debthaven
Senior Associate
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Post by debthaven on Feb 22, 2020 16:23:41 GMT -5
Thank you for that info princessleia ! I did NOT know that. I've just been reading about it, and it's extremely concerning. This said, DS3 would be near my family there. But it's definitely something to keep in mind, that's terrifying. Haha Bonny ! Different spelling lol.
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Bonny
Junior Associate
Joined: Nov 17, 2013 10:54:37 GMT -5
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Location: No Place Like Home!
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Post by Bonny on Feb 22, 2020 16:29:38 GMT -5
Thank you for that info princessleia ! I did NOT know that. I've just been reading about it, and it's extremely concerning. This said, DS3 would be near my family there. But it's definitely something to keep in mind, that's terrifying. Haha Bonny ! Different spelling lol. BTW you might want to contact our mutual friend who graduated from Barnard, the sister school. She may still have some helpful contacts.
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TheOtherMe
Distinguished Associate
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Mini-Profile Name Color: e619e6
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Post by TheOtherMe on Feb 22, 2020 16:33:21 GMT -5
debthaven If he is serious, Dnephew3 and wife taught a month long course at Columbia last summer. Once the baby is born, I could ask him what he knows. Since baby is due imminently, it wouldn't do much good to ask now because all he can talk about is the baby.
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debthaven
Senior Associate
Joined: Apr 7, 2015 15:26:39 GMT -5
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Post by debthaven on Feb 22, 2020 17:33:19 GMT -5
I appreciate the offer TheO! But this is not for next year, so there's time. I had forgotten about that Bonny!
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stillmovingforward
Senior Member
Hanging on by a thread
Joined: Jan 1, 2014 21:52:58 GMT -5
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Today's Mood: Don't Mess with Me!
Location: Not Sure Yet
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Post by stillmovingforward on Feb 23, 2020 11:24:20 GMT -5
I wont pay for any of my kids schooling. I provide medical, pay all medical bills, provide a smart phone, and an emergency fund but they better be willing to prove they need that emergency money. DS1 graduated with BS and paid his loans back by 27. No scholarships as he was lazy in high school. DD1 is still in medical school and 6 figures in debt but not worried, she has a plan. DS2 should drop out. He has failed most of his classes and lost a huge scholarship. Too much partying. DD2 - exact same issue as DS2. Due to feeding and watering them through the recession, I need to focus on my retirement now.
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GRG a/k/a goldenrulegirl
Senior Associate
"How you win matters." Ender, Ender's Game
Joined: Jan 2, 2011 13:33:09 GMT -5
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Post by GRG a/k/a goldenrulegirl on Feb 23, 2020 22:25:06 GMT -5
Both DSs are getting most of undergrad free between scholarships, regional tuition discount for YDS, and our cash. But both have skin in the game (federal loans). We also pay for ALL living expenses. It’s paying off. YDS will graduate Magna C_m (😂😂) Laude with a STEM degree.
So far, only YDS is serious about grad school. He wants to take a year off from school, though, and work in his field. He will likely get a GTA or Research position to pay for his Master’s so we will just continue health insurance. He doesn’t think he needs or wants a PhD.
ODS lost a year and a half due to chronic Mono. He also has dyslexia. He is very, very, bright — just not on paper. He should go to grad school for his best career prospects, but might not get in. He works REALLY hard and enjoys learning. He WANTS to be in college. He can TELL you all about his chosen major, he just doesn’t write or test well. We have another year or so to see what he will do. Honestly, IF he could get into a Master’s program, we’d probably at least help pay so he could focus on school work without working a ton of hours.
The cost of undergrad and grad school is beyond obscene. Even with huge loans, I don’t know how most students can really afford either anymore without substantial parent help.
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pulmonarymd
Junior Associate
Joined: Feb 12, 2020 17:40:54 GMT -5
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Post by pulmonarymd on Feb 24, 2020 12:31:44 GMT -5
We paid/are paying 100% of undergraduate. One son graduated medical school, financed by loans, one is gainfully employed, and one is a junior. We did this because I would like to retire someday, and I did not want any loans in my name. Part of that is seeing what happens as you get older, can't predict your health. The nightmare that would ensue if I had loans in my name and my health deteriorated, but I needed to continue working kept me up. Now, once I am done, and I continue to want to work, I have no issues with helping to pay of his loans. But they would not be my responsibility. Luckily, my kids understand and are good with it.
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debthaven
Senior Associate
Joined: Apr 7, 2015 15:26:39 GMT -5
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Post by debthaven on Feb 24, 2020 13:15:53 GMT -5
Now, once I am done, and I continue to want to work, I have no issues with helping to pay of his loans. But they would not be my responsibility.
I like this idea, especially since I know any help would be very appreciated. Thanks pulmonarymd
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pulmonarymd
Junior Associate
Joined: Feb 12, 2020 17:40:54 GMT -5
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Post by pulmonarymd on Feb 24, 2020 13:25:35 GMT -5
Now, once I am done, and I continue to want to work, I have no issues with helping to pay of his loans. But they would not be my responsibility. I like this idea, especially since I know any help would be very appreciated. Thanks pulmonarymd Your welcome. My wife felt a little guilty at first, but she came around once we discussed it. Hard to see your children have to struggle at times. But there is a reason they tell you to put on your oxygen mask first. I also took to heart the saying that no one lends you money for retirement. As his loans were for medical school, I have no doubt he will do OK, but if I am able I would like to lighten his load some. Just not an easy decision to make.
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debthaven
Senior Associate
Joined: Apr 7, 2015 15:26:39 GMT -5
Posts: 10,349
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Post by debthaven on Feb 24, 2020 16:12:37 GMT -5
I did some research and found that there are other schools that are both better-ranked and far less expensive than Columbia for what DS3 wants to do (Public Affairs/MPA). I sent him the links. Also, most schools require 2-3 years of work experience for those degrees. DS3 has only one year of experience.
So he's planning on finding a job after he graduates this summer. Thanks again everyone. As always, your input was really helpful.
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formerroomate99
Junior Associate
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Post by formerroomate99 on Mar 4, 2020 18:59:01 GMT -5
One son is veering towards tech. He’ll likely get a free ride, like I did, if he decides to go to grad school.
When I was in school, I was told that unless it’s medical school, if you’re paying for grad school, you’re in the wrong major. I’m not sure what it’s like now. I’m just hoping to steer all the kids away from those fields where you have to get a masters degree or PhD to make $12 an hour. Though if one of my kids wanted to become a teacher social worker, I might do more, just for the good of society. I really respect with those people do.
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zibazinski
Community Leader
Joined: Dec 24, 2010 16:12:50 GMT -5
Posts: 47,866
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Post by zibazinski on Mar 10, 2020 1:12:30 GMT -5
I did. Don’t regret it at all. She worked her butt off and actually you have to sign a form saying you won’t work while attending school. Not having loans hanging over her head meant she could wait for a good job offer. First year out, 95k plus bonuses. Second year, 110k plus bonuses. She’s accepted a job now that will double her pay. Well worth my financial sacrifice and her toil.
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jerseygirl
Senior Member
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Post by jerseygirl on Mar 10, 2020 7:23:23 GMT -5
I did. Don’t regret it at all. She worked her butt off and actually you have to sign a form saying you won’t work while attending school. Not having loans hanging over her head meant she could wait for a good job offer. First year out, 95k plus bonuses. Second year, 110k plus bonuses. She’s accepted a job now that will double her pay. Well worth my financial sacrifice and her toil. Very nice! What type of degree from what school?
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NastyWoman
Senior Associate
Joined: Dec 24, 2010 20:50:37 GMT -5
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Post by NastyWoman on Mar 10, 2020 10:26:27 GMT -5
Hey Zib. Long time no see. Welcome back
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gs11rmb
Senior Member
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Post by gs11rmb on Mar 10, 2020 10:44:23 GMT -5
Hey Zib. Long time no see. Welcome back you've been missed!
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zibazinski
Community Leader
Joined: Dec 24, 2010 16:12:50 GMT -5
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Post by zibazinski on Mar 11, 2020 15:54:49 GMT -5
I did. Don’t regret it at all. She worked her butt off and actually you have to sign a form saying you won’t work while attending school. Not having loans hanging over her head meant she could wait for a good job offer. First year out, 95k plus bonuses. Second year, 110k plus bonuses. She’s accepted a job now that will double her pay. Well worth my financial sacrifice and her toil. Very nice! What type of degree from what school? PA , Nova university in Jacksonville, Florida. But honestly, most any PA school you can get into. It crams med school into two years but you get out of it what you put into it. She loves what she does, even with the high mortality rate.
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zibazinski
Community Leader
Joined: Dec 24, 2010 16:12:50 GMT -5
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Post by zibazinski on Mar 11, 2020 15:57:49 GMT -5
That being said, all the way through she said she’d have been smarter to go to med school because the knowledge is spread out more, not as concentrated. But she’s happy and she’s a hard worker. She’s always had to work hard to be good in school which has made her successful. School came easy to both myself and my son so we both coast through life. Unsuccessful.
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