kittypuppymom
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Post by kittypuppymom on Aug 31, 2012 10:13:18 GMT -5
I don't get the point that graduate student classes are cheaper? They were not for my DD. It seemed the higher she went the higher the bill. Maybe they are not taking in the point of labs and fees??? DD was going year round and doing summer courses. She had one summer class just one and the bill for that was over $2000.00 for one freaking class. Don't even get me started on the price of books.
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Miss Tequila
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Post by Miss Tequila on Aug 31, 2012 10:24:42 GMT -5
I will never understand getting a degree without knowing your earning potential with that degree. If your earning potential is $15/hr with or without the degree, why the hell would you spend not only $$ but years of your life to get it?
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Deleted
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Post by Deleted on Aug 31, 2012 11:10:06 GMT -5
The amount they receive from the state is not "negligible". Though for some universities it may be a small portion in comparison to the private donations they recieve. It can be when you receive over 90% of your funds from tuition, endowments and donations. These public schools can't raise tuition without state approval, have to take in certain types of students, and follow other rules. For them it makes a lot of sense to go private, especially when they have pledges that will more than make up the difference from state funding.
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shanendoah
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Post by shanendoah on Aug 31, 2012 12:54:16 GMT -5
kittypuppymom: Graduate school tuition most definitely higher, but depending on your major, you may not end up paying anything. I got my MBA. I have 39k in graduate student loans that I am paying back for that. DH is looking at getting a PhD in math. Once he enters graduate school, despite the high tuition, we will possibly be making money on his being in school because of graduate stipends, and other aid the university gives students who are seeking PhDs in math and sciences So maybe that should remain that liberal arts degrees (even at the graduate levels) are subsizing STEM degrees.
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Reckless Roselia
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Beauty is in the soul of the beholder!
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Post by Reckless Roselia on Sept 1, 2012 12:35:27 GMT -5
Good luck to him, shanendoah. It's something I've considered possessing myself too (a PhD in maths). Having such a degree and title under your belt is quite an honour.
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seriousthistime
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Post by seriousthistime on Sept 1, 2012 13:11:11 GMT -5
That reminds me of my girlfriend who made her kids get student loans and then paid them off for graduation present. If they fooled around, it'd have stayed their dime! When they had skin in the game, they majored in things that would make them employable as opposed to easy majors. Pretty much what I did. It wasn't a graduation gift but the deal was that WHEN they graduated, I would make their student loan payments for them. If they didn't graduate, they'd be paying those loans off on their own. Worked pretty well. All are very gainfully employed and/or in grad school in a STEM field.
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The Captain
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Post by The Captain on Sept 2, 2012 23:19:29 GMT -5
fwiw there is projected to be a huge shortage in actuaries in the next decade. This is one hot field to go into!
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zibazinski
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Post by zibazinski on Sept 2, 2012 23:54:56 GMT -5
What is that? What do they do?
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Deleted
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Post by Deleted on Sept 4, 2012 10:15:45 GMT -5
They are commonly jobs in the insurance industry - they are the ones who (for example) build the rate tables for certain types of insurance. From Wikipedia
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Phoenix84
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Post by Phoenix84 on Sept 4, 2012 10:55:51 GMT -5
"Again, the article also claimes that the only people who get academic scholarships are already rich, so the poor kids don't really have a shot at those, either."
I think it's pretty tough to get scholarships. I tried to apply for a lot of them, but many have specific criterea (you need to be a certain race/gender/major or have specific volunteer or job experience). Others were only for disadvantaged students.
Basically, you either needed to be.
1. Like a super genius in a field or area (like music or science) or really REALLY good grades (4.0+). 2. A disadvantaged class (poor, minority, women in STEM ect.)
For your average middle class white kid with good but not spectacular grades and a few extra cirriculars where you're middle of the pack, there's really very few scholarships or aide out there for you. You're going to pay big.
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zibazinski
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Post by zibazinski on Sept 4, 2012 11:04:22 GMT -5
Yup, and that is typical of the middle class all over. They pay the most for everything. Not fair but reality. Princess is still whining to DF about quitting her job and moving to Chicago and getting a general MBA. She's only sucking up to him so he will pay for it and he knows it but he wants her back in his life. So be it. At least I got him to agree to only paying 1/3 of her tuition. The rest as well as living expenses are on her and mummy.
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tloonya
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What status?
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Post by tloonya on Sept 4, 2012 11:13:30 GMT -5
Go to in state college to avoid those fees...no?
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shanendoah
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Post by shanendoah on Sept 4, 2012 11:14:33 GMT -5
Roselia: We're still 2 years away from the combined BA/BS, so the PhD is a ways down the road, but DH is one of those people that once he decides this is what he wants, he gets it. So in another 5-7 years, we should be good.
Phoenix: For undergrad, I had a full ride academic scholarship (until I lost it). And I was a middle class white student, and wasn't even in the top 20 of my highschool class. (With a 3.97, I was 25th.) At the same time, my parents had always told my brother and I that they weren't paying for college, so if we wanted to go, we'd better get scholarships. I also went to the in state school. My full ride- 10k for 4 years not 10k/yr for 4 years, but 10k total for 4 years. By the time I graduated, that wasn't actually a full ride anymore (and certainly didn't cover dorm living from the beginning), but I did go to a very inexpensive school. That was mid 1990s. Now, DH is also going to a state school, and we are paying about 10k/year out of pocket for full time tuition and books. Yes, we're in a more expensive state, but still, that's essentially an increase of 400% in less than 20 years. The actual cost of college is a problem. (But I still don't feel for the "poor middle class" students who choose to go to out of state schools and then complain about out of state tuition.)
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zibazinski
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Post by zibazinski on Sept 4, 2012 11:39:31 GMT -5
No kidding! What's with that? Talk about stupid. Then complain about their loans or costs.
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Deleted
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Post by Deleted on Sept 4, 2012 11:46:25 GMT -5
fwiw there is projected to be a huge shortage in actuaries in the next decade. This is one hot field to go into! The MOST boring job i ever had.... Original job out of the Air Force was in Transamerica...as an actuarial accountant Hated it! No contact with people, and chart after chart of numbers It was a beginners position, so i worked through it for two years before i tried landing something different For some...maybe it is okay....for me, no way
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