2023 Controlled Spend/No Spend

[Iggy aka IG]

Thank you, catsareme!

[moneysquirrel]

Realized I haven't posted in a while.

August was mainly on track.  I needed to buy toner for the printer.  Will need to get other colors soon but will be spacing out those over the months.  Recently replaced all of the colors but I try not to print if not needed.  Also cashed in some points for a craft item that I have had my eye on for over a year.  Very glad I had enough to pay for that purchase.  

Rest of purchases were the usual -- food, gas, monthly bills, medical, and RXs.

September started with some clothes and shoe shopping,  Most items were on sale and were on the needed list.  So I don't feel bad about them.  Haven't purchased new tops in almost a year and the ones I have been wearing are showing the frequent use.

Yesterday I went to a bead show and restocked some needed items.  That will come from the craft sinking fund that I have where I put any money I make at the craft shows so it will not come from my monthly budget.  Glad that the craft show season is starting up again as I want to replenish that amount.

Hope all of you are doing well. 

[moneysquirrel]

Had 18 NSDs in October.  Hoping for the same or better this month.

[Iggy aka IG]

Both my weight and spending were up the month of October.  Coincidence?  Hmmmm....

[Knee Deep in Water Chloe]

Ugh...I am eagerly waiting the 2024 thread. 
Our frivolous spending is out of control. 

[nikiz628]

Dec 23, 2023 12:09:07 GMT -5 Knee Deep in Water Chloe said:

Ugh...I am eagerly waiting the 2024 thread. 
Our frivolous spending is out of control. 

SAMMMMEEE. We have January slated to be a NO SPEND month as of right now. We need to get it under control. 

[moneysquirrel]

Been a while since I posted here.

November -- No Spend days = 16 days 

Several spend days were usual monthly expenses and a few were because of the drops needed for my cataract surgeries.  A few fun things were also purchased/experienced.

December -- currently at 14 no spend days.  Several lunches to catch up with friends,  usual monthly expenses, a little shopping and a deposit on a future trip. (Balance due in January -- travel in April).  Did not expect to schedule this trip but may not have the opportunity to visit these places at a later time.  I'm not getting younger.

Will try to update at the end of the year -- I think I may be able to add a few more No Spends to my total. Today may be one but I am holding out just in case.

[moneysquirrel]

Finished the month with 18 No Spend Days.

Finished the year with 218 No Spend Days (so 59.7% of my year consisted of No Spend Days)

Note my Spend Days included necessary spending including groceries, ulitities, insurance, medical, and normal monthly bills as well as fun things.

[startsmart]

Is there a new 2024 thread yet? I’d like to participate more this year as I’m attempting a low spend YEAR

[moneysquirrel]

startsmart -- Not yet.  I am not sure how to start one.  So feel free to get one started.  I am sure there are others who may be interested.

[startsmart]

Jan 7, 2024 20:01:22 GMT -5 moneysquirrel said:

startsmart -- Not yet.  I am not sure how to start one.  So feel free to get one started.  I am sure there are others who may be interested.

Sure I’ll start one!