Credit Card Sign on Bonuses

[WannabeWealthy]

I got a USAA CC for 0% interest for 18 months.  Using it for my flight training.

[minnesotapaintlady]

Well, I applied for a Chase business card for my side hustles of dog sitting and selling eggs.  It has a $900 sign on bonus if you spend 6K in 3 months which I would do with my 3 insurance bills and my property taxes.  We'll see if anything comes of it. I'll probably get denied, and if I do, I'm calling it for this year's sign on bonuses.  The best straight cash back I could find was $200 and I'd get $60 just using my normal card.  Not worth the ding to my credit and adding to the 5 in 24 for $140.  

[imawino]

Jan 16, 2024 15:08:45 GMT -5 minnesotapaintlady said:

Well, I applied for a Chase business card for my side hustles of dog sitting and selling eggs.  It has a $900 sign on bonus if you spend 6K in 3 months which I would do with my 3 insurance bills and my property taxes.  We'll see if anything comes of it. I'll probably get denied, and if I do, I'm calling it for this year's sign on bonuses.  The best straight cash back I could find was $200 and I'd get $60 just using my normal card.  Not worth the ding to my credit and adding to the 5 in 24 for $140.  

Oh, I was just going to ask if there was any way you could qualify for a Chase business card - those are the best intro bonuses around.  I've got 2 Ink cards right now, need to cancel at least one, although I won't be eligible for a bonus on them again for a while.  I think it's 48 months now?  I'll have to double check.  I should have referred you!  The business cards won't count against you in the 5/24 rule either.

[minnesotapaintlady]

I got approved!!!  Woohoo!  I don't know the limit yet. It doesn't say in the email and the account doesn't show up online yet. 

[minnesotapaintlady]

This thread and the hunt for a newbie prompted me to go through all my cards and mark a few for culling.  I cancelled my Chase Slate last night and transferred the credit limit to my Freedom card.  I think today the Royal Caribbean and Choice Privileges cards will get the axe.  They're fairly new and only opened to get the sign on bonuses.  That still leaves me with 12.  Still a lot, but they're either regular users and/or old lines I don't want to close. 

[minnesotapaintlady]

So, the limit is only 6K, I guess my new Ink "Unlimited" isn't quite as advertised.    I'll have to break up my spending a little to get the bonus, which is fine.  Property taxes aren't going to post for a while anyhow.