nikiz628
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Post by nikiz628 on Mar 19, 2020 8:09:25 GMT -5
We are doing well with the social distancing so far. All of the restaurants and bars are closed now for in person dining, but they have all figured out how to do curbside pick up which is great for the business/employees. Many retail locations are closed and our grocery stores have reduced their hours. I shouldn't need to go for a restock trip for another week or so, unless they announce some sort of drastic change between now and then.
With H being home as well, we have accomplished a lot upstairs in the attic reno in just a few days. We may be finished by this weekend. (fingers crossed)
This week's to do list:
Finish hanging shiplap in the attic
Paint the attic (1st coat is on, just got to get 2nd coat on) Hook up the new wiring Install the carpet (at this point we would just have to move in, so I would almost call it done!) Stain & Install the trim Balance checkbook/Pay Bills Organize/Purge my craft/homeschool cabinet Empty the kid's old sandbox and purge Seal cedar porch posts and window boxes (i need it to quit raining first) Organize DS2's closet Organize DS1's closet Clean DS1's fish tank Continue cleaning out and organizing garage (now that we are so close to finishing our major home renovations, we can start eliminating all the "scrap and spare" material we have held on to "just in case") Bring out my front landscaping decor (weather permitting) Set up some sort of homeschool schedule for DS1 while he is out of school
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nikiz628
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Post by nikiz628 on Mar 19, 2020 7:50:14 GMT -5
Oh snapdragon, my heart is breaking for you. I am so sorry you are having to go through all of this.
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nikiz628
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Post by nikiz628 on Mar 19, 2020 7:47:13 GMT -5
forwardwego, Oh I feel like we haven't been blessed with one of your song's in forever. It made me smile this morning.
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nikiz628
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Post by nikiz628 on Mar 16, 2020 10:48:49 GMT -5
DS1 has an interesting schedule for the next few weeks in regards to coronavirus.
Today is an e-learning day. Tues, Wed, Thurs are waiver days (Governor is knocking 20 days off the required 180) Friday would have been the 1st day of spring break, so its off. Next week was spring break, so he's good. When they return the following week, it will be E-learning the entire week. They are roughly set to return after that, but it's all up in the air. Especially with schools extending closures through the end of April, we very well could do that here too.
The Indiana governor also just announced that all restaurants and bars will close to dine in eating. Drive thru and takeout only for now.
I am currently evaluating what food we have on hand and trying to decide what we might need if we actually have to lock down completely for 2 weeks.
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nikiz628
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Post by nikiz628 on Mar 14, 2020 0:47:23 GMT -5
As suspected, school is cancelled until April 6th for DS1. We are stocked up on essentials, so we should be able to practice "social distancing" for most of the time off. I really wanted to drive over to Indy to IKEA on what would have been Spring Break (to pick up some furniture for the attic), but I think we will play that by ear. Luckily, I am perfectly content hermitting in. H might go nuts, because he will be off work for the majority of this (perk of working for the school?). At least we have a lot of projects here to keep him busy.
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nikiz628
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Post by nikiz628 on Mar 13, 2020 10:45:35 GMT -5
Today was super productive. I usually do all my house cleaning on Sunday, and today was no different. But I managed to get all the laundry done AND folded AND put away. I even mopped the floors, which doesn't always get done every week. I love entering the week with the housework caught up and everything orderly. As for the rest of my to do list for the week: Schedule a haircut for myselfOrganize/purge my craft/homeschool cabinet List items for sale on FB Print Bingo Flyers for Little League Print Upcoming Events Flyer for Little League (also send mass email to registered players) Make coach meeting event on FB for Little LeagueOrder warmer and counters for concession standVinyl safety vests for sisterReschedule my annual exam (scheduling conflict) Back up photos on phone/Clean up email Schedule gutter installation on house! YAY! Go to the bankOrder Cubs tickets for June Empty the kid's old sandbox and purge it Finish hanging drywall in the attic Mud/Sand drywall in the attic Pick up the carpet order for the attic Seal cedar porch posts and window boxes (weather permitting) I had to quote last week's list, just so I could get the satisfaction of crossing out so many of those tasks! I am feeling really good about how much I got done. Hopefully I can carry that motivation into this week, because we are in what I call the "calm before the storm" aka baseball is getting ready to start and will suck all of our free time until June. Don't get me wrong, I LOVE that my kids play and that H and I are active board members (he is the President, if I didn't mention that). But man, 5 nights a week at the ballpark either watching games or working the concession stand wears a girl out. I told H as long as I stay super organized and on top of my to do list each week, I can minimize that overwhelmed feeling that I had last year. We are also working as much as we can on the attic to get it done before opening day. SO close. This week's to do list: Finish hanging shiplap in the attic Paint the attic Hook up the new wiring Install the carpet (at this point we would just have to move in, so I would almost call it done!) Get haircut on Friday Balance checkbook/Pay BillsDentist appt for me on Tuesday Go to the grocery storeDrop off recycling Organize/Purge my craft/homeschool cabinet Print Bingo flyers for Little LeagueList items for sale on FB Empty the kid's old sandbox and purge Seal cedar porch posts and window boxes Throw last bit of "junk" next to the driveway in the garbage Clean out my car/Prep it for baseball season Finish planning the kickoff schedule for opening day Print labels for BINGO ticket envelopes Paint the inside of the concession stand Install new counters and warmer in concession stand Pick up buckets for Tag Day (again, for LL) Well, I got a few things marked off the list so far. But the Corona virus has freed up a bit of my time now that Little League asked all leagues to delay their opening days until at least April 6th. Our kickoff was scheduled for April 4th. They don't even want the kids practicing until after that date. So my LL work has come to a halt. I can still go over and finish painting the concession, but I am not under such a time crunch now. Our games won't start for 2 weeks after the delay is lifted, to allow the kids to practice. We had to cancel our tag day and our clean up day. And while it hasn't been officially announced yet, I am pretty sure our schools are closing down for a few weeks. Thankfully the Indiana Governor issued a 20 day free pass for schools. Essentially we won't be required to make up the time off. Our schools utilize e-learning but I think it would be difficult to implement for an extended period of time, especially for those students without internet access at home. They are having a school board meeting at 4 pm today, I look for the announcement to be made shortly after that wraps up.
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nikiz628
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Post by nikiz628 on Mar 13, 2020 10:32:37 GMT -5
Sorry I have been absent, a lot going on... Hope everything is okay.
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nikiz628
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Post by nikiz628 on Mar 10, 2020 10:29:12 GMT -5
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Post by nikiz628 on Mar 10, 2020 8:39:52 GMT -5
RACE #4 | INTEREST RATE | STARTING BALANCE | LAST UPDATE | THIS UPDATE | DIFFERENCE | Truck Loan | 4.8% | $24,945.53
| $23,233.67
| $22,937.22 | -296.45 |
NikiZ628(4) 3/10/2020 $22,937.22 (6/26/19 $25,195 WIRR197) Total Paid in 2020: $889.11 Total Amount Paid Off: $2,257.78
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nikiz628
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Post by nikiz628 on Mar 10, 2020 8:34:24 GMT -5
Today was super productive. I usually do all my house cleaning on Sunday, and today was no different. But I managed to get all the laundry done AND folded AND put away. I even mopped the floors, which doesn't always get done every week. I love entering the week with the housework caught up and everything orderly. As for the rest of my to do list for the week: Schedule a haircut for myselfOrganize/purge my craft/homeschool cabinet List items for sale on FB Print Bingo Flyers for Little League Print Upcoming Events Flyer for Little League (also send mass email to registered players) Make coach meeting event on FB for Little LeagueOrder warmer and counters for concession standVinyl safety vests for sisterReschedule my annual exam (scheduling conflict) Back up photos on phone/Clean up email Schedule gutter installation on house! YAY! Go to the bankOrder Cubs tickets for June Empty the kid's old sandbox and purge it Finish hanging drywall in the attic Mud/Sand drywall in the attic Pick up the carpet order for the attic Seal cedar porch posts and window boxes (weather permitting) I had to quote last week's list, just so I could get the satisfaction of crossing out so many of those tasks! I am feeling really good about how much I got done. Hopefully I can carry that motivation into this week, because we are in what I call the "calm before the storm" aka baseball is getting ready to start and will suck all of our free time until June. Don't get me wrong, I LOVE that my kids play and that H and I are active board members (he is the President, if I didn't mention that). But man, 5 nights a week at the ballpark either watching games or working the concession stand wears a girl out. I told H as long as I stay super organized and on top of my to do list each week, I can minimize that overwhelmed feeling that I had last year. We are also working as much as we can on the attic to get it done before opening day. SO close. This week's to do list: Finish hanging shiplap in the attic Paint the attic Hook up the new wiring Install the carpet (at this point we would just have to move in, so I would almost call it done!) Get haircut on Friday Balance checkbook/Pay Bills Dentist appt for me on Tuesday Go to the grocery store Drop off recycling Organize/Purge my craft/homeschool cabinet Print Bingo flyers for Little League List items for sale on FB Empty the kid's old sandbox and purge Seal cedar porch posts and window boxes Throw last bit of "junk" next to the driveway in the garbage Clean out my car/Prep it for baseball season Finish planning the kickoff schedule for opening day Print labels for BINGO ticket envelopes Paint the inside of the concession stand Install new counters and warmer in concession stand Pick up buckets for Tag Day (again, for LL)
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nikiz628
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Post by nikiz628 on Mar 10, 2020 8:26:29 GMT -5
Crossing everything for you nidena!
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Post by nikiz628 on Mar 4, 2020 8:33:27 GMT -5
UPDATE Forwardwego 3/4/2020 $27,768 (11/3/2019 $38,648. C208) Feeling good about $10K eliminated. Would really love to get a reasonable purchase offer on that dadgum boat, would help us dip down out of our "twenties" into our "teens". Fingers crossed on the boat! 🤞🏼
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nikiz628
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Post by nikiz628 on Mar 4, 2020 8:32:18 GMT -5
snapdragon, I am so sorry to hear about your dad. ❤️
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nikiz628
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Post by nikiz628 on Mar 2, 2020 9:50:02 GMT -5
byedebtbye I'm sorry to hear that. Vehicle repairs can be costly and painful. Fortunately you are a WIR, had $500 for damage control, and you know how to keep on fighting the good fight. Before I joined WIR, situations like this would precipitate just falling off the financial wagon altogether. This is really the place to be during the good times and bad.
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Post by nikiz628 on Mar 2, 2020 0:39:17 GMT -5
Today was super productive. I usually do all my house cleaning on Sunday, and today was no different. But I managed to get all the laundry done AND folded AND put away. I even mopped the floors, which doesn't always get done every week. I love entering the week with the housework caught up and everything orderly. As for the rest of my to do list for the week:
Schedule a haircut for myself Organize/purge my craft/homeschool cabinet List items for sale on FB Print Bingo Flyers for Little League Print Upcoming Events Flyer for Little League (also send mass email to registered players) Make coach meeting event on FB for Little League Order warmer and counters for concession stand Vinyl safety vests for sister Reschedule my annual exam (scheduling conflict) Back up photos on phone/Clean up email Schedule gutter installation on house! YAY! Go to the bank Order Cubs tickets for June Empty the kid's old sandbox and purge it Finish hanging drywall in the attic Mud/Sand drywall in the attic Pick up the carpet order for the attic Seal cedar porch posts and window boxes (weather permitting)
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nikiz628
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Post by nikiz628 on Feb 28, 2020 22:54:53 GMT -5
Oh bankergurl, I am sorry for your recent losses and for the difficult emotions that come with that.
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Post by nikiz628 on Feb 28, 2020 22:49:28 GMT -5
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Post by nikiz628 on Feb 27, 2020 23:53:02 GMT -5
UPDATE 2/27/2020
2020 Savings | START | CURRENT | GOAL | STILL NEED | Emergency Fund | $1,000.00 | $1,402.58 | $2,000.00 | $597.42 | DS1's Savings | $1,960.29 | $2,061.00 | $2,200.00 | $139.00 | DS2's Savings | $734.55 | $835.00 | $850.00 | $15.00 | TOTALS | 3,694.84 | $4,298.58 | $5,050.00 | $751.42 |
NikiZ628 2/27/20 $4,298.58 (Goal $5,050.00 WIRS2)
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Post by nikiz628 on Feb 27, 2020 21:27:47 GMT -5
$47 in popcorn for the middle school fundraiser. What can I say? I like my popcorn. Total MTD non-essential spending $1086.95 I also took two clients out to lunch today, but I consider that an essential business expense. I spent $23 on Blondie's cookie dough this week for a fundraiser my best friend is doing at her work. Sometimes, we just need to be generous lol. **The funds they raise will be used to buy beds for children in our area who do not have them. I feel like my $23 was well spent.
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Post by nikiz628 on Feb 25, 2020 14:10:13 GMT -5
Update Race #2 2/25/2020Race #2 | INTEREST | ORIGINAL | LAST UPDATE | THIS UPDATE | DIFFERENCE | Auto Loan (SUV) | 4.00% | $32,991.93
| $11,575.84
| $11,191.36 | -384.48 |
NikiZ628 (2): 2/25/20 $11,191.36 (3/26/18 $32,991.93) Total Paid in 2020: $754.74 Total Paid Overall: $21,800.57 *My goal for 2020 is to get this loan under $7,500.....
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Post by nikiz628 on Feb 25, 2020 14:00:17 GMT -5
Have not been feeling well and have not been spending or doing much of anything else. Hope you are feeling better soon!!
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Post by nikiz628 on Feb 21, 2020 13:12:35 GMT -5
I am going to post my to do list for the rest of the week for accountability. I have been dragging my feet getting some of these tasks done and I need to light a fire under my rear end. Set up DS1's online fundraiser page for his St. Jude Math A ThonList items for sale on FB Cut everyone's hair (both kids and H)Schedule my hair appt Clean my dishwasher and oven Make Bingo fundraiser event on FB for LL Have H hang registration banner for LL Create and send in order for Bingo tickets for LLMake and Print the Bingo flyers for LL Finish and Print the Upcoming Events newsletter for LL Create FB event for coaches and umps meeting for LL Order new warmer and prep tables for concession stand for LL (Are you already seeing a trend in what is consuming my time right now lol? And the season doesn't even start til April.... oy vey) Feeling good about my progress so far. I had to sit at our library for 2 hours the other night to run a sign up event for baseball. The first hour was steady with people, the last hour was completely dead. I am so glad I took my laptop and planner with me to knock out some of these secretarial to do's.
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nikiz628
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Post by nikiz628 on Feb 21, 2020 13:10:39 GMT -5
Well I just got my property tax bill and it has gone up almost $300. I am starting to feel panicky about everything. My bills, Money, Work, Dad and his cat, his house and just life. And taxes let's not forget about tax time in there. Can I go hide in a corner or run away to somewhere else? At least until March is over? ((hugs)) You definitely have a lot on your plate. But I don't doubt one bit that you will be able to figure out the best way to handle it all!
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nikiz628
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Post by nikiz628 on Feb 21, 2020 13:09:49 GMT -5
So February spending for us has essentially gone of the rails...so much so it's about impossible for me to track. We got our tax return so we've been picking up the random things we usually buy with it: jeans for anyone who has grown out, random household items that are broke/lost/need updated, gifts for upcoming bdays, etc. I am proud of us for limiting the going out to eat with the money urge we usually have. We've only gone out on our regular Tuesday outings with friends, though I have purchased more coffees from our favorite local spot than I normally do. I think being back on WW has helped curb the urge to hit the drive thru/order out. Mindful eating and staying on plan means having to actually MAKE A MINDFUL MEAL PLAN. Groceries have been a bit over budget the last couple trips, but I figure we are still coming out on top by not going out to eat on top of maxing the grocery budget. We will be reigning it in March and doing a frugal month again.
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nikiz628
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Post by nikiz628 on Feb 21, 2020 13:06:35 GMT -5
I was inspired by TheOtherMe . Did some Email Folder purging. It's my go to chore when I can't sleep at night. I clean up my emails and my photos on my iphone. It's tedious and repetitive and usually does the trick.
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nikiz628
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Post by nikiz628 on Feb 20, 2020 0:27:39 GMT -5
Inspections were today. We'll see. I did put in the contract that I want copies of all the inspections. If they back out, it'd be nice to have the termite inspection on hand. Great idea asking for copies!
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Post by nikiz628 on Feb 19, 2020 13:02:18 GMT -5
Last night I decluttered about 2000 emails, going back to 2012. I bow down to that dedication! Way to go!
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Post by nikiz628 on Feb 18, 2020 16:10:25 GMT -5
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Post by nikiz628 on Feb 18, 2020 13:18:49 GMT -5
I am going to post my to do list for the rest of the week for accountability. I have been dragging my feet getting some of these tasks done and I need to light a fire under my rear end.
Set up DS1's online fundraiser page for his St. Jude Math A Thon List items for sale on FB Cut everyone's hair (both kids and H) Schedule my hair appt Clean my dishwasher and oven Make Bingo fundraiser event on FB for LL Have H hang registration banner for LL Create and send in order for Bingo tickets for LL Make and Print the Bingo flyers for LL Finish and Print the Upcoming Events newsletter for LL Create FB event for coaches and umps meeting for LL Order new warmer and prep tables for concession stand for LL
(Are you already seeing a trend in what is consuming my time right now lol? And the season doesn't even start til April.... oy vey)
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Post by nikiz628 on Feb 14, 2020 16:38:47 GMT -5
bankergurl, Duh logic says that money spent on dogs is way more important than responsibilities like rent. ((heavy on sarcasm))
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