Artemis Windsong
Senior Associate
The love in me salutes the love in you. M. Williamson
Joined: Dec 18, 2010 19:32:12 GMT -5
Posts: 12,314
Today's Mood: Twinkling
Location: Wishing Star
Favorite Drink: Fresh, clean cold bottled water.
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Post by Artemis Windsong on Jan 15, 2011 15:42:44 GMT -5
I don't feel secure even though we've been retired for 10 yrs. and my SS has started. All debts are gone. 2008 did a real mental number on me. Plus a couple of other issues. A big issue is insomnia that undermines any sense of security.
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Post by texaspn on Jan 15, 2011 15:45:25 GMT -5
I focus on how much we have instead of how little. we have savings(not a lot), a paid for house, great kids and grandkids and plenty of love (most important). There is no REAL security, true, as anything can happen in an instant and wipe out everything, but a lot of security is in the way we think. I say this as a compulsive worrier who has learned that worrying doesn't help anything!
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coffeegrl
Established Member
Joined: Dec 25, 2010 0:33:29 GMT -5
Posts: 383
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Post by coffeegrl on Jan 15, 2011 18:42:14 GMT -5
I haven't felt secure for quite a few years now. I hope to feel secure again when I am making a good income again and actually doing things right financially, the next time.
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motherto2
Well-Known Member
Joined: Dec 18, 2010 15:42:27 GMT -5
Posts: 1,719
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Post by motherto2 on Jan 15, 2011 23:01:37 GMT -5
I am not a worrier per se, but I have found that I worry more than I thought I did . Not all of it is financial. The only debt I have is $2K on my cc which will be paid off in Feb. and my mortgage. I could pay the cc off if I wanted, but I'd rather hold onto the cash in my EF. The cc is from buying new appliances in Nov. and my DS using it at college. I've told him to stop or I'll take it away, which he has gotten better about. I started late (for me) about paying off debt incurred with ex #2. All of that has been taken care of, although I have a much higher mortgage because of it. I probably would have had my house paid off by now if I had never met him. Oh well, those expensive lessons in life. Oh, and one thing that probably simmers in the back of my mind is the school loans for the kids. But because ex #1 has to help pay for those, I don't even think about paying those down early. But they will all be paid off by the time I'm ready to retire. I wish I had more in my EF, but I'm steadily working on that. I've done most of the big things I wanted to do to the house, so other than something breaking, I'm good that way. But as others have talked about, I do worry about being by myself. I'm the only breadwinner, so if something happened to me or my job, I could lose everything I've worked so hard for. And that's a little disconcerting if you let yourself dwell on it. I also worry about if something physical happened to me (heart attack, fall down the stairs, etc) and no one would know about it since I don't really talk to anyone every day, except if it's a work day. I dont' even know that they would actively try to find out if I was ok if I didn't call in one morning. But I try not to dwell on that. I learned a valuable lesson a couple of years ago when I was putting some heavy tubs in the attic and almost had one fall on me. Now, if I need to do something like that, I'll call my parents before I go up, and call when I'm done. Deep issue, and that's all I've got to say about that
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dcmetrocrab
Familiar Member
Joined: Dec 19, 2010 19:50:51 GMT -5
Posts: 527
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Post by dcmetrocrab on Jan 17, 2011 0:21:46 GMT -5
I will never feel secure until I have a stable job where I'm not always dodging the axe. Interestingly enough, I do not attribute security to how much money I have stockpiled. I'm a hoarder by nature, so that may be a part of it, but I do not share the common phobia of dying as a bag lady. The thought of being homeless or never having enough money never occurs to me, I just don't want to be without a steady stream of income that does not stem from savings.
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Post by sidney on Jan 17, 2011 10:30:56 GMT -5
I don't feel very secure. Dh had cancer last year and it wiped us out. But I am working on building our ef and slowly stocking up on food. We now have $1200 in our fund and next paycheck we will have $1500. Slow and steady is my motto now. And when I get really panicky I tell myself. We have enough to pay our bills, we have enough to eat. We are blessed.
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Deleted
Joined: Apr 28, 2024 20:45:20 GMT -5
Posts: 0
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Post by Deleted on Jan 17, 2011 22:30:31 GMT -5
I don't feel secure either. I'll feel secure when my bare bones budget is paid for by non-working income and from multiple sources. It is coming alone but I still have some ways to go. I need 4 more houses if we stay in buffalo, once they are all paid off, but that could take 30 years and I don't want to stay in buffalo. Therefore my goal is about 10 houses and 4 million in investments, I have one house and about $8000 in investments. I have quite a long way away before I feel secure.
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