Rob Base 2.0
Well-Known Member
Joined: Feb 23, 2017 18:12:07 GMT -5
Posts: 1,538 
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Post by Rob Base 2.0 on Jun 24, 2017 16:42:07 GMT -5
So i get Citi points from my citicard. they work good with amazon. there is something on Amazon i like but it costs $40. no way would i spend $40 on it. but i have $20 worth of points. so my dilemma now is, if i use my points should i kind of consider it is costing me $20 now?
would u consider it as costing $20 or $40.
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tallguy
Senior Associate
Joined: Apr 2, 2011 19:21:59 GMT -5
Posts: 14,188
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Post by tallguy on Jun 24, 2017 16:52:54 GMT -5
Unless there is a bonus for using points I can't understand why anyone ever would. Cash in the points and use the card for the purchase, thereby earning more points. And no, it is costing you $40. But on the bright side, if you buy something else for $2000 you can get enough points to get your thing for free!  |
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Deleted
Joined: May 14, 2024 22:26:05 GMT -5
Posts: 0
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Post by Deleted on Jun 24, 2017 18:45:11 GMT -5
Definitely $40. Those points are worth a $20 bill if used on Amazon.
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Deleted
Joined: May 14, 2024 22:26:05 GMT -5
Posts: 0
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Post by Deleted on Jun 24, 2017 21:01:56 GMT -5
Unless there is a bonus for using points I can't understand why anyone ever would. Cash in the points and use the card for the purchase, thereby earning more points. And no, it is costing you $40. But on the bright side, if you buy something else for $2000 you can get enough points to get your thing for free! For things you buy on Amazon the Amazon card gives you 5X the points. |
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cktc
Senior Member
Joined: Mar 19, 2013 22:15:31 GMT -5
Posts: 3,202 
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Post by cktc on Jun 25, 2017 12:39:00 GMT -5
I consider points to be like a bonus or unexpected windfall (meaning I don't budget for them). Still worth their full cash value, but ok to use on splurges.
Technically they are rebates, so money already spent.
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