Works4me
Senior Member
Someone responded to your personal ad - a German Shepherd named Tara wants to have you for dinner...
Joined: May 5, 2012 12:11:37 GMT -5
Posts: 2,522
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Post by Works4me on Apr 19, 2012 12:07:54 GMT -5
Occassional lurker since MSN days, new poster.
Would like help on making peace with spending savings when that long awaited "RAINY DAY" arrives.
Financially conservative background/family- now have total responsibility for 81 y/o father who requires 24 hour care. Financially able to keep him home as long as is necessary/possible and have wonderful hired help.
Problem is spending savings. This is what we all save for and yet I feel as if it should not be necessary ever to remove/transfer money from savings/investments.
Anyone else ever done this? Any advice?
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mizbear
Senior Member
Stand back. I have a budget, and I know how to use it.
Joined: Jan 2, 2011 13:12:46 GMT -5
Posts: 3,958 
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Post by mizbear on Apr 19, 2012 14:07:54 GMT -5
Is this savings earmarked for something specific? A big family trip? An anniversary cruise? A new house? A baby?
Or is it earmarked for emergencies?
Since you say "rainy day" I presume you mean an emergency- in which case you should not feel guilty- you should feel proud- this is the whole reason people save money. To keep from getting into a mess.
There will be times that you HAVE to take out of your savings. When you need that emergency repair done for instance.
Something else to consider- as I am a caregiver as well- do you have a bit of "mad money" or fun money earmarked for yourself? Whether you get your nails done, sip a latte, go out for Chinese with a friend, go to a caretakers support group, catch an exercise class- make sure you make time for you at least once a week. Even though you have hired help- you still have stress as the person managing Dad's care and finances.
And that can take a toll on you. Which affects how you handle yours.
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Works4me
Senior Member
Someone responded to your personal ad - a German Shepherd named Tara wants to have you for dinner...
Joined: May 5, 2012 12:11:37 GMT -5
Posts: 2,522
|
Post by Works4me on Apr 19, 2012 17:42:39 GMT -5
Bear - lol as that is my nick name too - sarah-bear or miss bear - we bears must unite!
Anyway, very good point - I have been neglecting myself and personal time. Definitely need to get out more and will see what I can start doing for myself. Need to go hang out with my bff's and such. Will let you know what I set up.
Funniest thing is by profession I am a medical social worker but the personal parts of this are no easier.
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mizbear
Senior Member
Stand back. I have a budget, and I know how to use it.
Joined: Jan 2, 2011 13:12:46 GMT -5
Posts: 3,958
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Post by mizbear on Apr 19, 2012 18:39:47 GMT -5
 If it were easy.... You sound like you have a good head on your shoulders. You will do well.
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Works4me
Senior Member
Someone responded to your personal ad - a German Shepherd named Tara wants to have you for dinner...
Joined: May 5, 2012 12:11:37 GMT -5
Posts: 2,522
|
Post by Works4me on Apr 19, 2012 20:46:51 GMT -5
Just sharing this little bit I was able to take care of paperwork that has been on my desk since end of December! Thx   |
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