Double Digit Rate Hikes Loom for Obamacare 2016

[kent]

No big deal and I, for one, wouldn't feel I had been sold a bill of goods

Health insurance premiums for plans sold on Obamacare’s health exchanges are about to get higher next year, according to a glimpse of rate proposals—some with double-digit increases—that the White House made public this week.
 
Under the Affordable Care Act, insurers are required to make public any rate proposals that increase by at least 10 percent on the federal government’s website. Though premium rates vary significantly depending on the region, major carriers including UnitedHealthcare, Athena and Blue Cross Blue Shield have proposed rate increases for next year between 10 and 30 percent in a handful of states......

[djAdvocate]

link?

[kent]

Jun 2, 2015 16:35:08 GMT -5 djAdvocate said:

link?

www.msn.com/en-us/money/insurance/double-digit-rate-hikes-loom-for-obamacare-2016/ar-BBkBJDi

[billisonboard]

Don't Pay Attention to Obamacare Rate Increase Horror Stories

[djAdvocate]

Jun 2, 2015 17:24:19 GMT -5 kent said:

Jun 2, 2015 16:35:08 GMT -5 djAdvocate said:

link?

www.msn.com/en-us/money/insurance/double-digit-rate-hikes-loom-for-obamacare-2016/ar-BBkBJDi

thanks.  interesting.

[Deleted]

Some people seem surprised... I'm not. Obamacare is NOT sustainable. Never was, never will be.

[mroped]

Time for single payer then!

[kent]

www.msn.com/en-us/news/politics/supreme-court-will-decide-whether-to-end-obamacare-subsidies-for-64-million-americans/ar-BBkBHwf?li=BBieTUX

Supreme Court will decide whether to end Obamacare subsidies for 6.4 million Americans

Approximately 6.4 million Americans could lose Obamacare subsidies if the Supreme Court rules against the health law this month.

The Obama administration released new data Tuesday detailing how many people signed up through the health law's marketplaces this year. The data shows that in total, 10.2 million people had signed up and paid for plans as of March 2015.

Of those, 7.5 million had purchased coverage through Healthcare.gov, the federally run marketplace. Of thosepeople, 6.4 million are getting a federal subsidy to help cover their Obamacare premium. On average, they are getting $272 each month to help cover their premiums.

These subsidies are at the heart of the Supreme Court case against Obamacare. In King v. Burwell, the challengers argue that the federal marketplace does not have the authority to distribute financial help......

[weltschmerz]

Don't health insurance costs go up, regardless?

[busymom]

Our local news tonight said the insurers in our state have requested increases in rates for next year between 11 to 74%!   (Of course, our state has to approve any increases.)  How can ANYONE keep up with increases like that?  Of course, even before "Obamacare", the rates were going up much faster than inflation.  I think socialized health care will happen much sooner than we expect, but frankly, I think the insurance companies are destroying their own industry by being so greedy.  JMHO.

[tallguy]

but frankly, I think the insurance companies are destroying their own industry

We can only hope....

[mroped]

So, frankly, what is the actual purpose of Health Insurance Companies beside being the intermediary between patient and care giver/provider. I will never fully understand their purpose.
Wouldn't be much simpler if we all had a payroll tax of sorts(percentage) and when you need a doctor, you go to one, he/she takes care of you, bills the government, gets paid, end of story!
The actual workers pay for it anyway! The government picks the tab for those that can't afford it or those that are retired anyway. So what's the hold up?

Beside bilging and inflating prices, the HIC don't do anything productive or of use.
Processing papers could be done by government employees for much less. And that way we eliminate the huge bonuses, business lunches, private jets, limos and what not that these insurance companies put down as "business expenses" which are not taxable.

Enlighteen me please!

[billisonboard]

Jun 5, 2015 11:10:22 GMT -5 mroped said:

So, frankly, what is the actual purpose of Health Insurance Companies ... I will never fully understand their purpose.

... huge bonuses, business lunches, private jets, limos and what not that these insurance companies put down as "business expenses" which are not taxable.

Enlighteen me please!

I think you are fully enlightened already.

[Deleted]

Jun 5, 2015 11:10:22 GMT -5 mroped said:

So, frankly, what is the actual purpose of Health Insurance Companies beside being the intermediary between patient and care giver/provider. I will never fully understand their purpose.
Wouldn't be much simpler if we all had a payroll tax of sorts(percentage) and when you need a doctor, you go to one, he/she takes care of you, bills the government, gets paid, end of story!
The actual workers pay for it anyway! The government picks the tab for those that can't afford it or those that are retired anyway. So what's the hold up?

Beside bilging and inflating prices, the HIC don't do anything productive or of use.
Processing papers could be done by government employees for much less. And that way we eliminate the huge bonuses, business lunches, private jets, limos and what not that these insurance companies put down as "business expenses" which are not taxable.

Enlighteen me please!

I would say you are pretty well "enlightened" already... except for the bolded word.

They aren't so much the "intermediary" as they are the goalie AND referee all rolled into one... deciding who "scores" (gets treatment) and who doesn't.

[tallguy]

There is absolutely no logical reason why the decision of who gets what treatment should be in the hands of those who have a financial disincentive to provide such treatment.  Totally asinine.

[whoisjohngalt]

Jun 5, 2015 20:07:59 GMT -5 tallguy said:

There is absolutely no logical reason why the decision of who gets what treatment should be in the hands of those who have a financial disincentive to provide such treatment.  Totally asinine.

In theory.

In reality, when doctors is suggesting 10 tests to you and 5 different therapies, he really doesn't care how you are going to pay for it.

You, on another hand, really want all those tests and therapies bc doctor just told you how beneficial they are to you.  So, you don't care what the cost is.

Someone has to care about the money.  Until we each get a printing press, the kind that my 6 yr old kid wanted me to buy him today.  The kind, according to him, "that will let him print lots and lots of money and he won't have ask me to buy him things anymore bc he'll be able to get anything he wants".

[tallguy]

Jun 5, 2015 20:37:01 GMT -5 whoisjohngalt said:

Jun 5, 2015 20:07:59 GMT -5 tallguy said:

There is absolutely no logical reason why the decision of who gets what treatment should be in the hands of those who have a financial disincentive to provide such treatment.  Totally asinine.

In theory.

In reality, when doctors is suggesting 10 tests to you and 5 different therapies, he really doesn't care how you are going to pay for it.

You, on another hand, really want all those tests and therapies bc doctor just told you how beneficial they are to you.  So, you don't care what the cost is.

Someone has to care about the money.  Until we each get a printing press, the kind that my 6 yr old kid wanted me to buy him today.  The kind, according to him, "that will let him print lots and lots of money and he won't have ask me to buy him things anymore bc he'll be able to get anything he wants".

Not what I was referring to.  If insurance company officers get large bonuses because the company is profitable, and the company is profitable because they deny coverage or treatment that they should be paying for, then we should be doing everything in our power to encourage the end of the health insurance business.  That is the financial disincentive I referred to.  If such companies ever had any usefulness to begin with, they have far outlived it. 

[whoisjohngalt]

While I am certainly not a fan of insurance companies, but if they are gone, who will be paying for the actual care?  I am not talking $200 for an office visit, obviously.

The actual costs of ANY kind of medical procedure are too much for 99% of people to handle.

So, what then?

[Deleted]

Jun 5, 2015 21:15:42 GMT -5 tallguy said:

Jun 5, 2015 20:37:01 GMT -5 whoisjohngalt said:

In theory.

In reality, when doctors is suggesting 10 tests to you and 5 different therapies, he really doesn't care how you are going to pay for it.

You, on another hand, really want all those tests and therapies bc doctor just told you how beneficial they are to you.  So, you don't care what the cost is.

Someone has to care about the money.  Until we each get a printing press, the kind that my 6 yr old kid wanted me to buy him today.  The kind, according to him, "that will let him print lots and lots of money and he won't have ask me to buy him things anymore bc he'll be able to get anything he wants".

Not what I was referring to.  If insurance company officers get large bonuses because the company is profitable, and the company is profitable because they deny coverage or treatment that they should be paying for, then we should be doing everything in our power to encourage the end of the health insurance business.  That is the financial disincentive I referred to.  If such companies ever had any usefulness to begin with, they have far outlived it. 

You should have reminded those Obama care supporters of those bad insurances companies while they were kissing their asses to get their legislation passed.

[tallguy]

Jun 5, 2015 21:25:09 GMT -5 @xmascookie said:

Jun 5, 2015 21:15:42 GMT -5 tallguy said:

Not what I was referring to.  If insurance company officers get large bonuses because the company is profitable, and the company is profitable because they deny coverage or treatment that they should be paying for, then we should be doing everything in our power to encourage the end of the health insurance business.  That is the financial disincentive I referred to.  If such companies ever had any usefulness to begin with, they have far outlived it. 

You should have reminded those Obama care supporters of those bad insurances companies while they were kissing their asses to get their legislation passed.

If you could clarify who and what you mean, I may be able to respond.  Between the, "those...those...they...their...their" you referenced you have totally obscured your meaning.      

[EVT1]

Jun 5, 2015 21:20:48 GMT -5 whoisjohngalt said:

While I am certainly not a fan of insurance companies, but if they are gone, who will be paying for the actual care?  I am not talking $200 for an office visit, obviously.

The actual costs of ANY kind of medical procedure are too much for 99% of people to handle.

So, what then?

Really no idea? Take a look at any modern country other than the USA and how they handle health care.  It isn't rocket science.

But you raise a good point- look up the cost of a hip replacement or other operation- I remember reading the cost varied between 6 and 60 thousand dollars- WTF.

For profit healthcare is very bad period.

[EVT1]

Jun 5, 2015 21:25:09 GMT -5 @xmascookie said:

Jun 5, 2015 21:15:42 GMT -5 tallguy said:

Not what I was referring to.  If insurance company officers get large bonuses because the company is profitable, and the company is profitable because they deny coverage or treatment that they should be paying for, then we should be doing everything in our power to encourage the end of the health insurance business.  That is the financial disincentive I referred to.  If such companies ever had any usefulness to begin with, they have far outlived it. 

You should have reminded those Obama care supporters of those bad insurances companies while they were kissing their asses to get their legislation passed.

It was tried- Obama kissed the ass of the insurance companies and killed the public option that would have shut down those worthless companies. Good point to remember a lot of the 'obamacare supporters' thought it was a piece of shit and still is- yet better than anything the GOP has offered or attempted to do. Their answer is change the subject.

[whoisjohngalt]

Jun 5, 2015 21:38:52 GMT -5 EVT1 said:

Jun 5, 2015 21:20:48 GMT -5 whoisjohngalt said:

While I am certainly not a fan of insurance companies, but if they are gone, who will be paying for the actual care?  I am not talking $200 for an office visit, obviously.

The actual costs of ANY kind of medical procedure are too much for 99% of people to handle.

So, what then?

Really no idea? Take a look at any modern country other than the USA and how they handle health care.  It isn't rocket science.

But you raise a good point- look up the cost of a hip replacement or other operation- I remember reading the cost varied between 6 and 60 thousand dollars- WTF.

For profit healthcare is very bad period.

No, no idea at all. I am really that stupid.

and I don't know any other countries than US, ever since my parents brought me here, I forgot all about the rest of the world.

[djAdvocate]

Jun 5, 2015 21:43:10 GMT -5 EVT1 said:

Jun 5, 2015 21:25:09 GMT -5 @xmascookie said:

You should have reminded those Obama care supporters of those bad insurances companies while they were kissing their asses to get their legislation passed.

It was tried- Obama kissed the ass of the insurance companies and killed the public option that would have shut down those worthless companies. Good point to remember a lot of the 'obamacare supporters' thought it was a piece of shit and still is- yet better than anything the GOP has offered or attempted to do. Their answer is change the subject.

Obama didn't kill it, but his own party did.  they could not get Blue Dog Democrats go go along with it unless it was dropped.  it passed filibuster by one vote.

[Deleted]

Jun 5, 2015 21:43:10 GMT -5 EVT1 said:

Jun 5, 2015 21:25:09 GMT -5 @xmascookie said:

You should have reminded those Obama care supporters of those bad insurances companies while they were kissing their asses to get their legislation passed.

It was tried- Obama kissed the ass of the insurance companies and killed the public option that would have shut down those worthless companies. Good point to remember a lot of the 'obamacare supporters' thought it was a piece of shit and still is- yet better than anything the GOP has offered or attempted to do. Their answer is change the subject.

Thank you for at least not pretending you don't understand me.

[tallguy]

Thank you for at least not pretending you don't understand me.

Who's pretending?  I count three ambiguities in that one little sentence.  Apparently somebody else managed to guess right on all three.  More power to 'em. 

[Deleted]

Jun 5, 2015 22:15:12 GMT -5 tallguy said:

Thank you for at least not pretending you don't understand me.

Who's pretending?  I count three ambiguities in that one little sentence.  Apparently somebody else managed to guess right on all three.  More power to 'em. 

Yah, two other people actually. It was a really tough one with only two subjects so don't feel bad.

[tallguy]

In all honesty, I could have guessed it too.  But on the other hand, ill-worded nonsense is still ill-worded nonsense.  May I suggest a review of pronoun reference? 

(And even at that, I'm still not sure whose legislation you think it was.)

[Deleted]

Jun 5, 2015 22:43:02 GMT -5 tallguy said:

In all honesty, I could have guessed it too.  But on the other hand, ill-worded nonsense is still ill-worded nonsense.  May I suggest a review of pronoun reference? 

(And even at that, I'm still not sure whose legislation you think it was.)

You can suggest whatever you want.

 I think I'll just leave you hanging .

[weltschmerz]

Jun 5, 2015 20:37:01 GMT -5 whoisjohngalt said:

Jun 5, 2015 20:07:59 GMT -5 tallguy said:

There is absolutely no logical reason why the decision of who gets what treatment should be in the hands of those who have a financial disincentive to provide such treatment.  Totally asinine.

In theory.

In reality, when doctors is suggesting 10 tests to you and 5 different therapies, he really doesn't care how you are going to pay for it.

You, on another hand, really want all those tests and therapies bc doctor just told you how beneficial they are to you.  So, you don't care what the cost is.

Someone has to care about the money.  Until we each get a printing press, the kind that my 6 yr old kid wanted me to buy him today.  The kind, according to him, "that will let him print lots and lots of money and he won't have ask me to buy him things anymore bc he'll be able to get anything he wants".

Not to mention that often, the doctors own the CT and MRI machines. The million dollar price tags has to be paid off somehow, so they'll push the tests.