thyme4change
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Post by thyme4change on May 17, 2012 8:54:03 GMT -5
I used on vacation fund to pay off our HELOC. I guess I wasn't keeping good enough tabs on what all that money in our savings account was earmarked for. My husband bought the plane tickets, and I have to tap the HELOC to pay the credit card. It feels like I'm borrowing to go on vacation - but I think I'm just undoing my payment, right?
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Deleted
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Post by Deleted on May 17, 2012 8:57:58 GMT -5
just take it from the birthday gift money.  |
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swamp
Community Leader
THEY’RE EATING THE DOGS!!!!!!!
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Post by swamp on May 17, 2012 9:02:24 GMT -5
I used on vacation fund to pay off our HELOC. I guess I wasn't keeping good enough tabs on what all that money in our savings account was earmarked for. My husband bought the plane tickets, and I have to tap the HELOC to pay the credit card. It feels like I'm borrowing to go on vacation - but I think I'm just undoing my payment, right? Right. |
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Baby Fawkes
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Post by Baby Fawkes on May 17, 2012 9:29:49 GMT -5
As long as there isn't a different rate on the newly withdrawn money, then it's completely a case of no-harm-no-foul
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Deleted
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Post by Deleted on May 17, 2012 9:30:29 GMT -5
Vacation? get off yer high horse.
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973beachbum
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Post by 973beachbum on May 17, 2012 9:36:07 GMT -5
I used on vacation fund to pay off our HELOC. I guess I wasn't keeping good enough tabs on what all that money in our savings account was earmarked for. My husband bought the plane tickets, and I have to tap the HELOC to pay the credit card. It feels like I'm borrowing to go on vacation - but I think I'm just undoing my payment, right? Aren't you an accountant?  |
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swamp
Community Leader
THEY’RE EATING THE DOGS!!!!!!!
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Post by swamp on May 17, 2012 9:37:12 GMT -5
I think it can be characterized as a 1031 exchange.  |
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zibazinski
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Post by zibazinski on May 17, 2012 10:04:08 GMT -5
Don't we have a wooden spoon somewhere with Thymes name on it? |
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greenstone
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Post by greenstone on May 17, 2012 10:10:28 GMT -5
Don't we have a wooden spoon somewhere with Thymes name on it?  Nope, this is Warm and Fuzzy YM. Talk of a HELOC, CCs and a vacation but not a single mention of cat food later in life. |
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zibazinski
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Post by zibazinski on May 17, 2012 10:13:58 GMT -5
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swasat
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Post by swasat on May 17, 2012 10:15:26 GMT -5
Thyme, you will be forgiven for your deed if you tell us where you are going.  |
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swamp
Community Leader
THEY’RE EATING THE DOGS!!!!!!!
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Post by swamp on May 17, 2012 10:21:23 GMT -5
Thyme, you will be forgiven for your deed if you tell us where you are going. And send us all postcards. |
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zibazinski
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Post by zibazinski on May 17, 2012 10:22:46 GMT -5
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whoisjohngalt
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Post by whoisjohngalt on May 17, 2012 10:27:34 GMT -5
Wait a minute - a new car AND a vacation??? Someone should strip you off your YM card. Those kind of things are unheard of in YM-La-la land
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thyme4change
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Post by thyme4change on May 17, 2012 10:28:13 GMT -5
Meh - the cobbler's children have no shoes.
The Northeast. Do you really want postcards from somewhere you live or nearly live?
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swamp
Community Leader
THEY’RE EATING THE DOGS!!!!!!!
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Post by swamp on May 17, 2012 10:28:16 GMT -5
Wait a minute - a new car AND a vacation??? Someone should strip you off your YM card. Those kind of things are unheard of in YM-La-la land She even posted about buying a Xbox Kinect for the kids. For shame. |
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thyme4change
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Post by thyme4change on May 17, 2012 10:28:39 GMT -5
The new car was 12 months ago.
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swamp
Community Leader
THEY’RE EATING THE DOGS!!!!!!!
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Post by swamp on May 17, 2012 10:29:03 GMT -5
Of course I do. It's not a bill in the mailbox, so it makes me happy.
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swasat
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Post by swasat on May 17, 2012 10:29:25 GMT -5
I wouldn't mind |
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whoisjohngalt
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Post by whoisjohngalt on May 17, 2012 10:30:22 GMT -5
I wouldn't be bragging about sinning for that long.....
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swasat
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Post by swasat on May 17, 2012 10:32:06 GMT -5
Maybe thyme has already bought stocks in cat food making companies. So she isn't worried any more?  |
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quotequeen
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Post by quotequeen on May 17, 2012 10:32:19 GMT -5
Going to the northeast doesn't qualify as a vacation. |
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swasat
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Post by swasat on May 17, 2012 10:33:11 GMT -5
Going to the northeast doesn't qualify as a vacation. She lives in Phoenix AZ, qq. So for her it does. |
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Deleted
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Post by Deleted on May 17, 2012 10:33:43 GMT -5
Of course I do. It's not a bill in the mailbox, so it makes me happy. ooh ooh ooh - get me one with Snooki and The Situation on it! ;D |
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thyme4change
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Post by thyme4change on May 17, 2012 10:35:18 GMT -5
I thought of our "old" car as "the new car" until we bought the one last year. My "old" car is now 9 years old. So, my bad frame of reference helps me control my spending (on cars anyway.)
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thyme4change
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Post by thyme4change on May 17, 2012 10:35:53 GMT -5
I'm not going to Jersey (although I was there for business a few weeks ago.)
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Deleted
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Post by Deleted on May 17, 2012 10:37:21 GMT -5
I'm not going to Jersey (although I was there for business a few weeks ago.) and you didn't wave?  |
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swamp
Community Leader
THEY’RE EATING THE DOGS!!!!!!!
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Post by swamp on May 17, 2012 10:39:15 GMT -5
Going to the northeast doesn't qualify as a vacation. Sure it does. It's paradise over here! |
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thyme4change
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Post by thyme4change on May 17, 2012 11:13:05 GMT -5
I flipped the bird - I thought that was what was considered waving in NJ. No?
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Miss Tequila
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Post by Miss Tequila on May 17, 2012 11:16:50 GMT -5
"The Northeast. Do you really want postcards from somewhere you live or nearly live? " shit...you aren't really stalking me, are you??? |
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