Deleted
Joined: May 2, 2024 19:29:33 GMT -5
Posts: 0
|
Post by Deleted on Mar 31, 2011 9:08:31 GMT -5
I don't think cawiau and his wife are nuts to be saving the percentage of income they are. They are very young and have the magic power of compounding on their side. My presumption is that once children and a mortgage enter the picture their savings rate will go way down. They will be thrilled that the base amount they put into their retirement was substantial when their peers are just getting started.
As for enjoying life - I can tell you that every meal out I've had with just DH and me since we've had a kid has been about 10x better than the meals we had out when we were dinks.
|
|
Deleted
Joined: May 2, 2024 19:29:33 GMT -5
Posts: 0
|
Post by Deleted on Mar 31, 2011 10:20:59 GMT -5
Firebird I figured that had something to do with it: Her dad passed away when she was two and he was only in his early 40's. He aunt passed away when she was 56 about 4 years ago And the recent tragedy was the earthquake in Haiti where we lost some loved ones and friends that we grew up/went to school with. The one that affected her the most was her neighbor which was 3 years younger than us and my wife considered a sister.
So maybe all that makes her want to live life now since she will not get to enjoy it later or might die early.
Anne, that is one of the reasons also for me, if things get thight with kids, mortgage, etc when can always lower the 401k contributions/savings for a bit.
|
|
Firebird
Senior Associate
Joined: Dec 29, 2010 12:55:06 GMT -5
Posts: 12,448
|
Post by Firebird on Mar 31, 2011 10:53:14 GMT -5
I'm sorry that happened to her. I can certainly understand wanting to jump on into life if that's the case. As an aside, I know several people that have lost someone close recently (2010 was a bad year in that sense ). Some of them do react like your wife. It's easy to go off the rails because you feel like nothing really matters since we'll all be dead soon anyway. I felt that way myself after my grandma died last month, and that wasn't anywhere near the trauma and horror that some of the other recent deaths in my orbit were. It might not be the worst idea for her to see a counselor if she hasn't already - in any case, I would watch her very closely for signs of depression. Sometimes it comes on quick and mild enough that it's hard to recognize unless you know what you're looking for. I hope I'm not offending you by saying that, but I just wanted to put it out there. /unsolicited advice.
|
|