time to save 10%

[Deleted]

#1) The September FED meeting. The FED is divided on the Taper & Rates. This is putting pressure on Interest Rate sensitive Sectors and Stocks. .... Our call would be to Buy in, Set up D.R.I.P.s - walk away for 3 months; come back review them - if compelled make another buy; Walk away for 3 months Review; Do the same for the next 18 months..

To be fair the highlighted portion was in reference to - SDIV, PFF and PCEF. All of which can be used for proxies for: Bonds, Dividend exposure (National & International), Derivatives and Inflation Indications.

As to SPY specifically: I don't know what to tell you, mostly because I don't have a clue how heavily you are in SPY at the present time & whether the Limit Order is a Buy or Sell.
I do know that SPY got slammed in the 2007 - 2009 Rout; Hitting a Close of $76.09 on March 13th 2009 with Intraday action that bounced it below that.
And that was with things the way they were: Massive losses, write downs, bankruptcies, Etc. .
All of which was deflationary and in a Falling Interest Rate environment..

Rising Rates could hit the Basket that is SPY hard. One has to remember the S&P is the Financial Heart of things..
If one was planning to hold Long Term (as you specify) - I might say that if you have the Heart, Stomach and backbone - Set the holding up on D.R.I.P.s and just let it ride, review it say once a year?
Let the D.R.I.P.s DCA the Position.

As For BUFBX - Again no Idea how much you have riding or how big the losses are.. Will say this (and no doubt many will disagree) - Sometimes taking the big loss proves very advantageous over the long haul. Those losses can reduce your Tax Liability & in some cases even give you carry over losses for another year..
That can provide room to maneuver that otherwise might not exist. 

[Ombud]

Selling BUFBX at a 15% gain but within a rollover IRA so no tax implications. I did inherit a loss (mom's home sold @ loss) so I plan to sell off enough winners in brokerage account to negate that eventually (November - December?).

My cost average in SPY is a little over 117 per share. I was 'lucky' enough to buy most between flash crash & November 2011. If I pick up another 6% @ current price, my average goes up to 127.

No offense meant when referring to time out of market .... its just something they always said at the 457 mtgs

[bimetalaupt]

Aug 25, 2013 0:50:13 GMT -5 bimetalaupt said:

Aug 25, 2013 0:35:48 GMT -5 clarkrl2 said:

Of course that assumes you're out on only the best 10 days. It's a meaningless statistic. er,



anytime you're out during a period when the market rises you likely lost out on some potential gains. Likewise, anytime you're out during a decline you likely preserved some capital.

Well this may be true. But if you always bet on red you gave about a five percent advantage over the house. That is if three doubles are in your 50/50 betting game.
Of you check all ten happned when the market was oversold..stocks not bonds..the ,50/50 renounced system made you sell bond and buy stocks in the red. I E buy against the market. Ask WXYZ we have posted buyer calls in the darkest days for stocks.

Check out our posted output pages esp buy and relative values models,
Just a thought,
Bimetalaupt

Ps. Most of the systems that support liquity make money..50/50 rebancer does both for bonds and stocks. Bond market is twice as big as the stock market. OTC deritive market is out of reachfor me. ETF make money for the brokers!!!

Clarke2,

Please help me with your system!! It sounds like you may be talking about going long on volitiliy. Hold an array of high beta stocks at 200% market risk)beta3. In the long run your investments have paid off better then investing at the ,50/50 mix. The ride can be amazing...like holding small caps only.
Just a thought,
Bimetalaupt

[clarkrl2]

For my retirement account I have to use mutual funds. I chose a mutual fund that allocates pretty close to your 50/50 model. I think the prospectus allows them to go as high as 60% equities and as low as 40% equities. This is a 403b which supplements my Teacher Retirement plans.

In my brokerage account where I trade stocks I am primarily a value investor. As the market goes up I find less value plays so I have more cash. I also like to use the method describe in the shorter term trading thread on this board where I look for stocks that beat on earnings estimates in the most recent quarter and have had recent upward estimate revisions.

The value stock plays tend to outperform in a rising market and underperform in a declining market. The estimate revisions plays I enter and exit based on technical analysis.

[Ombud]

bimetalaupt said:

HD 2.00+14.5% growth = 16.5% total

Great call! Should've listened instead of putting it on morning to do list

[bimetalaupt]

Aug 25, 2013 21:33:09 GMT -5 clarkrl2 said:

For my retirement account I have to use mutual funds. I chose a mutual fund that allocates pretty close to your 50/50 model. I think the prospectus allows them to go as high as 60% equities and as low as 40% equities. This is a 403b which supplements my Teacher Retirement plans.

In my brokerage account where I trade stocks I am primarily a value investor. As the market goes up I find less value plays so I have more cash. I also like to use the method describe in the shorter term trading thread on this board where I look for stocks that beat on earnings estimates in the most recent quarter and have had recent upward estimate revisions.

The value stock plays tend to outperform in a rising market and underperform in a declining market. The estimate revisions plays I enter and exit based on technical analysis.

Again, interesting but rebalancing system is a trading system and needs to be tighter then that to work.

[bimetalaupt]

Aug 26, 2013 11:08:40 GMT -5 Ombud said:

bimetalaupt said:

HD 2.00+14.5% growth = 16.5% total

Great call! Should've listened instead of putting it on morning to do list

Ombud,
HD has been a long term holding of House Money that was paid for with selling covered. Calls. Greatest ride in retail.

[Ombud]

How do you determine entry points?

[bimetalaupt]

Aug 27, 2013 23:08:21 GMT -5 Ombud said:

How do you determine hentry points?

Ombud,
MACD..(12,26,9)