frep
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Post by frep on Feb 3, 2012 14:41:48 GMT -5
I use 3 local banks as convenience only. The cash in the house is in a small hidden safe. Credit cards = convenience. Debt level = $0. Asset level = low to mid 8 figure. You won't find me confused with convenience versus necessity. There are certain activities that necessitate having a bank account. Have you ever tried to rent a car without a credit card? Have you ever tried to order something over the internet and pay cash? Not many (pretty much zero) employers are willing to pay you cash. Not many people will sell their house to someone paying cash. Need I go on? Renting a car is not a necessity. Buying something online is not a necessity. No they can give you a check though. I think Wal-Mart will cash a check. Buying a house is not a necessity. Please continue....
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Deleted
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Post by Deleted on Feb 3, 2012 14:41:49 GMT -5
I have known people to store money at home, but don't recommend it as the possibility of being injured in a home invasion rises exponentially. I live in an extremely rural area with only a couple of people per square mile. It's one of those no crime areas because everyone has guns. Felons move to easier target areas with more firearm restrictions. The only violent crime seems to be domestic. The 10/20k that stays in the house really wouldn't be missed if stolen. The house does have the latest in alarm systems, more for our own personal protection. Gives me time to grab a large caliber firearm.
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Deleted
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Post by Deleted on Feb 3, 2012 14:43:13 GMT -5
There are certain activities that necessitate having a bank account. Have you ever tried to rent a car without a credit card? Have you ever tried to order something over the internet and pay cash? Not many (pretty much zero) employers are willing to pay you cash. Not many people will sell their house to someone paying cash. Need I go on? Renting a car is not a necessity. Buying something online is not a necessity. No they can give you a check though. I think Wal-Mart will cash a check. Buying a house is not a necessity. Please continue.... I just hate living in a cave, don't you find it damp?
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Deleted
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Post by Deleted on Feb 3, 2012 14:45:35 GMT -5
I have known people to store money at home, but don't recommend it as the possibility of being injured in a home invasion rises exponentially. I live in an extremely rural area with only a couple of people per square mile. It's one of those no crime areas because everyone has guns. Felons move to easier target areas with more firearm restrictions. The only violent crime seems to be domestic. The 10/20k that stays in the house really wouldn't be missed if stolen. The house does have the latest in alarm systems, more for our own personal protection. Gives me time to grab a large caliber firearm. I'm Canadian so this gun talk is freaking me out. Back to the cave for me.
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Deleted
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Post by Deleted on Feb 3, 2012 14:46:57 GMT -5
I use 3 local banks as convenience only. The cash in the house is in a small hidden safe. Credit cards = convenience. Debt level = $0. Asset level = low to mid 8 figure. You won't find me confused with convenience versus necessity. There are certain activities that necessitate having a bank account. Have you ever tried to rent a car without a credit card? Have you ever tried to order something over the internet and pay cash? Not many (pretty much zero) employers are willing to pay you cash. Not many people will sell their house to someone paying cash. Need I go on? Nothing you listed is a necessity
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Deleted
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Post by Deleted on Feb 3, 2012 14:48:43 GMT -5
There are certain activities that necessitate having a bank account. Have you ever tried to rent a car without a credit card? Have you ever tried to order something over the internet and pay cash? Not many (pretty much zero) employers are willing to pay you cash. Not many people will sell their house to someone paying cash. Need I go on? Nothing you listed is a necessity Thats your opinion. For some people it is necessary to say rent a car or to own a house or conduct business.
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frep
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Post by frep on Feb 3, 2012 14:54:03 GMT -5
What cave? You could drive all over North America you don't need to rent a car to do it. There's not much someone couldn't buy at a wal-mart/target/best buy/furniture store/etc that they would need to buy something online. Right now probably 30 to 40% get a check from work instead of direct deposit. They have to bring the check somewhere to get cash they could just as easily drive to wal-mart as they could a bank. I'm sure there are plenty of people perfectly happy renting an apartment or house that don't feel the need to buy a house.
Yes, it's more convenient to fly somewhere and rent a car. It's more convenient sometimes to buy something off Amazon. It's more convenient to have direct deposit. All those things are conveniences......not necessities.
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Post by Savoir Faire-Demogague in NJ on Feb 3, 2012 14:55:00 GMT -5
Thats your opinion. For some people it is necessary to say rent a car or to own a house or conduct business.
Of course going out to a nice restaurant, it is much easier to use a credit card than to carry around large amounts of cash with you. I do a good chunk of my larger purchases online, including industry necessary books and texts, plus software, hardware and other electronics. Most business' would rather you use a CC. Handling cash is burdensome and risky.
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Post by Savoir Faire-Demogague in NJ on Feb 3, 2012 14:56:41 GMT -5
Yes, it's more convenient to fly somewhere and rent a car. It's more convenient sometimes to buy something off Amazon. It's more convenient to have direct deposit. All those things are conveniences......not necessities.
You are correct. But modern, everyday life people do these things every day.
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frep
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Post by frep on Feb 3, 2012 14:58:52 GMT -5
Yes, it's more convenient to fly somewhere and rent a car. It's more convenient sometimes to buy something off Amazon. It's more convenient to have direct deposit. All those things are conveniences......not necessities.You are correct. But modern, everyday life people do these things every day. I know they do. I do. Most people I know do. That still doesn't make them necessities in my opinion.
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Cookies Galore
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Post by Cookies Galore on Feb 3, 2012 15:00:19 GMT -5
What the hell people?! This thread is supposed to be about how awesome and worth it Madonna is! Back on topic!
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workpublic
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Post by workpublic on Feb 3, 2012 15:01:21 GMT -5
it's more than just plain ole arrogance. it's also immorality and theft. billmoyers.com/series/moyers-and-company/watch all 4 shows. learn who the players are(hint: they're repubs and dems). why aren't any of them in jail? ? let alone still in the driver's seat causing more havoc and danger.
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Deleted
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Post by Deleted on Feb 3, 2012 15:02:09 GMT -5
What cave? You could drive all over North America you don't need to rent a car to do it. There's not much someone couldn't buy at a wal-mart/target/best buy/furniture store/etc that they would need to buy something online. Right now probably 30 to 40% get a check from work instead of direct deposit. They have to bring the check somewhere to get cash they could just as easily drive to wal-mart as they could a bank. I'm sure there are plenty of people perfectly happy renting an apartment or house that don't feel the need to buy a house. Yes, it's more convenient to fly somewhere and rent a car. It's more convenient sometimes to buy something off Amazon. It's more convenient to have direct deposit. All those things are conveniences......not necessities. I need to own a home, renting is not a good financial choice for me. Will Wal-mart cash your check from some unknown employer? Seriously? For some people renting a car is a necessity of their job. As a woman I can say I would not feel comfortable walking around with hundreds of dollars on my person.
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Deleted
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Post by Deleted on Feb 3, 2012 15:03:24 GMT -5
Renting a car very often is a necessity. It depends on one's job. I have worked in non-profits with engineers who had to travel to various locations to do accreditation visits. They do indeed need rented cars for local travel when there. Likewise executives going to training sessions or business conventions out of their local area. YOU on the other hand may never need to do this. Toughtimes, I'm not trying to sound arrogant but I knew how this conversation would end up. The convenience/necessity that is based on lifestyle choices, would be never ending. It's all in how you meet your standard of living, and what your financial situation is. Just apple, I don't know anything about Canadian gun ownership or laws, but law abiding gun owners (in this area at least) contribute greatly to a low crime rate. Our entire county only has two patrol cars running at any time, and they're seldom on call for anything serious. The US media's portrayal of gun owners is often one sided.
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Deleted
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Post by Deleted on Feb 3, 2012 15:03:39 GMT -5
What the hell people?! This thread is supposed to be about how awesome and worth it Madonna is! Back on topic! Madge is old news, I'm not even gonna watch her at half time. blech....
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frep
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Post by frep on Feb 3, 2012 15:04:19 GMT -5
Well I guess you have your opinion on what a necessity is and I have mine. We might as well just leave it at that.
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Deleted
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Post by Deleted on Feb 3, 2012 15:06:22 GMT -5
What the hell people?! This thread is supposed to be about how awesome and worth it Madonna is! Back on topic! Madonna is awesome? Since when?
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Post by Deleted on Feb 3, 2012 15:09:45 GMT -5
Well I guess you have your opinion on what a necessity is and I have mine. We might as well just leave it at that. Fair enough.
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Deleted
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Post by Deleted on Feb 3, 2012 15:15:37 GMT -5
Renting a car very often is a necessity. It depends on one's job. I have worked in non-profits with engineers who had to travel to various locations to do accreditation visits. They do indeed need rented cars for local travel when there. Likewise executives going to training sessions or business conventions out of their local area. YOU on the other hand may never need to do this. Toughtimes, I'm not trying to sound arrogant but I knew how this conversation would end up. The convenience/necessity that is based on lifestyle choices, would be never ending. It's all in how you meet your standard of living, and what your financial situation is. Just apple, I don't know anything about Canadian gun ownership or laws, but law abiding gun owners (in this area at least) contribute greatly to a low crime rate. Our entire county only has two patrol cars running at any time, and they're seldom on call for anything serious. The US media's portrayal of gun owners is often one sided. Our gun laws are quite a bit different than yours. I surmise by the way you speak of guns that they are prevalent and therefore it is a level playing filed of sorts. Not so here, the only people with guns in Canada are hunters and illegals.
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floridayankee
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Post by floridayankee on Feb 3, 2012 15:16:42 GMT -5
Let her charge $1000 for a ticket won't matter to me. I wouldn't pay $40 to see one of her concerts I would love to see a a Jimmy Buffett concert but I refuse to pay the insane amount they want....damned lawn 'seat' is $110. The seating area runs $135 for a crappy seat out by the lawn up to $1,250 for a private box seat. The last time Buffett came to Tampa, I found out the Coral Reefers played at a local joint in Tampa. Unfortunately, it was one weekend too late. Buffett has a concert in March at the Tampa Amphitheater so I'm keeping an eye on the local joint's music schedule this time around.
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handyman2
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Post by handyman2 on Feb 3, 2012 15:23:06 GMT -5
Madonna's agents are just practicing free market enterprise. Charge what people are willing to pay. If the people won't pay the price then the cost of tickets will drop. Ever see the lines at theaters in Manhatten before show time. Those people are waiting for the ticket prices to drop to fill the show. I do that and may end up paying 50% less than the guy sitting next to me for the same show.
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Deleted
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Post by Deleted on Feb 3, 2012 15:23:17 GMT -5
Let her charge $1000 for a ticket won't matter to me. I wouldn't pay $40 to see one of her concerts I would love to see a a Jimmy Buffett concert but I refuse to pay the insane amount they want....damned lawn 'seat' is $110. The seating area runs $135 for a crappy seat out by the lawn up to $1,250 for a private box seat. The last time Buffett came to Tampa, I found out the Coral Reefers played at a local joint in Tampa. Unfortunately, it was one weekend too late. Buffett has a concert in March at the Tampa Amphitheater so I'm keeping an eye on the local joint's music schedule this time around. Ticket prices may not be driven by greed. The prices of concert tickets have been increasing in the past few years because the artists are loosing money from millions of people illegally downloading their music for free.
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Deleted
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Post by Deleted on Feb 3, 2012 15:48:13 GMT -5
Apples = price of product, in this case Madonna tickets Oranges = Madonna's "wages" You = mixing apples and oranges I don't care what she sells them for. The only problem I might have if is she paid all her help low wages when they deserve more money. Oh, and Madonna probably won't get bailed out and can't really give herself a golden parachute. Plus, you can't have Madonna without Madonna, but you replace Mr. Greedy CEO with another CEO. And if Mr. CEO doesn't like it, he can start his own multi-platinum recording career, eh? No, that post is just pure sanctimonious rationalization. "If Madonna can raise the price of her tickets, why can't CEOs give themselves a big pay raise every year?!?" Did you figure out yet that part of the problem is how little the workers get paid? That's the golden ticket. How's the Excessive Hypebole Tour been going? Not well, since nobody's buying that. And a Conservative pointing out manufactured outrage is laughable. So any CEO can be replaced by any other CEO, and there will be no difference in how the company is ran? You should take a look at a few companies actual numbers that have made CEO or COO changes. The numbers can drastically change. Skills, no matter in what form, are what people and business'es pay for. Singing, catching touchdowns, acting, or running a company. All require skills....and saying any CEO is like another is saying all actresses have the same skill as Meryl Streep or Katherine Hepburn. It just isnt so.....
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Deleted
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Post by Deleted on Feb 3, 2012 15:52:59 GMT -5
This is about the BOK center in Tulsa OK. after it opened it was the second highest grossing concert venue in the WORLD (yea I know in Tulsa right?) And it was opened in 2008 right in the middle of the great recession... The numbers show why cities must foot the bill for entertainment venues because there is no way a business can make a profit..... And do people shop near ther complex? Eat at restaurants before and after the shows? How much extra business is happening in the area, because the venue is there? Those also factor in as to whether or not the investment was a wise move or not. I cant answer it for sure, but i would hazard a guess that the area tax rates have gone up from business in the area.
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Deleted
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Post by Deleted on Feb 3, 2012 16:28:09 GMT -5
Toughtimes, I'm not trying to sound arrogant but I knew how this conversation would end up. The convenience/necessity that is based on lifestyle choices, would be never ending. It's all in how you meet your standard of living, and what your financial situation is. Just apple, I don't know anything about Canadian gun ownership or laws, but law abiding gun owners (in this area at least) contribute greatly to a low crime rate. Our entire county only has two patrol cars running at any time, and they're seldom on call for anything serious. The US media's portrayal of gun owners is often one sided. Our gun laws are quite a bit different than yours. I surmise by the way you speak of guns that they are prevalent and therefore it is a level playing filed of sorts. Not so here, the only people with guns in Canada are hunters and illegals. It may sound kind of strange to you but no one here really thinks of guns that way, they're just tools. People here really don't even think about breaking into others homes for money or whatever, or even trespassing on their property. Think of it like this, would you step in front of a fast moving car or truck to pick up a hundred dollar bill? I don't think so. You also won't spend much of your time worrying about all those cars and trucks killing potential. You just stay out of the way and don't do that. Therefore, lower crime rate without the enforcement cost and higher taxes to pay for it.
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thyme4change
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Post by thyme4change on Feb 3, 2012 16:32:13 GMT -5
I'm actually pretty amazed at how cheap banks can be. I can't figure out for the life of me why a bank would want me as a customer. I don't overdraft, I don't pay a monthly fee, I don't pay interest, and the amount of my minimum balance can't be worth that much to them.
Why should banking be free? Is it for the same reason health care should be free? Because people "need" it, other people should just magically appear and do it for very little or no money?
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thyme4change
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Post by thyme4change on Feb 3, 2012 16:43:03 GMT -5
LOL - the madonna thread turned into a gun thread. Awesome!
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billisonboard
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Post by billisonboard on Feb 3, 2012 16:48:13 GMT -5
LOL - the madonna thread turned into a gun thread. Awesome! Makes sense to me:
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Post by Deleted on Feb 3, 2012 16:48:21 GMT -5
Really? Serious question, jma. I too live in a state with a strong hunting and gun culture (MA blames Maine and NH for their gun crime problems). Many of us own guns. Yet we have a big problem (well, for Maine, our crime rate is still comparatively very low) with home robberies right now. Many of them happen during the day, often at homes with no immediate neighbours. Most if it is driven by kids needing drugs, sadly. For the same reason pharmacies are being robbed, at gunpoint, all the time. You are not experiencing that were you live? Not at all. Our problem seems to be people making their own meth on the drug front news, and the only crime involved is that it's illegal. Every once in a while a house gets raided and arrests are made along with the equipment confiscation. Our population density is very low. I don't follow what goes on in the bigger cities like Little Rock, it may be worse there. That's pretty far from here though.
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Cookies Galore
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Post by Cookies Galore on Feb 3, 2012 17:54:20 GMT -5
What the hell people?! This thread is supposed to be about how awesome and worth it Madonna is! Back on topic! Madonna is awesome? Since when? Since 1982, what what! Shit, the woman can still entertain and can still draw a crowd. I give her props.
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