Rukh O'Rorke
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Post by Rukh O'Rorke on Mar 30, 2022 17:25:23 GMT -5
It’s dressed like Elvis but has Shaun cassidys face…
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NoNamePerson
Distinguished Associate
Is There Anybody OUT There?
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Location: WITNESS PROTECTION
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Post by NoNamePerson on Mar 30, 2022 17:34:21 GMT -5
It’s dressed like Elvis but has Shaun cassidys face… Couldn’t figure whose face but knew it sure didn’t look like Elvis.
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TheOtherMe
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Post by TheOtherMe on Mar 30, 2022 21:05:25 GMT -5
I thought Graceland was tacky as can be but that thing is atrocious.
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Deleted
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Post by Deleted on Mar 31, 2022 9:38:10 GMT -5
Our elderly tax clients are always surprised to owe taxes after their spouse dies and they file Single.
My bad financial decision could be never getting married. If I was married, I wouldn't pay so much in taxes. (I would also have someone to share housing costs with. Split that mortgage, property taxes, and house insurance bill? - Yes!)
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Post by minnesotapaintlady on Mar 31, 2022 10:20:00 GMT -5
My bad financial decision could be never getting married. If I was married, I wouldn't pay so much in taxes. (I would also have someone to share housing costs with. Split that mortgage, property taxes, and house insurance bill? - Yes!) Sounds great in theory, but it can easily end up being your worst financial decision too. Just read back through this thread for examples! My ex liked to buy things...lots of things. He also did a lot of stupid stuff and ended up in the ER a lot. We had some years with huge medical bills. He topped it all off by using my credit card to bail himself out of jail and draining our account to buy an RV.
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Deleted
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Post by Deleted on Mar 31, 2022 10:20:47 GMT -5
Our elderly tax clients are always surprised to owe taxes after their spouse dies and they file Single. My bad financial decision could be never getting married. If I was married, I wouldn't pay so much in taxes. (I would also have someone to share housing costs with. Split that mortgage, property taxes, and house insurance bill? - Yes!) There are trade-offs. It does annoy me that most tax cliffs/thresholds are double or half (whichever makes us pay more taxes!) for Singles compared to Marrieds. Our living costs certainly are not half those of a married couple. Still, marrieds have the scary scenario of one person in long-term care and one still living in the home. It was something DH and I worried about because he was 15 years older and his mother developed Alzheimer's before she died. DH died in 2016 without ever needing LTC, but I have an Aunt who was left with very little because my Uncle needed LTC for his Alzheimer's and died just about the time Medicaid would have kicked in. That meant she'd spent down to about $120K in assets plus the equity in the house. Not a lot for an 80+-year old blind lady. Fortunately her two sons have done well financially and her daughter-in-law is really good about doing things for her. I no longer worry about that. I will NOT marry anyone who can't fund his own LTC. I just wanna have fun.
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stillmovingforward
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Hanging on by a thread
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Post by stillmovingforward on Mar 31, 2022 10:23:01 GMT -5
Our elderly tax clients are always surprised to owe taxes after their spouse dies and they file Single. My bad financial decision could be never getting married. If I was married, I wouldn't pay so much in taxes. (I would also have someone to share housing costs with. Split that mortgage, property taxes, and house insurance bill? - Yes!) There are trade-offs. It does annoy me that most tax cliffs/thresholds are double or half (whichever makes us pay more taxes!) for Singles compared to Marrieds. Our living costs certainly are not half those of a married couple. Still, marrieds have the scary scenario of one person in long-term care and one still living in the home. It was something DH and I worried about because he was 15 years older and his mother developed Alzheimer's before she died. DH died in 2016 without ever needing LTC, but I have an Aunt who was left with very little because my Uncle needed LTC for his Alzheimer's and died just about the time Medicaid would have kicked in. That meant she'd spent down to about $120K in assets plus the equity in the house. Not a lot for an 80+-year old blind lady. Fortunately her two sons have done well financially and her daughter-in-law is really good about doing things for her. I no longer worry about that. I will NOT marry anyone who can't fund his own LTC. I just wanna have fun. Yup, you've met my mother. Who now lives with me because she can't afford to live on her own after my dad's extended illness drained their finances. Thankfully, she's an essay person to get along with.
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dannylion
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Gravity is a harsh mistress
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Location: Miles over the madness horizon and accelerating
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Post by dannylion on Mar 31, 2022 10:32:21 GMT -5
Feeling inspired by this thread...I think I'll order a matched set 😅 That is terrifying.Now I want one to put in the hallway at night. It'd give DH a heart attack.🤣 That was my reaction, as well. That thing is a nightmare. Nope. Nope. Nope. Even if I were an Elvis fan (which I have never been), that is a great big Nope. Also, what kind of moron spends $8000 on a life-size wax statue of anyone? OK, someone with extremely bad taste; that's a given. I have no idea what Madame Tussaud's museums spend on their creations, but since they tend not to be terror-inducing (unless they are supposed to be), one suspects that it is probably rather more than $8000 because they're made by skilled professionals or at least people who are probably not psychopaths. But seriously. Think of all the chocolate $8000 would buy. Or puppies. Or imported beer and fancy cheeses and charcuterie. Anyway, something of value.
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tskeeter
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Post by tskeeter on Mar 31, 2022 15:19:00 GMT -5
That is terrifying.Now I want one to put in the hallway at night. It'd give DH a heart attack.🤣 That was my reaction, as well. That thing is a nightmare. Nope. Nope. Nope. Even if I were an Elvis fan (which I have never been), that is a great big Nope. Also, what kind of moron spends $8000 on a life-size wax statue of anyone? OK, someone with extremely bad taste; that's a given. I have no idea what Madame Tussaud's museums spend on their creations, but since they tend not to be terror-inducing (unless they are supposed to be), one suspects that it is probably rather more than $8000 because they're made by skilled professionals or at least people who are probably not psychopaths. But seriously. Think of all the chocolate $8000 would buy. Or puppies. Or imported beer and fancy cheeses and charcuterie. Anyway, something of value. For $8,000 you and a friend could eat Belgian chocolate in Belgium, Swiss chocolate in Switzerland, drink German beer in Germany, and eat snails in Paris. And cheese and charcuterie yourself comatose in between.
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NastyWoman
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Post by NastyWoman on Mar 31, 2022 15:22:34 GMT -5
My worst financial decision was not a financial one at all. It was that I agreed to move abroad as expats. As the tag-along spouse I had no work permits anywhere (including here in the US during our first stay). xH was very good at earning a high income but very bad at investing our money. Neither of us were big spenders but he might as well have gone to Vegas and gamble there. As a result when we divorced there was little to divide between us but at least there was no debt.
So I did not start to seriously save for my retirement until I was in my early 50s. I got very lucky that I found a job at that age, I turned out to be very good at what I did, moved into various areas of the business the company was in, and they compensated me quite well. So at FRA I had a paid-off condo and enough savings to retire without changing my spending patterns. Some family related issues (not financial) lead to me working a few years longer than needed and that increased my retirement "stash" nicely.
But had I stayed in our home country and build a career a few decades early I would have much more and also not have encountered that situation that kept me going longer than FRA. I also got very lucky that I found a well paying job at my age and that once I had a foot in the door they recognized AND compensated me for my accomplishments. Life has been and still is good so no regrets.
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Post by minnesotapaintlady on Mar 31, 2022 15:27:31 GMT -5
So I did not start to seriously save for my retirement until I was in my early 50s. That's pretty damn good to start at that age and be where you are now.
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NomoreDramaQ1015
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Post by NomoreDramaQ1015 on Mar 31, 2022 15:28:01 GMT -5
That was my reaction, as well. That thing is a nightmare. Nope. Nope. Nope. Even if I were an Elvis fan (which I have never been), that is a great big Nope. Also, what kind of moron spends $8000 on a life-size wax statue of anyone? OK, someone with extremely bad taste; that's a given. I have no idea what Madame Tussaud's museums spend on their creations, but since they tend not to be terror-inducing (unless they are supposed to be), one suspects that it is probably rather more than $8000 because they're made by skilled professionals or at least people who are probably not psychopaths. But seriously. Think of all the chocolate $8000 would buy. Or puppies. Or imported beer and fancy cheeses and charcuterie. Anyway, something of value. For $8,000 you and a friend could eat Belgian chocolate in Belgium, Swiss chocolate in Switzerland, drink German beer in Germany, and eat snails in Paris. And cheese and charcuterie yourself comatose in between. But It wouldn't be with.Elivis.
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NastyWoman
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Post by NastyWoman on Mar 31, 2022 15:30:33 GMT -5
For $8,000 you and a friend could eat Belgian chocolate in Belgium, Swiss chocolate in Switzerland, drink German beer in Germany, and eat snails in Paris. And cheese and charcuterie yourself comatose in between. But It wouldn't be with.Elivis.There is a silver lining to (almost) everything
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obelisk
Familiar Member
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Post by obelisk on Mar 31, 2022 16:01:50 GMT -5
Paying for a certificate or degree that you will be unable to convert the certification or degree into a profession that will able you to ensure a higher wage accordingly. I have seen may family members fall into this trap at age 45+ Being "overaged" from many starting jobs with new certification and degrees is real.
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NastyWoman
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Post by NastyWoman on Mar 31, 2022 16:21:09 GMT -5
So I did not start to seriously save for my retirement until I was in my early 50s. That's pretty damn good to start at that age and be where you are now. Yes and no. I always looked at it as a derivative of FIRE where you work less years and retire early. If you can do it when young why not when you are older, provided of course that you find an employer that is willing to give you a chance.
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wvugurl26
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Post by wvugurl26 on Apr 2, 2022 10:47:36 GMT -5
My uncle gave $100k to a damn scammer who is supposedly reselling his timeshares. $50k of that was my grandma's savings for any care she might need and final expenses.
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finnime
Junior Associate
Be kind. Everyone you meet is fighting a great battle.
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Post by finnime on Apr 2, 2022 11:03:30 GMT -5
My uncle gave $100k to a damn scammer who is supposedly reselling his timeshares. $50k of that was my grandma's savings for any care she might need and final expenses. Ouch, that really hurts.
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ners
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Post by ners on Apr 2, 2022 11:07:42 GMT -5
My uncle gave $100k to a damn scammer who is supposedly reselling his timeshares. $50k of that was my grandma's savings for any care she might need and final expenses. Ouch, that really hurts.
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saveinla
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Post by saveinla on Apr 2, 2022 12:09:46 GMT -5
My uncle gave $100k to a damn scammer who is supposedly reselling his timeshares. $50k of that was my grandma's savings for any care she might need and final expenses. Did she consult with anyone or just give him the money? But this is not good for her, and you cannot even do anything - that must be hard.
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wvugurl26
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Post by wvugurl26 on Apr 2, 2022 12:46:31 GMT -5
My uncle gave $100k to a damn scammer who is supposedly reselling his timeshares. $50k of that was my grandma's savings for any care she might need and final expenses. Did she consult with anyone or just give him the money? But this is not good for her, and you cannot even do anything - that must be hard. She was told multiple times by my dad to quit giving my uncle money. She is determined that she will do whatever she wants. Which is just great for the rest of us left to chip in our money to cover the shortage on her bills last month and for whatever care she may need. We are looking at trying to get someone to come a few days a week to check on her and help with errands. My aunt and uncle did so in the past. Aunt passed away last month and uncle is currently unable to drive after his own hospitalization for a bad flare up of Myasthenia Gravis. We had planned to give her time to settle and I don't have to go back to the office at all until mid August. The idea was to get the help started in mid July while I could be here to supervise and make sure it was going to work out. To be clear, she helped me get started as a young adult. If she had run out of money through no fault of her own, I would gladly chip in. To have to do so because my uncle was dumb enough to believe a scammer above everyone else makes me angry. I'll still do it but I'm bitter about it.
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TheOtherMe
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Post by TheOtherMe on Apr 2, 2022 17:15:15 GMT -5
That would make me very angry and I'm sorry. Since it was Paypal, can the amounts be disputed? I think you have at least 6 months to dispute with them.
My ex was helped out by his twin aunts when he got his first job out of college. He didn't have the money to get to the job from Colorado. It was in Washington DC. They gave him the money to get there and for a deposit and a couple months of rent, along with groceries. They understood that you don't get paid immediately when you start a job.
As they aged, he went out to the Eastern Plains of Colorado to do most of the repairs on their house, etc. When they were getting their wills done, he told them he didn't want them to leave him any money as he had done quite well for himself thanks to them. He asked them to leave their money to his two brothers and that is what she did.
He was forever grateful to those two wonderful women.
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wvugurl26
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Post by wvugurl26 on Apr 2, 2022 19:25:16 GMT -5
I am pretty sure the scammer had him use the friends and family option which lacks protection. My cousin spoke to the local sheriff's office and filed a report with the FBI.
I did some digging and found the scammer's Florida business license. A friend is a US Marshal and was looking for the guy but now I'm certain he's not in the country.
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TheOtherMe
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Post by TheOtherMe on Apr 2, 2022 21:46:43 GMT -5
I'm sorry.
No that protection isn't available under friends and family. That's why I will only use friends and family with friends and family.
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