billisonboard
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Post by billisonboard on Jul 19, 2019 8:38:09 GMT -5
Banks have listings of names, account numbers that are watched for due to 'certain activity'. Errors sometimes happen due to similarity in numbers and names. ... They asked his name and as they were typing it in he informed them they would see there were two "John Does" but his was account number "xxxxxx".
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Tennesseer
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Post by Tennesseer on Jul 19, 2019 8:38:12 GMT -5
I want to say this had to have been in Reardan but only because of the giant Trump 2020 flag that you see in someone's yard. If I recall you are further west than Reardan. I was waiting for the Trump insertion into the thread that had nothing to do with Trump in the OP, and here it is. With that in mind, all I have to say is Obama made great strides in rekindling the hate between the races in this country, and am not surprised by this tellers behavior. Obama, Obama, racist, Obama, racist. Trump, Trump, racist, Trump, racist. The names change, nothing else does. The only thing Obama did to "rekindle" hate between the races in this country was being born the son of a black man.
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chiver78
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Post by chiver78 on Jul 19, 2019 8:41:59 GMT -5
any of it could have been excused for security, but the tone of the questions was incredibly unprofessional at best. my Nana used to say that "it wasn't what you said, but how you say it" that best conveys your intent. as andi offered alternatives, there were better ways to have handled it from a CS perspective if it was based in innocent business practice. YMMV
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andi9899
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Post by andi9899 on Jul 19, 2019 8:49:02 GMT -5
I'm willing to bet that you've never been treated differently or been made a suspect simply because of the color of your skin. I'm also willing to bet that you've never had anyone come up to you and ask if you speak English because of the color of your skin. Some of us have had it happen on more than one occasion. Until you've been treated that way, you'll never understand.
ETA: My post was in response to jma23. I took too long to finish it.
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billisonboard
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Post by billisonboard on Jul 19, 2019 8:59:47 GMT -5
I'm willing to bet that you've never been treated differently or been made a suspect simply because of the color of your skin. I'm also willing to bet that you've never had anyone come up to you and ask if you speak English because of the color of your skin. Some of us have had it happen on more than one occasion. Until you've been treated that way, you'll never understand. ETA: My post was in response to jma23. I took too long to finish it. I agree we can't understand. My frustration is with so many's willingness to explain it away.
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andi9899
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Post by andi9899 on Jul 19, 2019 9:10:05 GMT -5
I'm willing to bet that you've never been treated differently or been made a suspect simply because of the color of your skin. I'm also willing to bet that you've never had anyone come up to you and ask if you speak English because of the color of your skin. Some of us have had it happen on more than one occasion. Until you've been treated that way, you'll never understand. ETA: My post was in response to jma23. I took too long to finish it. I agree we can't understand. My frustration is with so many's willingness to explain it away. Exactly! Why is it so acceptable these days to hate so many people for this reason? One cannot help the color they are nor did they get to choose who they were born to.
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Wisconsin Beth
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Post by Wisconsin Beth on Jul 19, 2019 9:18:48 GMT -5
Let me throw this out there, although I'm inclined to believe that the teller was just being an ass.
About two decades ago, I found myself indebted to my parents when they were out of the country. I paid off the debt by making weekly deposits into my mother's account.
Every time that I made a deposit, I received a receipt for the deposit. When I specified that the deposit was being put into an account that was not my own, the balance would be obscured with a black marker. When I failed to mention that I wasn't my mom, I received a receipt that showed the balance of the account.
In other words, making a small deposit into an account is a pretty good way of figuring out exactly how much is there, which would be handy if you wanted to empty the account.
I might also mention that the black marker method of obscuring an account balance might not work so well today. What appears as a black rectangle to the naked eye might be as good as printed out once it has been subjected to a few cheap and easy digital manipulations. There are other scenarios/scams that involve large bouncy checks, but you've probably already thought them up.
I'm still inclined to believe that your colleague was getting extra-special treatment because of the color of his skin. I got quite a few deposit receipts with the balance unredacted. I'm pink.
My bank doesn't print the balance on deposit slips. You have to ask them for it and they handwrite it on the slip.
I'm usually depositing checks and not getting cash back. I used to be asked for ID when I was getting cash back. I'm not sure if they still do that - I tend to ask "do you need ID?" and get a 'nope' from the cashiers. But I go inside and I think they may recognize me at this point.
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andi9899
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Post by andi9899 on Jul 19, 2019 9:27:31 GMT -5
My bank has a picture of me on their screen. I've seen it before when I was there. I'm assuming this was not a big chain if they didn't have one.
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Tiny
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Post by Tiny on Jul 19, 2019 11:32:35 GMT -5
I'm not sure why a teller would bother much with IDs and questions about why someone is using their bank when the person has a verifiable account. ATMs are perfectly happy accepting deposits and dispensing cash with just a "bank card" (so it knows the accounts to use) and a Password. OK, this isn't saying the guy should have just used an ATM. He opted to use a teller... (I do this sometimes - when I don't want the annoyance of using the stupid ATM - the things HATE me (they hate my card, they hate my passcode, the screens always seem to change so I have READ the damn things every time (so I don't get a $100 bill when I wanted $20), they hate the checks I deposit (sometimes they chew on them)... when I'm NOT in the mood to deal with an ATM - I visit a teller.) So, lets go with the idea that the OP's guy decided to use a Teller versus an ATM -- with that in mind: If the person in the OP could have done the transaction with an ATM without any issues - WHY IS THE TELLER GIVING HIM A HARD TIME and asking lots of questions ?
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Tiny
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Post by Tiny on Jul 19, 2019 11:48:19 GMT -5
Banks have listings of names, account numbers that are watched for due to 'certain activity'. Errors sometimes happen due to similarity in numbers and names. ... They asked his name and as they were typing it in he informed them they would see there were two "John Does" but his was account number "xxxxxx". So, he didn't have a deposit slip with the numbers already on it for his account? And he didn't have a check (with his account on it) or one of his other accounts? That might be why this was a bit more complicated.... but the whole exchange is still strange. Why would the teller need to know WHY the guy was visiting? If they've got 2 names that are identical and the ID presented wasn't enough to determine which of the 2 people the ID holder was... well, that MIGHT be enough to say WHY the check couldn't be deposited. I strongly suspect the bank account has a driver license # (or SS# or something associated with it (maybe the guy had a CC thru the bank - presenting his CC might have been enough) that would have been enough "proof" of which John Smith was trying to make a deposit. (FWIW: my brother asked his son (they are a senior and a junior) to deposit a check into his account. My bro was out of state and his son had picked up the mail (how Junior got the check). Junior took the check to the bank (without a preprinted deposit slip or a check with the account on it). Since he didn't know the account number - he had to have the Teller help him. When the Teller figured out that Junior wasn't Senior... (because Junior couldn't verify enough info to indicate that he was Senior - the wrong Drive License number!!!) she refused to deposit the check. Senior was pissed that the bank wouldn't let Junior deposit the check. To get around this Senior had Junior's Mom text the account # to Junior. Junior then filled out a deposit slip and presented the slip and check to a Different Teller (on a different day) and the check got cashed and deposited. (I think Junior may have signed the check for his dad. Yeah, I know that's bad.... this was before mobile banking and being able to send pictures in texts. Junior just needed the Account number and the signed check to deposit the check.... no questions asked.
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imawino
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Post by imawino on Jul 19, 2019 13:16:38 GMT -5
Banks have listings of names, account numbers that are watched for due to 'certain activity'. Errors sometimes happen due to similarity in numbers and names. It happened to me a long while back, due to large sums involved and my apparent age at the time. I had it straightened out at the home bank, but it still happened. Now that I'm an 'old' white guy, I fit the stereotype and am whisked off into a private room, served coffee, and have anything I need there taken care of by one of the vice presidents. So, was it racism or business as usual ? If I was black, I could cry racism, or not. The instant anyone uses the phrase "cry racism" (or "cry rape") they have lost any credibility they may have previously had. If you witness racism or have it directed towards you, you can and should call it what it is. This in no way entails "crying" and when people use a stupid pejorative like crying along with it to try to make a mockery of a person who has experienced racism or been the victim of a rape it makes them look like an ignorant ass.
It's funny how no one ever says anyone "cried assault" or "cried theft". It's only people who are the victims or rape and racism that are big old crybabies for some reason.
And the only thig Obama did that rekindled racism was be a black man who was put into a position above people who didn't like having a black man appear to be superior to them. End of story.
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imawino
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Post by imawino on Jul 19, 2019 13:29:37 GMT -5
Banks have listings of names, account numbers that are watched for due to 'certain activity'. Errors sometimes happen due to similarity in numbers and names. It happened to me a long while back, due to large sums involved and my apparent age at the time. I had it straightened out at the home bank, but it still happened. Now that I'm an 'old' white guy, I fit the stereotype and am whisked off into a private room, served coffee, and have anything I need there taken care of by one of the vice presidents. So, was it racism or business as usual ? If I was black, I could cry racism, or not. Verifying a name, asking for an account number and ID could and likely are all business as usual. Absolutely.
After obtaining all that information and being presented with a valid check for deposit, I would imagine refusing to deposit money into the bank for bizarre, subjective reasons that can't possibly be actual rules (seriously, find me a rule book that says if someone won't offer up details of their visit to your town you must deny them service) is absolutely not business as usual.
Finding ways to try to excuse that behavior? Business as usual for certain posters on this board, yes.
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Deleted
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Post by Deleted on Jul 19, 2019 13:30:07 GMT -5
Banks have listings of names, account numbers that are watched for due to 'certain activity'. Errors sometimes happen due to similarity in numbers and names. It happened to me a long while back, due to large sums involved and my apparent age at the time. I had it straightened out at the home bank, but it still happened. Now that I'm an 'old' white guy, I fit the stereotype and am whisked off into a private room, served coffee, and have anything I need there taken care of by one of the vice presidents. So, was it racism or business as usual ? If I was black, I could cry racism, or not. The instant anyone uses the phrase "cry racism" (or "cry rape") they have lost any credibility they may have previously had. If you witness racism or have it directed towards you, you can and should call it what it is. This in no way entails "crying" and when people use a stupid pejorative like crying along with it to try to make a mockery of a person who has experienced racism or been the victim of a rape it makes them look like an ignorant ass.
It's funny how no one ever says anyone "cried assault" or "cried theft". It's only people who are the victims or rape and racism that are big old crybabies for some reason.
And the only thig Obama did that rekindled racism was be a black man who was put into a position above people who didn't like having a black man appear to be superior to them. End of story.
I read your answer to the post of mine you are quoting. I don't get it. Unless your whole post was an answer to the 2 words "cry racism". In that case I can change them to 'say racism', I didn't mean anything particular about the two words.
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swamp
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Post by swamp on Jul 19, 2019 13:32:26 GMT -5
The instant anyone uses the phrase "cry racism" (or "cry rape") they have lost any credibility they may have previously had. If you witness racism or have it directed towards you, you can and should call it what it is. This in no way entails "crying" and when people use a stupid pejorative like crying along with it to try to make a mockery of a person who has experienced racism or been the victim of a rape it makes them look like an ignorant ass.
It's funny how no one ever says anyone "cried assault" or "cried theft". It's only people who are the victims or rape and racism that are big old crybabies for some reason.
And the only thig Obama did that rekindled racism was be a black man who was put into a position above people who didn't like having a black man appear to be superior to them. End of story.
I read your answer to the post of mine you are quoting. I don't get it. Due to a cultural bias, anyone who claims racism or sexual assault is automatically suspect. Persons who claim they have been a victim of theft aren't. It's pretty interesting how much you can determine about cultural biases by the terms available to describe certain events. We all know what "cry rape" and "play the race card" mean. I've never heard the term "cry theft."
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Post by Deleted on Jul 19, 2019 13:35:20 GMT -5
I read your answer to the post of mine you are quoting. I don't get it. Due to a cultural bias, anyone who claims racism or sexual assault is automatically suspect. Persons who claim they have been a victim of theft aren't. It's pretty interesting how much you can determine about cultural biases by the terms available to describe certain events. We all know what "cry rape" and "play the race card" mean. I've never heard the term "cry theft." I added this to the post you're quoting. Unless your whole post was an answer to the 2 words "cry racism".
In that case I can change them to 'say racism', I didn't mean anything particular about the two words.
I just hear that term everywhere, news etc. and was parroting it without any message attempting to be delivered.
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imawino
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Post by imawino on Jul 19, 2019 13:36:07 GMT -5
The instant anyone uses the phrase "cry racism" (or "cry rape") they have lost any credibility they may have previously had. If you witness racism or have it directed towards you, you can and should call it what it is. This in no way entails "crying" and when people use a stupid pejorative like crying along with it to try to make a mockery of a person who has experienced racism or been the victim of a rape it makes them look like an ignorant ass.
It's funny how no one ever says anyone "cried assault" or "cried theft". It's only people who are the victims or rape and racism that are big old crybabies for some reason.
And the only thig Obama did that rekindled racism was be a black man who was put into a position above people who didn't like having a black man appear to be superior to them. End of story.
I read your answer to the post of mine you are quoting. I don't get it. Unless your whole post was an answer to the 2 words "cry racism". In that case I can change them to 'say racism', I didn't mean anything particular about the two words. So I guess you're crying illiterate? Seriously, I couldn't help it.
Gosh, I'm sure you didn't mean anything by them. In the same way the clerk didn't really mean anything by applying a more rigorous banking standard to someone with dark skin.
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Deleted
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Post by Deleted on Jul 19, 2019 13:43:36 GMT -5
I read your answer to the post of mine you are quoting. I don't get it. Unless your whole post was an answer to the 2 words "cry racism". In that case I can change them to 'say racism', I didn't mean anything particular about the two words. So I guess you're crying illiterate? Seriously, I couldn't help it.
Gosh, I'm sure you didn't mean anything by them. In the same way the clerk didn't really mean anything by applying a more rigorous banking standard to someone with dark skin.
Yes, if you think that's what illiterate means. I bet you're sure of a lot of things.
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imawino
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Post by imawino on Jul 19, 2019 13:44:36 GMT -5
Due to a cultural bias, anyone who claims racism or sexual assault is automatically suspect. Persons who claim they have been a victim of theft aren't. It's pretty interesting how much you can determine about cultural biases by the terms available to describe certain events. We all know what "cry rape" and "play the race card" mean. I've never heard the term "cry theft." I added this to the post you're quoting. Unless your whole post was an answer to the 2 words "cry racism".
In that case I can change them to 'say racism', I didn't mean anything particular about the two words.
I just hear that term everywhere, news etc. and was parroting it without any message attempting to be delivered. The fact that you hear that everywhere is a part of the problem. Hearing people who have called out instances of racism referred to in a demeaning way so frequently that it becomes literally the only way you can think to describe them is a problem. Sure, you can change the way you stated it above although there's no point to it right now. What would be better is if you could change the way you think about it.
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Deleted
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Post by Deleted on Jul 19, 2019 13:56:21 GMT -5
I added this to the post you're quoting. Unless your whole post was an answer to the 2 words "cry racism".
In that case I can change them to 'say racism', I didn't mean anything particular about the two words.
I just hear that term everywhere, news etc. and was parroting it without any message attempting to be delivered. The fact that you hear that everywhere is a part of the problem. Hearing people who have called out instances of racism referred to in a demeaning way so frequently that it becomes literally the only way you can think to describe them is a problem. Sure, you can change the way you stated it above although there's no point to it right now. What would be better is if you could change the way you think about it. I don't subscribe to the latest PC whim, sorry. Are you now sure about what I'm thinking ? That's quite the premise. You've got to let me know how that's done. In a literal way of course.
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imawino
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Post by imawino on Jul 19, 2019 14:09:10 GMT -5
The fact that you hear that everywhere is a part of the problem. Hearing people who have called out instances of racism referred to in a demeaning way so frequently that it becomes literally the only way you can think to describe them is a problem. Sure, you can change the way you stated it above although there's no point to it right now. What would be better is if you could change the way you think about it. I don't subscribe to the latest PC whim, sorry. Are you now sure about what I'm thinking ? That's quite the premise. You've got to let me know how that's done. In a literal way of course. What PC whim do you think I am suggesting? Do you believe that choosing to not parrot a demeaning turn of phrase when referring to people who point out racism is simply politically correct as opposed to just regular correct? That implies that the only way to not be a silly PC snowflake is to always be insulting. Which seems dumb and pointless and not a great way to live one's life. But it is your life to live and if you believe it makes you a better person to be intentionally insulting than to opt to not be, that's absolutely your choice to make. I will explain to you how it's done. My premise = read words and assume they are an accurate reflection of the writers thoughts. It's not exactly complicated. If your words do not accurately reflect your mind that is your own problem. Stopping your practice of parroting without thinking might help you in that regard.
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NoNamePerson
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Post by NoNamePerson on Jul 19, 2019 14:28:34 GMT -5
My bank has a picture of me on their screen. I've seen it before when I was there. I'm assuming this was not a big chain if they didn't have one. My CU has a picture of me and my kiddo since he is on account! It's more like a mug shot
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raeoflyte
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Post by raeoflyte on Jul 19, 2019 15:22:28 GMT -5
I'm willing to bet that you've never been treated differently or been made a suspect simply because of the color of your skin. I'm also willing to bet that you've never had anyone come up to you and ask if you speak English because of the color of your skin. Some of us have had it happen on more than one occasion. Until you've been treated that way, you'll never understand. ETA: My post was in response to jma23. I took too long to finish it. I agree we can't understand. My frustration is with so many's willingness to explain it away. And complete disregard to listen or empathize with people who live it every day. As if 1 persons experience must be everyone else's.
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OldCoyote
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Post by OldCoyote on Jul 20, 2019 0:29:07 GMT -5
I'm willing to bet that you've never been treated differently or been made a suspect simply because of the color of your skin. I'm also willing to bet that you've never had anyone come up to you and ask if you speak English because of the color of your skin. Some of us have had it happen on more than one occasion. Until you've been treated that way, you'll never understand. ETA: My post was in response to jma23. I took too long to finish it. I agree we can't understand. My frustration is with so many's willingness to explain it away. Lets see if I read this right, Along time back about taking tests for State training,,When I overheard the interviewer
tell the young black man who had scored 85 point on the test,,was offered Schooling as an aircraft mechanic. When my turn came I had scored 141, was told "We have nothing for you",, You and Tenn were real quick to explain it away.
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billisonboard
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Post by billisonboard on Jul 20, 2019 8:36:07 GMT -5
I agree we can't understand. My frustration is with so many's willingness to explain it away. Lets see if I read this right, Along time back about taking tests for State training,,When I overheard the interviewer
tell the young black man who had scored 85 point on the test,,was offered Schooling as an aircraft mechanic. When my turn came I had scored 141, was told "We have nothing for you",, You and Tenn were real quick to explain it away.
Yeah.
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weltschmerz
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Post by weltschmerz on Jul 20, 2019 12:17:11 GMT -5
So I guess you're crying illiterate? Seriously, I couldn't help it.
Gosh, I'm sure you didn't mean anything by them. In the same way the clerk didn't really mean anything by applying a more rigorous banking standard to someone with dark skin.
Yes, if you think that's what illiterate means. I bet you're sure of a lot of things. Well, you don't know the difference between a plural and a possessive. You make that mistake over and over and over again.
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Post by Deleted on Jul 21, 2019 8:28:56 GMT -5
I don't subscribe to the latest PC whim, sorry. Are you now sure about what I'm thinking ? That's quite the premise. You've got to let me know how that's done. In a literal way of course. What PC whim do you think I am suggesting? Do you believe that choosing to not parrot a demeaning turn of phrase when referring to people who point out racism is simply politically correct as opposed to just regular correct? That implies that the only way to not be a silly PC snowflake is to always be insulting. Which seems dumb and pointless and not a great way to live one's life. But it is your life to live and if you believe it makes you a better person to be intentionally insulting than to opt to not be, that's absolutely your choice to make. I will explain to you how it's done. My premise = read words and assume they are an accurate reflection of the writers thoughts. It's not exactly complicated. If your words do not accurately reflect your mind that is your own problem. Stopping your practice of parroting without thinking might help you in that regard.
Your post would mean something to me, if the claim of knowing what I'm thinking wasn't present in the previous one. You're even claiming to know what I believe in this one, lol. You'll have to give me an explanation of how you know what I think and believe, before I'm ready to move on to your other premise. With that nonsense in mind, I await your educated answer on "how it's done".
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