WWYD?

[Ombud]

Trying to long-term invest. Here's what I hold. Would you sell TWO / buy VT? Only 476k in Name Last 4/6 Opinion 20-Day Rel Str 20-Day His Vol 20-Day Avg Vol 52-Wk Low 52-Wk High Asia Pacific Ex-Japa 67.58 64% Sell 41.71% 10.49% 5,695 56.98 70.58 Buffalo Flexible Inc 13.43 16% Buy 56.01% 4.58% 0 11.95 13.54 Spartan 500 Index 55.02 16% Buy 53.24% 8.90% 0 45.46 55.88 Pimco Income Fund 12.56 80% Buy 59.49% 1.19% 0 11.30 12.58 Schwab US Dividend 31.58 40% Buy 60.80% 8.07% 366,550 26.13 31.92 SPDR S&P 500 ETF 155.16 16% Buy 54.49% 8.64% 120,286,969 127.14 157.21 AT&T Inc. 38.02 100% Buy 68.92% 11.51% 29,145,076 29.95 38.58 Two Harbors Investme 12.13 48% Sell 39.16% 39.07% 10,489,710 9.85 14.02 Total World Stock - watch / not holding 51.69 8% Sell 49.71% 9.56% 316,275 42.19 52.70

[Deleted]

 

	Company	Symb	Last Div	Fund Holdings	Top Sector
Asia Pacific Ex-Japa	WisdomTree	AXJL	$0.17	198 positions	Finacials 26.94%
67.58
Buffalo Flexible Inc	Buffalo Funds	BUFBX	$0.04	125 Positions	Energy 18.80%
13.43
Spartan 500 Index	Fidelity (Mut Fund)	FUSEX	$0.26	506 Positions	Info. Tech. 17.99%
55.02
Pimco Income Fund	Pimco	Depend on Class	Depend on Class	Depend on Class	Depend on Class
12.56
Schwab US Dividend	Schwab	SCHD	$0.20	102 Positions	Consum. Stap. 28.20%
31.58
SPIDER S&P 500 ETF	SSGA	SPY	$0.69	500 Positions	Info. Tech. 17.84%
155.16
AT&T Inc.		T	$0.45
38.02
Two Harbors Investment
12.13		TWO	$0.32

First - Not a fan of ETF's - However, will say the following
1) Never Heard of Buffalo Funds or Spartan Funds Until Now - So, skeptical there.
2) The PIMCC Fund is all about Bonds, but getting right info is dependant on the Fund Class, which dictates the Fund Symbol.
3) The Spartan Fund is actually a MUTUAL FUND, not an ETF.
4) The SPARTAN FUND and the SPIDER S&P 500 Fund, seem redundant as they from all appearances have nearly the EXACT identical Mix and Weightings on the Sectors. The SPIDER would be easier to deal with (IMHO) just becasue it is an ETF.
5) The Buffalo Fund may be Cheap, but the Dividend {$$} Stinks..
6) Think AT&T is Decent (Current Opinion)
7) Don't really know anything about TWO, but not one I follow.

Personal Opinion - Pull A HOLDINGS List from all the Funds Except the Bond Fund - Compare the lists to see which overlap. Then Do some research into the Companies that you have in the lists. Buy Shares of the Companies you think are best directly, set up on D.R.I.P.S. - then leave it be, buy more shares as you deposit more money, let the D.R.I.P.S build the Positions and Residuals for you.

Just personal Opinion.

[Ombud]

My 401k only offers spartan fund or cash. Yes, stinks. Will map out rest. Thx