Racism Today

[billisonboard]

I live in small town USA. I run a facility with food and lodging available outside of that small town. We host groups that have an education purpose. We are one part of a larger organization. A different part of that organization runs programs for school groups. I work closely with a person from that part of the organization. He lives in a larger city about an hour away from my little town. He is at our site this week working with a program. At lunch today, he went down into my little town to deposit a check at our local branch of the bank he is a member of in the larger town. The bank teller asked him many questions having him prove he was who he said he was. He was then asked why he was in our town. He asked why that mattered. He was simply informed that he could not deposit a check into his account until he explained why he was in our town.

He is black.

The thread is titled: Racism Today. It is literal. Racism this day, July 18, 2019.

[happyhoix]

So the guy was trying to DEPOSIT a check and the teller was giving him crap about it?

What, do you guys have a lot of criminals attempting to force their money into strangers' bank accounts? That makes no sense.

Unless you're trying to find ways to be rude....

[OldCoyote]

One time I was making a deposit into my account,I was told that I need i.d. to make that deposit,

When I started to Question Why I need I.D.? A supervisor came to the young woman's rescue,

No I,didn't need I.D.,,  it was simply a young teller made a mistake,,

In this case it could have been a mistake,, part of a security procedure, or the banker hates black people.

[billisonboard]

Jul 18, 2019 16:25:16 GMT -5 happyhoix said:

So the guy was trying to DEPOSIT a check and the teller was giving him crap about it?

What, do you guys have a lot of criminals attempting to force their money into strangers' bank accounts? That makes no sense.

Unless you're trying to find ways to be rude....

Yeah, depositing.

I am thinking that the wrong "r" word is being used here.

[billisonboard]

Jul 18, 2019 16:47:11 GMT -5 OldCoyote said:

One time I was making a deposit into my account,I was told that I need i.d. to make that deposit,

When I started to Question Why I need I.D.? A supervisor came to the young woman's rescue,

No I,didn't need I.D.,,  it was simply a young teller made a mistake,,

In this case it could have been a mistake,, part of a security procedure, or the banker hates black people.

I.D. was provided.

[OldCoyote]

Kinda interesting,, Verizon won't let some one other than the account holder to pay the bill,

neither will my cable co.

even the city of Phoenix won't let someone else pay your bill.

[OldCoyote]

Jul 18, 2019 16:50:57 GMT -5 billisonboard said:

Jul 18, 2019 16:47:11 GMT -5 OldCoyote said:

One time I was making a deposit into my account,I was told that I need i.d. to make that deposit,

When I started to Question Why I need I.D.? A supervisor came to the young woman's rescue,

No I,didn't need I.D.,,  it was simply a young teller made a mistake,,

In this case it could have been a mistake,, part of a security procedure, or the banker hates black people.

I.D. was provided.

OK then the banker is a racist,, hates black people.

[weltschmerz]

Jul 18, 2019 15:50:28 GMT -5 billisonboard said:

I live in small town USA. I run a facility with food and lodging available outside of that small town. We host groups that have an education purpose. We are one part of a larger organization. A different part of that organization runs programs for school groups. I work closely with a person from that part of the organization. He lives in a larger city about an hour away from my little town. He is at our site this week working with a program. At lunch today, he went down into my little town to deposit a check at our local branch of the bank he is a member of in the larger town. The bank teller asked him many questions having him prove he was who he said he was. He was then asked why he was in our town. He asked why that mattered. He was simply informed that he could not deposit a check into his account until he explained why he was in our town.

He is black.

The thread is titled: Racism Today. It is literal. Racism this day, July 18, 2019.

Wow. I was wondering what business it was of hers WHY he was in town.
The bolded sentence explained it all.

Kind of reminds me of the hospital patient who went out for some fresh air with the IV still in his arm. He was arrested for "trying to steal medical equipment."
He is black.

[NoNamePerson]

I used to have to provide ID to pay my Target bill when in Target. Never knew why but seemed bizarre to me. Like I going into target to pay a strangers bill? But I ponied up my DL each time. They stopped this some time ago so don't know what happened for them to decide it was OK to just pay the friggin bill?

I wonder if the clerk behind the counter was racist - never thought about that!!

[Knee Deep in Water Chloe]

I've been told I cannot make deposits into accounts that aren't mine. For example, I tried to deposit a check into MIL's account once, and the teller wouldn't let me. But, I don't understand why a teller wouldn't let someone deposit money into his/her own account when that person had ID. 

[OldCoyote]

It was most likely a security question, concerned about fishing scams,

Like the check I received from the Nigerian prince!

[OldCoyote]

did they or did they not deposit the check?

[haapai]

Let me throw this out there, although I'm inclined to believe that the teller was just being an ass. 

About two decades ago, I found myself indebted to my parents when they were out of the country.  I paid off the debt by making weekly deposits into my mother's account. 

Every time that I made a deposit, I received a receipt for the deposit.  When I specified that the deposit was being put into an account that was not my own, the balance would be obscured with a black marker.  When I failed to mention that I wasn't my mom, I received a receipt that showed the balance of the account. 

In other words, making a small deposit into an account is a pretty good way of figuring out exactly how much is there, which would be handy if you wanted to empty the account. 

I might also mention that the black marker method of obscuring an account balance might not work so well today.  What appears as a black rectangle to the naked eye might be as good as printed out once it has been subjected to a few cheap and easy digital manipulations.

There are other scenarios/scams that involve large bouncy checks, but you've probably already thought them up. 

I'm still inclined to believe that your colleague was getting extra-special treatment because of the color of his skin.  I got quite a few deposit receipts with the balance unredacted.   I'm pink.  

[billisonboard]

Jul 18, 2019 17:09:40 GMT -5 OldCoyote said:

did they or did they not deposit the check?

He took the check back and left.

[NoNamePerson]

Jul 18, 2019 17:19:28 GMT -5 haapai said:

Let me throw this out there, although I'm inclined to believe that the teller was just being an ass. 

About two decades ago, I found myself indebted to my parents when they were out of the country.  I paid off the debt by making weekly deposits into my mother's account. 

Every time that I made a deposit, I received a receipt for the deposit.  When I specified that the deposit was being put into an account that was not my own, the balance would be obscured with a black marker.  When I failed to mention that I wasn't my mom, I received a receipt that showed the balance of the account. 

In other words, making a small deposit into an account is a pretty good way of figuring out exactly how much is there, which would be handy if you wanted to empty the account. 

I might also mention that the black marker method of obscuring an account balance might not work so well today.  What appears as a black rectangle to the naked eye might be as good as printed out once it has been subjected to a few cheap and easy digital manipulations.

There are other scenarios/scams that involve large bouncy checks, but you've probably already thought them up. 

I'm still inclined to believe that your colleague was getting extra-special treatment because of the color of his skin.  I got quite a few deposit receipts with the balance unredacted.   I'm pink.  

Interesting point. I can remember the first time I got a receipt for my deposit and the balance showed on the receipt. I was surprised since this was something new - remember I started banking in the dark ages so things have changed since then. Never thought about it like this.

But no one ever deposits into my account except SS and if someone showed up at CU they know me by face/name they would probably call me. Think I'll ask them the next time I need cash and show up in person.

[OldCoyote]

Did he answer the question, why he was in town?

[billisonboard]

Jul 18, 2019 17:29:33 GMT -5 OldCoyote said:

Did he answer the question, why he was in town?

No.

[haapai]

Jul 18, 2019 17:29:33 GMT -5 OldCoyote said:

Did he answer the question, why he was in town?

Do you think that answering the question would have made any difference? 

[OldCoyote]

Jul 18, 2019 17:35:16 GMT -5 haapai said:

Jul 18, 2019 17:29:33 GMT -5 OldCoyote said:

Did he answer the question, why he was in town?

Do you think that answering the question would have made any difference? 

We have two choices here, it had to do with bank security,, or the teller is a racist,, hates black people!

[NoNamePerson]

Or just small town mentality that some people think they have the right to know everything there is to know about people who happen to walk into their bank. I can see the "security" thing but "why are you in our town" blows my mind. My mouth would have gotten me arrested since small town mentality works that way??

Wonder if he complains to home office of bank. Small town needs lessons in customer service maybe?

Has it been posted on YT/Twitter or any of the other social media outlets?

This type of thing usually make headline news at some point.

[billisonboard]

Jul 18, 2019 17:45:56 GMT -5 NoNamePerson said:

...
Wonder if he complains to home office of bank. Small town needs lessons in customer service maybe?

Has it been posted on YT/Twitter or any of the other social media outlets?

This type of thing usually make headline news at some point.

Actually he texted his uncle who is some big shot with the bank. It is going to be dealt with. But that doesn't address the issue of him having to deal with it in the first place.

[engineerdoe]

Jul 18, 2019 15:50:28 GMT -5 billisonboard said:

I live in small town USA. I run a facility with food and lodging available outside of that small town. We host groups that have an education purpose. We are one part of a larger organization. A different part of that organization runs programs for school groups. I work closely with a person from that part of the organization. He lives in a larger city about an hour away from my little town. He is at our site this week working with a program. At lunch today, he went down into my little town to deposit a check at our local branch of the bank he is a member of in the larger town. The bank teller asked him many questions having him prove he was who he said he was. He was then asked why he was in our town. He asked why that mattered. He was simply informed that he could not deposit a check into his account until he explained why he was in our town.

He is black.

The thread is titled: Racism Today. It is literal. Racism this day, July 18, 2019.

I want to say this had to have been in Reardan but only because of the giant Trump 2020 flag that you see in someone's yard.  If I recall you are further west than Reardan.

[billisonboard]

Jul 18, 2019 18:47:30 GMT -5 engineerdoe said:

Jul 18, 2019 15:50:28 GMT -5 billisonboard said:

I live in small town USA. I run a facility with food and lodging available outside of that small town. We host groups that have an education purpose. We are one part of a larger organization. A different part of that organization runs programs for school groups. I work closely with a person from that part of the organization. He lives in a larger city about an hour away from my little town. He is at our site this week working with a program. At lunch today, he went down into my little town to deposit a check at our local branch of the bank he is a member of in the larger town. The bank teller asked him many questions having him prove he was who he said he was. He was then asked why he was in our town. He asked why that mattered. He was simply informed that he could not deposit a check into his account until he explained why he was in our town.

He is black.

The thread is titled: Racism Today. It is literal. Racism this day, July 18, 2019.

I want to say this had to have been in Reardan but only because of the giant Trump 2020 flag that you see in someone's yard.  If I recall you are further west than Reardan.

Not quite but general area.

[billisonboard]

Hey, thanks for comments. They have helped me process this.

[OldCoyote]

Jul 18, 2019 18:47:30 GMT -5 engineerdoe said:

Jul 18, 2019 15:50:28 GMT -5 billisonboard said:

I live in small town USA. I run a facility with food and lodging available outside of that small town. We host groups that have an education purpose. We are one part of a larger organization. A different part of that organization runs programs for school groups. I work closely with a person from that part of the organization. He lives in a larger city about an hour away from my little town. He is at our site this week working with a program. At lunch today, he went down into my little town to deposit a check at our local branch of the bank he is a member of in the larger town. The bank teller asked him many questions having him prove he was who he said he was. He was then asked why he was in our town. He asked why that mattered. He was simply informed that he could not deposit a check into his account until he explained why he was in our town.

He is black.

The thread is titled: Racism Today. It is literal. Racism this day, July 18, 2019.

I want to say this had to have been in Reardan but only because of the giant Trump 2020 flag that you see in someone's yard.  If I recall you are further west than Reardan.

There We have it,, A Trump flag in a back yard,, The whole county has got to be racist!!

[andi9899]

Not that it's right at all, because it isn't. The teller probably could have gotten the answer if they'd asked the question right.

Teller: I don't think we've met, you new to town?

Client: I don't live here. I'm here on business.

Teller: I see. You must be at that convention at the hotel in town. How is it? My friend's coming to town next month and I need to find her a nice place.

Blah, blah, blah. If you are in a customer service position, talking to people is something you should know how to do. If you learn how to do it right, you can get anyone to tell you pretty much anything. Saying "Why are you here? You don't live here." is most definitely going to be met with pushback.

[OldCoyote]

Jul 18, 2019 19:52:06 GMT -5 andi9899 said:

Not that it's right at all, because it isn't. The teller probably could have gotten the answer if they'd asked the question right.

Teller: I don't think we've met, you new to town?

Client: I don't live here. I'm here on business.

Teller: I see. You must be at that convention at the hotel in town. How is it? My friend's coming to town next month and I need to find her a nice place.

Blah, blah, blah. If you are in a customer service position, talking to people is something you should know how to do. If you learn how to do it right, you can get anyone to tell you pretty much anything. Saying "Why are you here? You don't live here." is most definitely going to be met with pushback.

Geeees how comes I never get a CS rep like you,, The ones I get always has some kinda problem.

I threw that in there,  I knew you had an instant visual of me.

[andi9899]

Jul 18, 2019 20:15:00 GMT -5 OldCoyote said:

Jul 18, 2019 19:52:06 GMT -5 andi9899 said:

Not that it's right at all, because it isn't. The teller probably could have gotten the answer if they'd asked the question right.

Teller: I don't think we've met, you new to town?

Client: I don't live here. I'm here on business.

Teller: I see. You must be at that convention at the hotel in town. How is it? My friend's coming to town next month and I need to find her a nice place.

Blah, blah, blah. If you are in a customer service position, talking to people is something you should know how to do. If you learn how to do it right, you can get anyone to tell you pretty much anything. Saying "Why are you here? You don't live here." is most definitely going to be met with pushback.

Geeees how comes I never get a CS rep like you,, The ones I get always has some kinda problem.

I threw that in there,  I knew you had an instant visual of me.

How do you know you haven't? You never know who's on the other end of the phone line. I've talked to people in all 50 states in my CS career.

[Deleted]

Jul 18, 2019 18:47:30 GMT -5 engineerdoe said:

Jul 18, 2019 15:50:28 GMT -5 billisonboard said:

I live in small town USA. I run a facility with food and lodging available outside of that small town. We host groups that have an education purpose. We are one part of a larger organization. A different part of that organization runs programs for school groups. I work closely with a person from that part of the organization. He lives in a larger city about an hour away from my little town. He is at our site this week working with a program. At lunch today, he went down into my little town to deposit a check at our local branch of the bank he is a member of in the larger town. The bank teller asked him many questions having him prove he was who he said he was. He was then asked why he was in our town. He asked why that mattered. He was simply informed that he could not deposit a check into his account until he explained why he was in our town.

He is black.

The thread is titled: Racism Today. It is literal. Racism this day, July 18, 2019.

I want to say this had to have been in Reardan but only because of the giant Trump 2020 flag that you see in someone's yard.  If I recall you are further west than Reardan.

I was waiting for the Trump insertion into the thread that had nothing to do with Trump in the OP, and here it is.   

With that in mind, all I have to say is Obama made great strides in rekindling the hate between the races in this country, and am not surprised by this tellers behavior.

Obama, Obama, racist, Obama, racist.  

Trump, Trump, racist, Trump, racist.

The names change, nothing else does.  

[Deleted]

Banks have listings of names, account numbers that are watched for due to 'certain activity'.  

Errors sometimes happen due to similarity in numbers and names. 

It happened to me a long while back, due to large sums involved and my apparent age at the time.  

I had it straightened out at the home bank, but it still happened. 

Now that I'm an 'old' white guy, I fit the stereotype and am whisked off into a private room, served coffee, and have anything I need there taken care of by one of the vice presidents.

So, was it racism or business as usual ? 

If I was black, I could cry racism, or not.