37.00%
Emergency Fund 1,000.00 0.00 150.00 150.00 15.00%
Christmas 800.00 200.00 0.00 200.00 25.00%
Boat Expenses 400.00 75.00 0.00 75.00 18.75%
Family Vacation 1,500.00 184.67 0.00 184.67 12.31%
Retirement Percentage 10% 6% 0% 6% 60.00%
TOTAL 13,700.00 2,459.73 1,850.00 4,309.67 31.46%
Mak 4/15/14 $4309.73 (01/1/14 $0, Goal=13,700.00)
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Ombud
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Post by Ombud on Apr 15, 2014 9:23:48 GMT -5
Congrats on the move!!  |
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Jaguar
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Fear does not stop death. It stops life.
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Post by Jaguar on Apr 15, 2014 20:13:00 GMT -5
We don't post often but we are supportive as we change from spenders to savers to investors
Yeah you have no idea how happy and empowered I feel doing this. Ombud I needed to deal with this from at least 2008 if not sooner. Well now it's being done and I got all the money for it.
Dayum it feels so freaking good.
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tobinikui
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Post by tobinikui on Apr 16, 2014 14:54:14 GMT -5
In an effort to NOT get stuck behind the curve again, I am trying something a little new right now. I had emptied some smaller savings accounts (car, house, pet emergency funds, while leaving our main ER fund intact), in order to pay off our car quicker, earlier this year. Then, with the tax nonsense, I wasn't able to immediately turn around and refill those accounts like I had planned to.
Our main credit card is at 0% interest through at least the end of this year, so while we usually pay the bill in full every month, I am letting the balance creep up & instead, directing our income to refilling our savings. We have enough to pay everything off at once if we had to, but for the next few months, I am going to force myself to be okay with carrying a credit card balance - if only because it means those buffer accounts will get filled back up. I'm already 60% of the way there on the buffer accounts & I'll still be paying the credit card bill - just not in-full, like usual.
This is a very different mind-set for me, and one I'm only testing because of the 0% interest on our card right now. I hope to be back to paying the card off in full by mid-August. Our spending habits haven't changed at all, I just think that having the cash in hand (and forcing not to rob from those buffer accounts again!) will help me relax a bit. This is the first time it's backfired on me like this, so I am anxious to not ever let that happen again!!
What do you guys think? Bad idea? Good idea? Too risky? Thoughts?
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Ombud
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Post by Ombud on Apr 16, 2014 19:57:24 GMT -5
I admit that my adversion to debt is extreme. So I'm not one to ask
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Saving4Norway
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Post by Saving4Norway on Apr 16, 2014 22:36:41 GMT -5
tobinikui - if you're sure, absolutely sure, that you'll pay off your cc debt before the 0% offer is up, then I'd say go for it, as an experiment. I'm like Ombud, in that I personally wouldn't do it, but it seems like you've thought it over, and that it might be an experiment you're willing to try. |
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Ombud
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Post by Ombud on Apr 16, 2014 22:46:28 GMT -5
After tomorrow's paycheck, I'll be done with my Roth for 2014. Which is great bc they are looking to sell company. No idea what happens then. But I was asked to stay until May (2 let go yesterday) |
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FemaleSam
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Post by FemaleSam on Apr 17, 2014 11:39:03 GMT -5
UPDATE
I'm finally getting around to updating. I did quit my job. My last day was March 31st. I don't miss it at all but it does feel weird knowing that I don't have an income. It was absolutely the right choice for me. I will probably post again with more information about how it is going. For now I want to get my update posted.
| Fund | Goals | 1/1/2014 | Current | % Met | | IRA - 2014 | $5,500 | $0 | $0 | 0% | | Rental savings account | $20,621 | $0 | $4,918 | 24% | | Holding account | | $0 | $0 | | | Total | $26,121 | $0 | $4,918 | 19% | |
FemaleSam 4/17/14 $4,918 (1/1/14 $0, Goal $26,121)
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