tloonya
Junior Associate
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Joined: Dec 18, 2010 16:22:13 GMT -5
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Post by tloonya on Nov 6, 2013 14:41:01 GMT -5
I am really sorry if it had been beaten to death, I was just alerted by my customer about me MUST be having an insurance or else...
What if I can't freaking afford anything extra at this point?
Will gov pay my insurance just because my P$L even?
Just please, tell me what you guys are doing if you are like me small business owners with no FT employees unable to afford insurance?
I am so surprised I HAVE to have an insurance by Jan,1st 2014.
Who sighned THAT law?
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Deleted
Joined: Jun 1, 2024 16:24:06 GMT -5
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Post by Deleted on Nov 6, 2013 14:44:39 GMT -5
Lol. I can't tell if you are serious?
Wait till the end of November and the Fed exchange should be up and running. Yes, you should get a subsidy...
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Rocky Mtn Saver
Junior Associate
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Post by Rocky Mtn Saver on Nov 6, 2013 15:01:18 GMT -5
Lol. I can't tell if you are serious? Wait till the end of November and the Fed exchange should be up and running. Yes, you should get a subsidy... Also, the penalty for the first year is intentionally low, starting at as little as $95 annually for failing to have creditable coverage. For more info: www.healthcare.gov/ |
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Deleted
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Post by Deleted on Nov 6, 2013 15:02:16 GMT -5
I am really sorry if it had been beaten to death, I was just alerted by my customer about me MUST be having an insurance or else... What if I can't freaking afford anything extra at this point? Will gov pay my insurance just because my P$L even? Just please, tell me what you guys are doing if you are like me small business owners with no FT employees unable to afford insurance? I am so surprised I HAVE to have an insurance by Jan,1st 2014. Who sighned THAT law? Start selling some winter melons, ASAP. |
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tloonya
Junior Associate
What status?
Joined: Dec 18, 2010 16:22:13 GMT -5
Posts: 8,452
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Post by tloonya on Nov 6, 2013 15:04:25 GMT -5
Lol. I can't tell if you are serious? Wait till the end of November and the Fed exchange should be up and running. Yes, you should get a subsidy... Serious...unfortunatelly. Thanks and please, stay with me here. What is Fed exchange? And what subsidy? I had looked at insurance premiums available...its freaking THOUSANDS!!! (of dollars)... What will that subsidy? A whole thing? I can't afford even third of it!!! I am dead serious...who signed it? Are they among us? |
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justme
Senior Associate
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Post by justme on Nov 6, 2013 15:05:50 GMT -5
Not sure whether PA has it's own or goes through the fed? The Fed is healthcare.gov. You'll need your W2 to know how much you earned last year to find out how much it will cost you.
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Deleted
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Post by Deleted on Nov 6, 2013 15:05:55 GMT -5
Lol. I can't tell if you are serious? Wait till the end of November and the Fed exchange should be up and running. Yes, you should get a subsidy... Serious...unfortunatelly. Thanks and please, stay with me here. What is Fed exchange? And what subsidy? I had looked at insurance premiums available...its freaking THOUSANDS!!! (of dollars)... What will that subsidy? A whole thing? I can't afford even third of it!!! I am dead serious...who signed it? Are they among us? Virgil signed it. Do you have an insurance broker that you can talk with? You might have options because you are a business, but I have no idea. |
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tloonya
Junior Associate
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Joined: Dec 18, 2010 16:22:13 GMT -5
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Post by tloonya on Nov 6, 2013 15:07:47 GMT -5
Lol. I can't tell if you are serious? Wait till the end of November and the Fed exchange should be up and running. Yes, you should get a subsidy... Also, the penalty for the first year is intentionally low, starting at as little as $95 annually for failing to have creditable coverage. For more info: www.healthcare.gov/Sound like you are ok about this whole thing...is it possible? Or you are having your employer covering your ass? |
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Deleted
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Post by Deleted on Nov 6, 2013 15:08:21 GMT -5
Loony,
The penalty this for 2014 is very small, and it stays pretty small for a few years. Also, the ONLY way they can collect the penalty is if you have a federal tax refund. If you structure your withholdings so that you have no refund they cannot collect the penalty. Not saying that is the right thing to do, just putting it out there.
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Rocky Mtn Saver
Junior Associate
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Post by Rocky Mtn Saver on Nov 6, 2013 15:08:58 GMT -5
Lol. I can't tell if you are serious? Wait till the end of November and the Fed exchange should be up and running. Yes, you should get a subsidy... Serious...unfortunatelly. Thanks and please, stay with me here. What is Fed exchange? And what subsidy? I had looked at insurance premiums available...its freaking THOUSANDS!!! (of dollars)... What will that subsidy? A whole thing? I can't afford even third of it!!! I am dead serious...who signed it? Are they among us? 1. The Healthcare Exchange for Pennsylvania (you're in PA, right?) is located here: h ttps://www.healthcare.gov/marketplace/individual/#state=pennsylvania2. The Affordable Care Act was signed by Congress and the current President in 2010. You can learn about it at the above website. Here's the Wikipedia entry on it, if it helps: en.wikipedia.org/wiki/Patient_Protection_and_Affordable_Care_Act |
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Peace Of Mind
Senior Associate
[font color="#8f2520"]~ Drinks Well With Others ~[/font]
Joined: Dec 17, 2010 16:53:02 GMT -5
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Post by Peace Of Mind on Nov 6, 2013 15:10:31 GMT -5
I am really sorry if it had been beaten to death, I was just alerted by my customer about me MUST be having an insurance or else... What if I can't freaking afford anything extra at this point? Will gov pay my insurance just because my P$L even? Just please, tell me what you guys are doing if you are like me small business owners with no FT employees unable to afford insurance? I am so surprised I HAVE to have an insurance by Jan,1st 2014. Who sighned THAT law? I heard you will go to jail if you don't get it. It was nice knowing you, Loony! I hope you look good in orange.  |
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Rocky Mtn Saver
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Post by Rocky Mtn Saver on Nov 6, 2013 15:10:45 GMT -5
Also, the penalty for the first year is intentionally low, starting at as little as $95 annually for failing to have creditable coverage. For more info: www.healthcare.gov/Sound like you are ok about this whole thing...is it possible? Or you are having your employer covering your ass? I was stating some facts, not making a statement about the ACA itself. As for me, I currently have employer coverage but I've kept abreast of the ACA changes because I will probably be changing employment in 2014 and will probably be using the exchange in my state to look for coverage. |
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tloonya
Junior Associate
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Joined: Dec 18, 2010 16:22:13 GMT -5
Posts: 8,452
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Post by tloonya on Nov 6, 2013 15:12:23 GMT -5
Not sure whether PA has it's own or goes through the fed? The Fed is healthcare.gov. You'll need your W2 to know how much you earned last year to find out how much it will cost you. Why no one is freaking out? Because you all are having JOBS where your 'other me' is paying for you? Or you also like golf? |
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Deleted
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Post by Deleted on Nov 6, 2013 15:13:19 GMT -5
Not sure whether PA has it's own or goes through the fed? The Fed is healthcare.gov. You'll need your W2 to know how much you earned last year to find out how much it will cost you. Why no one is freaking out? Because you all are having JOBS where your 'other me' is paying for you? Or you also like golf? we have been freaking out on this board for 3 years now. |
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justme
Senior Associate
Joined: Feb 10, 2012 13:12:47 GMT -5
Posts: 14,618
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Post by justme on Nov 6, 2013 15:14:37 GMT -5
Not sure whether PA has it's own or goes through the fed? The Fed is healthcare.gov. You'll need your W2 to know how much you earned last year to find out how much it will cost you. Why no one is freaking out? Because you all are having JOBS where your 'other me' is paying for you? Or you also like golf? Because most of us knew this was coming a while ago so this isn't news? And the exchanges have been open for a month (or at least bless their little souls have tried to be) so it definitely shouldn't be news? |
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Rocky Mtn Saver
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Post by Rocky Mtn Saver on Nov 6, 2013 15:15:19 GMT -5
Not sure whether PA has it's own or goes through the fed? The Fed is healthcare.gov. You'll need your W2 to know how much you earned last year to find out how much it will cost you. Why no one is freaking out? Because you all are having JOBS where your 'other me' is paying for you? Or you also like golf? You obviously haven't seen the many long and cantankerous threads we've had here debating the merits of the ACA.... This thing was enacted 3 years ago, so you'll have to understand that the rest of us have already dealt with all this while apparently you've been busy playing with your melons. |
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tloonya
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Joined: Dec 18, 2010 16:22:13 GMT -5
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Post by tloonya on Nov 6, 2013 15:23:29 GMT -5
Loony, The penalty this for 2014 is very small, and it stays pretty small for a few years. Also, the ONLY way they can collect the penalty is if you have a federal tax refund. If you structure your withholdings so that you have no refund they cannot collect the penalty. Not saying that is the right thing to do, just putting it out there. I am sure you must not put it out there...here, Archie! Sooooooooooooooo...where have I been all these 3 years? Oops! I know...shut up! So...you are came to peace with whatever had happened? And I am just late freaker-outer? What are we gonna do? Now more people will be dying afraid to call 911? |
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Sharon
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Post by Sharon on Nov 6, 2013 15:24:57 GMT -5
Looney there are two different types of subsidies that you may be eligible for. There is a subsidy for low income people/families to help them purchase insurance through the exchanges. There is also a subsidy for small business owners to help them with insurance costs for their employees. You should probably investigate both of these and see if you are eligible for either one of these subsidies and if so which one would work better for you.
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Rocky Mtn Saver
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Joined: Dec 23, 2010 9:40:57 GMT -5
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Post by Rocky Mtn Saver on Nov 6, 2013 15:25:37 GMT -5
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Peace Of Mind
Senior Associate
[font color="#8f2520"]~ Drinks Well With Others ~[/font]
Joined: Dec 17, 2010 16:53:02 GMT -5
Posts: 15,554
Location: Paradise
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Post by Peace Of Mind on Nov 6, 2013 15:26:10 GMT -5
Not sure whether PA has it's own or goes through the fed? The Fed is healthcare.gov. You'll need your W2 to know how much you earned last year to find out how much it will cost you. Why no one is freaking out? Because you all are having JOBS where your 'other me' is paying for you? Or you also like golf? You don't need to freak out either. If I recall you don't make a whole lot. You'll probably get a subsidy that pays for most of the insurance so YOU should be thrilled about this! You will have medical coverage for dirt cheap. Did you actually go on the website to test it out? I know it has a lot of problems still but it can answer many of your questions before you panic. Check it out and then come back here and report what you found out. It's raining and boring here.  |
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Tennesseer
Member Emeritus
Joined: Dec 20, 2010 21:58:42 GMT -5
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Post by Tennesseer on Nov 6, 2013 15:27:40 GMT -5
I am really sorry if it had been beaten to death, I was just alerted by my customer about me MUST be having an insurance or else... What if I can't freaking afford anything extra at this point? Will gov pay my insurance just because my P$L even? Just please, tell me what you guys are doing if you are like me small business owners with no FT employees unable to afford insurance? I am so surprised I HAVE to have an insurance by Jan,1st 2014. Who sighned THAT law? You can get all the no-bullshit, no hyperbole, straight facts regarding the Affordable Care Act from the poster AtlanticCoastofFloridaPaul. |
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tloonya
Junior Associate
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Joined: Dec 18, 2010 16:22:13 GMT -5
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Post by tloonya on Nov 6, 2013 15:32:28 GMT -5
Is it 2014 yet? See, you are never thinking things thoroughly... |
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Rocky Mtn Saver
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Post by Rocky Mtn Saver on Nov 6, 2013 15:39:59 GMT -5
You said "more" people would be afraid in 2014. Which implies that people are already afraid to call 911. So my question stands.
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tloonya
Junior Associate
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Joined: Dec 18, 2010 16:22:13 GMT -5
Posts: 8,452
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Post by tloonya on Nov 6, 2013 15:41:23 GMT -5
I am really sorry if it had been beaten to death, I was just alerted by my customer about me MUST be having an insurance or else... What if I can't freaking afford anything extra at this point? Will gov pay my insurance just because my P$L even? Just please, tell me what you guys are doing if you are like me small business owners with no FT employees unable to afford insurance? I am so surprised I HAVE to have an insurance by Jan,1st 2014. Who sighned THAT law? You can get all the no-bullshit, no hyperbole, straight facts regarding the Affordable Care Act from the poster AtlanticCoastofFloridaPaul. I had been here for too long to take this advise with straight face.  |
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Tennesseer
Member Emeritus
Joined: Dec 20, 2010 21:58:42 GMT -5
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Post by Tennesseer on Nov 6, 2013 15:42:36 GMT -5
You can get all the no-bullshit, no hyperbole, straight facts regarding the Affordable Care Act from the poster AtlanticCoastofFloridaPaul. I had been here for too long to take this advise with straight face. Then you are a smart woman. |
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Abby Normal
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Post by Abby Normal on Nov 6, 2013 15:44:50 GMT -5
This is what bothers me about ACA. Despite all the hype over the past three years, and especially the past few months, there are people that are still completely uninformed. Some of them vote.
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Deleted
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Post by Deleted on Nov 6, 2013 15:46:48 GMT -5
PA is on the federal exchange. That's why I said wait a few weeks... It's not operational yet. Or, you can call instead. Here is the link... www.healthcare.gov |
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Deleted
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Post by Deleted on Nov 6, 2013 15:47:52 GMT -5
This is what bothers me about ACA. Despite all the hype over the past three years, and especially the past few months, there are people that are still completely uninformed. Some of them vote. That is what bothers you about ACA or about the population at large? |
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tloonya
Junior Associate
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Joined: Dec 18, 2010 16:22:13 GMT -5
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Post by tloonya on Nov 6, 2013 15:50:26 GMT -5
You said "more" people would be afraid in 2014. Which implies that people are already afraid to call 911. So my question stands. So this guy would NOT be calling if it was 2014 already. That was MORE means. Today you are brave, tomorrow you are afraid which means: ONE! MORE! who is afraid. 11 more than 10...so forth... |
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Abby Normal
Senior Member
Joined: Dec 22, 2010 12:31:49 GMT -5
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Post by Abby Normal on Nov 6, 2013 15:53:25 GMT -5
This is what bothers me about ACA. Despite all the hype over the past three years, and especially the past few months, there are people that are still completely uninformed. Some of them vote. That is what bothers you about ACA or about the population at large? Both. |
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