mourningcloak
Junior Member
Just when the caterpillar thought the world was ending, she became a butterfly.
Joined: Jan 8, 2011 19:24:04 GMT -5
Posts: 144
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Post by mourningcloak on Jan 8, 2011 22:21:54 GMT -5
Hello all! I've made the transition over and got to keep the same screen name ;D Hoping to get adjusted to this new board quickly. I have a lot of big changes coming up. DBF is moving in any day now! We were waiting for him to get laid off, then decided he was going to move down here by the first week of February regardless, then got lucky and he got laid off last week. So he's packing up and finishing business up in PA before he gets down here to VA. Then it's time for the job search  So with all of these transitions things are crazy, but I need to get more dedicated to keeping within my budget, building to endure Murphy strikes better than I did last year, and getting the debts down to help him reach his goal of us upgrading to a house within the next decade. With all that being said, I'll be starting my next race shortly as I start pulling all my numbers together as I do an all around financial check in prep for tax filing! |
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oceanfire31
New Member
Joined: Dec 23, 2010 8:22:07 GMT -5
Posts: 27
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Post by oceanfire31 on Jan 9, 2011 11:01:00 GMT -5
ok so that table was a bit messed up
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sunshinegal1981
Established Member
Joined: Jan 2, 2011 12:40:31 GMT -5
Posts: 373
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Post by sunshinegal1981 on Jan 9, 2011 14:27:23 GMT -5
UPDATE!!! sunshinegal1981: 1/9/2011 $102704 (10/29/2010 $114950 NEU326) Percent paid off: 10.6%!!! (I've killed ten percent! I've killed ten percent! Dance, dance, dance!!!) (I really hope the 100k+ list is resurrected in time for EVERYONE to watch me graduate from it.....) (SunshineGal1981=Shameless Attentionseeker.)  No, I'm just kidding.... I'm a big girl.... I can party alone. :-) And now, for your viewing pleasure..... the Cutest Video Ever, featuring a mischieviously lovable Viszla. ;-) (Play-by-play: "Mmmm...what's that smell? I know I really shouldn't be up here doing this....ok, maybe just a taste. Mmmm...that tastes good. Ok, now let me just taste the one in the back. Bad dog, bad dog. I am not supposed to be up here....(gets down) Ok just one more lick and I am done...screw it, I am going to eat these muffins!!") Good luck with your races, everyone!!! And.... HAPPY 2011!!! -SunshineGal1981 |
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mm4nodebt
New Member
Joined: Jan 9, 2011 14:48:20 GMT -5
Posts: 17
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Post by mm4nodebt on Jan 9, 2011 14:50:41 GMT -5
Hello, teach me for not reading the boards for a few weeks...
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mm4nodebt
New Member
Joined: Jan 9, 2011 14:48:20 GMT -5
Posts: 17
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Post by mm4nodebt on Jan 9, 2011 14:51:56 GMT -5
Interest 1/8/11
MBVT CC 10.7%
Best Buy 0.0%
DR Mower 0.0%
Home Depot 0.0%
Sears 0.0%
Mom 0.0% $ 4,680.00
Ford SUV 6.5% $ 4,717.00
Chevy Trk 6.5% $ 4,289.31
Harley 5.0% $ 11,098.15
$ 24,784.46
mm4nodebt 10/2/10 $24,784.46 (2/23/09 $33,833 NE496)
So glad the holidays are over, I really fell behind on my goals for this month. I did manage to go down over all but mom went up by $140.00. Not much will be happening for extra payments for January. DD and I are flying to AZ to check out Arizona State University. Using my extra payment money to fund the trip... no credit cards being used. Looking forward to doing my taxes hoping to use whatever I get for a refund to go towards extra payments. Will be using this month to look at my budget and see what changes need to be made. Hoping to get back on track in February. Take care everyone.
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Post by crisde2bdebtfree on Jan 9, 2011 15:10:13 GMT -5
Update
Note New User Name
Crisde2bdebtfree—1/9/2010—15,805.10— (8/31/2010 16,834 NEU286) Long Island NY
I will continue to copy and paste my updates as I always did—It may not look as neat, I can’t figure out those tables.
So far no credit cards were used—waiting to get balance transfer offers in mail so I can consolidate and transfer some of these balances. I know I have to pay Lowes by May or I’ll have to pay back interest so far it’s 400.00 I don’t want that added to balance so I might have to transfer balance if I get an offer before May. I’m looking forward to my extra 2% I will be putting towards my snowball.
CC 1--(9.99%) 5,015.—New Bal –4184.42
LOWES--(0%) 2,500.—New Bal—1966.86
CC 2--(9.99%) 1,248. ---New Bal --2017.46
MC--(15.99%) 4,636.—New Bal—4208.09
KOHLS-- (21.90%) -1,153.—New Bal-- 1235.13
MACYS—(24.50%) 1,164. –New Bal-- 1252.38
BML—(19.99%) 700. New Bal—616.05
DELL-- (16.24%) 418. New Bal—325.58
Begin balance 16,834.----- This month---15805.97---Total paid to date---1028.03
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mm4nodebt
New Member
Joined: Jan 9, 2011 14:48:20 GMT -5
Posts: 17
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Post by mm4nodebt on Jan 9, 2011 16:18:49 GMT -5
This was my 11/7/10 update -- per request
Interest Starting 2/20/09 10/2/10 11/5/10
MBVT CC 10.7% $3,450.00 -
Best Buy 0.0% $ -
DR Mower 0.0% $ -
Home Depot 0.0% $ -
Sears 0.0% $ -
Mom 0.0% $ - $ 5,520.00 $ 4,760.00
Ford SUV 6.5% $ 5,930.00 $ 5,268.99 $ 5,084.40
Chevy Trk 6.5% $ 8,646.00 $ 4,910.96 $ 4,504.92
Harley 5.0% $15,807.00 $11,776.91 $11,517.95
$33,833.00 $27,476.86 $25,867.27
mm4nodebt 11/5/10 $25,867.27 (2/23/09 $33,833 NE496)
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cushion21
New Member
Joined: Jan 9, 2011 16:28:22 GMT -5
Posts: 6
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Post by cushion21 on Jan 9, 2011 16:40:27 GMT -5
Hello everyone! I'm finally registered here. I had to change my screen name to Cushion21. Hope everyone makes it over by the 14th.
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lark1964
Established Member
Joined: Dec 24, 2010 9:26:38 GMT -5
Posts: 434
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Post by lark1964 on Jan 9, 2011 21:53:53 GMT -5
(Play-by-play: "Mmmm...what's that smell? I know I really shouldn't be up here doing this....ok, maybe just a taste. Mmmm...that tastes good. Ok, now let me just taste the one in the back. Bad dog, bad dog. I am not supposed to be up here....(gets down) Ok just one more lick and I am done...screw it, I am going to eat these muffins!!") -SunshineGal1981 , this reminds me of my DD cat Tabby, an orange Tabby as it happens, who would rip holes in my bread bags (I had to keep bread in the fridge), ate a hole through grocery bags to get to pound cake, and tore the bottom out of DD's backpack because he could smell the bagel she had packed for her lunch - yes, he was a carbo-holic! He was a good kitty. I miss him. |
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poohbiscit1
Established Member
Joined: Dec 21, 2010 11:59:56 GMT -5
Posts: 307
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Post by poohbiscit1 on Jan 10, 2011 7:38:17 GMT -5
Update
poohbiscit: 1/10/11 $11,052.63 (12/31/09 $12,277.25 NEU14)
I am hoping I can squeak out the $53 dollars this month in an attempt to get to $11K. Baby Steps I keep telling myself.
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redwagon
Senior Member
Joined: Dec 18, 2010 14:16:11 GMT -5
Posts: 2,642
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Post by redwagon on Jan 10, 2011 12:52:06 GMT -5
Very excited for my 2% "raise" via the social security tax cut. That will all be going to debt, as will DH's. I thought about increasing our retirement, but we're actually doing pretty okay there.
Heard back from a job I was excited about. They aren't willing to pay even close to what I make now. Sad. It would have been a nice change.
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raven64
Junior Member
Joined: Dec 23, 2010 13:36:06 GMT -5
Posts: 111
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Post by raven64 on Jan 10, 2011 13:53:11 GMT -5
Raven64 - The website that I used to calculate my new payoff schedule is NFCC (nfcc.org).
Thanks Kristin!
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mourningcloak
Junior Member
Just when the caterpillar thought the world was ending, she became a butterfly.
Joined: Jan 8, 2011 19:24:04 GMT -5
Posts: 144
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Post by mourningcloak on Jan 10, 2011 15:44:40 GMT -5
Ok time to add up the numbers finally and start Race 2. I think this is going to eventually be an all inclusive race, but at the moment I'm going to exclude my student loans until I graduate and consolidate. So here goes for the remainder of my debts.
PenFed Visa Gold $5,824
PenFed Promise $461
SunTrust Auto Loan $16,078
Mortgage $143,050
Totals $165,413
mourningcloak: 1/10/11, $165,413 NPT5
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Maryland Monroe
Established Member
Joined: Dec 23, 2010 16:52:51 GMT -5
Posts: 460
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Post by Maryland Monroe on Jan 10, 2011 17:10:25 GMT -5
| Update | 02/24/08 | 01/10/11 | Change | % Change | | Card A | $9,746.38 | $5,033.96 | -$4,712.42 | -48.35% | | Card B | $1,218.41 | $1,086.41 | -$132.00 | -10.83% | | Card C | $5,656.86 | $3,000.00 | -$2,656.86 | -46.97% | | Card D | $1,813.97 | $0.00 | -$1,813.97 | -100.00% | | Total | $18,435.62 | $9,120.37 | -$9,315.25 | -50.53% |
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momofg
New Member
Joined: Dec 21, 2010 15:06:53 GMT -5
Posts: 32
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Post by momofg on Jan 10, 2011 20:44:47 GMT -5
I tried to set up the new table, but it didn't work out right. So here is my update.
Card 6/4/2008 12/9/2010 1/10/2011
Citi 4145.23 5914.27 6020.65
Optima 14941.3 14722.56 14780.31
HELOC 34020.27 29506.08 29418.02
Total 53106.8 50142.91 50218.98
Momofg 01/10/11 $50,218.98 (6/4/08 $53,106.80 NE207)
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momofg
New Member
Joined: Dec 21, 2010 15:06:53 GMT -5
Posts: 32
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Post by momofg on Jan 10, 2011 21:06:54 GMT -5
OK trying this once again. | Cards | 06/04/2008 | 12/09/2010 | 01/10/2011 | | Citi | 4145.23 | 5914.27 | 6020.65 | | Optima | 14941.3 | 14722.56 | 14780.31 | | HELOC | 34020.27 | 29506.08 | 29418.02 | | Total | 53106.8 | 50142.91 | 50218.98 |
[/b] |
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momofg
New Member
Joined: Dec 21, 2010 15:06:53 GMT -5
Posts: 32
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Post by momofg on Jan 10, 2011 21:11:57 GMT -5
Obviously my table did not work, and it won't let me delete it either. Sorry for the ugly post. How do you get the table to work?
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Maryland Monroe
Established Member
Joined: Dec 23, 2010 16:52:51 GMT -5
Posts: 460
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Post by Maryland Monroe on Jan 11, 2011 5:36:46 GMT -5
Obviously my table did not work, and it won't let me delete it either. Sorry for the ugly post. How do you get the table to work? It looks like you forgot to close the table with [/table]. |
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lark1964
Established Member
Joined: Dec 24, 2010 9:26:38 GMT -5
Posts: 434
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Post by lark1964 on Jan 11, 2011 10:00:27 GMT -5
OK trying this once again. | Cards | 06/04/2008 | 12/09/2010 | 01/10/2011 | | Citi | 4145.23 | 5914.27 | 6020.65 | | Optima | 14941.3 | 14722.56 | 14780.31 | | HELOC | 34020.27 | 29506.08 | 29418.02 | | Total | 53106.8 | 50142.91 | 50218.98 |
[/b][/quote] Hiya! You need a [/completion] at the end. All HTML has a beginning and an end, the beginning is [attribute] the end is [/attribute]. You were fine with everything except the end of the table insert. Which, when I tried to put it into my text, I actually completed your table and my reply was lost... it looked funny! |
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momofg
New Member
Joined: Dec 21, 2010 15:06:53 GMT -5
Posts: 32
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Post by momofg on Jan 11, 2011 13:01:00 GMT -5
I will try again when I get home tonight. Thanks for finding the missing piece.
No one would ever know I work in IT!
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Post by belladisastre on Jan 11, 2011 13:49:54 GMT -5
testing... if it works, I'll copy over my latest post from MSN-WIRR
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Post by belladisastre on Jan 11, 2011 13:52:17 GMT -5
UPDATE: Well, it's really not an update. I actually cannot even fathom computing an update to share... but at the end of this rant, I will Here's where things stand as is: I lost my job back in October and I still cannot find a full-time job. According to unemployment rules, I'm only permitted to work part-time and make up to $140 per week to remain on unemployment. Therefore, I'm only working 2 days a week. Prior to this mayhem in my life, I already needed a part-time job aside from my full-time job at the law firm. Well, economic times hit and they needed to down-size. So here I am, my EF was wiped out, the awesome amounts I was able to pay off on credit cards seems like it never even existed because now everything is basically maxed back out. Sadly, you only earn about 65% of your wages through unemployment, so adding in the $120-$140 per week I make at my part-time job, I'm making the same as I used to before even losing my job. If it's a week where I do earn about $20 extra, it goes right to my EF... sad I know, but it's literally all I can do. I've cut out tons of expenses, and there is nothing left to cut. So here's my updated figures...and pray to God that no more "disasters" happen within our household, because the more I look at what has presided over my life during the last 75 days, it's nauseating. belladisastre: 1/11/11 $24,316.17 (1/20/10 $26,667.02)
CC#1: $13,475.38 CC#2: $1,917.80 CC#3: $2,015.88 CC#4: $761.39 CC#5: $725.66 CL: $4,237.83 SL#1: $574.23 SL#2: $608.00 EF: $52.26 and growing, because I'm still going to remain positive.
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Post by going2improve on Jan 11, 2011 14:16:01 GMT -5
ONE YEAR ANNIVERSARY UPDATE! I can't believe how the time flies. I can remember sitting in this very seat at my witts end adding everything up. And although I haven't made a huge dent, I know that my debt only would have continued to grow. So I am proud turtle!  Going2Improve 1/11/2011 $11,012.69 (1/11/2010 $14,515.85 NEU39) |
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momofg
New Member
Joined: Dec 21, 2010 15:06:53 GMT -5
Posts: 32
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Post by momofg on Jan 11, 2011 18:54:38 GMT -5
Testing the table again - please ignore | Cards | 06/04/2008 | 12/09/2010 | 01/10/2011 | | Citi | 4145.23 | 5914.27 | 6020.65 | | Optima | 14941.3 | 14722.56 | 14780.31 | | HELOC | 34020.27 | 29506.08 | 29418.02 | |
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Minnesotagirl7
Well-Known Member
Joined: Dec 27, 2010 11:43:59 GMT -5
Posts: 1,826
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Post by Minnesotagirl7 on Jan 12, 2011 8:36:54 GMT -5
The Midwest has a new winner! Head on over and congratulate iascubagal on winning her race!  |
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lark1964
Established Member
Joined: Dec 24, 2010 9:26:38 GMT -5
Posts: 434
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Post by lark1964 on Jan 12, 2011 14:55:40 GMT -5
The Midwest has a new winner! Head on over and congratulate iascubagal on winning her race! Um... does anyone know the link? I'm... still a little lost in the new space...? |
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Post by flatbroke on Jan 12, 2011 16:45:24 GMT -5
This message has been deleted.
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Post by flatbroke on Jan 12, 2011 16:45:59 GMT -5
This message has been deleted.
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Maryland Monroe
Established Member
Joined: Dec 23, 2010 16:52:51 GMT -5
Posts: 460
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Post by Maryland Monroe on Jan 12, 2011 17:11:34 GMT -5
Um... does anyone know the link? I'm... still a little lost in the new space...? At the top of this page, right above the first post, you'll see: Home to the MSN Money Board refugees. :: Forums :: Women In Red :: Women in Red Racers - Northeast Region Click on ::Women in Red:: and it will take you to the list of threads. Look for the one that says Women in Red - Midwest Regionnotmsnmoney.proboards.com/index.cgi?board=wir&action=display&thread=205 |
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IrishMaude
New Member
Joined: Dec 28, 2010 9:45:22 GMT -5
Posts: 30
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Post by IrishMaude on Jan 13, 2011 10:12:15 GMT -5
Greetings. I am here to shamelessly ask for positive thoughts and vibe for Mr. IrishMaude and I. We have found a home in our price range that we LOVE and we feel like we're getting very close to owning a home and accomplishing a goal we have both worked very hard to obtain. We have weighed the pros and cons of owning vs. buying and both have mutually agreed that owning is the more sensible choice for us. So all the luck, positive vibes and thoughts you all can spare would be VERY much appreciated and put to good use! Thanks!!  |
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So with all of these transitions things are crazy, but I need to get more dedicated to keeping within my budget, building to endure Murphy strikes better than I did last year, and getting the debts down to help him reach his goal of us upgrading to a house within the next decade. With all that being said, I'll be starting my next race shortly as I start pulling all my numbers together as I do an all around financial check in prep for tax filing!
No, I'm just kidding.... I'm a big girl.... I can party alone. :-)
