Last night I made Chicken & Cheese Enchiladas and Mexican Rice. I LOVE Mexican food (it's one of my biggest weaknesses) but is so expensive to eat out, especially after tip. I had my receipts that showed the price of what I paid for the ingredients, so added everything up and it turns out that one serving of the enchiladas and mexican rice (a true, healthful portion size--NOT restaurant size) is about $3. And I get 6 servings out of each dish that I make. So for about $18, I get to eat Mexican 6 times! I usually end up paying about $12 for one meal out.
Post by mommy2twoal on Jan 10, 2011 17:10:42 GMT -5
I received a new quote on insurance that saved us about $11/mo. Not a lot but adds up over a years time. Last week I called cell provided and had them review account, made some changes that resulted in about $10/month savings. Add this to just before Christmas I switched home phone to same carrier as cable/internet to get bundle price as they just now offered phone in my area, this resulted in $25 decrease. All total in less than a month I have saved about $46. Not too bad. It really pays to keep a check on these things. Now I will put $50 month in account for Christmas/gifts for the year and now put $50 more into savings each month.
I am exercising my out of shape saving muscles LOL. I canceled netflicks, checked to make sure my cable bill was correct and got a credit for canceling premium service and switched insurance carriers which should help me save appx. $300/year. Who hoo!
The other day I needed to make room in the freezer for some stuff, so I pulled out a turkey breast (that I had got for free around Thanksgiving). We're having it for dinner tonight with baked potatoes and salad. Cheap and easy dinner. I'm making it with Coke for the first time so we'll see how it turns out. Normally I'd season it up real nice but the recipe says to just pour the Coke on it and bake.
Post by desertmover on Jan 15, 2011 12:58:18 GMT -5
Ate leftovers, did 3 loads of laundry with homemade detergent, two using cold water, made muffins to take to work for breakfast. Fed kids leftovers. Making soup out of freezer/pantry contents to eat later today. Also going to the library and a museum on a membership. Said a prayer of Thanksgiving for the blessings in my life. I LOVE SATURDAYS!
I'm doing a "no spend month" to save up enough to finish paying off my wedding dress. So far, i'm 15 days in without buying junk. Just gas, groceries, utilities, and bills I have to pay
I'm also still going strong on my month of being a Vegitarian. I found a great calorie swap saver for myself too. I used to cover my celery and carrot sticks in ranch dressing... but i'm finding I really like using Humas instead... which I got a tub of for $0.99 the other day because its sell by date was approaching... but I knew i'd go through it in a week and I actually did! It was a brand I had never tried but wanted to because its cheaper then the brand I was currently buying. So that's a future swap i'll make permadent ;D
Post by NancysSummerSip on Jan 15, 2011 20:08:31 GMT -5
Instead of buying black beans in cans, I checked my pantry and found I had a bag of dried black beans already there. I put them in water for five hours, then into the crockpot with a carton of stock and some sauteed garlic, onion and green pepper, all of which I already had in the house. Served with rice (from the pantry) and enchiladas (beef, sauce, tortillas and cheese all on sale last week). Cost of dinner tonight: not an additional penny!
Post by rubyslippers on Jan 15, 2011 20:39:19 GMT -5
DH reminded me that I already had a certain marinade in the pantry so he saved me a little money at the grocery store since I didn't end up buying it. I also deposited a couple rebate checks into my vacation fund.
No kids again tonight! Took meat out of freezer and told DH we are eating at home! Got the bill for our childs college (our portion) and need to re-stock the EF. It still has money in it, I just want more money in it!
I am starting Grad School on Tuesday at my university. I also work as an Orientation Leader for incoming freshmen for First Step (a day long event all students have to go through before starting their first semester with us. There'll be about a dozen First Steps beginning in February and going through mid August for those coming in for the Fall 2011 Semester. We also have First Steps in the fall semester for those entering in the spring semester). We get paid 3 times/year (at the end of the fall, spring, and summer semesters). At yesterday's Orientation, the director of New Student Programs and the 2 grad assistants announced the MVP from the last First Step we had, back in November (for those entering as Freshmen for the spring 2011 semester). And it was me! I received a $25 gift card to our college bookstore. That will definitely help, as I have to buy my books for grad school. (As an undergrad, you rent your books for about $20/book. So having to buy them becomes a bit of sticker shock!)
I had already purchased my books for the spring, but will definitely have to buy more books for the fall!
Post by donnafreedman on Jan 16, 2011 19:41:56 GMT -5
Congratulations to all the folks who are quitting smoking! Don't be discouraged if you backslide. They say it takes something like seven tries on average. What I did today: Took my first real walk (four blocks) without crutches after spraining my ankle two weeks ago, over to the Asian market. I bought a dozen eggs, an acorn squash, an onion and two pounds of carrots. When I got home I boiled six of the eggs for egg salad for lunches (to be served with carrot sticks). I took a package of chicken drumsticks out to thaw (on sale for 59 cents a pound so I stocked up). Tomorrow I will make a vegetable curry with squash, carrots, onions and garlic; in place of coconut milk I will use organic chicken broth (49 cents per quart with coupons) and a chunk of "coconut butter" (which I bought to write about on my site, thus a business expense). When the curry is done I will toss in some leftover corn and the baked chicken. This will feed me for two to three meals, with some organic quinoa on the side (free, since DD left it with me when she moved). The chicken bones and the defatted pan juices will go into the slow cooker with some water and cook all day on low. I'll strain the liquid, dump in the leftover organic chicken broth and turn it into soup with spices, some frozen mixed vegetables (50 cents per pound on sale) and a handful of pasta (9 cents for a 12-ounce bag with coupon). That will make another few lunches, served with crackers and fruit.
Post by merryheart on Jan 17, 2011 15:19:45 GMT -5
I resisted going on an online yarn site to join the "sock" club. Yeah, I know I'm a total nerd - I knit socks. I love this certain website and have wanted to join the sock club for forever and I probably could have been in time to make it (places are limited). But I really can't justify the cost when CCs aren't paid off and I have enough sock yarn for a while. They are saying this will probably be the last year that they do it.
I'll survive and be that much better off financially!
merryheart--my mom knits socks too! I don't know what the sock club is, but she's part of a "meow" group that gets together once a month and has some big event every summer for a long weekend. The years she and my dad couldn't afford to send her all us kids pitched in (there are 5 of us) to pay for her trip. A group of them usually carpool together to save money and have time to "gab." Is the sock club like a "fruit of the month club" type thing? If so, just think, you won't be spending money on a yarn you don't like and you'll be able to look for sales and things when you use up more of yours.
This weekend we ate completely from the fridge/freezer/pantry. I convinced myself not to go to the store (a little cabin fever going) because I'd just want to spend money I need to save.
Got a call from the builder, he wants to start warming up the mill and cut logs in February, I need to get back on track with setting things up!
Post by merryheart on Jan 18, 2011 12:18:38 GMT -5
Yes, Apple, kind of like a Fruit of the Month club. Depending on which club, you get enough yarn to make a pair of socks and a special pattern. Most of the yarn is special order (you can't just go buy it) and most of the patterns are special designs just for the club. This one sends the special yarn, two patterns suitable for the yarn and usually lots of extras. It is pricey but generally, if all of the items are added up, you get way more for the cost of the club than what you would pay for the individual items if you could buy them that way.
I did fall down on the saving thing as I went to a book store last night and bought my own "birthday" present. I should have just gone home as I was feeling sorry for myself (no need to, just was) and that always leads to less than stellar decisions. Its done and I'm through being a sad sack.
Today will be a no spend day and that will help with the guilt and the budget!
Post by 4hendricks on Jan 18, 2011 12:21:36 GMT -5
I love this thread - I was very new to the Smart Spending Boards, thank you to all who got them up and running over here. What I did today to save money, called and reduced my land-line, cable, and Internet bill - by 20% for six months, and then 10% for a year. Will call after that. I am calling to refinance my mortgage - to 3.96 for 15years, from 6.086 - Have to get my cell phone out of my husband's name into mine for a 22% savings through my employer - overall goal - reduce our output by 10% for utilities, use that money to pay down mortgages early. Fund retirement accounts, build EF - and get grocery/HH bill down to $100. per month for a family of 4 (could be impossible if I don't find some good coupons and deals). Any help and encouragement is WELCOME